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Background
Falkenberg, Gilliam and Associates (FGA) has been the property management
company for the Morgan and Kimball Towers since 1995. Each year, an
operating budget for each building is prepared by the management company and
is reviewed and approved by the Community Development Commission.
Morgan Tower
Morgan Tower is a 152-unit complex located at 1415 D Avenue. Of the 152-
units, one unit is reserved for property management staff and 151 are rented to
qualified households. Of the 151 rental units, 149 receive Section 236 rental
assistance from HUD. Two units are market (unsubsidized) rate and do not
receive rental subsidies.
Pursuant to HUD regulations, Morgan Tower is projected to receive a $10 or
1.48% increase in rent using HUD's automatic Annual Adjustment Factor (AAF).
Rents cannot be increased beyond the HUD allowed AAF. The current rent per
unit per month is $677 and the proposed rate is $687 per unit per month. The
$10 rent increase will be covered by Section 236 rental subsidies for those
households (149) receiving rental assistance. The two market rate units will
receive an increase to their rent payment, unless the rent increase causes their
housing costs to exceed 30% of the household's monthly income. Should this
case arise, the FGA property management office may evaluate the household's
eligibility to receive Section 236 rental assistance.
Notable items of the Morgan Tower budget are:
• Rent increase (1.48%) of $10 per month as allowed by HUD's Annual
Adjustment Factor.
• Office Assistant wasn't budgeted under (GL#6310) and therefore costs
went down in this line item.
• Morgan Tower required to transition from old HUD Occupancy Software to
web -based system at $1,500 per year and thereforebookkeeping
fees/accounting services line item (GL#6351) increased.
• Worker's Compensation insurance (GL#6722) increased by more than
30%.
• Health Insurance Benefits (GL#6723) increased by more than 17%.
• Management rate increase (GL#6320) of 0.25%.
• Even though the budget reflects a ($72,023) shortfall primarily due to
increased costs of Worker's Compensation and Health Insurance, HUD
administers a residual receipts account with a balance of over $227,000
which may be used to fund periodic shortfalls.
• Capital Improvement Budget includes the removal and replacement of roof
budgeted at $250,000 paid from replacement reserves.
For the fiscal year ending June 30, 2012, the projected annual income is
$1,232,396 and total cost of operations total $1,311,288 which includes loan
principal payments of $218,492. After a HUD required deposit of $37,524 into a
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replacement reserve fund, the property has a shortfall of ($72,023). The shortfall
will be paid from a residual receipts account held by the U.S. Department of
Housing and Urban Development. As of April 30, 2011, the balance of the
replacement reserve fund is $357,362.
This building has a mortgage balance of approximately $2,294,461 with the final
payment due August 1, 2019.
Kimball Tower
Kimball Tower is a 151 unit complex located at 1317 D Avenue owned free and
clear by the Community Development Commission. Of the 151 total units, two
(2) are reserved for property management staff and 149 are rented to qualified
households. Of the 149 rental units, 134 units receive rental subsidies from HUD
through the City of National City's Section 8 program.
For the fiscal year ending June 30, 2012, the projected annual income is
$1,056,788 and the total cost of operations total $1,054,539. Although this
presents an income of $86,249, the property management company is required
to place $84,000 in the replacement reserve account ($7,000 per month).
Replacement reserves are funds that are restricted for the replacement of
appliances, carpeting, or other unbudgeted building maintenance charges. As of
April 30, 2011, the balance of the replacement reserve fund is $1,116,839. After
funding the reserve account with the additional $84,000, the net income of the
Kimball Tower is estimated to be $2,249.
Due to overall increases in projected expenditures, FGA is recommending an
increase of $15 (2.63%) per month/per unit from $570 to $585. Households
receiving a Section 8 subsidy will not feel the impact of this rental increase, since
the proposed rental increase will be covered by the rent subsidy. The 15 market
rate units will receive an increase to their rent payment, unless the rent increase
causes their housing costs to exceed 30% of the household's monthly income. In
this case, the City's Section 8 program staff may evaluate the household's
eligibility to receive Section 8 rental assistance.
Highlights of Kimball Towers' Budget are:
• Rent increase (GL#5120) of fifteen dollars (2.63%) per month from $570
to $585. Federal rent subsidies will pick up rent increase for those
families being subsidized.
• CDC Asset Management Fee (GL#6204) of $20,000.
• Management rate increase (GL#6320) of 0.25% from 7.25% to 7.5%
• Capital Improvement Budget (Kimball Tower office roof, $60,000) paid
from replacement reserves.
Staff recommends adopting the Morgan Tower and Kimball Tower budgets for
the FY 2011-2012.