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HomeMy WebLinkAboutCC RESO 2017-218RESOLUTION NO. 2017 — 218 RESOLUTION OF THE CITY COUNCIL OF THE CITY OF NATIONAL CITY AUTHORIZING THE MAYOR TO EXECUTE A SUBORDINATION AGREEMENT ALLOWING A NEW MORTGAGE THAT IS NOT -TO -EXCEED $265,100 TO BE AND REMAIN A LIEN PRIOR AND SUPERIOR TO A HOME PURCHASE ASSISTANCE LOAN ON A SINGLE -UNIT PROPERTY LOCATED AT 726 MARIPOSA CIRCLE IN NATIONAL CITY WHEREAS, Cristopher G. Manlongat and Maverick V. Manlongat ("Borrowers") are the owners of a condominium located at 726 Mariposa Circle in National City; and WHEREAS, in 2017 the City of National City made a loan for $67,400 from the HOME Investment Partnerships Program to assist in the purchase of the condominium; and WHEREAS, the Borrowers desire to refinance the existing first mortgage to reduce the interest rate to 4.125% with a new mortgage with a principal amount not -to -exceed $265,100 from Impac Mortgage Corp dba Cashcall Mortgage (`Lender"): and WHEREAS, in order to provide the loan, the Lender requires the subordination of the Deed of Trust that secures the HOME funds. NOW, THEREFORE, BE IT RESOLVED that the City Council of the City of National City hereby authorizes the Mayor to execute a Subordination Agreement and any other Escrow related documents as necessary. After being recorded by the County of San Diego Recorder's Office, a copy of the Subordination Agreement will be on file in the office of the City Clerk. PASSED and ADOPTED this 215t day of November, 2017. ATTEST: Michael R. Della, City Clerk APPROVED if.,. TO FORM: rris-Jones orney Passed and adopted by the Council of the City of National City, California, on November 21, 2017 by the following vote, to -wit: Ayes: Councilmembers Mendivil, Morrison, Rios, Sotelo-Solis. Nays: None. Absent: Cano. Abstain: None. AUTHENTICATED BY: RON MORRISON Mayor of the City of National City, California erk of the ty q�f National City, California By: Deputy I HEREBY CERTIFY that the above and foregoing is a full, true and correct copy of RESOLUTION NO. 2017-218 of the City of National City, California, passed and adopted by the Council of said City on November 21, 2017. City Clerk of the City of National City, California By: Deputy City