Loading...
HomeMy WebLinkAboutCouncil Agenda StatementMEETING DATE: CITY OF NATIONAL CITY, CALIFORNIA COMMUNITY DEVELOPMENT COMMISSION COUNCIL AGENDA STATEMENT February 1, 2011 AGENDA ITEM NO. ITEM TITLE: Resolution of the Community Development Commission of National City (CDC) authorizing the Chairman to execute a Subordination Agreement with Mike N. Dallo and Mona Dallo to place the CDC Facade Loan Agreement in a second trust deed position for the property located at 303 Highland Avenue (Foodland). PREPARED BY: Alfredo Ybarra DEPARTMENT: Community Development PHONE: 619 336-4279 APPROVED BY: EXPLANATION: The CDC made a $542,349 loan of tax increment funds to Mike N. Dallo and Mona Dallo (Borrowers) on September 18, 2006 for the purpose of rehabilitating the facade at 303 Highland Avenue in National City. Pursuant to the promissory note, the loan will be forgiven five (5) years from the completion date of the improvements as long as the Foodland Market facade improvements are maintained for at least five years. The Borrowers are now requesting a refinancing of the property by applying for a new first trust deed loan with Zions Bank. To facilitate this refinancing, they are requesting the CDC execute the attached subordination agreement that will allow the new Zions Bank loan to take first position with the CDC loan taking a second position. The purpose of the financial restructuring is to allow the borrowers to pull funds out of the property that the Borrowers had previously invested. (see staff background report for further details) FINANCIAL STATEMENT: APPROVED: Finance ACCOUNT NO. APPROVED: MIS There is no fiscal impact associated with this request ENVIRONMENTAL REVIEW: Not Applicable ORDINANCE: INTRODUCTION: FINAL ADOPTION: STAFF RECOMMENDATION: Approve resolution BOARD ! COMMISSION RECOMMENDATION: ATTACHMENTS: 1. Staff Background Report 2. Subordination Agreement