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HomeMy WebLinkAboutCC RESO 14,726RESOLUTION NO. 14.726 RESOLUTION OF THE CITY COUNCIL OF THE CITY OF NATIONAL CITY, CALIFORNIA AUTHORIZING AND APPROVING A GRANT AGREEMENT WITH THE U. S. DEPT. OF HOUSING & URBAN DEVELOPMENT PURSUANT TO THE HOUSING DEVELOPMENT GRANT PROGRAM FOR THE CONSTRUCTION OF KIMBALL TOWERS, NATIONAL CITY, CALIFORNIA (PROJECT NO. CA003HG401) WHEREAS, the City Council of the City of National City, California, by adoption of Resolution No. 14,393 on August 7, 1984, authorized filing of an application with the U. S. Dept. of Housing & Urban Development (HUD) for a housing development grant in the amount of $3 million; and WHEREAS, HUD, on November 29, 1984 announced preliminary funding approval of the Project and the City Council of the City of National City, California, on December 11, 1984, by adoption of Resolution No. 14,503 authorized acceptance of such preliminary funding approval; and WHEREAS, HUD has offered a Grant Agreement and the City Council wishes to proceed with the Project. NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of National City that the Agreement entitled "U.S. Dept. of Housing & Urban Development, Housing Development Grant Program, Grant Agreement, Kimball Towers, National City, California, Project No. CA003HG401" between the Secretary of Housing and Urban Development and the City of National City consisting of forty-nine pages including Exhibits A through E and related evidentiary material is hereby in all respects approved and the Mayor of the City is hereby authorized to execute said Agreement on behalf of the City of National City. A copy of said Grant Agreement is on file in the office of the City Clerk and reference is hereby made to all particulars contained therein. PASSED AND ADOPTED this 27th day of August, 1985. ATTEST: Io a Campbell, CitClerk APPROVED AS TO FORM: U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT HOUSING DEVELOPMENT GRANT PROGRAM GRANT AGREEMENT Grantee Name Project Name NATIONAL CITY, CALIFORNIA KIMBALL TOWERS Preliminary Approval Date Project Number NOVEMBER 29, 1984 CA003HG401 PREAMBLE This GRANT AGREEMENT is made and entered into by and between THE SECRETARY of HOUSING AND URBAN DEVELOPMENT, acting by and through the Assistant Secretary for Housing, as representative of the United States of America, hereinafter referred to as "HUD", and CITY OF NATIONAL CITY , hereinafter referred to as the "GRANTEE", pursuant to section 17 of the U.S. Housing Act of 1937, (Act), 42 U.S.C. 1437o and the Department of Housing and Urban Development Act, 42 D.S.C. 3531, et seg. RECITALS The Grantee has applied to HUD for grant assistance under the HOUSING DEVELOPMENT GRANT, hereinafter referred to as 'HDG", program to undertake activities which are consistent with the provisions of section 17 of the Act and HDG regulations at 24 CFR Part 850. HUD, in reliance upon the representations set forth in the Application, has, through a letter of notification, approved the award of grant funds to the Grantee, to be expended by the Grantee in conformity with the requirements and provisions of this Grant Agreement. IN CONSIDERATION of the mutual promises and covenants contained in this Grant Agreement, HUD and the Grantee agree as follows: TABLE OF CONTENTS HOUSING DEVELOPMENT GRANT PROGRAM GRANT AGREEMENT Introduction Page Preamble i Recitals i Table of Contents Schedule of Exhibits iv PART I - PROJECT SPECIFIC PROVISIONS Article I - Scope and Parties 1 Section 1.01 Scope of Agreement 1 Section 1.02 Participating Parties 2 PART II - GENERAL PROVISIONS Article II - Definitions and Contents •4 Section 2.01 General Definitions 4 Section 2.02 Contents of the Agreement 6 Article III - Compliance with Federal Rules and Regulations 7 Section 3.01 Delegation and Acceptance of Responsibilities 7 Section 3.02 Compliance with HUD Regulations 7 Article IV - Grantee Representations, Warranties, Obligations 8 Section 4.01 Legal Capacity 8 Section 4.02 Project Commencement, Completion and Operation 9 Section 4.03 Obligation to Cure Title Defects 9 Section 4.04 Notice/Action On Default/Substantial Violation 9 Section 4.05 Housing Assistance Plan 10 Section 4.06 Other Program Requirements 10 Article V - Owner/Grantee Agreement 12 Section 5.01 General Section 5.02 Development Phase Section 5.03 Management Phase Article VI - Third Party Contracts Section 6.01 Labor Standards Section 6.02 Assurance of Governmental Approvals Section 6.03 Completion of the Project Section 6.04 Maintaining Records, Right to Inspect and Copy Section 6.05 No Assignment or Succession ii 12 12 13 15 15 16 16 16 16 Section 6.06 Section 6.07 Section 6.08 Article VII - TABLE OF CONTENTS (continued) HUD Approval of Amendments Disclaimer of Relationships Conflict of Interest Evidentiary Materials Section Section Section Section Section Section Section Section Section 7.01 Commitments of Participating Parties 7.02 Form of Documentary Evidence - General 7.03 Opinions of Grantee Counsel - Form 7.04 Evidence of Debt - Form 7.05 Evidence of Agreements and Contracts - Form 7.06 Evidence of Loans - Closings - Bond Sale - 7.07 Evidence of Liquid Assets - Form 7.06 Evidence of Finances - Form 7.09 Evidence of Title - Form Article VIII - Amount and Authorized Uses of Grant Funds Section Section Section Section 8.01 Grant Assistance Provided 8.02 Authorized Uses of Grant Funds 8.03 Adjustments to Grant Funds 8.04 Use of Program Income Article IX - Disbursement of Grant Funds Section 9.01 Incurring Costs for Project Activities Section 9.02 Electronic Transfer and Letter of Credit Section 9.03 Authorization by HUD for Grantee to Draw Article X - Post Grant Agreement Certifications Section 10.01 Certification Upon Draw of Funds Section 10.02 Certification of Completion - Grantee Section 10.03 Certification of Completion - Non -Grantee 17 17 17 17 17 18 18 19 20 Form 20 21 21 22 22 22 22 23 23 24 24 25 Funds 26 28 28 29 29 Article XI - Audits, Reports, Records, Inspection and Review 29 Section Section Section Section Section Section 11.01 Duty to Maintain, Rights to Inspect and Copy 11.02 Audits 11.03 Reports 11.04 Records 11.05 Site Visits 11.06 Performance Review Article XII - Default, Substantive Violation and Remedies Section 12.01 Default Section 12.02 Corrective Action Section 12.03 Substantial Violation by Owner iii 29 30 30 30 31 31 32 32 32 33 TABLE OF CONTENTS (continued) Article XIII - Project Closeout Section 13.01 Iritiation of Closeout Section 13.02 Final Audit Section 13.03 Cost Certification and Refund Article XIV - Termination Section 14.01 Termination for Mutual Convenience Section 14 02 Termination for Cause and Grant Reduction Section 14.03 Claim for Money Article XV - Miscellaneous Section Section Section Section Section Section Section Section Section Section Section Section Section Section 15.01 Submissions and Notices 15.02 Assignment 15.03 Successors Bound 15.04 Remedies Not Impaired 15.05 Cumulative Remedies 15.06 Severability 15.07 Entire Agreement 15.08 Execution in Counterparts 15.09 Table of Contents; Titles and Headings 15.10 Amendment of this Grant Agreement 15.11 Disclaimer of Relationships 15.12 Governing Law 15.13 Waiver by HUD 15.14 Effective Date EXHIBIT A EXHIBIT B EXHIBIT C EXHIBIT D EXHIBIT E SIGNATURE PAGE SCHEDULE OF EXHIBITS APPLICATION DESCRIPTION OF GRANTEE ACTIVITIES DESCRIPTION OF NON -GRANTEE ACTIVITIES REQUIRED EVIDENTIARY MATERIALS PROJECT PERFORMANCE SCHEDULE iv 33 33 34 34 35 35 35 35 36 36 36 36 36 36 37 37 37 37 37 37 37 38 36 39 40 41 42 44 45 PART I - PROJECT SPECIFIC PROVISIONS ARTICLE 1 SCOPE AND PARTIES Section 1.01 Scope of Agreement (a) The maximum HDG amount is $ 3,000,000 (b) Project Construction/Rehabilitation Start: 10/85 (c) Estimated Completion Date: 10/86 (d) Minimum Project Term: 20 years (e) Project Description 1. Project Address: Street/Area: 13th Street and "D" Avenue City/State National City, California 92050. 2. Type and Number (i) New Construction OBR 1BR 2BR 3BR 4/More Total Lower Income Elderly 120 120 Family SubTotal 120 120 Other Units 30 30 Total 150 150 (ii) Substantial Rehabilitation OBR 1BR 2BR 3BR 4/More Total Lower Income Elderly Family SubTotal Other Units Total 1 3. Percentage of Commercial Space (a) Projects Gross Floor Area (GFA) 106,000 (b) Net Rentable Commercial Area -0- (c) Commercial Percent of GFA -0- (f) Project Leveraging Ratio: 1.66 (g) Relocation Benefits: Will be provided under the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970 (Uniform Act), and/or Will be provided under the HDG regulations at 24 CFR Part 850, or xX Will not apply Section 1.02 Participating Parties The term "Participating Party" consists of the persons, firms, corporations and entities identified in the Application and named below: "Grantee" shall mean: Name: City of National City, California Address: 1243 National City Blvd National City, California Contact: Thomas G. McCabe, City Mgr. (619) 477-1181 Ex. 21 "Owner" shall mean: Name: Community Development Commission of tjte National City, CA. Address: 1243 National City Blvd. National City, California 92050 Contact: Arnold A. Peterson, Exec. Director (§19) 477-2380 "Lender" shall mean: Name: Address: Contact: NONE 2 "Bond Purchaser" shall mean: Name: Address: Contact 'Issuer" shall mean: Name: " Address: Contact: " shall mean: " Name: Address: " shall mean: Name: Address: 3 PART II - GENERAL PROVISIONS ARTICLE II DEFINITIONS AND CONTENTS Section 2.01 General Definitions Unless specifically provided otherwise or the context requires, when used in this Grant Agreement: (a) "Act" means the U.S. Housing Act of 1937, 42 U.S.C. 1437o, as amended. (b) "Application" means the Application for Federal Assistance, and such other submittals, as are specified in Exhibit A of this Grant Agreement. (c) "Default" means any default set forth in section 12.01 of this Grant Agreement. (d) "Development" means the construction or substantial rehabilitation of the Project in accordance with Exhibits A, B and C of this Grant Agreement. (e) "Electronic Transfer" means the transfer of funds from the U.S. Treasury to the Grantee pursuant to section 9.02 of this Grant Agreement. (f) "Eligible Costs" means costs for the activities specified in Exhibit B and Exhibit C of this Grant Agreement, provided that such costs (i) are not incurred in connection with any activity which, under 24 CFR Part 850, are ineligible under the HDG program, and (ii) conform, as applicable, to the requirements of OMB Circular A-87 (Cost Principles for State and Local Governments), as may be amended. (g) "Environmental Requirements" means the requirements described in 24 CFR Part 58. (h) "Grant Funds" means those funds to be provided by HUD to the Grantee pursuant to the terms of this Grant Agreement, as specified in section 1.01 of this Grant Agreement. (i) "Grantee" means the entity specified as Grantee in the Preamble and section 1.02 of this Grant Agreement. (j) "Grantee Activities" means those activities of the Project to be carried out by the Grantee, or agent or agency of the Grantee, which activities are described in Exhibit B of this Grant Agreement. (k) "HDG Program" means the Housing Development Grant Program established by HUD pursuant to section 17 of the Act. (1) 'HMG Regulations" means the regulations at 24 CFR Part 850. (m) "HUD" means the U.S. Department of Housing and Urban Development. (n) "Letter of Credit" means the letter of credit to be issued or amended by the U.S. Department of Treasury pursuant to section 9.02 of this Grant Agreement and is distinguished from a Letter of Credit which may be part of an equity contribution required by Exhibit D of this Grant Agreement. (o) "Lower Income Units" means units identified in section 1.01(e)(2) of this Grant Agreement with rents, determined in accordance with 24 CFR 850, which will not exceed 30 percent of adjusted income of a household, as defined by 24 CFR Part 850.3, whose income equals 50 percent of median income applicable to the area in which the Project is located, as determined by HUD. (p) "Non -Grantee Activities" means those activities of the Project to be carried out by the Participating Parties, other . than the Grantee or agent or agency of the Grantee, which activities are described in Exhibit C of this Grant Agreement. (q) 'Owner" means one or more individuals, corporations, partnerships or other legal entities that hold (or will hold by a time specified in Exhibit E of this Grant Agreement) valid legal title to, or have (or will have by a time specified in Exhibit E of this Grant Agreement) a long-term leasehold interest in, the Project to be developed pursuant to this Grant Agreement and which is more specifically identified in section 1.02 and Exhibit A of this Grant Agreement. (r) 'Participating Party" means any person, firm, corporation, or public or private entity that has agreed to provide financial or other resources to carry out the Project and is identified in section 1.02 of this Grant Agreement. Identification in section 1.02 as a "Participating Party" means that HUD, in selecting the Grantee for the award of this grant, relied in material part upon a representation by the Grantee that the party so identified will complete a specified portion of the Project or a specific activity necessary for the completion of the Project. (s) "Program Income" means the gross income earned by the Grantee from grant -supported activities and includes (i) any income earned by the Grantee or agent or agency of the Grantee, from the use and disposition of real or personal property acquired in whole or in part with Grant Funds; (ii) repayment to the Grantee (including principal and interest) of any loan made in whole or in part with grant funds; (iii) repayment -to the Grantee of Grant Funds as a result of the Owner's uncorrected Substantive violation of obligations under the Owner -Grantee Agreement as described in Article XII of this Grant Agreement or 5 (iv) any income from an activity where it is specifically declared in Exhibit A of this Grant Agreement that the income from such activity shall be deemed to be Program income. (t) "Project" shall mean one or more buildings containing similarly constructed residential units, the site(s) on which the building or buildings is/are located, and any functionally related facilities, as more specifically described in section 1.01(e) and Exhibit A of this Grant Agreement. (u) "Project Term" shall mean the number of years during which the number of units specified as lower income in section 1.01(e)2 of this Agreement must be occupied or available for occupancy by lower income households. The Project Term shall begin on the date on which units in the Project are available for occupancy, and shall continue through the number of years specified in section 1.01(d) of this Agreement from the date on which 50 percent of total units in the Project are occupied. (v) "Secretary" means the Secretary of Housing and Urban Development or any other official of HUD to whom the Secretary • has delegated authority to act with respect to matters covered by this Grant Agreement. (w) "Substantive Violation" means a breach of the Owner's obligations under the Owner/Grantee Agreement as set forth in section 12.03 of this Grant Agreement. Section 2.02 Contents of the Agreement This agreement consists of Parts I and II of the Grant Agreement and the following exhibits, which are attached hereto, incorporated herein and made a part hereof: (a) Exhibit A: Application for Federal Assistance (SF 424), -and the attachments thereto, which are incorporated herein by reference, and a listing of any minor adjustments to the Application which may have been made by HUD during processing. (b) Exhibit B: Description of Grantee Actvities (c) Exhibit C: Description of Non -Grantee Activities 6 (d) Exhibit D: Required Evidentiary Materials I. Governmental Approvals II. Evidence of Title III. Owner/Grantee Agreement, with attachments (a) Public/Private Security Instruments (b) EDG Security Instrument (c) Affirmative Marketing Plan (d) Minority/Women-Owned Business Plan (e) Grantee Rent Mechanism (f) ARP Investment Plan (g) Opinion of Counsel IV. Legally Binding Commitments (e) Exhibit E: Project Performance Schedule 1. Submission of Evidentiary Materials 2. Start and Completion Dates ARTICLE III COMPLIANCE WITH FEDERAL RULES AND REGULATIONS Section 3.01 Delegation and Acceptance of Responsibilities By its execution of this Grant Agreement, the Grantee represents and warrants that it has the legal capacity to assume responsibilities for compliance with all applicable Federal rules and agrees and undertakes to assume and carry out all such responsibilities in accordance with all the requirements which are or may be established pursuant thereto. Section 3.02 Compliance with HDG Regulations The Grantee shall comply with the BDG regulations, as they may be amended, including the certifications specified therein. 7 ARTICLE IV GRANTEE REPRESENTATIONS, WARRANTIES AND OBLIGATIONS Section 4.01 Legal Capacity The Grantee has, by and through consultations among all necessary members of the Grantee's governing body and its officers, examined the following and by its execution of this Grant Agreement, the Grantee represents and warrants to BUD that: (a) The Grantee is duly organized and validly existing under law and has all the requisite power and authority to enter into this Grant Agreement. (b) This Grant Agreement has been executed and delivered by the Grantee in such a manner and form as to comply with all applicable laws and to make this Grant Agreement the valid and legally binding act and agreement of the Grantee. (c) If the Grantee is a State acting on behalf of a unit of general local government, the unit of general local government has concurred in the development of this Project. (d) There is no action, proceeding or investigation now pending, nor any basis therefor, known or believed to exist by the Grantee, which (i) questions the validity of this Grant Agreement, or any action taken or to be taken under it, or (ii) is likely to result in any materially adverse change in the authorities, properties, assets, liabilities, or conditions (financial or otherwise) of the Grantee which would materially and substantially impair the Grantee's ability to perform any of the obligations imposed upon the Grantee by this Grant Agreement. (e) The representations, statements, certifications and other matters contained in the Application were, to the best of the Grantee's information and belief, true and complete in all material aspects as of the date of filing of the Application and at the time of execution of this Grant Agreement. (f) As to the capacity of the Grantee to carry out obligations under this Grant Agreement, (i) the Grantee is not in material violation of its Charter, or any mortgage, indenture, agreement, instrument, judgment, decree, order, statute, ordinance, rule or regulation, and (ii) execution and performance of this Grant Agreement will not result in any such violation. (g) The Grantee has obtained, or has reasonable assurances that it will obtain, all Federal, State and local government approvals and reviews required by law to be obtained by the Grantee for the Project; and all Participating Parties have obtained or the Grantee has reasonable assurances that such Participating Parties will obtain, all such approvals and reviews required by law to be obtained by the Participating Parties for the Project. Toward that end, the Grantee assures that to the best of the Grantee's information and belief, no Participating Party has taken or will, with the Grantee's consent, take any action that might have an adverse environmental effect, limit the choices among competing environmental alternatives or might alter the environmental premises on which the Grantee's environmental findings were based. Section 4.02 Project Commencement, Completion and Operation (a) The Grantee shall use its best efforts to assure the: (i) Performance of all Grantee obligations under this Grant Agreement including, commencement and completion of the Grantee Activities described in Exhibit B of this Grant Agreement in accordance with Exhibit E of this Grant Agreement; (ii) Commencement and completion of Project Development by the Owner by the times specified in section 1.01(b) and (c), in accordance with Exhibit E of this Grant Agreement; and (iii) Operation and management of the Project by the Owner in accordance with HUD regulations and the Owner/Grantee Agreement described in Article V of this Grant Agreement. (b) The Grantee agrees that the undertakings and assurances of the above subsection (a) mean that the Grantee shall, to the maximum extent permitted by law, use and apply all of its governmental and proprietary powers to assure fulfillment of the Grantee Activities and commencement, completion and continued operation of the Project by the Owner, including, but not limited to, those powers governing taxes, other revenues, credit, eminent domain, appropriations, if necessary, for the purpose of providing any shortfall between the funds available under this Grant Agreement and funds necessary to complete all the Grantee activities described in this Grant Agreement, and other legal action necessary to enforce the Owner's obligations under HUD regulations and the Owner/Grantee Agreement. Section 4.03 Obligation to Cure Title Defects The Grantee shall, to the maximum extent permitted by law, use and apply all its governmental powers governing taxes, other revenues, credit, eminent domain and appropriations, if necessary, to assure the availability of real property, which is needed to complete Grantee Activities, free and clear of adverse and inhibiting title defects which will or may have a materially adverse effect on the use of such real property for the Project. Section 4.04 Notice/Action On Default/Substantive Violation (a) Promptly on discovery of Default or Substantive Violation, as defined in Article XII of this Grant Agreement, the Grantee shall give HUD written notice. 9 (b) Promptly on the discovery of such Default or Substantive Violation, the Grantee shall pursue, to the fullest extent possible and in accordance with Article XII of this Grant Agreement, all remedies available to the Grantee to remove or cure the Default or Substantive Violation, or to seek redress of or relief from its effects, including reimbursement of any Grant Funds expended bn the Project and to prevent or mitigate any adverse effects on the Project. The Grantee shall keep HUD fully informed as to the status of such actions. Section 4.05 Housing Assistance Plan The Grantee assures that the Project is consistent with the Housing Assistance Plan effective at the time of execution of this Grant Agreement. Section 4.06 Other Program Requirements The Grantee shall comply with the following requirements: (a) Equal Opportunity: (i) Title VIII of the Civil Rights Act of 1968, 42 U.S.C. 3601-19 (Public Law 90-284), and implementing regulations; Executive Order 11063 and regulations at 24 CFR Part 107; and Title VI of the Civil Rights Act of 1964 (Public Law 88-352) and regulations issued at 24 CFR Part 1; (ii) Executive Order 11246 and regulations at 41 CFR Chapter 60; (iii) Section 3 of the Housing and Urban Development Act of 1968, as amended; (iv) The Age Discrimination Act of 1975, 42 U.S.C. 6101-07, and the prohibitions against discrimination against handicapped individuals under Section 504 of the Rehabilitation Act of 1973, 29 U.S.C. 794 and implementing regulations at 24 CFR Part 8. (b) Environment and Historic Preservation: Section 104(f) of the Housing and Community Development Act of 1974, and 24 CFR Part 58, procedures for compliance with the National Environmental Policy Act of 1969 (U.S.C. SS4321-4361), and additional laws and authorities listed at 24 CFR 58.5. (c) OMB Circulars: OMB Circulars Nos. A-87 (Cost Principles for State and Local Governments), A-102 (Uniform Administrative Requirements for Grants -in -Aid to State and Local Governments) and A-122, as Revised (Cost Principles for Nonprofit Organizations) as they relate to the acceptance and use of Grant Funds. 10 (d) Lead -Based Paint: Lead -Based Paint Poisoning Prevention Act, 42 U.S.C. SS4821-4826, and implementing regulations at 24 CFR Part 35. (e) Relocation: Development of the Project will not cause the involuntary displacement of very low-income households by other than very low-income households. Relocation caused by the Project will be conducted as indicated in section 1.01(g) of this Grant Agreement. (f) Conflicts of Interest: No person (i) who is an employee, agent, consultant, officer or elected or appointed official of the unit of general local government in which the Project is located (and the State where the State is the applicant) (or of any designated public agencies) that receives a EDG and who exercises or has exercised any functions or responsibilities with respect to assisted • development activities or (ii) who is in a position to participate in a decision making process or gain inside information with regard to such activities, may obtain personal or financial interest or benefit from the activity, or have an interest in any contract, subcontract or agreement with respect thereto, or the proceeds thereunder, either for themselves or those with whom they have family or business ties, during their tenure or for one year thereafter. Exceptions may be granted to this prohibition under the EDG regulations at 24 CFR Part 850. (g) Use of Debarred, Suspended or Ineligible Contractors: The provisions of 24 CFR Part 24 relating to the employment, engagement of services, awarding of contracts, or funding of any contractors or subcontractors during any period of debarment, suspension or placement in ineligibility status apply. (h) Flood Insurance: The Project site shall not be located in an area that has been identified by the Federal Emergency Management Agency (FEMA) as having special flood hazards, unless the community in which the area is situated is participating in the National Flood Insurance Program and the regulations thereunder (44 CFR Parts 59-79) or less than a year has passed since FEMA notification regarding such hazards, and the grantee will assure that flood insurance on the structure is obtained in compliance with Section 102(a) of the Flood Disaster Protection Act of 1973 (42 U.S.C. 4001 et sea.). 11 ARTICLE V OWNER/GRANTEE AGREEMENT Section 5.01 General The Grantee shall enter into an agreement with the Owner, designated as the Owner/Grantee Agreement, which shall specify the means to be used by the Grantee to enforce the Owner's obligations under the Owner/Grantee Agreement, such as a covenant running with the land, rent regulatory agreement or other means acceptable to HUD, and which, in addition and at a minimum, shall require the Grantee to monitor the Owner's performance; to take legal action, as appropriate, to enforce compliance with the Owner's responsibilities under the Owner/Grantee Agreement; and include the requirements of section 5.02, section 5.03, Article VI and Exhibits B, C and D of this Grant Agreement. Other terms, not in conflict with HDG requirements, agreed upon by the Owner and Grantee, may be included in the Owner/Grantee Agreement. Section 5.02 Development Phase With respect to the Development phase of this Project, the Owner/Grantee Agreement shall include the following requirements: (a) The Grantee shall carry -out the Grantee obligations under this Grant Agreement, including the Grantee Activities set - forth in Exhibit B of this Grant Agreement and the Owner shall carry -out the Non -Grantee Activities set -forth as the Owner's responsibilities in Exhibit C of this Grant Agreement. (b) The Owner shall execute a security instrument which shall secure the Owner's compliance with its obligations under the Owner/Grantee Agreement and BUD regulations. The terms of the security agreement shall be set by the Owner and the Grantee and be approved by HUD, but at a minimum the instrument shall -evidence, in accordance with section 7.04 and Exhibit D of this Grant Agreement, that the !MG is a debt on the Project, which may be called in the event of Substantive Violation, in accordance with section 12.03 of this Grant Agreement. Such security instrument shall be attached to the Owner/Grantee Agreement. (c) Development of the Project shall commence at the time specified in section 1.01(b) of this Grant Agreement and shall be completed by the time specified in section 1.01(c) of this Grant Agreement, in accordance with Exhibit E of this Grant Agreement. (d) The project shall be developed in accordance with applicable State and local building codes or, in the absence of these codes, with a nationally recognized model building code. (e) No activity having potential environmental effects shall be undertaken until the Grantee has completed an environmental assessment of the Project in accordance with 24 CFR Part 58. 12 (f) Consistent with Executive Orders 11625, 12432 and 12138, and Exhibit D of this Grant Agreement, the Grantee shall, with the Owner, prepare, implement and maintain a minority and women - owned business development plan which shall contain specific • measurable goals and an affirmative strategy to promote awareness and participation by such business in the contracting and procurement activities generated by the Project. The plan shall be attached to the Owner/Grantee Agreement and shall remain in effect throughout the construction period. (g) The Owner shall comply with Title VIII of the Civil Rights Act of 1968, 42 D.S.C. 3601-19 (Public Law 90-284) and implementing regulations; Executive Order 11063 and regulations at 24 CFR Part 107; Title VI of. the Civil Rights Act of 1964 (Public Law 88-352) and regulations at 24 CFR Part 1=the Age Discrimination Act of 1975 (42 U.S.C. 6101-07); Section 504 of the Rehabilitation Act of 1973, 29 U.S.C. 794 and implementing regulations at 24 CFR Part 8; Executive Order 11246 and regulations at 41 CFR Chapter 60; and the requirements of Section 3 of the Housing and Urban Development Act of 1968. (h) The Owner shall agree that any duly authorized representative of HUD shall, at all reasonable times, have access to any portion of the Project in which the Owner is involved. Section 5.03 Management Phase With respect to the Management phase of the Project, the Owner/Grantee Agreement shall include the following requirements: (a) During the Project Term, units in the Project shall not be converted to condominium ownership or to a form of cooperative ownership that is not eligible to receive a HDG. (b) During the Project Term, the Owner shall not discriminate against prospective tenants on the basis of their receipt of or eligibility for housing assistance under any Federal, State or local housing assistance program or, except for an elderly housing project or units specifically identified in section 1.01(e)2 of this Grant Agreement as designated for the elderly, on the basis that they have a minor child or children who will be living with them. (c) The number of units by bedroom distribution specified in Section 1.01(e)2 of this Grant Agreement shall be occupied or available, through the Owner's best efforts, for occupancy by lower or very low income households during the Project Term. (d) Lower income units shall be leased only to tenants who are lower or very low income at the time of initial occupancy. (e) Lower income rents and tenant income shall be determined in accordance with HUD regulations at 24 CFR Part 850, Subpart F. 13 (f) In the event that reexamination of household income indicates that the tenant no longer qualifies as a lower income household, the Owner shall take appropriate action in accordance with HUD regulations at 24 CFR Part 850, Subpart F. (g) The Grantee shall have established a rent mechanism to assure that the type and number of units specified in section 1.01(e)(2) of this Grant Agreement are occupied or available for occupancy by lower income households during the Project Term. The rent mechanism shall be attached to the Owner/Grantee Agreement and shall include, at a minimum, provisions that: (1) the Grantee shall review and approve any schedule of rents proposed by the Owner for lower income units, (2) the Grantee acknowledges that any rent schedule, which shall include utility allowances, if utilities are tenant paid, submitted by the Owner, (within the permissible maximum allowed by this Grant Agreement and HDG regulations), will be deemed approved unless the Grantee informs the Owner, within 60 days after receiving the schedule, that it is disapproved because the schedule is not consistent with the rent mechanism, and (3) the initial monthly allowance for utilities and services to be paid by lower income households shall be as approved by HUD, in approval of the Application, with subsequent calculations of this allowance approved by the Grantee in connection with its review and approval of rent schedules. (h) Procedures to be followed by the Owner to determine tenant eligibility and actions to be taken in the event a tenant is determined to be over income shall be established and attached to the Owner/Grantee Agreement. (i) The Owner shall, at least annually on the date specified in the Grantee rent mechanism (and at any other time as required by the Grantee in the rent mechanism), recalculate the maximum monthly rent to be charged. The first rent recalculation shall be submitted by the Owner to the Grantee no later than 60 days prior to initial occupancy. (j) Marketing shall be done in accordance with the HUD - approved Affirmative Fair Housing Marketing Plan, Form HUD-935.2, and all fair housing and equal opportunity requirements. The Affirmative Fair Housing Marketing Plan shall be attached to the Owner/Grantee Agreement. (k) Local residency requirements shall not be permitted. Local residency preferences will be allowed to the extent that they are not inconsistent with affirmative fair housing marketing objectives and the the Owner's HUD -approved Affirmative Fair Housing Marketing Plan. With respect to any residency preference, persons expected to reside in the community as a result of current or planned employment will be treated as residents. 14 (1) A11 management and maintenance functions shall be performed in compliance with applicable equal opportunity requirements, as specified in subsection 5.02(g). (m) The Grantee and Owner shall agree that nothing contained in the Owner/Grantee Agreement shall preclude enforcement by the Federal Government of this Grant Agreement, civil rights statutes, or other provisions of law that apply to the EDG program. (n) The Owner shall agree that any duly authorized representative of HUD shall, at all reasonable times, have access to any portion of the Project in which the Owner is involved. (o) In the event that the HDG will be invested in an account for the purpose of making a periodic assisted rental payment (ARP), the Owner shall have agreed to an investment plan in accordance with section 9.03(e) of this Grant Agreement, which shall be attached to the Owner/Grantee Agreement. (p) Upon completion of the Project and resolution of any • findings of the final audit, the Owner shall submit to the Grantee, a written certification, executed by an authorized representative of the Owner, stating that all Development related activities required to be completed by the Owner in accordance with Exhibit C of this Grant Agreement have been completed consistent with the terms of this Grant Agreement, and specifying the date of completion and the actual cost to the Owner of labor, materials and necessary services for the construction of physical improvements for the Project in the format prescribed by HUD. ARTICLE VI THIRD PARTY CONTRACTS Section 6.01 Labor Standards All laborers and mechanics (except laborers and mechanics employed by a State and local government acting as the principal contractor on the Project) employed in the development of a Project assisted under the HDG program shall be paid wages at rates not less than those prevailing on similar construction in the locality, as determined by the Secretary of Labor in accordance with the Davis -Bacon Act, as amended, 40 U.S.C. 276a- 276a-5, and contracts involving their employment shall be subject to the provisions, as applicable, of the Contract Work Hours and Safety Standards Act, as amended, 40 D.S.C. 327-333. Grantees, Participating Parties, contractors and subcontractors shall comply with regulations issued under the Act and with other Federal laws and regulations pertaining to labor standards. 15 Section 6.02 Assurance of Governmental Approvals• The Grantee shall include or cause to be included in all its contracts with Participating Parties a warranty that the Grantee and each Participating Party has obtained, or has reasonable assurance that it will obtain, all Federal, State and local governmental approvals and reviews required by law to be obtained by the Grantee and the Participating Party for the Project. Any such approvals which have not been obtained shall be specified in such contract. Further, the Grantee shall include or cause to be included in all its contracts with Participating Parties a warranty that the Participating Party has not and shall not take any action which might have an adverse environmental effect, would limit the choices among competing environmental alternatives or might alter environmental premises on which the Grantee's environmental findings were based. Section 6.03 Completion of the Project The Grantee shall include or cause to be included in all its contracts with Participating Parties a provision by each Participating Party that the Participating Party acknowledges that HUD, in selecting the Grantee for the award of this HDG, relied in material part upon the assured completion of the Project and that the Participating Party assures the Grantee that the activities to be completed by the Participating Party shall be completed, in accordance with Exhibits A, C, D and E of this Grant Agreement. Section 6.04 Maintaining Records, Right to inspect and Copy The Grantee shall include, or cause to be included in all contracts with the Owner, or any other Participating Party with an identity of interest with the Owner or receiving funds directly from the Grantee provisions requiring that: (a) each such Participating Party keep and maintain books, accounts, reports, files, records and other documents relating to the receipt and disbursement of such Grant Funds; and (b) any duly authorized representative of HUD or the Comptroller General of the United States shall, at all reasonable times, have access to and the right to inspect, copy, audit, and examine all such books, records and other documents of such Participating Party in accordance with HUD guidelines, until the completion of all close-out procedures respecting this grant and the final settlement and conclusion of all HDG issues. Section 6.05 No Assignment or Succession The Grantee shall include in all its contracts with Participating Parties receiving Grant Funds an acknowledgement by the Participating Party that a transfer of Grant Funds by the Grantee to the Participating Party shall not be or be deemed to 16 be an assignment of Grant Funds, and that the Participating Party shall not succeed to any rights, benefits or advantages of the Grantee under this Grant Agreement, or attain any privileges, authorities interests or rights in or under this Grant Agreement. Section 6.06 HUD Approval of Amendments The Grantee shall include, or cause to be included, in all contracts which are required to be submitted to and approved by HUD in accordance with Exhibit D of this Grant Agreement a provision that during the term of this Grant Agreement such contract shall not be amended in any material respect after such approval and acceptance, without the prior written approval of HUD. 'Material" shall be defined as anything, in the control of the Grantee or any Participating Party, which cancels or reduces any developmental or financial obligation of any Participating Party by more than ten (10%) percent, changes the sites or character of any development activity, or increases any time for performance by a party by more than thirty (30) days. Section 6.07 Disclaimer of Relationships • The Grantee shall include, or cause to be included in all its contracts with Participating Parties, and in all contracts with any party involving the use of Grant Funds, a provision that nothing contained in this Grant Agreement, or in the contract between the parties, nor any act of BUD, the Grantee or any of the parties, shall be deemed or construed by any of the parties, or by third persons, to create any relationship of third -party beneficiary, principal and agent, limited or general partnership, joint venture, or any association or relationship involving HUD. Section 6.08 Conflict of Interest The Grantee shall include, or cause to be included in all its contracts with Participating Parties, and its contracts with any party involving the use of Grant Funds, a conflict of interest provision in accordance with section 4.06(f) of this Grant Agreement. ARTICLE VII EVIDENTIARY MATERIALS Section 7.01 Commitments of Participating Parties (a) In selecting the Grantee for the award of this grant, HUD has relied, in material part, upon the representations of the Grantee and the Participating Parties that the Grantee_.and the Participating Parties (i) will carry out certain activities connected with this Project; (ii) will complete those activities; (iii) have or will have the financial capacity to assure the carrying out of the activities to their completion; and (iv) will 17 invest, or caused to be invested, a specific amount in the Project. HUD has also relied upon the Grantee and the Participating Parties' representations that such Participating Parties will, prior to any use of the Grant Funds for the Project, enter into legally binding agreements evidencing the commitments which were so relied upon by HUD. (b) Evidentiary materials to be submitted to and approved by HUD as specified in Exhibit D of this Grant Agreement shall include: (i) a complete index describing the material submitted; (ii) the legally binding and enforceable commitment of the Participating Party, in unequivocal terms, to undertake and complete specified activities connected with the Project and to expend on the Project a specified minimum amount of funds or other form of investment; and (iii) clear and convincing evidence, in accordance with the requirements of this section that the Participating Party has on hand or will have available to it any finances or other things of value necessary to carry out the promises of completing the activities and making the specified investment. (c) Evidentiary materials specified in Exhibit D of this Grant Agreement shall be in the form specified in this Article VII and as may be more specifically described in Exhibit D. (d) Evidentiary materials specified in Exhibit D of this Grant Agreement shall be submitted to HUD in accordance with section 15.01 of this Grant Agreement, unless more specific directions are given in Exhibit D of this Grant Agreement. (e) Evidentiary materials which have been submitted to and approved by HUD shall not be amended in any material respect without prior written approval by HUD, in accordance with section 6.06 of this Grant Agreement Section 7.02 Form of Documentary Evidence - General All documentary evidence submitted to HUD shall be in the form of either a (i) duplicate original, or (ii) photographic copy of the fully executed original, of the documents. Section 7.03 Opinions of Counsel - Form (a) When the opinion of an attorney is required to be submitted to HUD under Exhibit D to this Grant Agreement, the opinion shall be in writing and shall be that of the Grantee's counsel, unless otherwise specified. (b) In the formulation or rendering of an opinion, the Grantee's counsel may rely upon the certification of other persons, or the written statements or opinions of other counsel; provided, a copy of each such certification statement or opinion is attached to the opinion of the Grantee's counsel. 18 (c) If the Grantee's counsel predicates the opinion upon "information and belief", then in all such cases the opinion of the Grantee's counsel shall contain, or have attached thereto, a statement or description of all of the information upon which the belief of the counsel is predicated. (d) The Grantee's counsel shall certify to the following: (i) An examination of the authority of all parties to the documents and all of the persons executing the documents on behalf of .he parties has been made and that the parties and said persons were authorized to enter into and execute the documents, and (ii) The commitments and/or agreements evidenced by said documents are legally binding under State and local law and conform to the requirements of this Grant Agreement. Section 7.04 Evidence of Debt - Form (a) Owner's evidence of debt securing the amount of the • grant under this Grant Agreement and the Owner's obligations under the Owner/Grantee Agreement and HUD regulations in conformance with section 5.02(b), Article VI and Exhibit D of this Grant Agreement; shall state the amount of the debt, the term of the debt, and the parties to the debt; shall describe the security provided; shall state that, in accordance with section 12.03 of this Grant Agreement, the total amount of HDG assistance outstanding shall be repaid to the Grantee in the event of Substantive Violation of specific obligations of the Owner under HUD regulations and the Owner/Grantee agreement; shall state that the amount of EDG to be repaid shall be reduced by ten percent (10%) for each full year in excess of 10 years that intervened between the beginning of the term of the Owner/Grantee Agreement and the Substantive Violation; shall indicate that the amount of interest to be paid in addition to repayment of the debt in the event of Substantive Violation will be determined by HUD by adding two percent (2%) to the average yield on outstanding marketable long-term obligations of the United States during the month preceding the date on which initial Grant Funds were released; may, at the Grantee's option, include provisions for repayment even when there is no Substantive Violation or debt forgiveness at the end of 20 years or such longer period as may be required by the Exhibit D of this Grant Agreement and shall be executed on behalf of the Owner by authorized individual(s). (b) The Owner's evidence of debt shall have attached an opinion of the Grantee's counsel and an opinion of the Owner's counsel, made in accordance with section 7.03 above, that the document complies with section 7.02, constitutes a debt on the Project, obligates the Owner to repay the debt in the event of Substantive Violation of the Owner's obligations to the Project pursuant to section 12.03 of this Grant Agreement, and it has been executed by authorized individual(s). 19 (c) Evidence of the debt may be in the form of a deed of trust or mortgage on all land, buildings, fixtures, equipment and other assets of the Owner comprising the Project, running in favor of the Grantee, or other form satisfactory to HUD, and contain sufficient evidence, satisfactory to HUD, which may include evidence of recordation, to enable HUD to determine the matters specified above at subsection (a) of this Section 7.04. (d) The security position of the Grantee may be subordinated to the first mortgage security interest of the Lender or Bond Purchaser in an amount not to exceed that to be provided by the Lender or Bond Purchaser in Exhibit C of this Grant Agreement, plus further advances by the Lender or Bond Purchaser that are invested in the Project and required for its completion. (e) The deed of trust or mortgage shall also contain standard provisions to protect the interest of the second mortgagee, including, for example, a provision that a default under the first mortgage which could permit a foreclosure by the first mortgagee shall constitute a default under the second mortgage and the !MG or the unpaid principal balance and interest of the EDG loan shall become immediately due and payable upon the taking of any action by the first mortgagee that, in the opinion of the Grantee or HUD, is or may be adverse to or impair the security interest of the Grantee. Section 7.05 Evidence of Agreements and Contracts - Form (a) Evidence of contractual commitments submitted to HUD shall include all of the documents evidencing the contractual commitment, with an opinion of Grantee's counsel attached. (b) The opinion of Grantee's counsel shall state that the documents constitute a valid and legally enforceable agreement or contract under the laws of the Grantee's State and that the documents conform to the provisions of this Grant Agreement. Section 7.06 Evidence of Loans - Closings - Bond Sale - Form Evidence of a loan having been made shall be submitted in the form of copies of notes, deeds, bonds, indentures and other documents which comply with section 7.02 above, and which shall contain sufficient evidence satisfactory to HUD to enable HUD to determine: that the loan has been closed; the principal amount of the loan, its purposes (interim or permanent), and the authorized uses of loan funds; the identity of the security for the loan; the term of the loan; the interest rate of the loan; the repayment provisions; the identity of all parties to the loan; and shall have an opinion of the Grantee's counsel made in accordance with section 7.03 above. In addition, if bonds are sold to finance the Project, the evidence shall include a statement from the trustee or depository of the proceeds 20 certifying that the bonds have been sold and that the proceeds are immediately available for the Project and shall have an opinion of the Grantee's counsel made in accordance with section 7.03 above. Section 7.07 Evidence of Liquid Assets - Form Whenever a Participating Party is required to provide evidence of liquid assets for an activity in an amount satisfactory and acceptable to HUD, a Lender or Bond Purchaser such evidence shall be in the form specified at section 7.02 above; shall be on the letterhead of the institution bolding the liquid assets, shall identify the Participating Party; and shall state that the Participating Party has on hand or immediately available to the Participating Party, liquid assets of a value and in an amount satisfactory and acceptable to HUD, a Lender or Bond Purchaser and that the availability and use of the liquid assets for the activity to be carried out by the Participating Party in connection with the Project is assured to the satisfaction of HUD, the Lender or Bond Purchaser. The document shall be executed by an authorized officer of the institution holding the liquid assets; and shall have attached an opinion of the Grantee's, Lender's or Bond Purchaser's counsel, that the documents comply with section 7.02 above and that the officer of the institution holding the liquid assets was authorized to execute the same. Section 7.08 Evidence of Finances - Form (a) Whenever evidence is required in the form of a statement and opinion of the Grantee's counsel or other party acceptable to HUD that a Participating Party has available a specific amount of finances for purposes of carrying out the commitment of that Participating Party, such evidence shall be in the form of an opinion of the Grantee's counsel or such other party acceptable to HUD made in accordance with section 7.03 above. (b) The opinion of the Grantee's counsel or other party acceptable to HUD shall certify that such party has examined the availability of the Participating Party's liquid assets and/or debt financing; shall state the amount and the source of the liquid assets on hand or immediately available to the Participating Party for use in the Project; and shall state the amount and the source of debt financing which is available, or irrevocably committed, to the Participating Party for use in the Project. To the extent applicable, the evidence of these funds shall be consistent with the provisions of sections 7.05, 7.06 and 7.07 above. (c) The opinion of the Grantee's counsel or that of such other party acceptable to HUD shall be that the Participating Party has on hand, immediately available or irrevocably committed to the Participating Party, for use in carrying out the commitments of the Participating Party to the Project, liquid 21 assets and/or debt financing in a sum equal to the specified amount of finances required in this Grant Agreement. Section 7.09 Evidence of Title - Form Whenever, in Exhibit D of this Grant Agreement, a Participating Party or the Grantee is required to acquire fee simple or leasehold title to real property, and proof of such acquisition is required, evidence shall be in the form of an opinion of the Grantee's counsel, in accordance with section 7.03. The opinion shall certify that on a specified date, either an original ALTA policy of land coverage or mortgage title insurance, or other records identified in the opinion, were examined by the Grantee's counsel; and that said policy or other records identified the Participating Party, or wholly -owned subsidiary of the Participating Party, or the Grantee or its agent or agency, as required, as owner or lessee of record, in fee simple or leasehold, of said property. The opinion shall further state that on the date specified by the Grantee's counsel, the record fee simple or leasehold title to said real property was vested in the Participating Party, or such subsidiary thereof, or in the Grantee or its agent or agency as required. In lieu thereof, evidence may be in the form of documents which comply with section 7.02 and which contain sufficient evidence, including evidence of recordation, to enable HUD to determine, to the satisfaction of HUD, that the Participating Party or the Grantee did acquire the title, as required. ARTICLE VIII AMOUNT AND AUTHORIZED USES OF GRANT FUNDS Section 8.01 Grant Assistance Provided In consideration of the obligations undertaken by the Grantee pursuant to this Grant Agreement, and in consideration of the obligations to be undertaken by the Participating Parties, as represented by the Grantee in the Application, HUD agrees, subject to the terms and conditions set forth in this Grant Agreement, to provide the Grantee with Grant Funds in an amount specified in section 1.01 of this Grant Agreement. Section 8.02 Authorized Uses of Grant Funds (a) Grant Funds shall be used only for residential purposes, and to provide the number of the units and bedroom distribution specified in section 1.01(e)(2) of this Grant Agreement. 22 (b) Grant Funds shall be used only for the purpose(s) described in Exhibits B and C of this Grant Agreement, subject to the project amendment provisions of the HDG regulations and this Grant Agreement. (c) In accordance with the BDG regulations at 24 CFR 850.17, Grant Funds shall not be used for (i) administrative costs incurred by the Grantee in connection with the BDG project or (ii) for the Development of housing previously assisted under any other Federal housing program or previously owned by BUD, in accordance with the BDG regulations at 24 CFR 650. Section 8.03 Adjustments to Grant Funds The amount of Grant Funds which HUD has agreed to provide to the Grantee under this Grant Agreement has been determined by HUD in reliance upon the cost estimates of the Grantee with respect to activities set forth in the Application and the firm investment commitments of the Participating Parties. HUD reserves the right to reduce the grant amount (i) to comply with BDG regulation 24 CFR 850; and (ii) to conform to any revision to which the Grantee and BUD may agree with respect to Exhibits B, C, D or E of this Grant Agreement. There will be no increase in the amount of HDG provided under this Grant Agreement. Section 8.04 Use of Program Income (a) Program Income received by the Grantee prior to completion of all Development activities funded with HDG amounts must be used to reimburse costs incurred for the Project activities and must be used prior to, and in place of, any draw from Grant Funds. (b) HUD may require all Program Income received by the Grantee prior to completion of all grant funded activities to be deposited in escrow under arrangements approved by HUD. (c) Except as provided in subsection (d) of this section 8.04 and Exhibit D of this Grant Agreement, Program Income received after completion of assisted activities shall be treated as miscellaneous revenue, and shall be used by the Grantee to support the construction, rehabilitation or operation of real property to be used primarily for low and moderate income residential rental purposes. (d) Amounts recovered by a grantee due to a breach of an Owner's obligations under the Owner/Grantee Agreement must be used under the HDG or Rental Rehabilitation Program, pursuant to section 17 of the Act, at the Grantee's option. 23 ARTICLE IX DISBURSEMENT OF GRANT FUNDS Section 9.01 Incurring Costs for Project Activities (a) Use of Grant Funds is conditioned on the Grantee having incurred costs to be paid in accordance with this Grant Agreement. Costs eligible to be paid with Grant Funds shall be governed by the following: (i) Except with respect to eligible relocation costs, the Grantee shall not have incurred costs prior to the Preliminary Approval Date, as specified on'Page i of this Grant Agreement. This provision does not prohibit a Participating Party, other than the Grantee, from having expended funds prior to preliminary approval. However, no action shall have been taken by any Participating Party prior to preliminary approval which might have an adverse environmental effect, would limit choices among competing environmental alternatives, or might alter the premises on which the Grantee's environmental findings were based. (ii) After the preliminary approval date, except as provided in 24 CFR 58.22 with respect to relocation costs, 24 CFR 58.34 with respect to exempt activities and subsection (c) of this section, a Grantee shall not spend any local funds or commit any Grant Funds until the environmental requirements of 24 CFR Part 58 have been fully satisfied and the Secretary has issued the environmental releases required by 24 CFR Part 58. (iii) After the Grantee has satisfied all Environmental Conditions and HUD has issued the required environmental releases, then at any time after the preliminary approval date for this Project, the Grantee and any Participating Party may incur eligible costs to be paid out of Grant Funds. (b) The authorization to incur costs in subsection (a) above is not an authorization to reimburse those costs and does not mean or imply that such costs will be reimbursed out of the Grant Funds. The Grantee and the Participating Parties may, at their own risk, and upon their own credit and expense, incur costs as authorized in subsection (a) above, but their authority to be reimbursed out of Grant Funds shall be governed by the provisions of this Grant Agreement applicable to the payment of costs and the release of funds by HUD. (c) Neither the Grantee nor any Participating Party shall incur costs in connection with any activity to be paid for, in whole or in part, with Grant Funds, even if such costs will not be reimbursed from Grant Funds, unless such costs could be incurred under subsection (a) above if such costs were to be paid with Grant Funds or for activities exempt under 24 CFR 58.34. 24 (d) Prior to issuance by HUD of environmental releases required by 24 CFR Part 58, neither the Grantee nor any Participating Party shall use any funds, including local funds, to take any action relating to the Project if such action might: (i) have an adverse environmental effect, (ii) limit choices among competing environmental alternatives, or (iii) alter the environmental premises on which the Grantee's environmental findings were based. Section 9.02 Electronic Transfer and Letter of Credit (a) After the Grantee submits five fully executed copies of this Grant Agreement, and demonstrates to HUD, initially through certification and subsequently through performance, its willingness and ability to establish procedures that will minimize the time elapsing between the transfer of Grant Funds to it and its disbursement of such Grant Funds, HUD will authorize a Letter of Credit to be issued to the Grantee by the Department of the Treasury, (hereinafter referred to as "Treasury"), under section 17 of the Act or shall cause the Letter of Credit previously issued to the Grantee by Treasury with respect to the Community Development Block Grant Program or Urban Development Action Grant Program under Title I of the Housing and Community Development Act of 1974 to be increased, in accordance with procedures established by Treasury, in an amount not to exceed the amount of Grant Funds referenced in section 1.01 of this Grant Agreement. After HUD has approved the evidentiary materials required by Exhibit D of this Grant Agreement, HUD will authorize the Grantee to draw funds against the Letter of Credit in accordance with the leveraging ratio specified in section 1.01(f) of this Grant Agreement. (b) A Grantee not meeting the requirements of subsection (a) relating to the timely disbursement of Grant Funds will receive HDG payments by Treasury check on a reimbursement basis. (c) The timing and amount of cash withdrawals from the Treasury by the Grantee shall be in accordance with the U.S. Department of Treasury regulations on withdrawal of cash from the Treasury for advances under Federal programs (31 CFR 205), as incorporated in HUD Handbook 1900.27 Rev., Letter of Credit Procedures -Treasury Financial Communications System. (d) Program Income shall be disbursed before additional draws from Grant Funds are made. (e) Unless otherwise specified in this Grant Agreement, Grant Funds shall not be drawn down at a rate in excess of that contained in the approved leveraging ratio for the Project, as specified in section 1.01(f) of this Grant Agreement. (f) Authorization to draw funds under a Letter of Credit and to pay costs out of Grant Funds shall be governed by the provisions of this Grant Agreement, HUD regulations and the 25 procedure established by HUD and the Treasury. The Grantee shall not draw upon the Letter of Credit until HUD has authorized the Grantee to draw pursuant to section 9.03 of this Grant Agreement. (g) Payment by Treasury of an improper or unauthorized draw to the Grantee shall not constitute a waiver of the right of HUD to challenge the validity of such draw, to enforce all rights and remedies set forth in this Grant Agreement, or take corrective action pursuant to the HDG regulations, which action may include, without limitation, suspension, termination or recapture of the Grantee's funding under this Grant Agreement. (h) The disposition of any excess Grant Funds that remain available under the Letter of Credit following completion of the Project, or termination of this Grant Agreement, shall be in accordance with section 13.03 of this Grant Agreement and close- out procedures then in effect or established by HUD, and the Grantee shall not have any rights to such Grant Funds. Section 9.03 Authorization by HUD for Grantee to Draw Grant (a) Grant Funds shall not be drawn prior to HUD's issuance of the environmental releases required by 24 CFR Part 58, written approval by HUD of the Owner/Grantee Agreement, Affirmative Fair Housing Marketing Plan, security instruments and other legally binding commitments specified in Exhibit D of this Grant Agreement, and written authorization from HUD to draw Grant Funds through Electronic Transfer pursuant to a Letter of Credit. (b) A11 certifications and other material required by this Grant Agreement to be submitted to HUD as conditions precedent to the Grantee's authority to pay costs out of Grant Funds shall be submitted by the Grantee prior to any draw of Grant Funds under the Electronic Transfer pursuant to a Letter of Credit. (c) Unless Exhibit B or C of this Grant Agreement authorizes the phasing of the Grantee's draw of grant funds, then upon issuance of the environmental release, upon a finding by HUD that the Grantee has submitted, in a timely manner and in acceptable form and content, all of the evidentiary materials specified in Exhibit D of this Grant Agreement, upon approval by HUD of those materials which, under section 9.03(a) and Exhibit D of this Grant Agreement, require HUD approval, and a finding by HUD that no Default or uncorrected Substantive Violation, as defined in Article XII of this Grant Agreement, has occurred, HUD shall promptly issue to the Grantee a written authorization to draw funds by Electronic Transfer under a Letter of Credit for the purposes authorized by this Grant Agreement. (d) If Exhibit B or C of this Grant Agreement authorizes the phasing of the Grantee's draw of funds, upon issuance —by HUD of the environmental release, upon a finding by HUD that the Grantee has submitted, in a timely manner and in acceptable form and content, all of the evidentiary materials specified in Exhibit D 26 of this Grant Agreement to be submitted and accepted by HUD for any particular phase of the draw of Grant Funds; upon approval by HUD of those materials which, under section $.03(a) and Exhibit D of this Grant Agreement, require HUD approval, and a finding by HUD that no Default or uncorrected Substantive Violation, as defined in Article XII of this Grant Agreement, has occurred, HUD shall promptly issue the Grantee written authorisation to draw funds by Electronic Transfer under a Letter of Credit in accordance with any requirement or authorisations described in Exhibit B or C for the particular phase of the draw of Grant Funds. (e) In the event that the BDG will be invested in an account for the purpose of making an assisted rental payment (ARP) to make the Project feasible, while maintaining the limited rents on Lower income units for the Project Term, the following restrictions shall apply: (I) Grant Funds shall not be drawn until 60 days s r iorto initial occupancy and then, upon issuance by HUD oftherequired environmental release, upon a finding that the Grantee has submitted in a timely manner and In acceptable form and content, all of the evidentiary materials specified in Exhibit D of this Grant Agreement and upon approval by BUD of those materials which, under section 9.03(a) and Exhibit D of this Grant Agreement, require BUD approval, and a finding by BUD that no Default or uncorrected Substantive Violation as defined by Article XII of this Grant Agreement, has occurred, HUD shall issue to the Grantee written authorisation to draw Grant Funds by Electronic Transfer under Letter of Credit for purposes authorised under this Grant Agreement. (ii) Grant Punds, as identified in Exhibit D of this Grant Agreement, shall be invested by the Grantee in a separate interest bearing ARP account, or by a trustee on behalf of the Grantee or transferred to the Amer for investment by a trustee, in accordance with an investment plan, approved by BUD prior to execution of this Grant Agreement, for the purpose of making periodic payments for the benefit of the Project. The investment plan shall describe the amount to be invested, the type and quality of the investment(s), the anticipated interest rate to be earned on the ARP account and the time period of the investment. The Investment plan shall set forth a disbursement schedule for making periodic payments, which shall include assumptions used to arrive at payment amounts. These assumptions shall include but need not be limited to projected rental income and operating expenses, projected changes in rental income and expenses, occupancy rate, and the Owner's cash on egsh return and commercial income, If any. The disbursement schedule may provide for either constant or declining payments, which must include the use of both principal and interest and fully deplete the ARP account by the end of the ARP account term. The Owner may pledge or assign Its rights in the trust account either to secure or to effect direct payment of the permanent financing. 27 r (iii) Any undisbursed balance in the ARP account at the end of the ARP account term shall be returned to the Grantee, to be used by the Grantee in accordance with section 8.04 of this Grant Agreement. Any outstanding HDG loan balance owed by the Owner to the Grantee may be reduced by the amount of the Grant Funds returned to the Grantee. (f) Prior to the Grantee's payment of any costs with Grant Funds, and prior to the Grantee's draw of any Grant Funds by Electronic Transfer under a Letter of Credit, there shall not be any outstanding and unresolved notice suspending the Grantee's authority to draw funds either by Electronic Transfer or Letter of Credit, breach of the Grantee's obligation to report a Default or Substantive, uncorrected Violation pursuant to section 4.04 of this Grant Agreement. (g) The Grantee shall maintain a financial management system that complies with Attachment G of OMB Circular A-102, "Standards for Grantee Financial Management System". ARTICLE X POST GRANT AGREEMENT CERTIFICATIONS Section 10.01 Certifications Upon Draw of Funds Execution by the Grantee of each request for a draw of Grant Funds either by Electronic Transfer or Letter of Credit shall constitute a certification that: (a) All the representations and warranties of the Grantee as set forth .in Article IV of this Grant Agreement continue to be valid, true and in full force and effect. (b) The Grantee is in compliance with all of the Grantee's obligations specified in this Grant Agreement which, by their terms, are applicable at the time of the draw of Grant Funds. (c) A11 conditions precedent to the Grantee's authority to draw the Grant Funds shall have been satisfied, in accordance with section 9.03 of this Grant Agreement. (d) The Grant Funds to be drawn will be used for eligible costs actually incurred or to be incurred in accordance with the provisions of this Grant Agreement, including Exhibits B and C of this Grant Agreement. (e) All Program Income which has been received by the Grantee has been deposited or used in accordance with section 8.04 of this Grant Agreement. 28 Section 10.02 Certification of Completion - Grantee Upon completion of the Project and resolution of any findings of the final audit, the Grantee shall submit to HUD a written certification, executed by the chief executive officer of the Grantee, stating that all Grantee Activities have been completed consistent with the terms of this Grant Agreement, and specifying the date of completion and the cost for each activity. Section 10.03 Certification of Completion - Non -Grantee Upon completion of the Project and resolution of any findings of final audit, the Grantee shall submit a written certification, executed by the chief executive officer of the Grantee, stating that all Non -Grantee Activities have been completed, consistent with the terms of this Grant Agreement, specifying the date of completion and the cost for each Non - Grantee Activity. The certification shall have attached to it a statement from each Participating Party responsible for completing Non -Grantee Activities, that the information in the certification with respect to Non -Grantee Activities carried out by that Principal Participating Party is complete and accurate. ARTICLE XI AUDITS, REPORTS, RECORDS, INSPECTION AND REVIEW Section 11.01 Duty to Maintain, Rights to Inspect and Copy (a) The Grantee shall keep and maintain such books, records, and other documents as required under the procedures and regulations now or hereafter applicable to grants under the HDG program, and as may be reasonably necessary to reflect and disclose fully the amount and disposition of Grant Funds, the total cost of activities paid for, in whole or in part, with Grant Funds, and the amount and nature of all investments, related to activities, which are supplied or to be supplied by other sources. (b) All such books, records and other documents relevant to the EDG shall be available at the offices of the Grantee (except that books, records and other documents of the Owner, and other Participating Party with an identity of interest with the Owner or receiving funds directly from the Grantee, which are relevant to the HDG and subject to this section 11.01 may be maintained at the offices of such Participating Party) for inspection, copying, audit and examination at all reasonable times by the duly authorized representative of the Secretary or HUD Inspector General or the Comptroller General of the United States. 29 Section 11.02 Audits (a) The Grantee's financial management system shall provide for audits to be made by the Grantee or at its direction, in accordance with audit guidelines prescribed by HUD. (b) The Grantee shall provide for audits in accordance with 24 CFR Part 44. (c) HUD may conduct other necessary or appropriate audits. (d) Upon notification from HUD to initiate closeout procedures, the Grantee shall arrange for a final audit of its grant accounts and records in accordance with HUD regulations and other HUD audit requirements. Section 11.03 Reports (a) General: The Grantee shall submit such reports, including lit g tion reports, as HUD may require. • (b) Progress Reports: Beginning on the Preliminary Approval Date, as specified on Page i of this Grant Agreement, the Grantee shall submit semi-annual progress reports, as specified by HUD. Reports shall be required until project closeout is completed and shall contain such information as BUD may prescribe, including information concerning the Project's Development schedule, Development and Project costs, and occupancy. (c) Relocation and Acquisition Reports: The Grantee shall report at least annually on a form prescribed by HUD on the number of persons and businesses relocated, numbers remaining in the relocation workload, a general breakdown of relocation costs, and on real property acquired, all as relating to the Project. (d) Equal Opportunity Reports: The Grantee shall submit reports required by HUD to demonstrate compliance with HUD regulation 24 CFR Part 850.35(a), (b) and (c). Section 11.04 Records (a) General: The Grantee shall retain financial records, supporting documents, statistical records, the environmental review records required by 24 CFR 58, and all other records pertinent to the EDG for a period of three years from the date of the submission of the last progress report, as prescribed by BUD regulations, except (i) records that are the subject of audit findings shall be retained until the audit findings have been resolved, if that date is later; and (ii) an annual record of Project occupancy shall be maintained by the Grantee for the duration of the Owner/Grantee Agreement described in Article V of this Grant Agreement and each annual record shall be retained for three years and shall be available to BUD on request. 30 (b) Nondiscrimination and equal opportunity records: Records maintained by the Owner pertaining to race, color, religion, sex or national origin of tenants and applicants for tenancy in assisted projects shall be retained by the Owner for a period of at least 25 months following the date the record was made. Section 11.05 Site Visits (a) Any duly authorized representative of HUD shall, at all reasonable times, have access to the entire Project. (b) The rights of access and inspection provided in this section shall continue during the Project Term. After closeout, site visits may be limited by HUD to a review of Project occupancy. Section 11.06 Performance Review (a) HUD will monitor the Grantee's performance to determine whether the Grantee is complying and has complied with the requirements of this Grant Agreement. • (b) In conducting its performance review, HUD will rely primarily on information obtained from the Grantee's records and reports, findings from on -site monitoring, and audit reports. HUD may also consider relevant information gained from other sources, including litigation and citizen complaints. (c) A final review of the Grantee's compliance with the Grant Agreement, applicable laws, and regulations relating to the Development of the Project will be made during the final audit. HUD may continue to monitor the Grantee's performance relating to occupancy after Project closeout. (d) If HUD determines that the Grantee has not met the requirements of this Grant Agreement, in accordance with HDG -regulations at 24 CFR Part 850, the Grantee will be given notice of that determination and an opportunity to demonstrate, within a reasonable time as prescribed by HUD and on the basis of substantial facts and data, that it has done so. (e) If the Grantee fails to demonstrate to HUD's satisfaction that it has met the requirements of this Grant Agreement, HUD will take appropriate corrective or remedial action in accordance with Article XII of this Grant Agreement. 31 ARTICLE XII DEFAULT, SUBSTANTIVE VIOLATION AND REMEDIES Section 12.01 Default A Default shall consist of any use of Grant Funds for any purpose other than as authorized in Parts I and II or Exhibits A, B or C of this Grant Agreement; breach of the performance schedule in Exhibit E of this Grant Agreement; or any breach of any covenant, agreement, provision or warranty of: (a) the Grantee made in this Grant Agreement; (b) the Grantee made in any agreement entered into between the Grantee and any Participating Party relating to the Project and specified in Exhibits B, C and D of this Grant Agreement, which, in the opinion of BUD, adversely affects the performance obligations of the Grantee or the Participating Parties as set - forth in this Grant Agreement; (c) any Participating Party made in any agreement specified in Exhibit C and D of this Grant Agreement, which, in the opinion of HUD, adversely affects the performance obligations of the Grantee or the Participating Parties as set -forth in this Grant Agreement. Section 12.02 Corrective Action Upon occurrence of any default specified in Section 12.01, HUD may take one or more of the following actions: (a) +direct the Grantee to submit progress schedules for completing approved activities; (b) issue a letter of warning advising the Grantee of the deficiency, establishing a date by which corrective actions must be completed, and putting the Grantee on notice that more serious actions will be taken if the deficiency is not corrected or is repeated; (c) inform the Grantee that a certification of compliance is no longer acceptable, and that additional information or assurances are required; (d) direct the Grantee to establish and maintain a management plan that assigns responsibilities for carrying out remedial actions; (e) direct the Grantee to suspend, discontinue or not incur costs for the affected activity; (f) direct the Grantee to reimburse the Grantee's program account or letter of credit in any amount improperly expended; 32 (g) change the method of payment from an advance payment basis to a reimbursement basis; or (h) direct the Grantee to cancel the Project before expending any or additional funds, or (i) other action, as appropriate, in accordance with sections 14.02 and 14.03 of this Grant Agreement. Section 12.03 Substantive Violation by Owner (a) A Substantive Violation shall consist of breach of the provisions in the Owner/Grantee Agreement, executed pursuant to Article V of this Grant Agreement and/or security instrument executed pursuant to section 7.04 of this Grant Agreement, relating to the requirements of EDG regulation 24 CFR 850.151(b), (c), (d) and (e) as set -forth in section 5.03 (a) through (f) of this Grant Agreement, which breach remains uncorrected after the Grantee has provided the Owner a reasonable opportunity for corrective action. (b) Upon a determination of a Substantive Violation of the Owner/Grantee Agreement, the Grantee shall notify the Owner, with a copy to HUD, of the: (i) nature of the violation, (ii) actions required to be taken and the remedies to be applied to cure the violation, and (iii) time by which the Owner shall take all the required actions to cure the violation. (c) In the event of an uncorrected Substantive Violation by the Owner of obligations specified in subsection (a) above, the Owner shall repay to the Grantee the amount equal to the total amount of EDG assistance outstanding, as of the date the Owner is notified of the violation, plus interest, which is determined by HUD by adding two percent to the average yield on outstanding marketable long-term obligations of the United States during the month preceding the date on which the initial Grant Funds were released. (d) The principal amount to be repaid under this section shall be reduced by 10 percent for each full year in excess of 10 years that intervene between the beginning of the term of the Owner/Grantee Agreement and the violation. ARTICLE XIII PROJECT CLOSEOUT Section 13.01 Initiation of Closeout (a) HUD will direct the Grantee to initiate closeout procedures when HUD determines, in consultation with the Grantee, that there are no impediments to closeout and that the following criteria have been or will be shortly met: 33 (i) All costs to be paid with Grant Funds have been incurred, with the exception of any unsettled third -party claims against the Grantee or Owner. (ii) For activities which include loan accounts, subsidy payment accounts or similar mechanisms, closeout may be initiated once the full amount of funds for these activities have been drawn by the Grantee and their use for the purposes described in this Grant Agreement has begun. (iii) The last progress report covering the Development phase required by section 11.03(b) of this Grant Agreement has been submitted and has been updated to the extent determined necessary by HUD. The failure of the Grantee to submit or update a report as required will not preclude HUD from effecting a grant closeout when this action is determined to be in the Federal interest. (iv) Other responsibilities of the Grantee with respect to Grant Funds under this Grant Agreement and applicable law and regulations appear to have been carried out satisfactorily, and. there is no further Federal interest in keeping the Grant Agreement open for the purpose of securing performance by parties to legally binding commitments. (v) The Grantee has satisfied or agrees to satisfy specific conditions or requirements including, but not limited to, the Grantee's obligation to take appropriate legal action to enforce the Owner's compliance with the Owner/Grantee Agreement executed pursuant to Article V of this Grant Agreement. Section 13.02 Final Audit Upon notification from HUD to initiate closeout procedures, the Grantee agrees to arrange for a final audit of its grant account and records in accordance with the HDG regulations and other HUD requirements. Section 13.03 Cost Certification and Refund (a) Upon resolution of any findings of the final audit, the Grantee agrees to prepare a certificate of completion and final cost, in accordance with section 10.02 of this Grant Agreement and in the manner prescribed by HUD, and submit it to the responsible HUD Field Office. (b) The Grantee agrees to refund to HUD any Grant Funds advanced in excess of the final grant amount, as shown on the certificate of completion approved by HUD. HUD will allow the Grantee a reasonable period of time, as determined by HUD, to recover such excess funds as may have been advanced tO a third party. 34 ARTICLE XIV TERMINATION Section 14.01 Termination for Mutual Convenience Grant assistance provided under this Grant Agreement may be canceled, in whole or in part, by agreement of HUD and the Grantee, before completion of the Project, if both parties agree that the continuation of the Project is infeasible or would not produce beneficial results commensurate with the further expenditure of funds. HUD will decide whether an environmental review of the cancellation is required. HUD and the Grantee will agree upon termination conditions, including the effective date and, in the case of partial terminations, the portion to be terminated. The Grantee agrees that it will not incur new obligations for the Project after the effective date, and will cancel as many outstanding obligations as possible. HUD will allow full credit to the Grantee for the noncancelable obligations properly incurred by the Grantee in carrying out the Project before the HDG is terminated. • Section 14.02 Termination for Cause and Grant Reduction When HUD determines that a Grantee has failed to meet one or more of the requirements of this Grant Agreement, including but not limited to the failure to submit the evidentiary material required by Article VII and Exhibit D of this Grant Agreement, and has failedto take the corrective actions required by Article XII of this Grant Agreement, HUD may, upon reasonable written notice, reduce or recapture the HDG or take other appropriate action. Other appropriate action includes, but is not limited to, any remedial action legally available, such as affirmative litigation seeking declaratory judgment, specific performance, damages, temporary or permanent injunctions and any other available remedies. Section 14.03 Claim for Money When HUD makes a final determination that it has a judicially enforceable claim for money against the Grantee in a situation where the HDG amount has been disbursed to the Grantee for ineligible uses of funds, HUD will follow the procedures described in the Federal Claims Collection Standards (4 CFR Parts 101-105) in order to: (a) demand in writing that the Grantee reimburse HUD in the amount of the ineligible costs, using funds from nonfederally derived sources, and (b) initiate affirmative litigation to recover the amount of Grant Funds used for ineligible purposes if necessary for collection. HUD's final determination to seek recovery under this section of Grant Funds expended for ineligible purposes 35 shall constitute a claim within the meaning of 31 U.S.C. 3711, et seq. and interest shall be charged on delinquent claims as required by the Federal Claims Collection Standards. ARTICLE XV MISCELLANEOUS Section 15.01 Submissions and Notices All submissions of evidentiary material required by Exhibit D of this Grant Agreement, notices, requests, approvals, waivers, rejections, agreements, disclosures, consents and objections of any kind made pursuant to this Grant Agreement shall be in writing, delivered to the office of the addressee as follows: (a) Communications to HUD shall be mailed simultaneously to (A) The Director, Housing Development Grant Divison, U.S. Department of Housing and Urban Development, 451 7th Street, S.W. Washington, D.C. 20410, and (B) The HUD Field Office authorized. to receive the Application of the Grantee; and (C) such other persons or at such other addresses as may be furnished by HUD. (b) Communications to the Grantee shall be addressed to the Grantee, at the address set forth on Page 2 of this Grant Agreement, or such other address furnished by the Grantee to HUD. Section 15.02 Assignment No right, benefit, or advantage of the Grantee under this Grant Agreement and no burden imposed on the Grantee hereunder may be assigned without prior approval of HUD. Authorization by HUD for the transfer of Grant Funds by the Grantee to a Participating Party shall not be deemed an authorization for an assignment, and such Participating Party shall not succeed to any rights, benefits or advantages of the Grantee. Section 15.03 Successors Bound This Grant Agreement shall bind, and the rights, benefits and advantages shall. inure to.the Grantee's successors. Section 15.04 Remedies Not Impaired No delay or omission by HUD in exercising any right or remedy available under this Grant Agreement shall impair any such right or remedy or constitute a waiver of any Default, or acquiescence therein. Section 15.05 Cumulative Remedies All rights and remedies of HUD under this Grant Agreement shall be cumulative. 36 Section 15.06 Severability The invalidity of any article, section, subsection, clause or provision of this Grant Agreement shall not affect the validity of the remaining articles, sections, subsections, clauses or provisions hereof. Section 15.07 Entire Agreement This Grant Agreement constitutes the entire agreement between HUD and the Grantee and supersedes all prior oral or written agreements between the parties hereto with respect to the subject grant. Notwithstanding the provisions of section 2.02 of the Grant Agreement, in the event of any inconsistency between the provisions of this Grant Agreement and the Application, then the provisions of this Grant Agreement shall prevail. Section 15.08 Execution in Counterparts This Grant Agreement may be executed in any number of counterparts. All such counterparts shall be deemed to be originals and together shall constitute one and the same instrument. Section 15.09 Table of Contents; Titles and Headings Any table of contents, the -title of any Articles, and headings of the sections and subsections set forth herein are not a part of this Grant Agreement and shall not be deemed to affect the meaning or construction of any of its provisions. Section 15.10 Amendment of this Grant Agreement This Grant Agreement, or any part hereof, may be amended only in writing, executed by HUD and the Grantee. Section 15.11 Disclaimer of Relationships The Grantee acknowledges that the obligation of HUD is limited to providing Grant Funds in the manner and on the terms set forth in this Grant Agreement. Nothing in this Grant Agreement, nor any act of either HUD or of the Grantee, shall be deemed or construed by either of them, or third persons, to create any relationship of third party beneficiary, principal and agent, limited or general partnership, or joint venture, or of any association or relationship whatsoever involving HUD. Section 15.12 Governing Law This Grant Agreement, as it may effect the rights, remedies duties, and obligations of HUD shall be governed by and construed in accordance with Federal law. Insofar as Federal law does not 37 MeV "Mgr eat apply, the provisions of this Grant Agreement shall be governed by and construed in accordance with the laws of the State in which the Project is located. Section 15.13 Waiver by HUD The Secretary reserves the right and shall have exclusive right to waive, at the sole discretion of the Secretary and to the extent permitted by law, any requirement or provision under this Grant Agreement. No act by or on behalf of BUD shall be, or be deemed to be or construed to be, any waiver of any such requirement or provision, unless the same be in writing, signed by the Secretary and expressly stated to constitute such waiver. Section 15.14 Effective Date (a) This Grant Agreement shall, when executed and dated by HUD, constitute an offer by BUD to the Grantee to make the stated BDG and to enter into this Grant Agreement. When delivered to the Grantee so executed and dated, the same shall constitute a tender of said offer, which shall be promptly accepted, if at . all, by the Grantee and which shall not be altered without BUD approval. HUD may revoke the tender and rescind the offer at any time prior to its acceptance by the Grantee, by written notice of BUD to the Grantee, given as specified at section 15.01 of this Grant Agreement. (b) This Grant Agreement shall be deemed to have been accepted, and shall become effective, as of the date this Grant Agreement is executed and dated by the Grantee. 38 Grantee NATIONAL CITY, CALIFORNIA Grant NumberrA003HG401 EXHIBIT A APPLICATION This Exhibit includes: (1) the Grantee's Application for Federal Assistance (SF 424), and any attachments thereto, which were relied upon by HUD in making this award and which are incorporated herein by reference and (2) a listing of any minor adjustments to the Application which may have been made by HUD during processing. NONE • EXHIBIT A Page 1 of _1 39 Grantee NATIONAL CITY, CALIFORNIA Grant Number CA003HG401 EXHIBIT B DESCRIPTION OF GRANTEE ACTIVITIES The "Grantee Activities" shall include the following: 1. The Grantee shall provide $3,00n,000 in Housing Development Grant funds as a grant to the Owner for project development costs. 2. As a part of the mechanism to assure affordable rents as prescribed in Section 5.03(g) of this Grant Agreement, the Grantee shall also describe the method for determining that priority in occupancy will be given to very low income tenants (as defined by HUD's Section 8 income limits) in 60 of the 120 lower income units. Further, the mechanism shall prescribe a method of establishing tenant deductions consistant with program requirements to determine rent from the very low income tenants at 30 percent of their adjusted income of the HUD maximum rents, whichever is less. 3. The Grantee shall enter into an Owner -Grantee Agreement in accordance with Article V of this Grant Agreement. 4. Grantee shall provide HUD with the means by which HOG restrictions shall he enforced for the full Project Term. EXHIBIT B 40 Page 1 of 1 Grantee NATIONAL CITY, CALIFORNIA Grant Number CA003HG401 EXHIBIT C DESCRIPTION OF NON —GRANTEE ACTIVITIES The 'Non —Grantee Activities" shall include the following: 1. The Owner shall enter into an Owner -Grantee Agreement in accordance with Article V of this Grant Agreement. 2. The Owner shall receive not more than $3,000,000 in Housing Development Grant funds as a grant from the Grantee to be used for project development costs. Notwithstanding the absence of a requirement to repay the HDG funds, the Grant shall be considered a debt secured by a lien on the property and subject to repayment under conditions specified in 24 CFR 850.155. 3. The Owner shall commit its 3.2 acre site known as parcel 2, Map No. 8R07 • for the purpose of constructing 150 rental units. The appraised value of said site is 3800,000. 4. The Owner shall provide $4,190,000 from the Senior Housing Construction Fund plus the appraised value of the site ($800,000) to be used as equity toward the development of the project. 5. The Owner shall construct a 150 unit elderly rental project in accordance with Section 1.01 of this Grant Agreement of which 120 shall be made available to lower income tenants for 20 years. Sixty of the 120 lower income units shall be offered on a priority basis to elderly persons/families (as defined by 24 CFR Part 813) with incomes below 50 percent of the median income of the area (i.e. below the Section 8 limit for very low income families). The Owner also agrees to charge the very low income tenants not more than 30 percent of their respective adjusted incomes for rent or the HUD maximum rents whichever is less 6. The Owner agrees to absorb without further assistance from HUD or the Grantee any loss in revenue resulting from the payment of tenant rents which are less than the HUD imposed maximum rents as shown in Exhibit M-5 of the HDG Application. The amount of such loss is estimated at $72,000 annually as shown in Exhibit M-2 of the HDG Application. 7. The Owner commits at least 20 percent of the surplus tax increment funds as a contingency to support project operations in the event that insufficient revenues are available as a result of the losses in rental revenue described in item 6 above. EXHIBIT C 41 Page 1 of 1 Grantee: NATIONAL CITY, CALIFORNIA Grant Number: CA003HG401 EXHIBIT D REQUIRED EVIDENTIARY MATERIALS The evidentiary materials to be submitted by theiGrantee to HUD Headquarters and appropriate Field Offices, in one complete package or binder, shall include the applicable provisions of Article VII of this Grant Agreement and shall consist of the following: I All governmental approvals and permits necessary for the commencement of the Grantee and Non -Grantee activities shall have been obtained or provided. Evidence of this requirement shall be a written certification from the Grantee, signed by the chief executive officer, in accordance with section 7.02 of this Grant Agreement. II Title to all land necessary for the Project shall be held by the Grantee or the appropriate Participating Party. Evidence of this commitment shall be in accordance with section 7.02 and section 7.09 of this Grant Agreement. III The Owner/Grantee Agreement, which shall include all of the requirements of Article V, the applicable requirements of Article VI and the provisions of Exhibits B, and C ascribed to the Owner and Grantee to be performed within the performance schedules set forth in Exhibit E and shall also include the following attachments: (a) In accordance with 7.04, mortgages or other security instruments securing the Owner's obligations under the Owner/Grantee Agreement pursuant to Article V of this Grant Agreement and repayment of the HDG in the event of the Owner's Substantive Violation of the obligations, as described in section 12.03 of this Grant Agreement. (b) The Affirmative Fair Housing Marketing Plan for the Project, Form HUD-935.2, prepared by the Owner and submitted by the Grantee to HUD for approval. (c) A plan for minority and women -owned business enterprise. (d) The Grantee's rent mechanism, in accordance with section 5.03(g), which shall have been approved by HUD. (e) The investment plan, with the schedule of disbursements in accordance with section 9.03(e) of this Grant Agreement, in the event the HDG is to be invested in an account for the purpose of making a periodic assisted rental payment (ARP) 42 Grantee: NATIONAL CITY, CALIFORNIA Grant Number: Exhibit D (continued) CA003HG401 (f) An opinion of counsel that the agreement is legally binding under State and local law and conforms to the requirements of this Grant Agreement. IV In accordance with section 7.06, mortgages and other security instruments securing the public and private financing. V Legally binding commitments to be submitted to HUD for approval shall include: The Owner and the Grantee shall have entered into an agreement in accordance with Article V of this Grant Agreement which shall be part of this paragraph and which shall obligate: 1. The Owner to provide $4,990,000 in equity as follows: a. Cash S4,190,000 b. Appraised Value of Land 800,000 TOTAL S4,990,000 The Grantee's Attorney or acceptable banking institution shall provide written certification that cash and land are available or irrevocably canmitted to the Owner's Non -Grantee Activities as specified in Exhibit C of this Grant Agreement. Such certification shall identify the kinds of assets and the nature of the irrevocable commitment(s) in accordance with Section 7.08 of•this Grant Agreement. 2. The Grantee to grant HOG funds in an amount not to exceed S3,000,000 to the, Owner which shall be considered a debt secured by a lien on the property and subject to repayment under conditions specified in 24 CFR 850.155. Evidence of this commitment shall be in accordance with Section 7.04 of this Grant Agreement. 3. The Grantee's mechanism to assure affordable rents, referenced in Section 5.03(g) of this Grant Agreement, shall also describe the Grantee's method of determining that priority will be given to tenants who are deter- mined to be below HUD's Section 8 income levels. Further, the mechanism shall prescribe a method of establishing tenant deductions to determine rent for the very low income tenants at 30 percent of their adjusted income. EXHIBIT D 43 Page 2 of 3 Grantee: NATIONAL CITY, CALIFORNIA Grant Number: CA003HG401 Exhibit D (continued) 4. The Owner to comply and conform to a process defined by the Grantee in the Owner -Grantee Agreement agreement, of annually submitting information regarding the very low income tenants as needed for the Grantee to review and approve changes in allowances for utilities and other tenant -paid services and for assuring that the rents charged and collected by the Owner are in accordance with Exhibit B, item 2 of this Grant Agreement. Evidence of this commitment shall be in accordance with Sections 7.02 and 7.05 of this Grant Agreement. 5. The Owner to absorb without further assistance from HUD or the Grantee any loss in revenue resulting from the payment of tenant rents which are less than the HUD imposed maximum rents as shown in Exhibit M-5 of the HDG application. The amount of such loss is estimated at $72,000 per year. Evidence of this commitment shall be in accordance with Sections 7.02 and 7.05 of this Grant Agreement. 6. The Owner to commit at least 20 percent of the surplus tax increment funds as a contingency to support project operations as specified in Exhibit C, item 7 of this Grant Agreement. Evidence of this commitment shall he in the form of at Resolution executed by appropriate local officials. 7. The Owner to provide that 60 of the lower income units shall be offered on a priority basis to elderly persons/families (as defined by 24 CFR Part 813) with incomes below 50 percent of the median income of the area (i.e., below the Section 8 limit for very low income families). The Owner to charge the very low income tenants not more than 30 percent of their respective adjusted incomes for rent or the HUD maximum rents whichever is less. Evidence of this commitment shall be in accordance with Section 7.05 of this Grant Agreement. 8. Grantees to enforce HDG restrictions for the full Project Term. Evidence of this commitment shall be a deed restriction covenant, running with the land or other mechanism satisfactory to HUD, which shall survive other interests in the Project for the full Project Term. EXHIBIT 0 43(a) Page 3 of 3 GRANTEE NATTONAT TTY. CALIFORNIA GRANT NUMBER CA003HG401 EXHIBIT E PROJECT PERFORMANCE SCHEDULE I (a) The evidentiary materials described in Exhibit D of this Grant Agreement must be submitted to the Secretary by the Grantee not later than January. 1986 • (b) Upon notification to the Grantee of the approval by the Secretary of the evidentiary materials required by subparagraph (a) above, Grantee shall be authorized to draw down Grant Funds in accordance with section 9.03 of this Grant Agreement consistent with Letter of Credit or Electronic Transfer procedures and other provisions of this Grant Agreement. II The Grantee Activities described in Exhibit B of this Grant Agreement and the Non -Grantee Activities described in Exhibit C of this Grant Agreement shall be commenced and completed in accordance with the following schedule: Grantee Activity Date Execute Grantee Agreement 10/85 Non -Grantee Activity Commence Construction • Complete Construction Initial Occupancy Fifty Percent Occupancy Complete Occupancy Date 10/85 10/86 10/86 11/86 12/86 EXHIBIT E Page 1 of 1 44 SIGNATURE PAGE THIS GRANT AGREEMENT is hereby executed and delivered by the Parties hereto on the dates set forth below their respective signatures, as follows: SECRETARY OF HOUSING AND URBAN DEVELOPMENT 1 BY: DATE: qf ACTING GENERAL DEPUTY ASSISTANT SECRETARY FOR HOUSING THE CITY OF NATIONAL CITY, CALIFORNIA BY: TITLE DATE: Kile morgan, Mayor T� (3) fully executed copies of this Grant Agreement must be delivered to the Director, Housing Development Grant Division, U.S. Department of Housing and Urban Development, 451 7th Street, S.W., Washington, D.C. 20410, and two (2) fully executed copies of this Grant Agreement must be delivered to the HUD field Office in accordance with section 15.01 of this Grant Agreement.