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HomeMy WebLinkAboutAttachment Inv Rep (Finance)BACKGROUND ATTACHMENT California Government Code Section 53646 requires the City Treasurer or the Chief Financial Officer to submit to the City Council a quarterly report of the City's investment portfolio consisting of the following information: ➢ Type of investment or description, ➢ Issuers (bank or institution), ➢ Dollar amount, ➢ Interest rate, ➢ Current market valuation as of the date of the report, ➢ And the date of maturity. In addition, the code requires that the report states the City's compliance with it's investment policy and include a statement on the City's ability to meet it's pool's expenditure requirements. OVERVIEW OF CITY INVESTMENTS The City's pooled investment portfolio as of the quarter ended December 31, 2010 is summarized below and compared to the quarter ended December 31, 2009. Par Value POOLED INVESTMENT PORTFOLIO QUARTER ENDED AS OF 41,721,649.71 12/31/2009' Book Value (1) Market Value (2) 41,721,399.71 41, 754, 909.89 42,317,063.94 42,316,738.94 42,443,832.99 (1) The book value is the actual cost of investments. (2) The market value is the amount at which the investments could be sold. The City of National City has 70.32% of the total portfolio invested in the California Treasurer's Local Agency Investment Fund (LAIF). This is a liquid investment pool, which allows participants to earn market rate returns of large investments, while retaining access to funds within 24 hours of a withdrawal request. Due to the current circumstances of the economy and the market conditions, LAIF return has been plunging for the last 24 months. For the month ended December 31, 2010, LAIF's monthly average effective yield was 0.462%. The summary of the City's investment portfolio is illustrated in the following chart. SUMMARY OF INVESTMENT PORTFOLIO As of December 31, 2010 INVESTMENTS HELD BY THE CITY Investment Type LAIF Medium Term Notes Federal Agency Securities Certificates of Deposit Negotiable CD/CDARS Totals for December 2010 Totals for December 2009 Portfolio decrease from same quarter last year YTM % of Book Value Market Value 365 Equiv. Portfolio 29,336,649.71 500,000.00 9,489,750.00 395,000.00 2,000,000.00 29,379,520.03 513,820.00 9,466,102.40 395,467.46 2,000,000.00 0.462% 4.000% 2.129% 2.478% 2.750% 70.32% 1.20% 22.75% 0.95% 4.79% 41,721,399.71 41,754,909.89 1.012% 100.00% 42,316,738.94 -595,339.23 Negotiable Certificates of Deposit CD/CDARS 0.95% 4.79 /0 Federal Agency Securities 22.75% Medium Term Notes 1.20% Investments Liquidity On Demand Within One Month One Month to One Year Within One to Five Years City of National City Finance Department Book Value % of Portfolio 29,336,649.71 0.00 2,395,000.00 9,989,750.00 70.32% 0.00% 5.74% 23.94% 41,721,399.71 100.00% Federal Agency Securities account for 22.75% of the investment portfolio. The average rate of return is 2.129% which is the average yield offered in the current market of Security Bonds with same terms. The City has 1.0% invested in Certificates of Deposit. These investments are in increments of $99,000 to ensure that the funds meet the Federal Deposit Insurance Corporation (FDIC) requirements. The average rate of return is 2.478%. On 9/13/2007 and 7/24/2008, City Council approved a $2 million and $1 million investments in the CDARS program. To date the total investment is $2 million. The current investment yield is 2.75% and accounts for 4.79% of the portfolio. The pooled investment portfolio has the ability to meet the City's financial needs. The next chart shows the distribution by Fund of the City's total $41.7M investment portfolio. FUND EQUITY IN POOLED INVESTMENTS OTHER FUNDS, $12.5 GENERAL FUND, $5.9 SEWERSERVICE FUND, $11.8 SPECIAL REVENUE FUNDS, $1.2 INTERNAL SERVICE FUNDS, $10.3 Investments City of National City Portfolio Management Portfolio Summary December 31, 2010 City of National City Par Market Book % of Days to YTM/C YTM/C Value Value Value Portfolio Term Maturity 360 Euiv. 365 Equiv. Certificates of Deposit - Monthly 395,000.00 395,467.46 395,000.00 0.95 731 104 2 444 2 478 LAIF Medium Term Notes 29,336,649.71 29,379,520.03 29,336,649.71 70.32 1 1 0.456 0.462 Federal Agencyy Securities 500,000.00 513,820.00 500,000.00 1.20 1,462 410 3.945 4.000 CDARS 9,490,000.00 9,466,102.40 9,489,750.00 22.75 1,826 196 2.100 2.129 2,000,000.00 2,000,000.00 2,000,000.00 4.79 728 68 2.712 2.750 41,721,649.71 41,754,909.89 Investments 41,721,399.71 100.00% 475 54 0.998 1.012 Total Earnings Current Year Average Daily Balance tive Rate of - ' um Jea '-tte Ladrido, Finance Director December 31 Month Ending Reporting period 12/01/2010-12/31/2010 Run Date: 01/18/2011 -16:39 35,607.54 42,431,077.13 0.99% 09/11 Fiscal Year To Date 237,231.57 46,144,190.55 1.02% Portfolio CNC CC PM (PRF_PM1) SymRept 6.41.202b Report Ver. 5.00 CUSIP Investment # Certificates of Deposit - Monthly SYS11328 SYS11324 SYS11336 SYS11330 LAIF 98-37-576 Issuer 11328 CIT Bank 11324 Discover Bank 11336 Tennesse Commerce Bank 11330 First Tuskegee Bank Subtotal and Average City of National City Portfolio Management Portfolio Details - Investments December 31, 2010 Average Purchase Balance Date 11058 Local Agency Investment Fund Medium Term Notes 36966RV94 11269 Federal Agency Securities 3133XSZ43 11318 313371363 11367 3133712V7 3133713E4 313371N93 313371KF2 313371KJ4 3128X8N57 3128X92S8 3134G1RS5 3134G1RA4 3134G1YF5 3136FHJF3 3136FPAB3 31398A3S9 3136FPVC8 3136FPYS0 3136FPXD4 3136FPB22 3136FPC70 3136FPA98 3136F82A2 Run Date: 01/18/2011 -16:39 11366 11369 11373 11375 11376 11342 11354 11363 11364 11370 11329 11362 11366 11371 11372 11374 11377 11378 11379 11266 395,000.00 Subtotal and Average 30,352,778.74 GEN ELEC CAP CRP Subtotal and Average 500,000.00 Federal Home Loan Bank Federal Home Loan Bank Federal Home Loan Bank Federal Horne Loan Bank Federal Home Loan Bank Federal Home Loan Bank Federal Home Loan Bank Federal Home Loan Mrtgage Corp Federal Horne Loan Mrtgage Corp Federal Home Loan Mrtgage Corp Federal Home Loan Mrtgage Corp Federal Home Loan Mrtgage Corp Federal Natl. Mortgage Assoc. Federal Natl. Mortgage Assoc. Federal Natl. Mortgage Assoc. Federal Natl. Mortgage Assoc. Federal Natl. Mortgage Assoc. Federal Natl. Mortgage Assoc. Federal Natl. Mortgage Assoc. Federal Natl. Mortgage Assoc. Federal Natl. Mortgage Assoc. Fannie Mae 04/08/2009 04/02/2009 04/28/2009 04/17/2009 Par Value Market Value 98,000.00 99,000.00 99,000.00 99,000.00 98,467.46 99,000.00 99,000.00 99,000.00 Stated Book Value Rate 98,000.00 99,000.00 99,000.00 99,000.00 395,000.00 395,467.46 29,336,649.71 29,379,520.03 395,000.00 2.350 2.510 2.650 2.400 29,336,649.71 0.462 29,336,649.71 29,379,520.03 02/14/2008 500,000.00 02/18/2009 10/05/2010 10/05/2010 10/05/2010 11/23/2010 11/24/2010 11/24/2010 06/18/2009 04/15/2010 08/25/2010 08/25/2010 11/17/2010 04/21/2009 08/18/2010 09/30/2010 11/19/2010 11/23/2010 11/23/2010 11/30/2010 12/15/2010 12/15/2010 02/12/2008 500,000.00 250,000.00 500,000.00 500,000.00 500,000.00 250,000.00 250,000.00 250,000.00 240,000.00 250,000.00 500,000.00 500,000.00 500,000.00 250,000.00 500,000.00 500,000.00 500,000.00 500,000.00 250,000.00 500,000.00 500,000.00 500,000.00 250,000.00 513,820.00 513,820.00 29,336,649.71 Page 2 YTM/C Days to Maturity S&P 365 Maturity Date 300 226 143 2.350 2.510 2.650 2.400 97 04/08/2011 93 04/04/2011 117 04/28/2011 107 04/18/2011 2.478 104 0.462 1 0.462 1 500,000.00 4.000 AA+ 4.000 410 02/15/2012 500,000.00 250,517.50 250,000.00 3.000 491,090.00 500,000.00 2.000 495,965.00 500,000.00 2.050 496,855.00 500,000.00 2.000 241,182.50 250,000.00 1.700 243,970.00 250,000.00 1.050 243,930.00 250,000.00 1.000 248,822.40 240,000.00 3.000 251,660.00 250,000.00 3.000 498,580.00 500,000.00 2.000 494,325.00 500,000.00 2.125 491,580.00 500,000.00 1.750 251,035.00 250,000.00 2.000 494,525.00 500,000.00 2.000 497,015.00 500,000.00 2.000 485,480.00 500,000.00 1.250 487,295.00 499,750.00 1.250 246,757.50 250,000.00 1.000 492,755.00 500,000.00 2.000 494,960.00 500,000.00 2.000 499,855.00 500,000.00 2.120 266,900.00 250,000.00 4.000 AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA AAA 4.000 410 3.000 2.000 2.050 2.000 1.700 1.050 1.000 3.000 3.000 2.000 2.125 1.750 2.000 2.000 2.000 1.250 1.300 1.000 2.000 2.000 2.120 4.000 48 02/18/2014 4 10/05/2015 4 10/05/2015 94 10/05/2015 53 11/23/2015 54 11/24/2015 54 11/24/2015 534 06/18/2014 104 04/15/2015 55 08/25/2015 55 08/25/2015 47 11/17/2015 110 04/21/2014 48 08/18/2015 88 09/30/2015 138 11/19/2015 326 11/23/2015 326 11/23/2015 333 11/30/2015 165 12/15/2015 165 12/15/2015 773 02/12/2013 Portfolio CNC CC PM (PRF_PM2) SymRept 6.41.2026 CUSIP City of National City Portfolio Management Portfolio Details - Investments December 31, 2010 Average Purchase Investment # Issuer Balance Date Federal Agency Securities 3136F82A2 C 11267 Fannie Mae 3136F9CB7 11274 Fannie Mae Subtotal and Average 9,183,298.39 02/12/2008 03/11/2008 Par Value Page 3 Stated YTM/C Days to Maturity Market Value Book Value Rate S&P 365 Maturity Date 500,000.00 533,705.00 250,000.00 267,342.50 9,490,000.00 9,466,102.40 500,000.00 4.000 AAA 4.000 773 02/12/2013 250,000.00 4.000 AAA 4.000 800 03/11/2013 9,489,750.00 2.129 196 CDARS SYS11327 11327 Neighborhood National Bank 03/12/2009 2,000,000.00 2,000,000.00 2,000,000.00 2.750 2.750 68 03/10/2011 Subtotal and Average 2,000,000.00 2,000,000.00 2,000,000.00 2,000,000.00 2.750 68 Total and Average 42,431,077.13 Run Date: 01/18/2011 -16:39 41,721,649.71 41,754,909.89 41,721,399.71 1.012 54 Portfolio CNC CC PM (PRF_PM2) SymRept 6.41.202b City of National City Portfolio Management Interest Earnings Summary December 31, 2010 December 31 Month Ending Fiscal Year To Date Page 4 CD/Coupon/Discount Investments: Interest Collected 6,774.72 Plus Accrued Interest at End of Period 61,581.47 Less Accrued Interest at Beginning of Period ( 49,301.78) Less Accrued Interest at Purchase During Period ( 0.00) Interest Earned during Period Adjusted by Capital Gains or Losses Earnings during Periods 109,145.96 61,581.47 53,158.60) 0.00) 19,054.41 117,568.83 0.00 250.00 19,054.41 117,818.83 Pass Through Securities: Interest Collected Plus Accrued Interest at End of Period Less Accrued Interest at Beginning of Period Less Accrued Interest at Purchase During Period Interest Earned during Period Adjusted by Premiums and Discounts Adjusted by Capital Gains or Losses Eamings during Periods 0.00 0.00 0.00 0.00 0.00) ( 0.00) 0.00) ( 0.00) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash/Checking Accounts: Interest Collected 0.00 133,605.66 Plus Accrued Interest at End of Period 364,373.19 364,373.19 Less Accrued Interest at Beginning of Period ( 347,820.06) ( 378,566.11) Interest Earned during Period 16,553.13 119,412.74 Total Interest Earned during Period Total Capital Gains or Losses 35,607.54 236,981.57 0.00 250.00 Total Earnings during Period Run Date: 01/18/2011 -16:39 35,607.54 237,231.57 Portfolio CNC CC PM (PRF_PM6) symRept 6.41.2026