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HomeMy WebLinkAbout2008 CC RESO 2008-57 CDCRESOLUTION NO. 2008 — 57 RESOLUTION OF THE COMMUNITY DEVELOPMENT COMMISSION OF THE CITY OF NATIONAL CITY AUTHORIZING THE CHAIRMAN TO EXECUTE A SUBORDINATION AGREEMENT WITH STERLING BANK TO PLACE THE CDC FACADE LOAN AGREEMENT WITH MIKE N. DALLO AND MONA DALLO IN A SECOND TRUST DEED POSITION WHEREAS, on September 18, 2006, the Community Development Commission of the City of National City ("CDC") entered into a Facade Improvement Loan Agreement and Deed of Trust with Mike Dallo and Mona Dallo (the "Property Onwers"), the Owners of the Foodland Property ("Property"), which was approved by the adoption of Resolution 2006-216 on October 3, 2006; and WHEREAS, the Facade Improvement Agreement and Deed of Trust placed the Union Bank of California as the first Trust Deed on the Property, and the CDC was in second position; and WHEREAS, the CDC moved into first position when the Property Owners paid off their total debt to Union Bank of California; and WHEREAS, on April 1, 2008, the CDC and the Property Owners executed an amendment to the Facade Improvement Agreement, which increased the amount of the CDC's loan to the Property Owners from $347,320 to $542,349; and WHEREAS, at this time, the Property Owners desire to borrow $3.5 Million from Sterling Bank to improve the Property and expand business operations; and WHEREAS, in order to facilitate a loan to the Property Owners by Sterling Bank, the Bank has requested that the CDC enter into a Subordination Agreement with the Bank, whereby all indebtedness of the Property Owners to the CDC shall be subordinated to the loan by the Bank to the Property Owners, including, without limitation, the CDC's Subordinated Interests. NOW, THEREFORE, BE IT RESOLVED that the Community Development Commission of the City of National City hereby authorizes the Chairman to execute a Subordination Agreement with Sterling Bank to place the Facade Improvement Agreement with Mike N. Dallo and Mona Dello in a Second Trust Deed position. Said Subordination Agreement is on file in the Office of the City Clerk. PASSED and ADOPTED this 1st day of April, 2 . on Morrison, Chairman APPROVED AS TO FORM: George H. Eiser, III Legal Counsel Passed and adopted by the Community Development Commission of the City of National City, California, on April 1, 2008, by the following vote, to -wit: Ayes: Commissioners Morrison, Natividad, Parra, Ungab, Zarate. Nays: None. Absent: None. Abstain: None. AUTHENTICATED BY: RON MORRISON Chairman, Community Development Commission Secretary, Community Development Commission By: Deputy I HEREBY CERTIFY that the above and foregoing is a full, true and correct copy of RESOLUTION NO. 2008-57 of the Community Development Commission of the City of National City, California, passed and adopted on April 1, 2008. Secretary, Community Development Commission By: Deputy