HomeMy WebLinkAbout2012 CON (DEED OF TRUST) Belinda Vega - 1838 E 9th StreetNO CHARGE ON THIS DOCUMENT FOR
THE BENEFIT OF A STATE AGENCY
FORMED BY THE CITY OF NATIONAL
CITY
Recording Requested By and When Recorded
Mail To:
City of National City
1243 National City Boulevard
National City, CA 91950
Qoc# 2072-0720755
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NOV 19, 2012 9:21 AM 7894
OFFICIAL RECORDS
SAN DIEGO COUNTY RECORDER'S OFFICE
Ernest J. Dronenburg, Jr., COUNTY RECORDER
FEES: 0.00
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THIS SPACE FOR RECORDER'S USE
ONLY
NOTICE: THIS DEED OF TRUST SECURES A LOAN THAT MAY REQUIRE PAYMENT OF
PRINCIPAL AND INTEREST UPON THE SALE OR TRANSFER OF THE PROPERTY OR
UPON A PREPAYMENT.
DEED OF TRUST
(HOME Housing Rehabilitation Program; 1 % Deferred Interest)
THIS DEED OF TRUST is made this 15 day of November 2012, among the Trustor,
Belinda M. Vega ("Trustor" or "Borrower"), City of National City, a public entity ("Trustee"), and
the Beneficiary, the City of National City ("Beneficiary"), whose address is 1243 National City
Boulevard, National City, California 91950.
BORROWER HEREBY irrevocably grants, transfers, and assigns to Trustee, in trust, with
power of sale, all that property in the City of National City, County of San Diego, State of California,
described as:
(See Legal Description - Exhibit "A")
which has the address of 1838 E. 9th Street, National City, California 91950 (herein "Property
Address");
TOGETHER with all the improvements now and hereafter erected on the Property, and all
easements, rights, appurtenances and rents (subject, however, to the rights and authorities given
herein to Beneficiary to collect and apply such rents), all of which shall be deemed to be and remain
part of the property covered by this Deed of Trust; and all of the foregoing, together with said
property (or the leasehold estate if this Deed of Trust is on a leasehold) are hereinafter referred to as
the "Property";
TO SECURE to Beneficiary the repayment of the indebtedness evidenced by Borrower's 1 %
deferred interest promissory note dated November 15, 2012, and extensions and renewals thereof (the
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"Note'), in the principal sum of sixty thousand exactly U.S. Dollars ($60,000.00); the payment of all
other sums, with interest thereon, advanced in accordance herewith to protect the security of this Deed
of Trust; and the performance of the covenants and agreements of Borrower herein contained.
Borrower covenants that Borrower is lawfully seized of the estate hereby conveyed and has the
right to grant and convey the Property, and that Borrower is unencumbered except for encumbrances of
record. Borrower covenants that Borrower warrants, and will defend generally, the title to the Property
against all claims and demands, subject to encumbrances of record.
UNIFORM COVENANTS
Borrower and Beneficiary covenant and agree as follows:
1. Payment of Principal and Interest. Borrower shall promptly pay when due the
principal and interest, if any, evidenced by the Note.
2. Funds for Taxes and Insurance. To protect the security of the Deed of Trust, Trustor
agrees to pay, at least ten (10) days before delinquency, all taxes and assessments affecting the Property,
including assessments on appurtenant water stock, all encumbrances, charges and liens, with interest,
on the Property or any part thereof, which appear to be prior or superior hereto, and all costs, fees and
expenses of this Trust. Should Trustor fail to make any payment or fail to do any act as herein
provided, then Beneficiary or Trustee, without obligation to do so and without notice to or demand
upon Trustor and without releasing Trustor from any obligation hereof, may make or do the same in
such manner and to such extent as either may deem necessary to protect the security hereof, Beneficiary
or Trustee being authorized to enter upon the Property for such purposes; appear in and defend any
action or proceeding purporting to affect the security hereof or the rights or powers of Beneficiary or
Trustee; pay, purchase, contest or compromise any encumbrance, charge or lien which in the judgment
of either Beneficiary or Trustee appears to be prior or superior hereto; and, in exercising any such
powers, pay necessary expenses, employ counsel and pay his reasonable fees.
3. Application of Payments. Unless applicable law provides otherwise, all payments
received by Beneficiary under the Note shall be applied by Beneficiary first in payment of amounts due
to Beneficiary by Borrower, then to interest payable on the Note, and then to the principal of the Note.
4. Prior Mortgages and Deeds of Trust; Charges, Liens. Borrower shall perform all of
Borrower's obligations under any mortgage, deed of trust or other security agreement with a lien which
has priority over this Deed of Trust, including Borrower's covenants to make payments when due.
Borrower shall pay or cause to be paid all taxes, assessments and other charges, fines and impositions
attributable to the Property which may attain a priority over this Deed of Trust, and leasehold payments,
if any.
5. Hazard Insurance. Borrower shall keep the improvement(s) now existing or
hereinafter erected on the Property insured against loss by fire, hazards included within the terms
"extended coverage," and such other hazards as Beneficiary may require and in such amounts and for
such periods as Beneficiary may require. The insurance carrier providing the insurance shall be chosen
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by Borrower subject to approval by Beneficiary, provided that such approval will not be unreasonably
withheld. All insurance policies and renewals thereof shall be in a form acceptable to Beneficiary and
shall include a standard mortgagee clause in favor of and in a form acceptable to Beneficiary.
Beneficiary has the right to hold the policies and renewals thereof, subject to the terms of any mortgage,
deed of trust or other security agreement with a lien which has priority over this Deed of Trust. In the
event of loss, Borrower shall give prompt notice to the insurance carrier and Beneficiary. Beneficiary
may make proof of loss if not made promptly by Borrower. If Property is abandoned by Borrower, or
if Borrower fails to respond to Beneficiary within thirty (30) days from the date notice is mailed by
Beneficiary to Borrower that the insurance carrier offers to settle a claim for insurance benefits,
Beneficiary is authorized to collect and apply the insurance proceeds at Beneficiary's option either to
restoration or repair of the Property or to the sums secured by this Deed of Trust.
6. Preservation and Maintenance of Property. Borrower will keep the Property in good
repair and shall not commit waste or permit impairment or deterioration of the Property and shall
comply with the provisions of any lease if this Deed of Trust is on leasehold. If this Deed of Trust is on
a unit in a condominium or planned unit development, Borrower shall perform all of Borrower's
obligations under the declaration of covenants, conditions and restrictions creating or governing the
condominium or planned unit development, the bylaws and regulations of the condominium or planned
unit development, and constituent documents.
7. Protection of Beneficiary's Security. If Borrower fails to perform the covenants and
agreements contained in this Deed of Trust, or if any action or proceeding is commenced which
materially affects Beneficiary's interest in the Property, then Beneficiary, at Beneficiary's option, upon
notice to Borrower, may make such appearances, disburse such sums including reasonable attorneys'
fees, and take such action as is necessary to protect Beneficiary's interest. If Beneficiary 's required
mortgage insurance is a condition of making the loan secured by this Deed of Trust, Borrower shall pay
the premiums required to maintain such insurance in effect until such time as the requirement for such
insurance terminates in accordance with Borrower's and Beneficiary's written agreement or applicable
law. Any amounts disbursed by Beneficiary pursuant to this paragraph, with interest thereon, at the
Note rate, will become additional indebtedness of Borrower secured by this Deed of Trust. Unless Bor-
rower and Beneficiary agree to other terms of payment, such amounts will be payable upon notice from
Beneficiary to Borrower requesting payment thereof. Nothing contained in this paragraph will require
Beneficiary to incur any expense or take any action hereunder.
8. Inspection. Beneficiary may make or cause to be made reasonable entries upon and
inspections of the Property, provided that Beneficiary will give Borrower notice prior to any such
inspection, specifying reasonable cause thereof related to Beneficiary's interest in the Property.
9. Condemnation. The proceeds of any award or claim for damages, direct or
consequential, in connection with any condemnation or other taking of the Property, or part thereof, or
for conveyance in lieu of condemnation, are hereby assigned and shall be paid to Beneficiary subject to
the terms of any mortgage, deed of trust or other security agreement with a lien which has priority over
this Deed of Trust.
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10. Borrower Not Released; Forbearance by Beneficiary Not a Waiver. Extension of the time
for payment or modification of amortization of the sums secured by this Deed of Trust granted by
Beneficiary to any successor in interest of Borrower shall not operate to release, in any manner, the
liability of the original Borrower and Borrower's successors in interest. Beneficiary shall not be
required to commence proceedings against such successor or refuse to extend time for payment or
otherwise modify amortization of the sums secured by this Deed of Trust by reason of any demand
made by the original Borrower and Borrower's successors in interest. Any forbearance by Beneficiary
in exercising any right or remedy hereunder, or otherwise afforded by applicable law, shall not be a
waiver of or preclude the exercise of any such right or remedy.
11. Successors and Assigns Bound, Joint and Several Liability; Co -Signors. The
covenants and agreements contained herein shall bind, and the rights hereunder shall inure to, the
respective successors and assigns of Lender and Borrower. All covenants and agreements of Borrower
shall be joint and several.
12. Notice. Except for any notice required under applicable law to be given in another
manner:
(a) any notice to Borrower provided for in this Deed of Trust shall be given by
delivering it or by mailing such notice by certified mail, addressed to Borrower at the Property Address
or such other address as Borrower may designate by notice to Beneficiary as provided herein; and,
(b) any notice to Beneficiary will be given by certified mail, return receipt
requested, to Beneficiary 's address stated herein or to such other address as Beneficiary may designate
by notice to Borrower as provided herein.
Any Notice provided for in this Deed of Trust shall be deemed to have been given to Borrower
or Beneficiary when given in the manner designated herein.
13. Governing Law, Severability. The state and local laws applicable to this Deed of
Trust shall be the laws of the jurisdiction in which the Property is located. The foregoing sentence shall
not limit the applicability of federal law to this Deed of Trust. In the event that any provision or clause
of this Deed of Trust or the Note conflicts with applicable law, such conflict shall not affect other
provisions of this Deed of Trust or the Note which can be given effect without the conflicting provision
and, to this end, the provisions of this Deed of Trust and the Note are declared to be severable. As used
herein, "costs," "expenses" and "attorneys' fees" include all sums to the extent not prohibited by
applicable law or limited herein.
14. Borrower's Copy. Borrower shall be furnished a conformed copy of the Note and this
Deed of Trust at the time of execution or after recordation hereof.
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15. Due on Sale or Breach.
(a) Borrower shall pay principal and all accrued interest on the Note, in one lump sum to
Lender upon the earliest of (i) a Sale (as defined in Section 15(b), below); (ii) acceleration (as set
forth in Section 16, below); or (iii) a nominal thirty (30) years from the date of the Note or until such
actions as defined in Section (b) below occur. Borrower shall make any payments at Lender's offices
located at 1243 National City Blvd, National City, California 91950, or such other place as
designated by Lender
(b) Sale. The following shall all be considered transfers or sales of the Property and shall
be referred to herein generally as a "Sale": (i) all or any part of the Property or any interest in the
Property is sold, conveyed or transferred; (ii) if Borrower is not a natural person and a beneficial
interest in Borrower is sold, conveyed or transferred; (iii) all or any part of the Property is refinanced
and further encumbered, except as otherwise allowed by law; (iv) Borrower does not occupy the
Property as his, her, or their, primary residence; (v) the leasing of all or any part of the Property; (vi)
any material breach of the Note or this Deed of Trust; or (vii) the filing of bankruptcy by the
Borrower; or (viii) Borrower's failure to maintain the Property as set forth in Section 30, below.
Notwithstanding the foregoing, a refinancing of the Property shall not be considered a Sale, provided
the Lender provides written consent to Borrower prior to the refinancing, which consent may be
granted or withheld in the sole and absolute discretion of the Commission.
(c) Sale Resulting From Foreclosure or Short Sale In the event that a sale (as defined
in item 15.b) which is the result of superior lender foreclosure and/or a corresponding short sale
(i.e. the disposition of property at below the value of all encumbrances) the value of the loan and
all accrued interest will be due and payable as provided herein and in the Note. When the
HOME loan repayment requirement is triggered by a sale (voluntary or involuntary) of the
housing unit, and there are no net proceeds or the net proceeds are insufficient to repay the
HOME investment due, the participating jurisdiction can only recapture the net proceeds, if any.
The net proceeds are the sales price minus superior loan repayment (other that HOME funds) and
any closing costs.
(d) No Assumption of Note. The Note may not be assumed by any person, except as
otherwise allowed by law. However, under certain terms and conditions, the Loan maybe assumed
with the prior written consent of Lender.
NON -UNIFORM COVENANTS
Borrower and Beneficiary further covenant and agree as follows:
16. Acceleration, Remedies. Upon Borrower's breach of this Deed of Trust, the Note or
any other document secured by this Deed of Trust and/or the Property, Lender, prior to acceleration,
shall give notice to Borrower as provided in Section 12 hereof specifying:
(a) the breach;
(b) the action required to cure such breach (if any);
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(c) a date, not less than ten (10) days from the date the notice is mailed to
Borrower, by which such breach must be cured, except with respect to non -curable breaches as set
forth in Section 1 8(b), below; and
(d) that failure to cure such breach on or before the date specified in the notice may
result in acceleration of the sums secured by this Deed of Trust and sale of the Property.
The notice shall further inform Borrower of the right to reinstate after acceleration (except with
respect to non -curable breaches as set forth in Section 1 7(b), below) and the right to bring a court action
to assert the nonexistence of a default or any other defense of Borrower to acceleration and sale. If the
breach is not cured on or before the date specified in the notice, Beneficiary, at Beneficiary's option,
may declare all of the sums secured by this Deed of Trust to be immediately due and payable without
further demand and may invoke the power of sale and any other remedies permitted by applicable law.
Beneficiary shall be entitled to collect all reasonable costs and expenses incurred in pursuing the
remedies provided in this paragraph 16, including, but not limited to, reasonable attorneys' fees.
If Beneficiary invokes power of sale, Beneficiary shall execute or cause Trustee to execute a
written notice of the occurrence of an event of default and of Beneficiary's election to cause the
Property to be sold and shall cause such notice to be recorded in each county in which the Property or
some part thereof is located. Beneficiary or Trustee shall mail copies of such notice in the manner
prescribed by applicable law. Trustee shall give public notice of sale to the persons and in the manner
prescribed by law. After the lapse of such time as may be required by applicable law, Trustee, without
demand on Borrower, shall sell the Property at public auction to the highest bidder at the time and place
and under the terms designated in the notice of sale in one or more parcels and in such order as Trustee
may determine. Trustee may postpone sale of all or any parcel of the Property by public announcement
at the time and place of any previously scheduled sale. Beneficiary or Beneficiary's designee may
purchase the Property at any sale.
Trustee shall deliver to the purchaser Trustee's deed conveying the Property so sold without any
covenant or warranty, expressed or implied. The recitals in the Trustee's deed shall be prima facie
evidence of the truth of the statements made therein. Trustee shall apply the proceeds of the sale in the
following order:
(1) to all reasonable costs and expenses of the sale, including, but not
limited to, reasonable Trustee's and attorneys' fees and costs of title evidence;
(2) to all sums secured by this Deed of Trust; and
(3)
the excess, if any, to the person or persons legally entitled thereto.
17. Borrower's Right to Reinstate.
7900
(a) Curable Breach. Notwithstanding Beneficiary's acceleration of the sums secured
by this Deed of Trust due to Borrower's breach, Borrower shall have the right to have any proceedings
begun by Beneficiary to enforce this Deed of Trust discontinued at any time prior to five (5) days before
the sale of the Property pursuant to the power of sale contained in this Deed of Trust or at any time
prior to entry of a judgment enforcing this Deed of Trust if:
(1) Borrower pays Beneficiary all sums which would be then due under this
Deed of Trust and the Note had no acceleration occurred;
(2) Borrower cures all breaches of any other covenants or agreements of
Borrower contained in this Deed of Trust;
(3) Borrower pays all reasonable expenses incurred by Beneficiary and
Trustee in enforcing the covenants and agreements of Borrower contained in this Deed of Trust and in
enforcing Trustee's remedies as provided in paragraph 17 hereof, including, but not limited to,
reasonable attorneys' fees; and
(4) Borrower takes such action as Beneficiary may reasonably require to
assure that the lien of this Deed of Trust, Beneficiary 's interest in the Property and Borrower's
obligation to pay the sums secured by this Deed of Trust shall continue unimpaired.
Upon such payment and cure by Borrower as set forth in this Section 17(a), this Deed of Trust
and the obligations secured hereby shall remain in full force and effect as if no acceleration had
occurred.
(b) Non -Curable Breach. Notwithstanding Section 17(a), above, or anything to
the contrary set forth in this Note or in any other documents executed by Borrower or Lender with
respect to the Loan, the provisions of this Section 17(b) shall apply with respect to any non -curable
breach as described in this Section 17(b).
(1) Failure to Occupy/Renting Out the Property is a Violation of Law.
Borrower hereby acknowledges that the Note secured by this Deed of Trust may be fully or partially
funded through a federal grant awarded under the HOME Program, which is to be used to assist
eligible homeowners in rehabilitating and repairing the home they live in. The HOME Program is
subject to certain U.S. Department of Housing and Urban Development ("HUD") regulations.
Section 215 of the HOME Investment Partnerships Act (42 U.S.C. § 12745) and the HOME program
regulations (24 C.F.R. §92.254) require Borrower to occupy the Property as Borrower's principal
residence. Renting out the Property and/or Borrower's failure to occupy the Property as Borrower's
principal residence is a violation of the HOME regulations (in addition to being a violation of this
Note). Borrower hereby further acknowledges that the HOME Program, Note and this Deed of Trust
require Borrower to occupy the Property as Borrower's principal residence. Lender is obligated by
law to enforce the HOME Program, Lender's failure to do so would jeopardize Lender's ability to
help other eligible homeowners to rehabilitate and repair their homes.
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(2) Failure to Occupy/Renting Out the Property Materially Impairs
Lender's Security. Borrower hereby acknowledges and agrees that renting out the Property and/or
Borrower's failure to occupy the Property as Borrower's principal residence, materially impairs
Lender's security for the Note and the Lender's ability to help other eligible homeowners to
rehabilitate and repair their homes. Borrower further acknowledges that if the Property is rented out
or Borrower fails to occupy the Property as Borrower's principal residence, then during any such
period: (i) the Property will not qualify as "affordable housing"; (ii) Borrower will be in breach of its
obligations under the HOME regulations; and (iii) Borrower will be in breach of its obligations to the
Lender, and therefore the Lender's security for the Loan will be materially impaired.
(3) Failure to Occupy/Renting Out the Property is a Non -Curable Breach.
Borrower hereby acknowledges and agrees that renting out the Property and/or Borrower's failure to
occupy the Property as Borrower's principal residence, will be a non -curable breach and Lender shall
have the right to accelerate the Loan and foreclose on the Property as provided herein and in the
Deed of Trust. Notwithstanding anything to the contrary set forth in this Note, Borrower
agrees that in the event Borrower rents out the Property and/or fails to occupy the Property as
Borrower's principal residence, Borrower shall not have the right to cure the breach and
reinstate the Loan, the Deed of Trust or the obligations secured thereby.
(4) Borrower's Waiver. Borrower hereby knowingly waives and
relinquishes any and all legal and/or contractual rights Borrower may have to cure or otherwise
reinstate the Deed of Trust and the obligations secured thereby, in the event that the Property is
rented out or Borrower fails to occupy the Property as Borrower's principal residence.
(5) Representation of Comprehension. Borrower acknowledges and
agrees that Lender has advised Borrower (and each of them if there is more than one Borrower) to
retain an attorney to represent Borrower with respect to the Loan. By executing this Note, Borrower
(and each of them if there is more than one Borrower) represents that: (i) Borrower fully understands
and accepts the terms of this Note and the Deed of Trust being executed by Borrower concurrently
herewith; (ii) Borrower has relied upon the legal advice of Borrower's attorneys or that Borrower has
freely and independently chosen not to seek the advice of an attorney; (iii) that neither the Lender nor
its attorneys represents Borrower; (iv) that Borrower has had a full and ample opportunity to consult
with any other professionals of Borrower's choice in connection with the rights and liabilities created
by this Note and the Deed of Trust; (v) that Borrower does not have any questions with regard to the
legal import of any term, word, phrase, or portion of this Note or the Deed of Trust, or any of the
foregoing documents in their entireties; and (vi) Borrower accepts the terms of this Note and the
Deed of Trust as written.
18. Assignment of Rents; Appointment of Receiver; Beneficiary in Possession. As
additional security hereunder, upon acceleration of the Note or abandonment of the Property, Lender, in
person, by agent or by judicially appointed receiver shall be entitled to enter upon, take possession of
and manage the Property and to collect the rents of the Property including those past due. All rents
collected by Lender or the receiver shall be applied first to payment of the cost of management of the
Property and collection of rents, including, but not limited to, receiver's fees, premiums on receiver's
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bonds and reasonable attorneys' fees, and then to the sums secured by this Deed of Trust. Lender and
the receiver shall he liable to account only for those rents actually received.
19. Reconveyance. Upon payment of all sums secured by this Deed of Trust, Beneficiary
shall request Trustee to reconvey the Property and will surrender this Deed of Trust and all Notes
evidencing indebtedness secured by this Deed of Trust to Trustee. Trustee shall reconvey the Property
without warranty and without charge to the person or persons legally entitled thereto. Such person or
persons shall pay all costs of recordation, if any.
20. Substitute Trustee. Beneficiary, at Beneficiary's option, may from time to time appoint
a successor trustee to any Trustee appointment hereunder by an instrument executed and acknowledged
by Beneficiary and recorded in the office of the Recorder of the county where the Property is located.
The instrument shall contain the name of the original lender, Trustee and Borrower, the book and page
where this instrument is recorded, and the name and address of the successor trustee. The successor
trustee shall, without conveyance of the Property, succeed to all the title, power and duties conferred
upon the Trustee herein and by applicable law. This procedure for substitution of trustee shall govern
to the exclusion of all other provisions for substitution.
21. Request for Notices. Borrower requests that copies of the notice of sale be sent to
Borrower's address which is the Property Address.
22. Statement of Obligation. Lender may charge a fee not to exceed the amount allowed
by law for furnishing the statement of obligation as provided by Section 2943 of the Civil Code of
California.
23. Representations and Warranties of Borrower. Borrower represents and warrants
to the Lender as follows:
(a) Annual Gross Income. Borrower's annual gross income, including the income of any
other permanent occupant of the Property, at the time of the execution of this Note does not exceed
eighty percent (80%) of the Area Median Income. "Area Median Income" means the lesser of: (i) the
median income for San Diego County, as adjusted for family size, as said median income is
determined by HUD; or (ii) the median income for San Diego County, as adjusted for family size, as
said median income is determined by the California Department of Housing and Community
Development.
(b) Principal Place of Residence. For so long as the Deed of Trust is recorded against the
Property, Borrower will reside in the Property as Borrower's principal place of residence. The
Borrower shall be considered as occupying the Property as a principal place of residence if the
Borrower is living in the Property for at least eleven (11) months out of each calendar year.
Borrower agrees not to neglect, sublet, lease or rent out all or any portion of the Property during such
period.
(c) Liquid Assets. There are no limits on the amount of liquid assets that an income
qualified borrower can have.
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(d) Property. Borrower is the owner -occupant of the Property, which is a single family
residence or condominium located in the City of National City, California;
(e) After -Rehabilitation Value. The Property has an estimated after -rehabilitated value
that does not exceed 95% of the median purchase price for that type of single family housing for the
jurisdiction as determined by HUD and which information is available through the Lender; and the
ratio of total secured property debt to property value shall not exceed 110% of the after rehabilitation
value.
(f) Use of Funds. Borrower agrees to use said funds solely for material and labor
expenditures associated with the Rehabilitation of the Property.
24. Request for Notice of Default. Lender requests that copies of notices of foreclosure
from the holder of any lien which has priority over this Deed of Trust be sent to Lender's address, as set
forth on page 1 of this Deed of Trust, as provided by Section 2924b of the Civil Code of California.
25. Inspections by Lender. Borrower shall continually maintain the Property in a
condition which satisfies the written rehabilitation standards enacted by Borrower, as such standards
are interpreted and enforced by the City of National City under its normal policies and procedures.
Lender shall have the right to inspect the Property from time to time, on reasonable notice and at
reasonable times, in order to verify compliance with the foregoing maintenance covenant. Any
deficiencies in the physical condition of the Property shall be corrected by Borrower at Borrower's
expense within ten (10) days of the identification of such deficiency by Lender and delivery of
written notice of the same to Borrower.
IN WITNESS WHEREOF, Borrower has executed this Deed of Trust.
Date: 11-
Date:
Borrower: Fj ek% iJ
es4
Borrower:
10
EXHIBIT A
DESCRIPTION
7904
The land referred to herein is situated in the State of California, County of San Diego, City of National City,
and described as follow:
,
ALL THAT PORTION OF 80 ACRE LOT 1 IN QUARTER SECTION 129 OF RANCHO DE LA NACION, IN
THE C1TY OF NATIONAL CITY, COUNTY OF SAN DIEGO, STATE OF CALIFORNIA, ACCORDING TO
THE MAP THEREOF NO. 166 MADE BY GEO. S. MORRILL IN 1868, FILED IN THE OFFICE OF THE
COUNTY RECORDER. OF SAID SAN DIEGO COUNTY, MAY 11,1869, DESCRIBED AS FOLLOWS:
COMMENCING AT THE NORTHWESTERLY CORNER OF SAID QUARTER SECTION 129 MARKED BY
A COPPER TACK SET IN LEAD; THENCE NORTH 71°38' EAST ALONG THE NORTHERLY LINE OF
SAID QUARTER SECTION 129 AND BEING THE CENTER LINE OF EIGHTH STREET, A DISTANCE OF
663.7FEE l; THENCE SOUTH 18°14' EAST 739.43 FEET; THENCE NORTH 71°34' EAST 217.97 FEET TO
THE TRUE POINT OF BEGINNING; THENCE FROM SAID TRUE POINT OF BEGINNING, NORTH 18°22'
WEST 300 FEET; THENCE NORTH 71°34' EAST 90 FEET; THENCE SOUTH 18°22' EAST 300 FEET;
THENCE SOUTH 71°34' WEST 90 FEET TO THE POINT OF BEGINNING.
EXCEPTING THEREFROM THAT PORTION OF SAID LAND QUITCLAIM TO THE CITY OF NATIONAL
CITY, A MUNICIPAL CORPORATION BY INSTRUMENT RECORDED JULY 11, 1985 AS FILE NO. 85-
248019 OF OFFICIAL RECORDS, DESCRIBED AS FOLLOWS
THE MOST NORTHERLY 10' THEREOF FOR STREET PURPOSES, OF ALL THAT PORTION OF 80 ACRE
LOT 1 IN QUARTER SECTION 129 OF RANCHO DE LA NACION, ACCORDING TO THE MAP THEREOF
NO. 166 MADE BY GEO S. MORRILL IN 1868, FILED IN THE OFFICE OF THE COUNTY RECORDER OF
SAID SAN DIEGO COUNTY, MAY 11, 1896, DESCRIBED AS FOLLOWS:
COMMENCING AT THE NORTHWESTERLY CORNER OF SAID QUARTER SECTION 129 MARKED BY
A COPPER TACK SET IN LEAD; THENCE NORTH 7I°38' EAST ALONG THE NORTHERLY LINE OF
SAID QUARTER SECTION 129 AND BEING THE CENTER LINE OF EIGHT STREET, A DISTANCE OF
663.7 FEET: THENCE SOUTH 18°14' EAST, 739.48 FEET; THENCE NORTH 71°34' EAST, 217.97 FEET TO
THE TRUE POINT OF BEGINNING; THENCE FROM SAID TRUE POINT OF BEGINNING, NORTH 18°22'
WEST, 300 FEET; THENCE NORTH 71°34' EAST, 90 FEET; THENCE SOUTH 18°22' EAST, 300 FEET;
TFIENCE SOUTH 71 °34' WEST, 90 PUT TO THE POINT OF BEGINNING.
Parcel No.: 557-200-52-00
CALIFORNIA ALL-PURPOSE ACKNOWLEDGMENT
7935
State of California
County of San Diego )
On November 15, 2012, before me, Virginia Miller, Notary Public, personally appeared
e /l a._ /l Viz 9G who proved to me on the basis of satisfactory evidence
to be the person whose name is subscribed to the within instrument and acknowledged to me that
she executed the same in her authorized capacity, and that by her signature on the instrument the
person, or the entity upon behalf of which the person acted, executed the instrument.
I certify under PENALTY OF PERJURY under the laws of the State of California that the
foregoing paragraph is true and correct.
WITNESS my hand and official seal.
Signat e of Notary Public
Place Notary Seal Above
** This Acknowledgement is attached to a Deed of Trust dated November 15, 2012.
Trustor: Belinda M. Vega; Trustee: City of National City
Address: 1838 East 9th Street, National City, CA 91950