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HomeMy WebLinkAbout2014 CON South Bay Community Services - CDBG 2014 - 2015 Sub-Recipent 2AGREEMENT BY AND BETWEEN THE CITY OF NATIONAL CITY AND SOUTH BAY COMMUNITY SERVICES FOR TENANT BASED RENTAL ASSISTANCE PROGRAM This agreement ("Agreement"), is entered into this 1st day of July, 2014, by and between the City of National City, a municipal corporation (the "City"), and South Bay Community Services, a 501(c)3 non-profit public benefit corporation (the "Subrecipient"). RECITALS WHEREAS, the City receives an annual allocation of Home Investment Partnerships ("HOME") program funds from the U.S. Department of Housing and Urban Development ("HUD") and has made an allocation of funds to establish a Tenant Based Rental Assistance Program ("Program"); and WHEREAS, the City has appropriated $162,633.00 in Fiscal Year 2014-2015 to assist low and moderate income homless persons and survivors of domestic violence at or under 80% of Area Median Income by providing tenant based rental assistance to persons; and WHEREAS, the Subrecipient responded to the City's HOME notice of funding availability (NOFA) to deliver the City's Tenant Based Rental Assistance Program; and WHEREAS, the Subrecipient has extensive knowledge and experience in managing the delivery of HOME -funded down payment assistance programs; and WHEREAS, the City has determined that the Subrecipient has the experience, adequate staff capacity, and ability to deliver the services desired by the City in a professional and timely manner, and the Subrecipient is willing to perform such services. NOW, THEREFORE, THE PARTIES HERETO DO MUTUALLY AGREE AS FOLLOWS: 1. ENGAGEMENT OF SUBRECIPIENT. The City hereby agrees to engage the Subrecipient and the Subrecipient hereby agrees to perform the services hereinafter set forth in accordance with all terms and conditions contained herein. The Subrecipient represents that all services required hereunder will be performed directly by the Subrecipient or under direct supervision of the Subrecipient. 2. SCOPE OF SERVICES. The express purpose of this Contract is for the City to provide the Subrecipient with ONE HUNDRED SIXTY-TWO THOUSAND SIX HUNDRED THRITY THREE DOLLARS AND NO/100 DOLLARS ($162,633.00) of HOME Program funds. All funds shall be used by Subrecipient solely to directly assist 11 low-income National City homeless families or domestic violence violence survivors through the Tenant Based Rental Assistance Program. The Subrecipient will perform services as set forth in the attached Exhibit "A" entitled Scope of Work and the National City HOME Tenant Based Rental Assistance Program Manual, Exhibit "B", that provides a detailed description of the use of HOME funds under this Agreement including a description of the project, roles and responsibilities, performance standards, affordability, project requirements, and property standards. The Subrecipient shall be responsible for all research and reviews related to the work and shall not rely on personnel of the City for such services, except as authorized in advance by the City. The Subrecipient shall appear at Program related meetings and provide reports as cited in Exhibit "A" to keep staff and City Council advised of the progress on the Program. The City may unilaterally, or upon request from the Subrecipient, from time to time reduce or increase the Scope of Services to be performed by the Subrecipient under this Agreement. Upon doing so, the City and the Subrecipient agree to meet in good faith and confer for the purpose of negotiating a corresponding reduction or increase in the compensation associated with said change in services, not to exceed a factor of 5% from the base amount. Subrecipient closed loan and annual service fees are subject to a 3% annual increase on the anniversary date of contract. 3. PROJECT COORDINATION AND SUPERVISION. Carlos Aguirre, Community Development Manager, is hereby designated as the Program Coordinator for the City and will monitor the progress and execution of this Agreement. The Subrecipient shall assign a single Program Director to provide supervision and have overall responsibility for the progress and execution of this Agreement for the Subrecipient. 4. COMPENSATION AND PAYMENT. The compensation for the Subrecipient shall be based on quarterly billings covering actual work performed. The total cost for all work described in Exhibit "A" shall not exceed the budget given in Exhibit "A". Invoices will be processed for payment and remitted within thirty (30) days from receipt of invoice, provided that work is accomplished consistent with Exhibit "A" as determined by the City. The Subrecipient shall maintain all books, documents, papers, employee time sheets, accounting records, and other evidence pertaining to costs incurred and shall make such materials available at its office at all reasonable times during the term of this Agreement and for five (5) years from the date of final payment under this Agreement, for inspection by the City and for furnishing of copies to the City, if requested. 5. ACCEPTABILITY OF WORK. The City shall decide any and all questions which may arise as to the quality or acceptability of the services performed and the manner of performance, the acceptable completion of this Agreement and the amount of compensation due. In the event the Subrecipient and the City cannot agree to the quality or acceptability of the work, the manner of performance and/or the compensation payable to the Subrecipient in this Agreement, the City or the Subrecipient shall give to the other written notice. Within ten (10) business days, the Subrecipient and the City shall each prepare a report which supports their position and file the same with the other party. The City shall, with reasonable diligence, determine the quality or acceptability of the work, the manner of performance and/or the compensation payable to the Subrecipient. 6. LENGTH OF AGREEMENT. This contract begins on the date that it is executed, with all funds being committed within twenty-four (24) months of the execution date. All assistance is to be in the form of a grant and should be expended within thirty (30) months of the execution date of this Contract. HOME Program Subrecipient Agreement National City Tenant Based Rental Assistance Program Page 2 of 15 7. DISPOSITION AND OWNERSHIP OF DOCUMENTS. All reports, studies, information, data, statistics, forms, designs, plans, and procedures, systems and any other materials or properties produced under this agreement shall be the sole and exclusive property of the City. No such materials or properties produced in whole or in part under this Agreement shall be subject to private use, copyrights, or patent rights by the Subrecipient in the United States or in any other country without the express consent of the City. City shall have unrestricted authority to publish, disclose (except as may be limited by the provisions of the Public Records Act), distribute, and otherwise use, copyright or patent, in whole or in part, any such reports, studies, data, statistics, forms or other materials or properties produced under this Agreement. 8. INDEPENDENT CONTRACTOR. Both parties hereto in the performance of this Agreement will be acting in an independent capacity and not as agents, employees, partners or joint ventures with one another. Neither the Subrecipient nor the Subrecipient's employees are employee of the City and are not entitled to any of the rights, benefits, or privileges of the City's employees, including but not limited to retirement, medical, unemployment, or workers' compensation insurance. This Agreement contemplates the personal services of the Subrecipient and the Subrecipient's employees, and it is recognized by the parties that a substantial inducement to the City for entering into this Agreement was, and is, the professional reputation and competence of the Subrecipient and its employees. Neither this Agreement nor any interest herein may be assigned by the Subrecipient without the prior written consent of the City. Nothing herein contained is intended to prevent the Subrecipient from employing or hiring as many employees, or subcontractors, as the Subrecipient may deem necessary for the proper and efficient performance of this Agreement. All agreements by Subrecipient with its subcontractor(s) shall require the subcontractor to adhere to the applicable terms of this Agreement. 9. CONTROL. Neither the City nor its officers, agents or employees shall have any control over the conduct of the Subrecipient or any of the Subrecipient's employees except as herein set forth, and the Subrecipient expressly agrees not to represent that the Subrecipient or the Subrecipient's agents, servants, or employees are in any manner agents, servants or employees of the City, it being understood that the Subrecipient, its agents, servants, and employees are as to the City wholly independent contractors and that the Subrecipient's obligations to the City are solely such as are prescribed by this Agreement. 10. COMPLIANCE WITH APPLICABLE LAW. The Subrecipient, in the performance of the services to be provided herein, shall comply with all applicable State and Federal statutes and regulations, and all applicable ordinances, rules and regulations of the City of National City, whether now in force or subsequently enacted. The Subrecipient, and each of its subcontractors, shall obtain and maintain a current City of National City business license prior to and during performance of any work pursuant to this Agreement. 11. LICENSES, PERMITS, ETC. The Subrecipient represents and covenants that it has all licenses, permits, qualifications, and approvals of whatever nature that are legally required to practice its profession. The Subrecipient represents and covenants that the Subrecipient shall, at its sole cost and expense, keep in effect at all times during the term of this Agreement, any license, permit, or approval which is legally required for the Subrecipient to practice its profession. 12. STANDARD OF CARE. HOME Program Subrecipient Agreement National City Tenant Based Rental Assistance Program Page 3 of 15 A. The Subrecipient, in performing any services under this Agreement, shall perform in a manner consistent with that level of care and skill ordinarily exercised by members of the Subrecipient's trade or profession currently practicing under similar conditions and in similar locations. The Subrecipient shall take all special precautions necessary to protect the Subrecipient's employees and members of the public from risk of harm arising out of the nature of the work and/or the conditions of the work site. B. Unless disclosed in writing prior to the date of this agreement, the Subrecipient warrants to the City that it is not now, nor has it for the five (5) years preceding, been debarred by a governmental agency or involved in debarment, arbitration or litigation proceedings concerning the Subrecipient's professional performance or the furnishing of materials or services relating thereto. C. The Subrecipient is responsible for identifying any unique products, treatments, processes or materials whose availability is critical to the success of the project the Subrecipient has been retained to perform, within the time requirements of the City, or, when no time is specified, then within a commercially reasonable time. Accordingly, unless the Subrecipient has notified the City otherwise, the Subrecipient warrants that all products, materials, processes or treatments identified in the project documents prepared for the City are reasonably commercially available. Any failure by the Subrecipient to use due diligence under this sub- paragraph will render the Subrecipient liable to the City for any increased costs that result from the City's later inability to obtain the specified items or any reasonable substitute within a price range that allows for project completion in the time frame specified or, when not specified, then within a commercially reasonable time. 13. NON-DISCRIMINATION PROVISIONS. The Subrecipient shall not discriminate against any employee or applicant for employment because of age, race, color, ancestry, religion, sex, sexual orientation, marital status, national origin, physical handicap, or medical condition. The Subrecipient will take positive action to insure that applicants are employed without regard to their age, race, color, ancestry, religion, sex, sexual orientation, marital status, national origin, physical handicap, or medical condition. Such action shall include but not be limited to the following: employment, upgrading, demotion, transfer, recruitment or recruitment advertising, layoff or termination, rates of pay or other forms of compensation, and selection for training, including apprenticeship. The Subrecipient agrees to post in conspicuous places available to employees and applicants for employment any notices provided by the City setting forth the provisions of this non-discrimination clause. 14. CONFIDENTIAL INFORMATION. The City may from time to time communicate to the Subrecipient certain confidential information to enable the Subrecipient to effectively perform the services to be provided herein. The Subrecipient shall treat all such information as confidential and shall not disclose any part thereof without the prior written consent of the City. The Subrecipient shall limit the use and circulation of such information, even within its own organization, to the extent necessary to perform the services to be provided herein. The foregoing obligation of this Section 13, however, shall not apply to any part of the information that (i) has been disclosed in publicly available sources of information; (ii) is, through no fault of the Subrecipient, hereafter disclosed in publicly available sources of information; (iii) is already in the possession of the Subrecipient without any obligation of confidentiality; or (iv) has been or is hereafter rightfully disclosed to the Subrecipient by a third party, but only to the extent that the use or disclosure thereof has been or is rightfully authorized by that third party. The Subrecipient shall not disclose any reports, recommendations, conclusions or other results of the services or the existence of the subject matter of this Agreement without the HOME Program Subrecipient Agreement National City Tenant Based Rental Assistance Program Page 4 of 15 prior written consent of the City. In its performance hereunder, the Subrecipient shall comply with all legal obligations it may now or hereafter have respecting the information or other property of any other person, firm or corporation. Subrecipient shall be liable to City for any damages caused by breach of this condition, pursuant to the provisions of Section 14. 15. INDEMNIFICATION AND HOLD HARMLESS. The Subrecipient agrees to defend, indemnify, and hold harmless the City of National City, its officers and employees, against and from any and all liability, loss, damages to property, injuries to, or death of any person or persons, and all claims, demands, suits, actions, proceedings, reasonable attorneys' fees, and defense costs, of any kind or nature, including workers' compensation claims, of or by anyone whomsoever, resulting from or arising out of the Subrecipient's negligent performance of this Agreement. 16. WORKERS' COMPENSATION. The Subrecipient shall comply with all of the provisions of the Workers' Compensation Insurance and Safety Acts of the State of California, the applicable provisions of Division 4 and 5 of the California Government Code and all amendments thereto; and all similar state or Federal acts or laws applicable; and shall indemnify, and hold harmless the City and its officers, and employees from and against all claims, demands, payments, suits, actions, proceedings and judgments of every nature and description, including reasonable attorney's fees and defense costs presented, brought or recovered against the City or its officers, employees, or volunteers, for or on account of any liability under any of said acts which may be incurred by reason of any work to be performed by the Subrecipient under this Agreement. 17. INSURANCE. The Subrecipient, at its sole cost and expense, shall purchase and maintain, and shall require its subrecipient(s), when applicable, to purchase and maintain throughout the term of this Agreement, the following checked insurance policies: A. ❑ If checked, Professional Liability Insurance (errors and omissions) with minimum limits of $1,000,000 per occurrence. B. Automobile Insurance covering all bodily injury and property damage incurred during the performance of this Agreement, with a minimum coverage of $1,000,000 combined single limit per accident. Such automobile insurance shall include owned, non -owned, and hired vehicles ("any auto"). The policy shall name the CITY and its officers, agents and employees as additional insureds, and a separate additional insured endorsement shall be provided. C. Commercial General Liability Insurance, with minimum limits of $2,000,000 per occurrence and $4,000,000 aggregate, covering all bodily injury and property damage arising out of its operations under this Agreement. The policy shall name the CITY and its officers, agents and employees as additional insureds, and a separate additional insured endorsement shall be provided. The general aggregate limit must apply solely to this "project" or "location". D. Workers' Compensation Insurance in an amount sufficient to meet statutory requirements covering all of Subrecipient's employees and employers' liability insurance with limits of at least $1,000,000 per accident. In addition, the policy shall be endorsed with a waiver of subrogation in favor of the City. Said endorsement shall be provided prior to commencement of work under this Agreement. HOME Program Subrecipient Agreement National City Tenant Based Rental Assistance Program Page 5 of 15 If Subrecipient has no employees subject to the California Workers' Compensation and Labor laws, Subrecipient shall execute a Declaration to that effect. Said Declaration shall be provided to Subrecipient by City. E. The aforesaid policies shall constitute primary insurance as to the City, its officers, employees, and volunteers, so that any other policies held by the City shall not contribute to any loss under said insurance. Said policies shall provide for thirty (30) days prior written notice to the City of cancellation or material change. F. If required insurance coverage is provided on a "claims made" rather than "occurrence" form, the Subrecipient shall maintain such insurance coverage for three years after expiration of the term (and any extensions) of this Agreement. In addition, the "retro" date must be on or before the date of this Agreement. G. Insurance shall be written with only California admitted companies that hold a current policy holder's alphabetic and financial size category rating of not less than A VIII according to the current Best's Key Rating Guide, or a company equal financial stability that is approved by the City's Risk Manager. In the event coverage is provided by non -admitted "surplus lines" carriers, they must be included on the most recent California List of Eligible Surplus Lines Insurers (LESLI list) and otherwise meet rating requirements. H. This Agreement shall not take effect until certificate(s) or other sufficient proof that these insurance provisions have been complied with, are filed with and approved by the CITY'S Risk Manager. If the Subrecipient does not keep all of such insurance policies in full force and effect at all times during the terms of this Agreement, the CITY may elect to treat the failure to maintain the requisite insurance as a breach of this Agreement and terminate the Agreement as provided herein. All deductibles and self -insured retentions in excess of $10,000 must be disclosed to and approved by the City. 18. LEGAL FEES. If any party brings a suit or action against the other party arising from any breach of any of the covenants or agreements or any inaccuracies in any of the representations and warranties on the part of the other party arising out of this Agreement, then in that event, the prevailing party in such action or dispute, whether by final judgment or out -of - court settlement, shall be entitled to have and recover of and from the other party all costs and expenses of suit, including attorneys' fees. For purposes of determining who is to be considered the prevailing party, it is stipulated that attorney's fees incurred in the prosecution or defense of the action or suit shall not be considered in determining the amount of the judgment or award. Attorney's fees to the prevailing party if other than the City shall, in addition, be limited to the amount of attorney's fees incurred by the City in its prosecution or defense of the action, irrespective of the actual amount of attorney's fees incurred by the prevailing party. 19. MEDIATION/ARBITRATION. If a dispute arises out of or relates to this Agreement, or the breach thereof, the parties agree first to try, in good faith, to settle the dispute by mediation in San Diego, California, in accordance with the Commercial Mediation Rules of the American Arbitration Association (the "AAA") before resorting to arbitration. The costs of mediation shall be borne equally by the parties. Any controversy or claim arising out of, or relating to, this Agreement, or breach thereof, which is not resolved by mediation shall be settled by arbitration in San Diego, California, in accordance with the Commercial Arbitration Rules of the AAA then existing. Any award rendered shall be final and conclusive upon the parties, and a judgment thereon may be entered in any court having jurisdiction over the subject matter of the controversy. The expenses of the arbitration shall be borne equally by the parties to the HOME Program Subrecipient Agreement National City Tenant Based Rental Assistance Program Page 6 of 15 arbitration, provided that each party shall pay for and bear the costs of its own experts, evidence and attorneys' fees, except that the arbitrator may assess such expenses or any part thereof against a specified party as part of the arbitration award. 20. TERMINATION. A. This Agreement may be terminated with or without cause by the City. Termination without cause shall be effective only upon 60-day's written notice to the Subrecipient. During said 60-day period the Subrecipient shall perform all services in accordance with this Agreement. B. This Agreement may also be terminated immediately by the City for cause in the event of a material breach of this Agreement, misrepresentation by the Subrecipient in connection with the formation of this Agreement or the performance of services, or the failure to perform services as directed by the City. C. Termination with or without cause shall be effected by delivery of written Notice of Termination to the Subrecipient as provided for herein. D. In the event of termination, all finished or unfinished Memoranda Reports, Maps, Drawings, Plans, Specifications and other documents prepared by the Subrecipient, whether paper or electronic, shall immediately become the property of and be delivered to the City, and the Subrecipient shall be entitled to receive just and equitable compensation for any work satisfactorily completed on such documents and other materials up to the effective date of the Notice of Termination, not to exceed the amounts payable hereunder, and less any damages caused the City by the Subrecipient's breach, if any. Thereafter, ownership of said written material shall vest in the City all rights set forth in Section 6. E. The City further reserves the right to immediately terminate this Agreement upon: (1) the filing of a petition in bankruptcy affecting the Subrecipient; (2) a reorganization of the Subrecipient for the benefit of creditors; or (3) a business reorganization, change in business name or change in business status of the Subrecipient. F. In the event that HUD withdraws any portion of the City's CDBG funds, the City shall not be obligated to reimburse the Sub -recipient or sub -contractor for any activity expense incurred or otherwise. City will notify Sub -recipient or subcontractor if such event by HUD occurs. 21. NOTICES. All notices or other communications required or permitted hereunder shall be in writing, and shall be personally delivered; or sent by overnight mail (Federal Express or the like); or sent by registered or certified mail, postage prepaid, return receipt requested; or sent by ordinary mail, postage prepaid; or telegraphed or cabled; or delivered or sent by telex, telecopy, facsimile or fax; and shall be deemed received upon the earlier of (i) if personally delivered, the date of delivery to the address of the person to receive such notice, (ii) if sent by overnight mail, the business day following its deposit in such overnight mail facility, (iii) if mailed by registered, certified or ordinary mail, five (5) days (ten (10) days if the address is outside the State of California) after the date of deposit in a post office, mailbox, mail chute, or other like facility regularly maintained by the United States Postal Service, (iv) if given by telegraph or cable, when delivered to the telegraph company with charges prepaid, or (v) if given by telex, telecopy, facsimile or fax, when sent. Any notice, request, demand, direction or other communication delivered or sent as specified above shall be directed to the following persons: To the City: Carlos Aguirre Community Development Manager City of National City 140 E 12th Street, Suite B National City, CA 91950-4301 HOME Program Subrecipient Agreement National City Tenant Based Rental Assistance Program Page 7 of 15 To the Subrecipient: Don Hunter Director of Family Wellness and Self Sufficiency 430 F Street Chula Vista, CA 91910 Notice of change of address shall be given by written notice in the manner specified in this Section. Rejection or other refusal to accept or the inability to deliver because of changed address of which no notice was given shall be deemed to constitute receipt of the notice, demand, request or communication sent. Any notice, request, demand, direction or other communication sent by cable, telex, telecopy, facsimile or fax must be confirmed within forty-eight (48) hours by letter mailed or delivered as specified in this Section. 22. CONFLICT OF INTEREST AND POLITICAL REFORM ACT OBLIGATIONS. During the term of this Agreement, the Subrecipient shall not perform services of any kind for any person or entity whose interests conflict in any way with those of the City of National City. The Subrecipient also agrees not to specify any product, treatment, process or material for the project in which the Subrecipient has a material financial interest, either direct or indirect, without first notifying the City of that fact. The Subrecipient shall at all times comply with the terms of the Political Reform Act and the National City Conflict of Interest Code. The Subrecipient shall immediately disqualify itself and shall not use its official position to influence in any way any matter coming before the City in which the Subrecipient has a financial interest as defined in Government Code Section 87103. The Subrecipient represents that it has no knowledge of any financial interests that would require it to disqualify itself from any matter on which it might perform services for the City. ® If checked, the Subrecipient shall comply with all of the reporting require- ments of the Political Reform Act and the National City Conflict of Interest Code. Specifically, the Subrecipient shall file a Statement of Economic Interests with the City Clerk of the City of National City in a timely manner on forms which the Subrecipient shall obtain from the City Clerk. The Subrecipient shall be strictly liable to the City for all damages, costs or expenses the City may suffer by virtue of any violation of this Paragraph 22 by the Subrecipient. 23. HOME PROGRAM SUBRECIPIENT PROVISIONS. A. Use of HOME Funds. The HOME funds will be used to deliver a Tenant Based Rental Assistance Program that will assist approximately 11 National City homeless families or domestic violence survivors. B. Affirmative Marketing Procedures. The Subrecipient shall adopt affirmative marketing procedures and requirements for all HOME assisted housing in compliance with 24 CFR § 92.351, as well as City's affirmative marketing responsibilities. Affirmative marketing steps consists, at a minimum, of actions to provide information and otherwise attract eligible persons from all racial, ethnic, and gender groups in the housing market area to the available housing assistance program The procedures and requirements must include methods for informing the public and owners about fair housing laws and policies so as to ensure that all individuals, without regard to race, color, national origin, religion, or sex are given an equal opportunity to participate HOME Program Subrecipient Agreement National City Tenant Based Rental Assistance Program Page 8 of 15 in the program. The Subrecipient shall be solely responsible for the effective marketing responsibilities necessary to achieve Subrecipient's production goals set forth in Paragraph 2. C. Environmental Review. The City has assessed the activities carried out under this agreement in accordance with the provisions of the National Environmental Policy Act of 1969 (NEPA) and the related authorities listed in HUD's implementing regulations at 24 CFR parts 50 and 58. The City has determined that the activities described in the Scope of Work are exempt from environmental review as described at 24 CFR part 58.34(a)4. D. Displacement, Relocation, and Acquisition. The City will not provide financial assistance to any housing unit that is tenant occupied. To insure compliance with 24 CFR § 92.353, the Subrecipient and seller, and buyer will certify that any real property selected for HOME assistance is either owner -occupied or vacant three months before an offer to purchase is accepted by the seller. E. Procurement. Unless specified otherwise within this agreement, the Subrecipient shall procure all materials, property, or services in accordance with the requirements of 24 CFR 84.40-48. The Subrecipient will follow their written policy for procurement. F. HOME Program Conflict of Interest. No member, officer or employee of County or its designees or agents; no member of the governing body of the locality in which the Program is situated; and no other public official of such locality or localities, who exercises any functions or responsibilities with respect to the program funded hereunder during their tenure or for one year thereafter, shall have any interest, direct or indirect, in any Contract or subcontract, or the proceeds thereof, for work to be performed hereunder. Subrecipient agrees to incorporate, or cause to be incorporated, like language prohibiting such interest in all contracts and subcontracts hereunder. No officer, employee, member or program participant of Subrecipient its contractors or its subcontractors shall have a financial interest, direct or indirect, in this Contract or the monies transferred hereunder or be financially interested, directly or indirectly, in the sale to Subrecipient of any land, materials, supplies or services purchased with any funds transferred hereunder, except on behalf of Subrecipient, as an officer, employee, member or program participant. Any willful violation of this paragraph with the knowledge, expressed or implied, of Subrecipient or its subcontractors shall render this Contract voidable by County. G. Lead -Based Paint Hazards. The Subrecipient agrees that any residential structures with assistance provided under this Agreement shall be subject to HUD Lead -Based Paint Regulations at 24 CFR Part 92.355. Such regulations pertain to all HOME -assisted housing and require that all owners, prospective owners, and tenants of properties constructed prior to 1978 be properly notified that such properties may include lead -based paint. Such notification shall point out the hazards of lead -based paint and explain the symptoms, treatment and precautions that should be taken when dealing with lead -based paint poisoning and the advisability and availability of blood lead level screening for children under seven. The notice should also point out that if lead -based paint is found on the property, abatement measures may be undertaken. The regulations further require that a visual assessment, risk assessment and potentially paint stabilization be conducted as required by 24 CFR Part 35 Subpart J. H. Flood Disaster Protection. In accordance with the requirements of the Flood Disaster Protection Act of 1973 (42 U.S.C. 4001), the Subrecipient shall assure that for activities located in an area identified by the Federal Emergency Management Agency (FEMA) as having special flood hazards, flood insurance under the National Flood Insurance Program is HOME Program Subrecipient Agreement National City Tenant Based Rental Assistance Program Page 9 of 15 obtained and maintained as a condition of financial assistance for acquisition or construction purposes (including rehabilitation). !. Use and Reversion of Assets. If any assets purchased with HOME funds are sold, the proceeds will be considered as program income and will be used for eligible activities. J. Program Income. Any program income or recaptured funds under this Contract Agreement obtained by the Subrecipient shall be returned within 5 business days to the City by the Subrecipient. K. Program Monitoring. In accordance with 24 CFR § 92.254, the City will monitor, no less than one (1) time per year, client eligibility for each assisted project. Each review shall also include, but not be limited to on -site inspections to determine compliance with all applicable property codes and standards. Subrecipient shall fully cooperate with the City in monitoring the effectiveness and work performed by the Subrecipient in compliance with the terms of the Agreement. City shall have access at a reasonable hour to all offices and records (dealing with the use of funds that are the basis of this Agreement) of Subrecipient, it officers, directors, agents, employees, and subcontractors for the purposes of such monitoring. City shall give Subrecipient reasonable notice for accessing offices and records. L. Uniform Administrative Requirements. Subrecipient agrees to comply with the HOME requirements 24 CFR § 92.505 and the requirements and standards of OMB Circular A-122, "Cost Principles for Non -Profit Organizations" and with the following Attachments to OMB Circular No. A-110 and any changes to either Circulars. It is understood that all items below may not be applicable to Subrecipient's operations: 1. Attachment A, "Cash Depositories," except for Paragraph 4 concerning deposit insurance; 2. Attachment B, "Bonding and Insurance"; 3. Attachment C, "Retention and Custodial Requirements for Records"; 4. Attachment F, "Standards for Financial Management Systems"; 5. Attachment H, "Monitoring and Reporting Program Performance," paragraph 2; 6. Attachment N, "Property Management Standards," except for paragraph 3 concerning the standards; 7. Attachment 0, "Procurement Standards"; and 8. Attachment P, "Audit Requirements." Audits must be conducted in accordance with 24 CFR Part 44 and OMB Circular A-133. M. Retention of Records. Subrecipient agrees to keep or cause to be kept an accurate record of all actions taken and all funds expended, with source documents, in the pursuit of the objectives of the performance of this Agreement. Such records shall be kept for a minimum HOME Program Subrecipient Agreement National City Tenant Based Rental Assistance Program Page 10 of 15 of five (5) years beyond the close of this Contract. Subrecipient also agrees to obtain and keep on file and available for inspection by City the following information on each household assisted under this Agreement: A. annual income and size of the household; B. ethnic group of the client; C. whether the head of household is male or female; D. additional statistical information as may be required by HUD regulations and any amendments thereto; E. the total assistance amount of HOME dollars invested; F. the compliance with the affirmative marketing requirements and existence of acceptable procedures; G. minority and female -owned business data, and affirmative fair housing actions; H. compliance with lead based paint regulations and guidelines; compliance with conflict of interest rules; and J. evidence the income targeting requirements are met. N. Hatch Act. The Subrecipient agrees that no funds provided, nor personnel employed under this Agreement, shall be in any way or to any extent engaged in the conduct of political activities in violation of Chapter 15 of Title V of the U.S.C. O. Conflict of Interest. The Subrecipient agrees to abide by the provisions of 24 CFR 84.42 and 570.611, which include (but are not limited to) the following: a. The Subrecipient shall maintain a written code or standards of conduct that shall govern the performance of its officers, employees or agents engaged in the award and administration of contracts supported by Federal funds. b. No employee, officer or agent of the Subrecipient shall participate in the selection, or in the award, or administration of, a contract supported by Federal funds if a conflict of interest, real or apparent, would be involved. c. No covered persons who exercise or have exercised any functions or responsibilities with respect to HOME -assisted activities, or who are in a position to participate in a decision -making process or gain inside information with regard to such activities, may obtain a financial interest in any contract, or have a financial interest in any contract, subcontract, or agreement with respect to the HOME -assisted activity, or with respect to the proceeds from the HOME -assisted activity, either for themselves or those with whom they have business or immediate family ties, during their HOME Program Subrecipient Agreement National City Tenant Based Rental Assistance Program Page 11of15 tenure or for a period of one (1) year thereafter. For purposes of this paragraph, a "covered person" includes any person who is an employee, agent, consultant, officer, or elected or appointed official of the Grantee, the Subrecipient, or any designated public agency. P. Lobbying. The Subrecipient hereby certifies that: a. No Federal appropriated funds have been paid or will be paid, by or on behalf of it, to any person for influencing or attempting to influence an officer or employee of any agency, a Member of Congress, an officer or employee of Congress, or an employee of a Member of Congress in connection with the awarding of any Federal contract, the making of any Federal grant, the making of any Federal loan, the entering into of any cooperative agreement, and the extension, continuation, renewal, amendment, or modification of any Federal contract, grant, loan, or cooperative agreement; b. If any funds other than Federal appropriated funds have been paid or will be paid to any person for influencing or attempting to influence an officer or employee of any agency, a Member of Congress, an officer or employee of Congress, or an employee of a Member of Congress in connection with this Federal contract, grant, loan, or cooperative agreement, it will complete and submit Standard Form-LLL, "Disclosure Form to Report Lobbying," in accordance with its instructions; and c. It will require that the language of paragraph (d) of this certification be included in the award documents for all sub awards at all tiers (including subcontracts, sub grants, and contracts under grants, loans, and cooperative agreements) and that all Subrecipients shall certify and disclose accordingly: d. This certification is a material representation of fact upon which reliance was placed when this transaction was made or entered into. Submission of this certification is a prerequisite for making or entering into this transaction imposed by section 1352, title 31, U.S.C. Any person who fails to file the required certification shall be subject to a civil penalty of not less than $10,000 and not more than $100,000 for each such failure. Q Conditions for Religious Organizations. If applicable, the Subrecipient must meet the conditions in 24 CDF Part 92.257 regarding the use of HOME funds involving a primarily religious entity. R. Closeout. HOME funds will be closed out in accordance with procedures established by HUD. 23. MISCELLANEOUS PROVISIONS. A. Computation of Time Periods. If any date or time period provided for in this Agreement is or ends on a Saturday, Sunday or federal, state or legal holiday, then such date shall automatically be extended until 5:00 p.m. Pacific Time of the next day which is not a Saturday, Sunday or federal, state or legal holiday. HOME Program Subrecipient Agreement National City Tenant Based Rental Assistance Program Page 12 of 15 B. Counterparts. This Agreement may be executed in multiple counterparts, each of which shall be deemed an original, but all of which, together, shall constitute but one and the same instrument. C. Captions. Any captions to, or headings of, the sections or subsections of this Agreement are solely for the convenience of the parties hereto, are not a part of this Agreement, and shall not be used for the interpretation or determination of the validity of this Agreement or any provision hereof. D. No Obligations to Third Parties. Except as otherwise expressly provided herein, the execution and delivery of this Agreement shall not be deemed to confer any rights upon, or obligate any of the parties hereto, to any person or entity other than the parties hereto. E. Exhibits and Schedules. The Exhibits and Schedules attached hereto are hereby incorporated herein by this reference for all purposes. F. Amendment to this Agreement. The terms of this Agreement may not be modified or amended except by an instrument in writing executed by each of the parties hereto. G. Waiver. The waiver or failure to enforce any provision of this Agreement shall not operate as a waiver of any future breach of any such provision or any other provision hereof. H. Applicable Law. This Agreement shall be governed by and construed in accordance with the laws of the State of California. Entire Agreement. This Agreement supersedes any prior agreements, negotiations and communications, oral or written, and contains the entire agreement between the parties as to the subject matter hereof. No subsequent agreement, representation, or promise made by either party hereto, or by or to an employee, officer, agent or representative of any party hereto shall be of any effect unless it is in writing and executed by the party to be bound thereby. J. Successors and Assigns. This Agreement shall be binding upon and shall inure to the benefit of the successors and assigns of the parties hereto. K. Construction. The parties acknowledge and agree that (i) each party is of equal bargaining strength, (ii) each party has actively participated in the drafting, preparation and negotiation of this Agreement, (iii) each such party has consulted with or has had the opportunity to consult with its own, independent counsel and such other professional advisors as such party has deemed appropriate, relative to any and all matters contemplated under this Agreement, (iv) each party and such party's counsel and advisors have reviewed this Agreement, (v) each party has agreed to enter into this Agreement following such review and the rendering of such advice, and (vi) any rule or construction to the effect that ambiguities are to be resolved against the drafting party shall not apply in the interpretation of this Agreement, or any portions hereof, or any amendments hereto. 24. ATTACHMENTS TO THE SUBRECIPIENT AGREEMENT Exhibit A: Scope of Work Exhibit B: SBCS Tenant Based Rental Assistance Program Manual for National City Exhibit C: Subrecipient Insurance HOME Program Subrecipient Agreement National City Tenant Based Rental Assistance Program Page 13 of 15 IN WITNESS WHEREOF, the parties hereto have executed this Agreement on the date and year first above written. CITY OF NATIONAL CITY South Bay Community Services B f u Leslie Deese, City Manager PROVED TO FORM: dia G. Silv City Attorn ATTEST Michael Dal 'a City Clerk f By: K hryn Lembo P esident and CEO By: 9en'Hunter Director of Family Wellness and Self Sufficiency HOME Program Subrecipient Agreement National City Tenant Based Rental Assistance Program Page 14 of 15 Exhibit A EXHIBIT "A" SCOPE OF WORK TENANT BASED RENTAL ASSISTANCE PROGRAM 1. INTRODUCTION 1.1 The City of National City, Department of Housing and Community Development ("County") is soliciting proposals from qualified organizations for the development, implementation and administration of a Tenant -Based Rental Assistance ("TBRA") Program for homeless National City families with an emphasis on domestic violence survivors. The TBRA Program will be funded with federal HOME Investment Partnerships program funds. The initial term of contract shall be for a period of up to twenty-two (22) months, depending upon a determination by the City of satisfactory performance by the Contractor and availability of funding. 1.2 The goal of the City in soliciting these proposals is to cause a TBRA Program to be developed, implemented, and administered in accordance with the requirements of the U.S. Department of Housing and Urban Development ("HUD") HOME Investment Partnerships ("HOME") program. 1.3 The geographical area to be served by the TBRA Program is all of National City 1.4 The TBRA Program will be funded by HOME funds and is required to be operated in compliance with all pertinent federal regulations, including but not limited to 24 CFR Part 92 and OMB Circular A122 and A133. 1.5 All services performed under the contract are subject to review and approval by the City and the U.S. Department of Housing and Urban Development. To further the City's objective of increasing the local supply of decent affordable housing available to eligible lower income persons, the Contractor agrees to develop, implement and administer a TBRA program for National City homeless families and domestic violence survivors which shall be operated under the terms of the HOME Investment Partnerships Program of the U.S. Department of Housing and Urban Development ("HUD"). The work to be accomplished includes, but is not limited to, the following: A. CONTRACTOR DUTIES AND RESPONSIBILITIES 1. Contractor shall develop, implement, and administer a TBRA program to assist low-income households that are survivors of domestic violence. Domestic violence is defined by the U.S. Depaitiuent of Justice, Office on Violence Against Women as a "pattern of abusive behavior in any relationship that is used by one partner to gain or maintain power and control over another intimate partner." 2. All activity conducted by Contractor shall be in compliance with HOME Final Rule 24 CFR Part 92, with special attention to §92.209; Building HOME — Chapter 7: Tenant -Based Rental Assistance; and HOME CPD Notice 96-07: Guidance on Tenant -Based Rental Assistance under the HOME Program. Exhibit A EXHIBIT "A" SCOPE OF WORK TENANT BASED RENTAL ASSISTANCE PROGRAM 3. Prior to providing any TBRA assistance to homeless families or domestic violence survivors, Contractor shall prepare and submit, for City approval, a TBRA Administrative Plan identifying Contractor's methodology used to deliver the services requested. B. CONTRACTOR'S TBRA PROGRAM IMPLEMENTATION 1. Marketing and Outreach Activities Contractor's marketing approach must address: • how availability of the TBRA program will be announced; • where applications will be taken and/or received; • when applications will be accepted; • the method for taking applications; and, • in order to ensure fair housing objectives, what special outreach activities will ensure that households "lease likely to apply" will be informed about the TBRA. 2. Application Process All applications must be in written form. Applications must contain sufficient source documentation to determine household income and eligibility. Contractor must retain records, throughout the term of the contract, on the disposition of all applications. 3. Local Preferences • Applicant must be homeless or a recent survivor of domestic violence. • At time of initial eligibility determination, applicant household income must not exceed 50 percent of the area median income for the San Diego County, adjusted for household size. • To ensure a continuum of care, preference shall be provided to households currently participating or graduating from programs supporting survivors of domestic violence. 4. Waiting List Contractor shall establish a waiting list for TBRA participation. Contractor shall develop and follow a written tenant selection plan to determine placement on the waiting list. The tenant selection plan must explain how the above local preferences shall be applied to placement on the waiting list. 5. Determine Eligibility Applicants shall be selected from the waiting list in the order established by the Contractor's written tenant selection plan. The tenant selection plan shall be included in the Contractor's TBRA Administrative Plan. To determine a household's eligibility, Contractor must verify: • the household eligibility for its local preference status; Exhibit A EXHIBIT "A" SCOPE OF WORK TENANT BASED RENTAL ASSISTANCE PROGRAM • the household size and composition; and, • the household income and adjustments to income. The household income must be calculated and verified in accordance with HUD-1470-CPD "Technical Guide for Determining Income and Allowances for the HOME Program." Contractor shall use the definition of annual income as defined in 24 CFR Part 5, which was formerly commonly referred to as the Section 8 definition. Applicants who are determined ineligible shall be notified in writing and shall be given an opportunity to appeal the decision. 6. Occupancy Standard The Occupancy Standard shall comply with the current occupancy standard established by the City of National City Section 8 Housing Choice Voucher Program. The Occupancy Standard is used to provide consistent criteria for determining the unit size for which the household is eligible. 7. Issue TBRA Vouchers The issuance of a HOME TBRA voucher authorizes the household to begin the search for housing. Units must be located in National City. Contractor shall issue approximately 11 vouchers; each for an initial 12 month period. Vouchers may be renewed for an additional 12 months in accordance with §92.209 and contingent upon the availability of funding. 8. Conduct a Briefing The purpose of the Briefing is to ensure that the household understands its responsibilities, as well as those of the Contractor and the unit owner, and the household has sufficient guidance to make an informed choice of housing. The briefing should cover: • roles and responsibilities of the tenant, owner and Contractor • limitations on the rent the owner may charge, including how utility allowances are used • unit size for which the household is eligible (occupancy standard) • subsidy calculations, including how the Contractor and tenant shares will be calculated • security deposit policy • voucher expiration and extension policies • guidance on selecting a unit, including Housing Quality Standards ("HQS") requirements and procedures for submitting the Request for Unit Approval form • lead -based paint information • fair housing information • guidance that the voucher holder is free to choose any eligible unit. Exhibit A EXHIBIT "A" SCOPE OF WORK TENANT BASED RENTAL ASSISTANCE PROGRAM 9. Unit Selection and HQS Approval Once the household has located a unit and the owner has agreed to participate in the TBRA, the household and owner jointly submit a Request for Unit Approval. Upon submission of the Request for Unit Approval Contractor shall be required to conduct a HQS inspection of the unit. All units must pass the HQS inspection for the Contractor to be reimbursed. 10. Lease Approval Contractor shall document that the requested rent was determined to be reasonable when compared to comparable, unassisted units. A Lease Addendum, covering HOME program requirements must be attached to all leases. Contractor shall obtain a copy of the lease and Lease Addendum. 11. Term of Lease The term of the lease between the tenant and owner must be at least for one year, unless both parties mutually agree in writing to a reduced term. The lease shall begin on the first day of actual tenant occupancy. The Housing Assistance Payment reimbursement to the Contractor shall not exceed 12 months from the date of initial occupancy and in no event exceed the actual period of tenant occupancy, if occupancy is less than 12 months. 12. Calculation of TBRA Housing Assistance Payment ("HAP") The current Fair Market Rent, adjusted for occupancy standard, established for the City of National City shall be used to determine the HAP. The HAP shall be calculated as the difference between 30 percent of the household's adjusted monthly income, less associated utility allowance, and the lower of, the FMR or actual unit rent. Applicants whose initial HAP calculation is less than $50.00 per month are not eligible to receive TBRA. HAP must be prorated during the initial month. Deposit assistance of up to $1,000 will be offered to all applicants in the form of a grant. Deposit payments will be paid directly to landlords. 13. Execution of Tenant Lease and HAP Contract The owner and tenant shall enter into a lease. To cover the special requirements of the HOME program, the Contractor, shall provide a lease addendum to be used in conjunction with the owner's lease. The Contractor and owner shall enter into an agreement in which the owner agrees to comply with the HOME TBRA rules and the Contractor agrees to pay the HAP. C. CONTRACTOR'S ONGOING PROGRAM ADMINISTRATION Exhibit A EXHIBIT "A" SCOPE OF WORK TENANT BASED RENTAL ASSISTANCE PROGRAM 1. For each fiscal year, July through June, at least 90 percent of the households assisted by this TBRA must have household incomes at or below 60 percent of the area median income, adjusted for household size. This means that although the TBRA program permits assistance to households with incomes of up to 80 percent, the Contractor shall only be able to serve a limited number of households whose incomes are between 60 percent and 80 percent of area median income. Contractor shall obtain City's prior written approval to continue TBRA to any household with income between 60 percent and 80 percent of area median income. Contractor shall maintain ongoing records to verify compliance with this requirement. Documentation verifying compliance with this requirement shall be provided to County upon request. 2. Annual Recertification Contractor shall annually confirm each household's eligibility for continued participation in the TBRA program and its share of the rent. In order to assure that the re-examination process is completed in time to provide a 30 day notice to both the owner and tenant of changes in the household's eligibility or share of rent, Contractor shall initiate the annual re-examination process 90 days in advance of the household's one-year TBRA anniversary date. Household income shall be re-examined using source documentation. If household income exceeds 80 percent of the area median income, the household's TBRA must be terminated. Contractor shall also ensure that the unit is the appropriate size for the current household composition in order to comply with the occupancy standard. If owner requests a rent increase, Contractor shall determine that the proposed rent is reasonable and does not exceed the Annual Adjustment Factor established for the City's Section 8 Program. 3. Annual HQS Inspection The Contractor must conduct an annual HQS inspection. The City will not reimburse Contractor for any Housing Assistance Payments until the unit has passed the annual HQS inspection. Rental assistance payments cannot be paid retroactively and will only begin from the day the unit pass' inspection. 4. Public or Private Units Assisted units may be publicly or privately owned; however, units assisted under a project -based rental assistance agreement or Public Housing Authority units are not eligible. 5. Portability Assistance by this TBRA program is not portable. 6. Length of TBRA Assistance The HOME TBRA rental assistance contracts with individual households may not exceed two years. Contracts can be renewed, subject to the availability of HOME funds and prior written approval of the City. Exhibit A EXHIBIT "A" SCOPE OF WORK TENANT BASED RENTAL ASSISTANCE PROGRAM 7. Quarterly Payment Authorization Form Contractor shall submit to the City a quarterly HAP Authorization form, identifying the quarterly payment for all authorized households. Households that are subsequently determined by the Contractor to be ineligible for continued TBRA must be given a thirty day notice by Contractor of this determination. Those who have served notice they intend to terminate their TBRA assistance must be removed from the next quarterly submittal. Contractor must notify City on a quarterly basis in the event that a tenant moves out of a TBRA assisted unit. 8. Quarterly HAP Reimbursement Request Contractor shall submit to the City a quarterly HAP Reimbursement Request. The quarterly HAP Reimbursement Request must be supported by the quarterly HAP Authorization form. Upon verification of authorized HAP payments made by Contractor to owner, City shall reimburse Contractor for eligible HAP payments in accordance with the terms and conditions of the Contract and Statement of Work. 9. Issues not covered in this agreement are to be handled in accordance with HOME Final Rule 24 CFR Part 92, with special attention to §92.209; Building HOME — Chapter 7: Tenant -Based Rental Assistance; HOME CPD Notice 96-07: "Guidance on Tenant -Based Rental Assistance under the HOME Program" and HUD-1470-CPD "Technical Guide for Determining Income and Allowances for the HOME Program." D. Budget Column A Budget Item Column B CDBG Request Column C Other Sources Column D List Name(s) of Other Sources Column E Total Budget Personnel (List Salaried Position Job Titles) 0.2 FTE Program Director $55,000 Foundations and donations $55,000 0.5 FTE YFDA $17,680 $17,680 Fringe Benefits $ 5,393 $ 16,873 Foundations and donations $22,266 Operating Costs Supplies Equipment Rental Assistance/Subsidies $120,977 $120,977 Insurance Printing Utilities Other: $18,583 $18,583 Exhibit A EXHIBIT "A" SCOPE OF WORK TENANT BASED RENTAL ASSISTANCE PROGRAM Administration (12.9%) Budget Total $162,633 $71,873 $234,506 E. EXPENDITURE REQUIREMENT 1. In order to ensure effective administration and performance of approved HOME Investment Partnerships Grant Programs and to meet HUD performance standards, Contractor shall demonstrate reasonable progress towards operation of the Project, by expending approximately $30,000.00 quarterly. In the event that Contractor does not demonstrate reasonable progress, as defined above, the City shall notify the Contractor of the expenditure deficiency. Contractor shall have a total of 30 calendar days from the date of the City's written notification to correct the deficiency. If the deficiency is not corrected within that time, Contractor agrees that the City may reallocate the amount of the expenditure deficiency and terminate the Contract in accordance with the Contract provisions. F. RECORDS AND REPORTS 1. The Contractor shall maintain records and make such reports as required by HUD to enable the City to analyze Contractor's activity. All records of the Contractor related to this Contract or work performed under this Contract shall be open and available for inspection by HUD and/or City auditors during normal business hours. 2. Contractor shall provide the City with a quarterly report, submitted no later than fifteen (15) days after the last day of the previous quarter, which includes a cover letter, narrative of the services provided that demonstrates the towards meeting the timeline goals, the Tenant Based Rental Assistance Set Up Form HOME Program (Attachment #2), and an itemized accounting of the expenditures of HOME funds during the previous quarter. Failure to submit quarterly reports in a timely manner will result in withholding of HOME funds until the report has been submitted. Report due dates are: January 15, April 15, July 15 and October 15. Exhibit A EXHIBIT "A" SCOPE OF WORK TENANT BASED RENTAL ASSISTANCE PROGRAM ATTACHMENT #1 HOME REQUIREMENTS WHEREAS, there has been enacted into law the HOME Act, Title II of the Cranston -Gonzalez National Affordable Housing Act (the "Act"), creating the HOME Investment Partnerships Program ("HOME") that provides funds to expand the supply of affordable housing for very low-income and low-income persons; and WHEREAS, City acting as a HOME "Participating Jurisdiction" WHEREAS, City received approval from the City Council to allocate HOME funds for a TBRA program for National City homeless families with an emphasis on survivors of domestic violence (hereinafter referred to as the "Project') on May 6. 2014; and WHEREAS, City incorporated the funding of the Project into the City's HOME Investment Partnership Annual Funding Plan which was submitted to HUD; and WHEREAS, HUD has approved the City's Annual Funding Plan for HOME Investment Partnerships funds; and WHEREAS, it is the desire of the Contractor and the City that the Project be implemented; and WHEREAS, the Contractor shall undertake the same obligations to the City with respect to the Project in the City's aforesaid Annual Funding Plan for participation in the HOME Investment Partnerships Program; NOW THEREFORE, for valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the parties agree as follows: 1. WORK TO BE PERFORMED: Contractor shall implement the Statement of Work (Attachment B) and attached hereto fully in accordance with the terms of the Annual Funding Plan approved by the County and submitted to HUD in application for funds to carry out the Project and the Certifications which were submitted concurrently with the Annual Funding Plan. The Annual Funding Plan and Certifications form is hereby incorporated by reference into this Contract fully as if set forth herein. Contractor shall also undertake the same obligations to the City that the City has undertaken to HUD pursuant to said Annual Funding Plan and Certifications. Contractor shall hold City harmless against any harm that it may suffer with respect to HUD on account of any failure on the part of Contractor to comply with the requirements of any such obligation. The obligations undertaken by Exhibit A EXHIBIT "A" SCOPE OF WORK TENANT BASED RENTAL ASSISTANCE PROGRAM Contractor include, but are not limited to, the obligation to comply with the current and most up-to-date version of each of the following: (a) Title 11 of the Cranston -Gonzalez National Affordable Housing Act, as amended, 42 U.S.C. 12701; (b) HUD regulations relating to HOME Investment Partnerships Program (24 CFR 92.1, etseq.); (c) HUD regulations relating to environmental review procedures for the HOME Investment Partnerships Program (24 CFR 92.352); (d) Title VI of the Civil Rights Act of 1964 (42 USC § 2000d); Title Vll of the Civil Rights Act of 1964 (Public Law 88-352); Title VIII of the Civil Rights Act of 1968 (Fair Housing Act, 42 USC § 3601, et seq.); Section 109 of the Housing and Community Development Act of 1974; Executive Order 11246, as amended (equal employment opportunity); Executive Order 11063 (non-discrimination), as amended by Executive Order 12259; and any HUD regulations heretofore issued or to be issued to implement these authorities relating to civil rights; (e) All Section 3 covered contracts shall include the following clause (referred to as the Section 3 clause): The work to be performed under this contract is subject to the requirements of Section 3 of the Housing and Urban Development Act of 1968, as amended, 12 U.S.C. 1701u (Section 3). The purpose of Section 3 is to ensure that employment and other economic opportunities generated by HUD assistance or HUD - assisted projects covered by Section 3, shall, to the greatest extent feasible, be directed to low- and very low-income persons, particularly persons who are recipients of HUD assistance for housing. ii. The parties to this contract agree to comply with HUD's regulations in 24 CFR Part 135, which implement Section 3. As evidenced by their execution of this contract, the parties to this contract certify that they are under no contractual or other impediment that would prevent them from complying with the Part 135 regulations. iii. Contractor agrees to send to each labor organization or representative of workers with which Contractor has a collective bargaining agreement or other understanding, if any, a notice advising the labor organization or workers' representative of the Exhibit A EXHIBIT "A" SCOPE OF WORK TENANT BASED RENTAL ASSISTANCE PROGRAM Contractor's commitments under this Section 3 clause, and will post copies of the notice in conspicuous places at the work site where both employees and applicants for training and employment positions can see the notice. The notice shall describe the Section 3 preference, shall set forth minimum number and job titles subject to hire, availability of apprenticeship and training positions, the qualifications for each; and the name and location of the person(s) taking applications for each of the positions; and the anticipated date the work shall begin. iv. The Contractor agrees to include this Section 3 clause in every subcontract subject to compliance with regulations in 24 CFR Part 135, and agrees to take appropriate action, as provided in an applicable provision of the subcontract or in this Section 3 clause, upon a finding that the subcontractor is in violation of the regulations in 24 CFR part 135. The Contractor will not subcontract with any subcontractor where the Contractor has notice or knowledge that the subcontractor has been found in violation of the regulations in 24 CFR Part 135. v. The Contractor will certify that any vacant employment positions, including training positions, that are filled (1) after the Contractor is selected but before the contract is executed, and (2) with persons other than those to whom the regulations of 24 CFR Part 135 require employment opportunities to be directed, were not filled to circumvent the contractor's obligations under 24 CFR Part 135. vi. Noncompliance with HUD's regulations in 24 CFR Part 135 may result in sanctions. termination of this contract for default, and debarment or suspension from future HUD assisted contracts. vii. With respect to work performed in connection with Section 3 covered Indian housing assistance, section 7(b) of the Indian Self - Determination and Education Assistance Act (25 U.S.C. 450e) also applies to the work to be performed under this contract. Section 7(b) requires that to the greatest extent feasible (i) preference and opportunities for training and employment shall be given to Indians, and (ii) preference in the award of contracts and subcontracts shall be given to Indian organizations and Indian - owned Economic Enterprises. Parties to this contract that are subject to the provisions of Section 3 and section 7(b) agree to comply with Section 3 to the maximum extent feasible, but not in derogation of compliance with section 7(b). Exhibit A EXHIBIT "A" SCOPE OF WORK TENANT BASED RENTAL ASSISTANCE PROGRAM (f) The Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970, 42 USC § 4601, et seq., and regulations adopted to implement that Act in 49 CFR Part 24; (g) Office of Management and Budget ("OMB") Circular A-122 entitled "Cost Principles for Non -Profit Organizations"; OMB Circular A-133 entitled "Audits of States, Local Governments, and Non -Profit Organizations"; OMB Circular A-110 entitled "Uniform Administrative Requirements for Grants and Agreements with Institutions of Higher Education, Hospitals and Other Non -Profit Organizations". Reference is particularly made to 24 CFR 85 entitled "Administrative Requirements for Grants and Cooperative Agreements to State, Local and Federally Recognized Indian Tribal Governments." (h) 24 CFR 92.503 concerning program income, repayments, and recaptured funds of the HOME Regulations. Any Program Income earned by the Contractor in carrying out the activities of this Contract shall be returned to the County. The Contractor shall report all Program Income to the County. (i) Upon expiration of this Contract, Contractor shall transfer to the County any HOME funds on hand at the time of expiration and any accounts receivable attributable to the use of HOME funds; 24 CFR 92.252 or 92.254, as applicable, concerning HUD affordability regulations relating to the HOME Investment Partnerships Program. Repayment of any funds to the County is required if the housing does not meet the affordability requirements for the specified time period; (j) The following laws and regulations relating to preservation of historic places; National Historic Preservation Act of 1966 (Public Law 89-665); the Archaeological and Historical Preservation Act of 1974 (Public Law 93-291); and Executive Order 11593; The Labor Standards Regulations set forth in 24 CFR 92.354; Prevailing Wages set forth in Labor Code Section 1720. The Hatch Act relating to the conduct of political activities (5 U.S.C. §§ 1502, et. seq.); The Flood Disaster Protection Act of 1973 (42 U.S.C. § 4106 and the implementing regulations in 44 CFR Parts 59-79); Exhibit A EXHIBIT "A" SCOPE OF WORK TENANT BASED RENTAL ASSISTANCE PROGRAM (o) The Rehabilitation Act of 1973 (Public Law 93-112) as amended, including Section 504 which relates to nondiscrimination in federal programs and HUD Regulations set forth in 24 CFR Part 8; (p) (q) The Clean Air Act (42 U.S.C. § 7401, et seq.) and the Federal Water Pollution Control Act, as amended (33 U.S.C. § 1251, et seq.) and the regulations adopted pursuant thereto (40 CFR Part 6); The Drug -Free Workplace Act of 1988 (Public Law 100-690); (r) The Lead -Based paint Poisoning Prevention Act, the Residential Lead - Base Paint Hazard Reduction Act of 1992, and implementing regulations at Part 35; (s) No member, officer or employee of the Contractor, or its designee or agents, no member of the governing body of the locality in which the Project is situated, and no other public official of such locality or localities who exercises any functions or responsibilities with respect to the Project during his/her tenure or for one year thereafter, shall have any interest, direct, or indirect, in any contract or subcontract, or the process thereof, for work to be performed in connection with the Project assisted under the Grant, and that it shall incorporate, or cause to be incorporated, in all such contracts or subcontracts a provision prohibiting such interest pursuant to the purposes of this certification; (t) The Contractor certifies, that in accordance with Section 319 of Public Law 101-121, to the best of his or her knowledge and belief that: No federal appropriated funds have been paid or will be paid, by or on behalf of the undersigned, to any person for influencing or attempting to influence an officer or employee of any agency, a member of Congress, an officer or employee of Congress, in connection with the awarding of any federal contract, the making of any federal grant, the making of any federal loan, the entering into of any cooperative contract, and the extension, continuation, renewal, amendment, or modification of any federal contract, grant, loan, or cooperative contract. ii. If any funds other than federal appropriated funds have been paid or will be paid to any person for influencing or attempting to influence an officer or employee of any agency, a member of Congress, or an employee of a member of Congress in connection with this federal contract, grant, loan, or cooperative contract, the undersigned shall complete and submit Standard Form-LLL, Exhibit A EXHIBIT "A" SCOPE OF WORK TENANT BASED RENTAL ASSISTANCE PROGRAM "Disclosure Form to Report Lobbying", in accordance with its instructions. (u) The Contractor shall adopt an affirmative marketing plan in accordance with Section 92.351, if the housing being funded contains five or more units; (v) The Architectural Barriers Act of 1968 (42 U.S.C. §§ 4151, et seq.); and (w) The bonding requirements described in 24 CFR Part 85.36 required for construction or facility improvement contracts or subcontracts that exceed the simplified acquisition threshold (defined at 41 U.S.C. 403(11)). U.S. Department of Housing and Urban Development Office of Community Planning and Development Tenant Based Rental Assistance (TBRA) Set Up Form HOME Program Exhibit A Check the appropriate box: DOriginal Submission ❑Change Owner's Address ❑Revision Name and Phone Number of Person Completing Form: A. General and Activity Information. 1. Name of Participant: 2. County Code: 3. IDIS Activity ID Number: 4. Activity Name: Set Up Activity B. Objective and Outcome. 1. Objective (enter code): (2) (1) Create suitable living environment (2) Provide decent affordable housing (3) Create economic opportunities 2. Outcome (enter code): (2) (1) Availability/accessibility (2) Affordability (3) Sustainability C. Household Characteristics. (Refer to code below where applicable) Assisting more than 8 tenants? Make copies of this page for additional space. Monthly Rent Household Tenant Contract Last Name # of Bdrms Sec Dep Tenant Monthly Rent TBRA Monthly Rent Total Monthly Rent % Med Hispanic? Y/N Race Size Type Paid To 0=Owner T=Tenant New? YIN Months (1 to 24) D. Total/Subtotal of HOME Funds Requested: $ Page 1 of 4 Revised (8/06) E. TBRA Units Number of TBRA Units: Designated for the homeless: Of those the number designated for the chronically homeless: Was this activity carried out by a faith -based organization (Y/N)? # of Bdrms 0 - SRO/Efficiency 1 -1 bedroom 2 -2 bedrooms 3- 3 bedrooms 4- 4 bedrooms 5- 5 or more bedrooms Household % of Med 1- 0 to 30% 2 - 30+ to 50% 3-50+ to 60% 4-60+ to80% Household Race 11 - White 12 - Black/Afican American 13 - Asian 14 - American Indian/Alaska Native 15 - Native Hawaiian Other Pacific Islander 16 - American Indian/Alaska Native & White 17 - Asian & White 18 - Black/African American & White 19 -American Indian/Alaska Native & Black/African American 20 -Other multi -racial Household Size 1 -1 person 2 - 2 persons 3 - 3 persons 4 - 4 persons 5 - 5 persons 6 - 6 persons 7 - 7 persons 8 - 8 or mare persons Exhibit A Household Type 1 - Single, non - elderly 2 - Elderly 3 - Single parent 4 - Two parents 5 - Other Page 2 of 4 Revised (8/06) Exhibit A Instructions for Completing the Tenant -Based Rental Assistance Set-up Report HOME Program Read the instructions for each item carefully before completing the form. Applicability. The purpose of this report is to assist with the collection of information to be entered into IDIS. This report is to be completed for each TBRA activity set-up in IDIS. A single activity may include up to 99 tenants. For centralized State projects, the tenants must be in the same county. Timing. Data is to be entered into IDIS before funds may be drawn down for the activity. An amended set-up report should be completed to increase or decrease HOME funding for the activity. A. General and Activity Information. 1. Name of Participant. Enter the name of the participating jurisdiction or the agency administering the TBRA activity. 2. County Code. Enter the county code of the agency administering this HOME activity. 3. IDIS Activity ID Number. Enter the activity number assigned by IDIS. 4. Activity Name. Enter the name designated to the activity. The blank boxes may be used for internal tracking purposes. B. Objective and Outcome: Objective. Enter the code of the objective that best describes the purpose of the activity. If a code is not entered in IDIS, the system will default the answer to "2" — Decent affordable housing. 1. Suitable living environments. Applies to activities that benefit communities, families, or individuals by addressing issues in their living environment. 2. Decent affordable housing. Applies to housing activities that meet individual family or community needs. This objective should not be used for activities where housing is an element of a larger effort. 3. Creating economic opportunities. Applies to activities related to economic development, commercial revitalization, and job creation. Outcome. Enter code of the outcome that best describes the benefits resulting from the activity. If a code is not entered in IDIS, the system will default the answer to "2" — Affordability. 1. Availability/accessibility. Applies to activities that make services, infrastructure, housing, and shelter available and accessible. Note that accessibility does not refer only to physical barriers. 2. Affordability. Applies to activities that provide affordability in a variety of ways. It can include the creation or maintenance of affordable housing, basic infrastructure hookups, or services such as transportation or day care. 3. Sustainability. Applies to activities that promote livable or viable communities and neighborhoods by providing services or by removing slums or blighted areas. C. Household Characteristics. Complete one line for each tenant receiving tenant -based rental assistance from the HOME Program. Tenant's Last Name. Enter the tenant's last name if the name is 5 letters or less. Enter the first five letters of the last name if the name is more than five letters or a unique file identification number. # of Bdrms. Enter 0 for a single room occupancy (SRO) unit or for an efficiency unit, 1 for 1 bedroom, 2 for 2 bedrooms, 3 for 3 bedrooms, 4 for 4 bedrooms, and 5 for 5 or more bedrooms. Sec Dep. Enter the amount of HOME funds to be paid to the tenant or owner as a security deposit payment (to the nearest dollar). Tenant Monthly Rent. Enter the actual rent, including utilities, to be paid by the tenant at the time of activity completion (to the nearest dollar). If the rent includes utilities, or, if the rent includes partial utilities, e.g., heat, but not electricity, these utility costs must be added to the rent, Compute utility costs for the area (and in the case of partial utilities, compute costs for utilities excluded from the rent), by using the utility allowance schedule produced by the local Public Housing Authority (PHA). TBRA Monthly Rent. Enter the amount of HOME funds to be paid to the tenant or owner as a rent subsidy payment, including any utility allowances (to the nearest dollar). Total Monthly Rent. The total monthly rent is automatically calculated by IDIS. Household % of Med. For each household assisted with HOME funds, enter one code only based on the following definitions: 1. 0 to 30% refers to a household whose annual income is at or below 30 percent of the median family income for the area, as determined by HUD with adjustments for smaller and larger families. 2. 30+ to 50% refers to a household whose annual income exceeds 30 percent and does not exceed 50 percent of the median family income for the area, as determined by HUD with adjustments for smaller and larger families. 3. 50+ to 60% refers to a household whose annual income exceeds 50 percent and does not exceed 60 percent of the median family income for the area, as determined by HUD with adjustments for smaller and larger families. 4. 60+ to 80% refers to a household whose annual income exceeds 60 percent and does not exceed 80 percent of the median family income for the area, as determined by HUD with adjustments for smaller and larger families. Household Hispanic? Y/N. For each household assisted with HOME funds, enter the ethnicity of the head of household as either "Y" for Hispanic or Latino or "N" for not Hispanic nor Latino. Hispanic or Latino ethnicity is defined as a person of Cuban, Mexican, Puerto Rican, South/Central American, or other Spanish culture or origin, regardless of race. The term, "Spanish origin," can be used in addition to "Hispanic or Latino." Household Race. For each household assisted with HOME funds, enter one code only based on the following definitions: 11. White. A person having origins in any of the original peoples of Europe, North Africa or the Middle East. 12. Black/African American. A person having origins in any of the black racial groups of Africa. Terms such as "Haitian" or "Negro" can be used in addition to "Black or African American." 13. Asian. A person having origins in any of the original peoples of the Far East, Southeast Asia, or the Indian subcontinent including, for example, Cambodia, China, India, Japan, Korea, Malaysia, Pakistan, the Philippine Islands, Thailand and Vietnam. 14. American Indian or Alaska Native. A person having origins in any of the original peoples of North and South America (including Central America), and who maintains affiliation or community attachment. 15. Native Hawaiian or Other Pacific Islander. A person having origins in any of the original people of Hawaii, Guam, Samoa or other Pacific Islands. 16. American Indian/Alaska Native & White. A person having these multiple race heritages as defined above. 17. Asian & White. A person having these multiple race heritages as defined above. 18. Black/African American & White. A person having these multiple race heritages as defined above. 19. American Indian or Alaska Native & Black or African American. A person having these multiple race heritages as defined above. 20. Other multi -racial. For reporting individual responses that are not included in any of the other categories listed above. Page 3 of 4 Revised (8/06) Exhibit A Household Size. Enter the appropriate number of persons in the household: 1, 2, 3, 4, 5. 6, 7, or 8 (for households of more than 8, enter 8). Household Type. For each household assisted with HOME funds, enter one code only based on the following definitions: 1. Single, non -elderly. One -person household in which the person is not elderly. 2. Elderly. One or two person household with a person at least 62 years of age. 3. Single parent. A single parent household with a dependent child or children (18 years old or younger). 4. Two parents. A two -parent household with a dependent child or children (18 years old or younger). 5. Other. Any household not included in the above 4 definitions, including two or more unrelated individuals. Tenant Contract Paid To. Enter an 0, if the TBRA Monthly Rent will be paid to the Owner. Enter a T, if it will be paid to the Tenant. Tenant Contract New? Enter a Y, if the tenant is newly assisted. Enter an N, if the tenant's assistance is being renewed. Tenant Contract Months. Enter the number of months in the contract with the tenant. Valid entries are 1 to 24. D. Total/Subtotal of HOME Funds Requested. Enter the total amount of HOME funds requested for the activity. This amount includes the TBRA Monthly Rent for each tenant multiplied by the Tenant Contract Months. It also includes the security deposit amount for each tenant, if requested. E. TBRA: Units Number of TBRA units designated for the homeless. Of the total number of TBRA units in the activity. enter the number designated for the homeless. Homeless is defined as (1) an individual or family who lacks fixed, regular, and adequate nighttime residence; or (2) An individual or family who has a primary nighttime residence that is: (a) a supervised publicly or privately operated shelter designed to provide temporary living accommodations (including welfare hotels, congregate shelters, and transitional housing for the mentally ill; (b) an institution that provides a temporary residence for individuals intended to be institutionalized; or (c) a public or private place not designed for, or ordinarily used as, a regular sleeping accommodation for human beings. Of those, the number designated for the chronically homeless. Of the number of units designated for the homeless, enter the number designated for the chronically homeless. A chronically homeless person is defined as an unaccompanied homeless individual with a disabling condition who has either: (1) been continuously homeless for a year or more, or (2) has had at least four episodes of homelessness in the past three years. A disabling condition is defined as a diagnosable substance use disorder, serious mental illness, developmental disability, or chronic physical illness or disability. For the purpose of determining chronically homelessness, a homeless person an unaccompanied individual sleeping in a place not meant for human habitation or in an emergency homeless shelter. Note: IDIS will default to zero if units are not entered in these fields. Faith -based Organization. Was this activity carried out by a faith - based organization (y/N)? Enter "Y" if it is known or if the organization declares itself to be a faith -based organization. If not, enter "N". Note: IDIS will enter the default answer of "N" if an answer is not typed in the field. Page 4 of 4 Revised (8/06) Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM City of National City Tenant Based Rental Assistance Program , SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B Chapter 1 9 BACKGROUND 9 Jurisdiction g MISSION STATEMENT 9 PURPOSE OF THIS GUIDE 10 ADMINISTRATIVE ERROR 10 RULES AND REGULATIONS 10 TERMINOLOGY 10 REASONABLE ACCOMMODATIONS POLICY 11 Applying for Admission 13 ASSESSMENT OBJECTIVES 14 RECORDS FOR MONITORING PERFORMANCE 14 PRIVACY RIGHTS 15 OWNER OUTREACH 15 ISSUANCE OF HOME VOUCHERS FOR TENANT BASED RENTAL ASSISTANCE 16 Chapter 2 18 ELIGIBILITY AND REFERRAL 18 SBCS ELIGIBILITY DETERMINATION AND REFERRALS 18 Chapter 3 20 ELIGIBILITY FOR ADMISSION AND PARTICIPATION 20 INTRODUCTION 20 DENIAL/TERMINATION 20 ELIGIBILITY FACTORS 22 2 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Chapter 4 32 VERIFICATION PROCEDURES 32 INTRODUCTION 32 METHODS OF VERIFICATION AND TIME ALLOWED 32 ITEMS TO BE VERIFIED 34 VERIFICATION OF PLACEMENT ON WAITING LIST PREFERENCES 34 VERIFICATION OF NON -FINANCIAL FACTORS 35 VERIFICATION OF INCOME 38 VERIFICATION OF ASSETS 45 VERIFICATION OF ALLOWABLE DEDUCTIONS FROM INCOME 47 Chapter 5 50 HOME VOUCHER TERM, SUBSIDY STANDARDS, HOUSEHOLD COMPOSITION 50 INTRODUCTION 50 TERM OF VOUCHER 50 DETERMINING FAMILY UNIT (VOUCHER) SIZE 52 EXCEPTIONS TO SUBSIDY STANDARDS 53 CHANGES IN VOUCHER SIZE 54 DETERMINATION OF HOUSEHOLD STATUS AND COMPOSITION 55 Remaining Household Member 57 Chapter 6 60 CALCULATION OF TTP AND DEPOSIT ASSISTANCE MODIFIED VOUCHER METHOD 60 INTRODUCTION 60 INCOME 60 ALLOWANCES 66 3 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM TOTAL TENANT PAYMENT AND TENANT RENT 68 Chapter 7 70 INITIAL APPROVAL AND BRIEFING 70 INTRODUCTION 70 INITIAL ELIGIBILITY APPROVAL 70 PRIOR TO THE BRIEFING 72 THE BRIEFING 72 AFTER THE BRIEFING AND BEFORE LEASE -UP 75 Chapter 8 76 REQUEST FOR TENANCY APPROVAL, OWNER APPROVAL, LEASES AND CONTRACTS 76 INTRODUCTION 76 REQUEST FOR TENANCY APPROVAL 76 UNIT SIZE SELECTED 78 RENT LIMITATIONS 78 DISAPPROVAL OF PROPOSED RENT 79 ELIGIBLE TYPES OF HOUSING 79 SECURITY DEPOSIT REQUIREMENTS 80 TENANT SCREENING FOR SUITABILITY 81 INFORMATION TO OWNERS 81 OWNER DISAPPROVAL 82 OWNER RESTRICTIONS AND PENALTIES 83 LEASE REQUIREMENTS 83 Actions Before Lease Term 85 SEPARATE AGREEMENTS 85 CONTRACT EXECUTION PROCESS 85 CHANGE IN OWNERSHIP 86 4 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Chapter 9 87 HOUSING QUALITY STANDARDS AND INSPECTIONS 87 INTRODUCTION 87 INSPECTION TYPES AND GUIDELINES 87 INITIAL HQS INSPECTION 88 ANNUAL HQS INSPECTIONS 89 MOVE OUTNACATE INSPECTION 90 SPECIAL/COMPLAINT INSPECTION 90 QUALITY CONTROL INSPECTION 90 ADDITONAL SBCS HQS CRITERIA 90 EMERGENCY REPAIR ITEMS 91 NON -EMERGENCY REPAIR ITEMS 92 DETERMINATION OF RESPONSIBILITY 92 CONSEQUENCES IF OWNER IS RESPONSIBLE 93 CONSEQUENCES IF FAMILY IS RESPONSIBLE 94 Chapter 10 95 OWNER PAYMENTS, RENT LIMITS AND RENT REASONABLENESS 95 INTRODUCTION 95 RENT LIMITATIONS 95 RENT REASONABLENESS DETERMINATIONS 96 OWNER PAYMENTS 97 Chapter I I 99 INTERIMS AND OTHER REGULAR ACTIVITIES 99 INTRODUCTION 99 MISREPRESENTATION OF FAMILY CIRCUMSTANCES 99 5 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM ANNUAL ACTIVITIES 99 ANNUAL RECERTIFICATION 100 INTERIM CHANGES 103 HOUSEHOLD COMPOSITION CHANGES THAT REQUIRE A CHANGE IN THE SUBSIDSY STANDARDS 107 NOTIFICATION OF RESULTS OF RECERTIFICATIONS/ INTERIMS 107 Chapter 12 108 MOVES WITH CONTINUED ASSISTANCE/PORTABILITY 108 INTRODUCTION 108 ALLOWABLE MOVES 108 RESTRICTIONS ON MOVES 108 PROCEDURE FOR TRANSFERS 109 PORTABILITY 110 Chapter 13 111 PROGRAM REVIEW AND PROGRAM INTEGRITY 111 INTRODUCTION 111 COMPLAINTS TO SBCS 111 CRITERIA FOR INVESTIGATION OF SUSPECTED PROGRAM ABUSE AND FRAUD 112 PREVENTION OF PROGRAM ABUSE AND FRAUD 113 DETECTION OF PROGRAM ABUSE AND FRAUD 114 ALLEGATIONS OF PROGRAM ABUSE AND FRAUD 115 INVESTIGATION OF ALLEGATIONS OF PROGRAM ABUSE AND FRAUD 116 PROCEDURES FOR DOCUMENTED VIOLATIONS 118 Chapter 14 121 TERMINATIONS, DENIALS, HEARINGS AND REVIEWS 121 6 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM INTRODUCTION 121 DENIAL OR TERMINATION OF PROGRAM PARTICIPATION 121 TERMINATION OF CONTRACT OR LEASE 126 INFORMAL MEETINGS AND REVIEWS 130 INFORMAL HEARINGS 131 MITIGATING CIRCUMSTANCES FOR APPLICANTS/ PARTICIPANTS WITH DISABILITIES 135 Chapter 15 136 OWNER OR FAMILY DEBTS TO SBCS 136 INTRODUCTION 136 PAYMENT AGREEMENTS FOR PARTICIPATING FAMILIES 136 PAYMENT AGREEMENTS FOR FAMILIES NO LONGER ON THE PROGRAM 137 DEBTS DUE TO MISREPRESENTATIONS/NON-REPORTING OF INFORMATION 137 GUIDELINES FOR PAYMENT AGREEMENTS 138 OWNER DEBTS TO SBCS 138 WRITING OFF DEBTS 139 Chapter 16 140 SPECIAL HOUSING TYPES 140 INTRODUCTION 140 Special Housing Types to Expand Affordable Housing Opportunities _ 140 SHARED HOUSING 140 MANUFACTURED HOMES 142 GLOSSARY 145 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM 8 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Chapter 1 BACKGROUND Affordable housing for very, very, low-income families is at a crisis state. In National City, various agencies have done a good job in developing affordable housing for low and moderate income families, the agency has very limited resources for very, very - low income families. SBCS, local schools, Family Resource Centers and other community agencies have struggled to find options. Those who are exiting SBCS' homeless shelters, temporarily staying with friends, living in campgrounds, and/or living in motels and/or cars are in need of some type of assistance, and landlords typically are reluctant to rent to families that have such limited means, so the security deposits are often too high for their limited budgets. The TBRA program was funded by the City of National City with the U.S. Department of Housing and Urban Development HOME Investment Partnership funds to assist families with monthly rent and security deposit within the City of National City. SBCS has modeled the TBRA program after the Section 8 Housing Choice Voucher program. The modified voucher method will be used to calculate the household's rent portion. JURISDICTION The jurisdiction of the HOME funded, Tenant Based Rental Assistance Program is limited to the City of National City. Participants may never receive assistance outside the County of San Diego. MISSION STATEMENT South Bay Community Services (SBCS), founded in 1971, is a comprehensive, health and human services and community development organization. SBCS', a private 501-C3 not for profit organization, mission is to provide children, youth, and families in the South Bay area with services which reinforce the family's role in the community and assist individuals to aspire to lives of self-fulfillment. 9 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM PURPOSE OF THIS GUIDE The purpose of this Guide is to establish policies for carrying out the program in a manner consistent with HUD requirements, and in a manner consistent with SBCS' goals and objectives. SBCS is responsible for complying with all changes in HUD regulations pertaining to HOME program administration. If such changes conflict with this Plan, HUD regulations will have precedence. Applicable regulations include but are not limited to: 24 CFR : 92.209 Local rules incorporated in this Plan are intended to promote local housing objectives consistent with the intent of federal housing legislation. ADMINISTRATIVE ERROR If SBCS discovers an administrative error that resulted in an underpayment of housing assistance payments, it will correct the error back to the previous action taken, and issue a payment to the participant. If SBCS discovers an administrative error resulted in an overpayment of assistance, the error will be corrected with a 30- day advance notice. RULES AND REGULATIONS This Guide defines SBCS' policies for operation of the housing program in the context of federal laws and regulations. All HOME tenant based rental assistance issues not addressed in this document are governed by federal regulations, HUD memos, notices, guidelines, or other applicable law. The policies in this Guide have been designed to ensure HUD approved applications for program funding. TERMINOLOGY "Tenant" is usually used to refer to participants in terms of their relation to landlords. "Landlord" and "owner" are used interchangeably. "Disability" is used where "handicap" was formerly used. "HQS" means the Housing Quality Standards required by regulations as enhanced by the PHA. 10 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM "Failure to Provide" refers to all requirements of the Family Obligations of the program as outlined elsewhere in the Guide. EQUAL OPPORTUNITY -NO DISCRIMINATION SBCS will fully comply with all federal, state and local nondiscrimination laws, rules and regulations governing fair housing and equal opportunity in housing and employment. SBCS will not deny any resident the equal opportunity to apply for or receive assistance under any program administered on the basis of race, color, sex, religion, creed, national or ethnic origin, age, familial or marital status, disability, income source, or sexual orientation. To further SBCS' commitment to full compliance with applicable civil rights laws, SBCS will provide federal/state/local information regarding unlawful discrimination, and any recourse to those who believe they are victims of a discriminatory act. All applicable fair housing information and discrimination complaint forms will be included in the voucher holder's briefing packet, and will be available upon request. All SBCS staff and consultant members administering the program may be required to attend fair housing training. These employees, in the overall commitment to quality customer service, are informed of the importance of affirmatively furthering fair housing, providing equal opportunity to all families, and providing reasonable accommodations to persons with disabilities. Fair housing posters are displayed throughout the Housing Authority office, including in the lobby and interview rooms, and in such a manner as to be readable from a wheelchair. The equal opportunity logo will be used on all outreach materials. To keep current with new developments, staff may attend local fair housing update training sponsored by HUD, or other organizations. No individual with disabilities shall be denied the benefits of, or be excluded from participation in the program, or otherwise be subjected to discrimination because SBCS' facilities are inaccessible to, or unusable by, persons with disabilities. SBCS is accessible to persons with disabilities. The California Relay Service provides accessibility for the hearing impaired. REASONABLE ACCOMMODATIONS POLICY When a participant requires an accessible feature(s) or policy modification to accommodate a disability, SBCS may provide such feature(s) or policy modification unless doing so would result in a fundamental alteration in the nature of the program, or an undue financial and administrative burden. SBCS shall make reasonable 11 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM accommodation, upon request, to the reported physical or mental limitations of an otherwise qualified person with disabilities. A participant with a disability must ask for a specific change to a policy or practice as an accommodation of his or her disability before SBCS will treat him or her differently than anyone else. SBCS' policies and practices are designed to, upon request, provide reasonable accommodations to persons with disabilities, so they may fully access and utilize the housing program and related services. The availability of reasonable accommodation is made known by including the information on SBCS' forms and letters. This policy will afford persons with disabilities an equal opportunity to obtain the same result, gain the same benefit, or reach the same level of achievement as those who do not have disabilities. This policy is applicable to all situations described in this Plan, including when an applicant initiates contact with SBCS, or when SBCS initiates contact with an applicant. This policy is applicable when an applicant applies for assistance, as well as when SBCS schedules or reschedules appointments of any kind. To be eligible to request a reasonable accommodation, the requester must make the request at least seven days in advance and may be required to certify (if apparent) or verify (if not apparent) to be an individual with a disability under the following definition: A physical or mental impairment that substantially limits one or more of the major life activities of an individual A record of such impairment or being regarded as having such an impairment Does not include any individual who is an alcoholic or drug abuser whose current use of alcohol or drugs prevents the individual from participating in the program Note: This is not the same as the HUD definition used for purposes of determining allowances. Rehabilitated former drug users and alcoholics are covered under the Americans with Disabilities Act (ADA). However, a current drug user is not covered. In accordance with 24 CFR Part 8.3, individuals are not considered disabled for eligibility purposes solely on the basis of any drug or alcohol dependence. Individuals whose drug or alcohol addiction is a material factor to their disability are excluded from the definition. Individuals are considered disabled if disabling mental and physical limitations would persist if drug or alcohol abuse discontinued. SBCS will require at least annually that a professional third party competent to make the assessment of disability provide written verification that the individuals need a specific accommodation due to their disability, exactly what accommodation is recommended, exactly how this accommodation will allow them to fully access the 12 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM program, and that the change is required for them to have equal access to the housing program. If SBCS finds that the requested accommodation creates an undue administrative or financial burden, then it will either deny the request and/or present an alternate accommodation that will still meet the need of the person. An undue administrative burden is one that requires a fundamental alteration of the essential functions of SBCS (i.e., waiving an applicant obligation or criminal history prohibition). An undue financial burden is one that when considering the available resources of the agency as a whole, the requested accommodation would pose a severe financial hardship on SBCS. SBCS will provide a written decision to the person requesting the accommodation within a reasonable time. If a person is denied the accommodation, or feels that the alternative suggestions are inadequate, he/she may request an informal review with a supervisor to discuss SBCS' decision. Reasonable accommodation will be made for persons with a disability who require an advocate or accessible offices. In addition, a designee may represent the individual with a disability, but only with written permission of the disabled person. VERIFICATION OF DISABILITY SBCS will verify disabilities under definitions in the Fair Housing Amendments Act of 1988, Section 504 of the 1973 Rehabilitation Act, and Americans with Disabilities Act. LANGUAGE ACCOMMODATIONS SBCS provides applications all literature relevant to tenant and in English and Spanish. In addition, briefings will also be conducted in English and Spanish along with all other services related to the HOME Tenant Based Rental Assistance Program. APPLYING FOR ADMISSION To provide specific reasonable accommodation to persons with disabilities, upon request, the information may be mailed to the applicant, mailed to the applicant's contact person, completed by a designee, or any other specified reasonable accommodation. SBCS staff will perform the following activities: • Review the internal or external referral. 13 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B • Contact and meet with potential program participants to evaluate their potential for successful participation in the program. • Provide all necessary counseling and supportive services to ready them for program participation. • Contact other resources, as necessary, in order to make a full assessment of the applicant's likelihood of successful program participation. After SBCS staff has met the candidates, fully evaluated their potential, provided training and counseling services to make them ready for participation, staff will refer only those candidates, who are determined as prospects for long-term and successful independent living. ASSESSMENT OBJECTIVES SBCS can demonstrate to HUD auditors that it applies reflects its commitment to quality and service. SBCS consistent with following HUD requirements: • Selection from the waiting list • Reasonable rent • Determination of adjusted income • Utility allowance schedule • HQS quality control inspections • HQS enforcement • Expanding housing opportunities • FMR/exception rent and payment standards • Annual reexaminations • Correct tenant rent calculations • Pre -contract HQS inspections • Annual HQS inspections (when applicable) resources in a manner that policies and RECORDS FOR MONITORING PERFORMANCE practices are In order to demonstrate compliance with HUD and other pertinent regulations, SBCS will maintain and retain records, reports and other documentation in accordance with HUD requirements. These records will be maintained in a manner that will allow an auditor, housing professional, or other interested party, to follow, monitor and/or 14 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM assess SBCS' operational procedures objectively, with accuracy, and in accordance with internal management controls. In addition to the required documentation, supervisory may monitor the following functions: • All annual recertifications will be monitored for completion at least 30 days before the re -exam due date. • All annual inspections will be monitored for completion at least 30 days before the due date. • All new applications will be monitored for compliance with the regulations. PRIVACY RIGHTS Applicants and participants, including all adults in their households, are required to sign an Authorization for Release of Information. This document incorporates the Federal Privacy Act Statement and describes the conditions under which HUD/City will release information. SBCS' policy regarding release of information is in accordance with state and local laws that restrict the release of information. SBCS will not request specific information regarding a person's disability. SBCS will ask a health professional to confirm that a person's disability indicates a need for specified services or accommodation. If specific information is received regarding the disabled person's disability, the information will be kept confidential, and be destroyed in a confidential manner after a determination has been made. SBCS' practices and procedures are designed to safeguard the privacy of applicants and program participants. All applicant and participant files are stored in a secure location, only accessible to authorized staff. SBCS staff will not discuss applicant information contained in files except for a business reason. Inappropriate discussion of applicant information or improper disclosure of applicant information by staff will result in disciplinary action. Unauthorized persons may not remove files from secure storage areas. OWNER OUTREACH SBCS makes a concerted effort to keep private owners informed of applicable legislative changes in program requirements. 15 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM SBCS encourages owners of decent, safe and sanitary housing units to lease to eligible participants. SBCS encourages participation by owners of suitable units located outside areas of high poverty or minority concentration. SBCS conducts periodic meetings with owners, upon request, to improve owner relations and to recruit new owners. SBCS staff initiates personal contact with private property owners and managers by telephone, or, upon request, at informal discussions and meetings. Printed material can be made available to acquaint owners and managers with the opportunities available under the program. ISSUANCE OF HOME VOUCHERS FOR TENANT BASED RENTAL ASSISTANCE When funding is available, SBCS issues vouchers to eligible applicants. SBCS strives to issue enough vouchers to maintain a 100 percent lease -up rate. SBCS performs a monthly calculation to determine whether applications should be processed, the number of vouchers that can be issued, and to what extent vouchers can be over -issued (issue more vouchers than the budget allows to achieve maximum lease -up rate). PAYMENT STANDARDS The payment standard is the basis for calculating the housing assistance payment. In accordance with HUD regulation, and at SBCS' discretion, the voucher payment standard amount set at 100 percent of the Section 8 FMR. This is considered the basic range. SBCS will review the appropriateness of the payment standard annually. SBCS will adopt a payment standard that is 100 percent of the most recently published FMR, unless HUD approves an exception payment standard. SBCS may also approve a higher payment standard up to 110 percent if FMR, if required as a reasonable accommodation for a participant that is a person with disabilities. FINANCIAL FEASIBILITY Before increasing the payment standard, SBCS may review its budget to determine the impact of projected subsidy increases on funding available for the program, and the number of families served. For this purpose, SBCS will compare the number of participants served under higher payment standards, to the number assisted under current payment standards. 16 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM UTILITY ALLOWANCE AND UTILITY REIMBURSEMENT PAYMENTS SBCS will use the City of National City's Community Development's utility allowance schedule. The utility allowance is intended to cover the cost of essential utilities not included in the rent, including, refrigerators, ranges, trash collection, or other tenant -paid services. The allowance is based on the typical cost of utilities and services paid by energy - conservative households that occupy housing of similar size and type in the same locality. Allowances are not based on an individual's actual energy consumption. The utility allowance schedule includes the utilities and services that are necessary in the locality to provide housing that complies with the housing quality standards. However, SBCS may not include allowances for non -essential utility costs such as, cable, satellite television, telephone, or Internet connection. SBCS must classify utilities in the utility allowance schedule according to the following general categories: space heating, cooking, air conditioning, water heating, water, sewer, trash collection, other electric, refrigerator (for tenant supplied refrigerator), range (for tenant -supplied range), and other specified services. An allowance for tenant -paid air conditioning will be provided in those cases where the majority of housing units in the market have central air conditioning, or are wired for tenant installed air conditioners. Separate utility allowances for certain utilities may be calculated for mobile homes in parks, and/or or for complexes that charge a flat fee for certain utilities, given the lower amount of these utilities than for other dwelling types. The approved utility allowance schedule is given to families along with their voucher. The utility allowances are based on the actual unit size selected. When participants provide his or her own range and refrigerator, SBCS will establish an allowance adequate for the participant to purchase or rent a range or refrigerator, even if the participant already owns either appliance. Allowances for ranges and refrigerators will be based on the lesser of the cost of leasing or purchasing the appropriate new or used appliance over a twelve-month period. OPTIONAL CASE MANAGEMENT AND FINANCIAL EDUCATION FOR FAMILIES If applicants are current SBCS clients, they may choose to continue receiving case management or other SBCS services. In addition, all interested applicants may choose to receive financial education. The optional case management and financial education are made available to all participants for HOME Tenant Based Rental Assistance, at any time during their stay. 17 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Chapter 2 ELIGIBILITY AND REFERRAL SBCS objectives are to ensure that interested applicants are placed on a Wait List through an internal (within SBCS) or external (from outside agencies) referrals. Applicants are then evaluated for program participation suitability and subsequent referral for eligibility determination. By maintaining a Wait List, SBCS is able to perform the activities in a manner that ensures an adequate pool of qualified applicants is available for the timely use of program funds. It is generally the policy of SBCS to not close the Wait List. However, SBCS may stop accepting applications if the Wait List contains sufficient applicants to fill anticipated openings for the next 12 months. The policy of SBCS is to ensure that all residents interested in housing assistance are given an equal opportunity to apply, and are treated in a fair and consistent manner. In the event that there are no available vouchers, eligible families will be placed on the Wait List in an order based on local preferences. SBCS ELIGIBILITY DETERMINATION AND REFERRALS SBCS will evaluate applicants for referral to the program that: • Applicant must be a recent survivor of domestic violence. • At time of initial eligibility determination, applicant household income must not exceed 50 percent of the area median income for the County of San Diego, adjusted for household size. • To ensure a continuum of care, preference shall be provided to households currently participating or graduating from programs supporting survivors of domestic violence. • Applicant must be currently on or placed on any local jurisdiction's Section 8 waiting list. Participation in the TBRA shall not impact the participant's standing on the Section 8 waiting list. 18 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B • Have some legal source of income. Other SBCS eligibility criteria include: Ineligible applicants may include: • Current substance abusers. • Applicants who have a recent history (one-year) of violent behavior including assaults. SBCS will meet with interested candidates to evaluate their potential for successful participation in the program. Applicants will be prioritized for participation in the program based on the date referral form was submitted, is a victim of or is attempting to flee domestic violence and/or sexual assault, and homeless status. 19 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B Chapter 3 ELIGIBILITY FOR ADMISSION AND PARTICIPATION INTRODUCTION This chapter defines SBCS and HUD criteria for admission and ongoing participation to the program. The policy to strive for objectivity and consistency in applying the criteria to evaluate the eligibility of families who apply. SBCS staff will review all information provided by the applicant carefully and without regard to factors other than those defined in this chapter. Applicants will be provided the opportunity to explain their circumstances, to furnish additional information, if needed and to receive an explanation of the basis for any decision by SBCS regarding eligibility. SBCS may deny or terminate assistance for a participant because of an action or failure to act. SBCS will provide participants with a written description of the obligations under the program, the grounds under which SBCS can deny or terminate assistance, SBCS informal hearing or informal review procedures. This chapter describes when SBCS is required to deny or terminate assistance, the policies for the denial of a new commitment of assistance, and the grounds for termination of assistance under a participation contract. DENIAL/TERMINATION If denial of admission, or termination of assistance, is based on behavior due to a disability, SBCS may delay the denial or termination in order to determine if the problem could be corrected by reasonable accommodation. For example, a visually impaired person who fails to return information because the request for information was in writing may be determined to need a reasonable accommodation in order to comply with the requirements of the program. In this scenario, SBCS will make a reasonable accommodation, upon request, to call the person to tell him/her of the information that is needed. FORM AND FORMAT FOR DENIAL/TERMINATION Denial of assistance for an applicant may include any or all of the following: 20 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B • Denying a HOME Voucher or withdrawing a Voucher. • Refusing to enter into a HAP contract or approve a tenancy. Termination of assistance for a participant may include any or all of the following: • Refusing to enter into a HAP contract or approve a tenancy. • Terminating housing assistance payments under an outstanding HAP contract. • Refusing to process or provide assistance under transfer procedures. SBCS may screen all program participants for criminal activities on a regular basis. Applicants and participants will be notified of denial or termination of assistance in writing and advised they will have 14 days from the date of the notice to request an informal review or hearing. The notices will contain a full explanation of the reason(s) for termination/denial, including a full description of crimes or actions of the family, and the sections of the Code of Federal Regulations that provide authority for the denial or termination of assistance. A request form will be provided for applicants or participants to request informal reviews or hearings. All requests for an informal hearing or review must be in writing and must be received by SBCS' within 14 days of the date of the denial or termination notice. PURPOSE OF SCREENING APPLICANTS AND PARTICIPANTS All federally assisted housing is intended to provide a place to live and raise families, not a place to commit crime, to use or sell a controlled substance illegally, or terrorize neighbors. It is the intention of SBCS to fully endorse and implement a policy designed to: • Help create and maintain a safe and drug -free community. • Keep program participants and their families free from threats to their personal safety. • Support parental efforts to instill values of personal responsibility and hard work. • Help maintain an environment where children can live safely, learn and grow up to be productive citizens. • Assist families in their vocational/educational goals in the pursuit of self- sufficiency. 21 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B Screening Process All screening and termination of assistance procedures shall be administered fairly, and in such a way as not to violate rights to privacy or discriminate on the basis of race, color, nationality, religion, familial status, disability, gender, or other legally protected groups. To the maximum extent possible, SBCS will involve other community and governmental entities in the promotion and enforcement of this policy. This policy will be provided to applicants and participants upon request. ELIGIBILITY FACTORS HUD DEFINITIONS "Engaged in or engaging in" violent criminal activity means any act within the past five years by an applicant or participant or household member which involved criminal activity that has as one of its elements the use, attempted use, or threatened use of physical force substantial enough to cause, or be reasonably likely to cause, serious bodily injury or property damage, which may or may not have resulted in the arrest and/or conviction of the applicant, participant, or household member. SBCS prohibits the illegal use of all controlled substances as defined under federal guidelines. "Covered person", for purposes of 24 CFR Part 982 and this chapter, means a tenant, any member of the tenant's household, a guest or another person under the tenant's control. "Drug" means a controlled substance as defined in section 102 of the Controlled Substances Act (21 U.S.C. 802). "Drug -related criminal activity" means the illegal manufacture, sale, distribution, or use of a drug, or the possession of a drug with intent to manufacture, sell, distribute or use the drug. "Guest", for purposes of this chapter and 24 CFR part 5, subpart A and 24 CFR Part 982, means a person temporarily staying in the unit with the consent of a tenant or other member of the household who has express or implied authority to so consent on behalf of the tenant. The requirements of part 982 apply to a guest as so defined. "Household", for the purposes of 24 CFR Part 982 and this chapter, means the family applying for program participation. 22 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM "Other person under the tenant's control", for the purposes of the definition of covered person and for 24 CFR Parts 5 and 982 and for this chapter, means that the person, although not staying as a guest (as defined in this chapter) in the unit, is, or was at the time of the activity in question, on the premises because of an invitation from the tenant or other member of the household who has express or implied authority to so consent on behalf of the tenant. Absent evidence to the contrary, a person temporarily and infrequently on the premises solely for legitimate commercial purposes are not under the tenant's control. "Violent criminal activity" means any criminal activity that has as one of its elements the use, attempted use, or threatened use of physical force substantial enough to cause, or be reasonably likely to cause, serious bodily injury or property damage. UNIQUE ADMISSION ELIGIBILITY FACTORS To be eligible for participation, an applicant must meet HUD's criteria, as well as any permissible additional criteria established by SBCS. In an effort to prevent future illegal drug related and other criminal activity, as well as other patterns of behavior that pose a threat to the health, safety or right to peaceful enjoyment of the premises by other residents, and as required by 24 CFR 982, Subpart L and CFR Part 5, Subpart J, SBCS will screen applicants as thoroughly and fairly as possible for illegal drug -related activities, alcohol abuse activities, sex offender registration requirement, and violent criminal behavior. Such screening will apply to any member of the household who is 18 years of age or older; however, evidence of prohibited criminal activities conducted by minors in the household will also be cause for denial or termination of assistance. Admission to the program is never based on: • Where the household will live within eligible City of National City boundaries. • Discrimination of a household, because it includes unwed parents, recipients of public assistance, or children born out of wedlock. • Discrimination of a household, because it includes children. • Other reasons as listed in under the "Fair Housing and Reasonable Accommodations" sections. Eligibility criteria include: • An applicant must be a "family"; SBCS' definition of a family is one or more individuals sharing a household. The applicant's income must be within the appropriate income limits. To be eligible for assistance, an applicant must: 23 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM • Have an annual income at the time of admission that does not exceed the income limits for occupancy established by HUD. • An unborn child is not considered when determining the income limit. For example, a pregnant single is considered a one -person household when determining the income limits. • To be income eligible, the applicant's family income cannot exceed the very low-income category, which is income that does not exceed 50 percent of the area median income. SBCS will not admit households whose income at admission exceeds 50 percent of the area median income, except those families included in 24 CFR 982.201(b). To be income eligible, the family may be under the low-income limit in any of the following categories: • A very low-income family. • A low-income family that is continuously assisted under the 1937 Housing Act. • An applicant is continuously assisted if the family has received federal assistance under the 1937 Housing Act within 120 days of voucher issuance. To determine if the family is income -eligible, SBCS compares the annual income of the family to the applicable income limit for the family's size. Families, whose annual income exceeds the income limit, will be denied admission, removed from the waiting list, and offered an informal review. SBCS accepts applications only from families whose head or spouse is at least 18 years of age, or emancipated minors under state law. Criminal Activity Applicants will be denied assistance and not admitted to the program: • If they have been arrested, convicted, or evicted from federally assisted housing for violent criminal activities within the last five years prior to the date of the eligibility interview. • If any member of the family has been evicted from federally assisted housing for serious violations of the lease, or drug related criminal activities for personal use, within the past three years prior to the current eligibility interview [982.552(b)]. 24 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM • If any member is subject to a lifetime registration requirement under a state sex offender registration program [982.552(b)]. • If any member has been convicted of production or manufacture of methamphetamine on federally assisted property [982.552(b)]. • If they fail to meet the preference and income targeting requirements at the time of selection. • If they exceed the income limits. • If, as program participant, any member violated an important family obligation, other than for illegal drug or criminal activities, within the past three years prior to the current eligibility interview. SBCS may make an exception, if the family member who violated the family obligation is no longer in the household. • Other criteria as outlined in the next section. The family must, within seven days of notice, pay any outstanding debt owed to SBCS, or a PHA as a result of prior participation in any federal housing program. The family must be in compliance with any payment agreement made with a PHA for a previous debt incurred. Admission And Participation Eligibility Factors SBCS will deny participation in the program to applicants and terminate assistance to participants in cases where SBCS determines there is reasonable cause to believe that a household member has or is illegally using a controlled substance, committing violent criminal acts, or if the person abuses alcohol in a way that may interfere with the health, safety or right to peaceful enjoyment of the premises by other residents, including cases where SBCS determines that there is a pattern of alcohol abuse. SBCS will determine the use of alcohol to reflect a pattern of abuse, if there are two or more incidents during the previous twelve months. Applicants or participants who have been found to engage in violence, or illegal drug activities that involve, sales, trafficking, manufacture, or possession for sales, are prohibited from program participation for five years from the date of the act or conviction, or eviction or termination from federally assisted housing, whichever is later. Applicants or participants involved in the personal use of illegal drugs are prohibited from the program for one year from the later of either the act or the conviction, unless documentation is provided of successful rehabilitation. Those evicted from federally 25 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM assisted housing for personal drug use are ineligible for assistance for three years from latter of the date of the conviction, eviction or termination of assistance. Participants found to be subject to sex offender registration requirements under a state sex offender registration program may be terminated from the program under the authority to terminate assistance for past violent criminal behavior. All applicants subject to state sex offender registration requirements will be denied. Live-in aides or foster children who are found to be subject to a state sex offender registration requirement of a state sex offender registration program will ALWAYS be disapproved for occupancy of the assisted unit, as will all additions to the household and all new admissions to the program. The existence of prohibited behavior by any household member, regardless of the applicant or participant's knowledge of the behavior, shall be grounds for denial or termination of assistance. SBCS requires households to provide a current research criminal history for all adults in the household. The criminal history will be used to determine whether any member of the family has violated any of the prohibited behaviors such as: • During the participation prohibition period or while currently assisted, a family member has violated any family obligation under 24 CFR 982.551 -- not to engage in any drug -related criminal activity. • During the participation prohibition period or while currently assisted, a family member has violated any family obligation under 24 CFR 982.551 -- not to engage in any violent criminal activity. • During the participation prohibition period or while currently assisted, any member of the family engages in, or has engaged in, illegal drug or alcohol abuse that interferes with the health, safety or peaceful enjoyment of other residents. • For participants, "currently engaging," means anytime while the participant was on the program he/she was involved in illegal drug activities. SBCS must permanently deny assistance to applicants, and terminate the assistance of program participants convicted of manufacturing or producing methamphetamine on the premises of federally assisted housing. Admission will be denied if the act occurred within the last five years or assistance will be terminated if any member of the family has engaged in or threatened abusive or violent behavior toward SBCS, Public Housing Agency (PHA) personnel or anyone else. 26 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM "Threatening" refers to oral or written threats or physical gestures that communicate the intent to abuse or commit violence. SBCS may waive the requirement for termination or denial for drug -related criminal activity, if it was for personal use, and if: • The person demonstrates successful completion of a credible rehabilitation program approved by SBCS, and the violation did not occur while the family was being assisted. If a family member engaged in this activity while being assisted, assistance will always be terminated. SBCS may waive the requirement regarding denial or termination for drug -related, alcohol abuse, or violent criminal activities if: • The circumstances leading to the violation no longer exist because the person who engaged in drug -related criminal activity or violent criminal activity is no longer in the household due to death or incarceration. The person is unlikely to return to visit or live with the family. • The evidence the act occurred is weak, such as an arrest report that indicates the family member was detained and released. In this case, SBCS may request additional evidence, such as a police report. 27 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B Prohibition Periods for Some Offenses for Applicants and Participants Subject to lifetime sex offender registration under the state sex offender registration program. Participants may be terminated from the program as a previous violent criminal activity depending on the seriousness of the offense. Currently engaging in illegal drug activities including: use, production, or sales. Owes money or rent to any PHA. Previous violent criminal activity. See definition below. From date of eviction from any federally assisted housing for illegal drug activities for personal drug use. (Does not apply with evidence of rehabilitation or violator absent.) Illegal drug use, or possession for personal use, unless a family obligation was violated at the same time, then the three-year prohibition period applies. (One year does not apply, if proof of completing rehabilitation program is provided.) Convicted of the manufacture or production of methamphetamine on the premises of federally assisted housing. Pattern of abuse, or abuse of alcohol that interferes with the health, safety, or right to peaceful enjoyment of others. Currently engaging in violent criminal activity. See definition below. Actively engaging in other criminal activity that would threaten the health, safety, or right to peaceful enjoyment of the premises of others. Previous illegal drug - related criminal activity, that involves: sales, transportation, manufacture, or possession for sale. Previous other criminal activity that would threaten the health, safety, or right to peaceful enjoyment of the premises of others. Previous other criminal activity that would threaten the health or safety of the PHA, owner, employee, contractor, subcontractor or agent of the PHA. From date of termination of federal assistance for a violation of an important family obligation, except drug -related or violent criminal activities. From date of eviction from federally assisted property for lease violations. From date of discovery for having committed fraud, bribery or any other corrupt or criminal acts in connection with any federal housing program. Actively engaging in other criminal activity that would threaten the health or safety of the PHA, owner, employee, contractor, subcontractor or agent of the PHA. If any applicant/participant deliberately misrepresents the information or provides untrue or incomplete information on which eligibility or tenant rent is established, SBCS may deny or terminate assistance and may refer the family file/record to the proper authorities for appropriate disposition. A family will be denied admission to the program, if any member of the family, including live in aides, fails to sign and submit consent forms for obtaining information required by SBCS, including Form HUD-9886. 28 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM The family will be denied admission or continued assistance if it is found a member of the family has committed fraud, bribery or any other corrupt or criminal act in connection with any federal housing program. The family will be denied admission or continued assistance if it currently owes rent or other amounts to SBCS or a PHA in connection with Section 8 or public housing assistance under the 1937 Act or if is found that the family owes any money to a housing agency or that an active repayment agreement is in arrears. Unique Ongoing Participation Eligibility Factors SBCS will terminate program participation of participants found to have engaged in drug -related or violent criminal activities of any kind while participating in the program. On a case -by -case basis, the offender may be allowed to leave the household so that the remaining family may continue to receive assistance if it is unlikely the offender will return to visit or live with the family, and providing the family has no history of violating program obligations. SBCS may deny issuance of a HOME voucher for transfer purposes, and terminate assistance for participants, found to be subject to a lifetime registration requirement under a state sex offender registration program under the denial for violent criminal activities regulations. In making its determination, SBCS will evaluate the following factors: the length of time since the offense occurred, if there were multiple offenses, if there were multiple victims, the circumstances of the offense, the amount of harm to the victim(s), the ages of the victims, the evidence of rehabilitation, and the likelihood of the offense reoccurring. SBCS will screen the criminal history of all participants prior to issuance of a voucher for transfer purposes. SBCS must terminate program assistance, if the participant is evicted for a serious or repeated violation of the current lease, or if there is evidence the participant has committed serious or repeated lease violations. The participant's program assistance may be terminated for a violation of any family obligations. The deciding factors will be any history of previous violations, if the violation was intentional, the impact on SBCS and the owner, and the family's speed in correcting the violation, and other mitigating circumstances. Family obligations include: • The family must supply any information that SBCS or HUD determines is necessary to administer the program. "Information" includes any requested certification, release or other documentation. 29 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM • The family must supply any required information requested by SBCS or HUD, for use in a regularly scheduled reexamination or interim reexamination of family income and composition. • All information supplied by the family must be true and complete. • The family is responsible for an HQS breach caused by the family as described in CFR 982.404(b). • The family may not commit any serious or repeated violations of the lease. • The family must notify the owner and, at the same time, notify SBCS before the family moves out of the unit, or terminates the lease upon notice to the owner. • The family must promptly give SBCS a copy of any owner eviction notice. • The family must use the assisted unit for residence by the family. The unit must be the family's only residence. • SBCS must approve the composition of the assisted family residing in the unit. The family must promptly inform SBCS of the birth, adoption, return of a disabled or minor child to the family, or court -awarded custody of a child. The family must request SBCS approval to add any other family member as an occupant of the unit or if more than one child is being added to the household. The family is not eligible for a larger voucher size for new family members, unless the addition was by birth, adoption, foster child, live- in aide, return of a disabled or minor child to the family, or court -awarded custody of a child. • The family must promptly notify SBCS if a family member moves. • Members of the household may engage in legal profit -making activities in the unit, but only if such activities are incidental to the primary use of the unit as a residence by members of the family, do not cause damage or a nuisance, and the property owner has given permission for such activities. If SBCS determines that the use of the unit as a business is not incidental to its use as a dwelling unit, it will be considered a program violation. If the owner legally disallows the profit - making activity in the unit, it will be considered a program violation. If SBCS determines the business is not legal, it will be considered a program violation. • The family must not sublease or let the unit. • The family must not assign the lease or transfer the unit. 30 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM • The family must supply any information or certification requested by SBCS to verify that the family is living in the unit, or to document a family absence from the unit. The family must cooperate with SBCS' for this purpose. The family must notify SBCS, within 14 days, of temporary absence from the unit. The family must notify SBCS prior to moving from the unit. • The family must not own or have any interest in the unit regardless of whether he/she is a member of the family, with the exception of a mobilehome owner renting the pad. • The members of the family must not commit fraud, bribery or any other corrupt or criminal act in connection with any federal housing program. • The household members may not engage in drug -related criminal activity or violent criminal activity or other criminal activity that threatens the health, safety, or right to peaceful enjoyment of other residents and persons residing in the immediate vicinity of the premises. For example, a live-in aide with a history that falls under this section will not be granted admission. • The members of the household must not abuse alcohol in a way that threatens the health, safety or right to peaceful enjoyment of other residents and persons residing in the immediate vicinity of the premises. • An assisted family, or members of the family, may not receive assistance while receiving another housing subsidy, for the same unit or for a different unit, under any duplicative (as determined by HUD or in accordance with HUD requirements) federal, state or local housing assistance program. • Participants must maintain employment or other legal source of income. If during the course of a third -party investigation a violation is discovered SBCS may terminate participation in the HOME program based on this information. 31 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B Chapter 4 VERIFICATION PROCEDURES INTRODUCTION SBCS must verify eligibility, total tenant payment, and family share in accordance with HUD regulations. SBCS staff will obtain written documentation from independent sources whenever possible. Applicants and program participants must provide true and complete information to SBCS whenever information is requested. SBCS' verification requirements are designed to maintain program integrity. This chapter explains SBCS' procedures and standards for verification of preferences, income, assets, allowable deductions, family status, and changes in family composition. SBCS will obtain proper authorization from the family before requesting information from independent sources. METHODS OF VERIFICATION AND TIME ALLOWED SBCS will verify information through the four methods of verification, acceptable to HUD, in the following ranking order: 1. Documents provided by family (e.g., pay stubs, bank statements, or social security award letters). 2. Third -party oral (in person or via telephone directly from the third party). 3. Third -party written (must be received directly from the third party). 4. Certification/self-declaration. For applicants, verifications may not be more than 60 days old at the time of voucher issuance. For participants, verifications are valid for 120 days from date of receipt. THIRD -PARTY ORAL VERIFICATION 32 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Oral third -party verifications will be used when written third party verifications are delayed or not possible. When a third -party oral verification is used, staff will be required to notate in the file: the name of the person contacted, the date of the conversation, and the facts provided. If the third -party verification is provided by telephone, SBCS must originate the call. SBCS will not delay the processing of an application beyond 14 days because a third party information provider does not return the verification in a timely manner. THIRD -PARTY WRITTEN VERIFICATION Third -party written verifications must be received directly from the third parties. The family will be required to sign an authorization for release of information to allow the third parties to release requested information. Verifications received from the third party electronically via computer e-mail, by fax machine, via an on-line database system, or directly from the source, are considered written third -party verifications. DOCUMENTS ACCEPTED AS VERIFICATION If neither written nor oral third -party verifications are received within seven days of the request, SBCS will accept verifications in the form of documents, letters, or computerized printouts delivered by the family. Clear and legible documents from the following agencies are acceptable: Social Security Administration Veterans Administration Welfare Assistance Unemployment Compensation Board SBCS or County Courts Employers Investment Groups SELF-CERTIFICATION/SELF-DECLARATION EDD Law Enforcement Agencies Retirement Agencies Investment Companies Banks Life Insurance Companies Other documents from source When verification cannot be made by third -party verification or documents provided by the family, families are required to submit a notarized self -certification. A notarized self -certification means a family signed and dated affidavit/certification/statement under penalty of perjury in the presence of a notary public. 33 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B ITEMS TO BE VERIFIED • • Reported family annual income. Expenses related to deductions from annual income. • Full-time student status for students who are eighteen years of age or over at the time of final initial or annual eligibility determination. • Current assets, including assets disposed of for Tess than fair market value in proceeding two years. • Childcare expenses if it allows an adult family member to be employed or go to school. • Total medical expenses of all family members in households whose head or spouse is elderly or disabled. • Disability assistance expenses to include only those costs associated with attendant care or auxiliary apparatus for a disabled member of the family, which allow an adult family member to be employed. • Disability for determination of preferences, allowances or deductions. • Marital status when needed for head or spouse definition. • Verification of reduction in benefits for noncompliance including sanctions of benefits. SBCS will obtain written verification from the welfare agency stating that the family's benefits have been reduced for fraud or noncompliance before denying the family's request for rent reduction. VERIFICATION OF PLACEMENT ON WAITING LIST PREFERENCES Participants eligible for Section 8 will be required to place their name on the Section 8 waiting list immediately upon program admission. SBCS may verify that eligible participants have placed their name on the Section 8 list. 34 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM VERIFICATION OF NON -FINANCIAL FACTORS VERIFICATION OF LEGAL IDENTITY In order to prevent program abuse, SBCS will require applicants to furnish verification of legal identity for all adult family members. All adult family members must provide picture identification. Acceptable picture identification might be a driver's license, California identification card, or school picture identification. Family members who turn 18 years of age must provide picture identification as of the next annual reexamination. The following documents be temporarily accepted as proof of identify: • Naturalization papers • Church issued baptismal certificate • Hospital birth certificate • Department of Motor Vehicles identification card • Current, valid driver's license • U.S. military discharge (DD 214) • U.S. passport • Voter's registration • Company/agency identification card • Hospital records If none of these documents can be provided, a third party who knows the person may, at SBCS' discretion, provide verification. FAMILIAL RELATIONSHIPS Certification will normally be considered sufficient verification of family relationships. In cases where reasonable doubt exists, the family may be asked to provide verification. The following verifications will always be required, if applicable: Verification of relationship: 35 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B • Official identification showing names • Birth certificates • Baptismal certificates Verification of guardianship is: • • • • Court -ordered assignment Affidavit of parent Verification from social services agency School records VERIFICATION OF PERMANENT ABSENCE OF FAMILY MEMBER If an adult member, formerly a member of the household, is reported permanently absent by the family, SBCS will consider any of the following as verification: • Documentation of divorce action. • Documentation of legal separation. • Order of protection/restraining order obtained by one family member against another. • Proof of another home address, such as utility bills, canceled checks for rent, drivers license, lease, rental agreement, automobile registration, mail at new address, or credit report reflecting new address, if available. • Statements from other agencies, such as social services, or a written statement from the landlord or manager, that the adult family member is no longer living at that location. • If a family member is incarcerated, a document from the court or correctional facility stating how long s/he will be incarcerated. • SBCS will accept a self -certification, signed under penalty of perjury, from the head of household, or the spouse or co-head, if the head is the absent member. VERIFICATION OF CHANGE IN FAMILY COMPOSITION SBCS may verify changes in family composition, either reported or unreported, through letters, telephone calls, utility records, inspections, landlords, neighbors, credit data, school or Department of Motor Vehicles (DMV) records, and other sources. 36 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B VERIFICATION OF DISABILITY Verification of disability must be obtained from documentation of SSI or SSA disability payments under Section 223 of the Social Security Act or 102(7) of the Developmental Disabilities Assistance and Bill of Rights Act (42 U.S.C. 6001(7), or verified by the appropriate diagnostician, such as, physician, psychiatrist, psychologist, nurse, therapist, rehab specialist, or licensed social worker, using the appropriate HUD definition of disability. MEDICAL NEED FOR LARGER UNIT The family may request a larger voucher than indicated by SBCS subsidy standards as a reasonable accommodation for a family member with disabilities. Refer to the glossary for the definition of person with disabilities. The family request for a larger voucher must be in writing and must clearly explain a strong and compelling need or justification for a larger voucher and what about the additional bedroom will allow the person with disabilities better access to the program. The additional bedroom must be needed to accommodate the person with disabilities — not the family member without disabilities. SBCS will require at least annually medical documentation, on SBCS forms, verifying the need or justification for a larger unit. A state of California licensed doctor, or other licensed medical professional, such as a nurse, psychiatrist, psychologist, or a social service professional must provide a certification of the need for additional bedrooms or a live-in aide as a reasonable accommodation for a family member with disabilities, or for a live-in aide to provide supportive services for a person with disabilities. For an additional bedroom, the health professional must explain a clear and compelling reason why the extra bedroom is needed to provide a reasonable accommodation for the serious medical condition of the family member. For a live-in aide, the health professional must clearly indicate why the live-in aide is necessary to provide vital care to the household member with disabilities that cannot be performed any other way (e.g., by day caregiver, etc.), or why the live-in aide is necessary as a reasonable accommodation to make the program usable and accessible to the family member with disabilities. SBCS will require only that information necessary to determine the clear and compelling need for an additional bedroom and not to determine the nature of the disability. 37 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B VERIFICATION OF INCOME This section defines the methods SBCS will use to verify various types of income. EMPLOYMENT INCOME Verification forms may request the employer specify the: • Dates of employment • Amount and frequency of earnings • Date of last pay increase • Earring history • Year to date earnings • Expected change in employment status • Effective date of any anticipated wage increase during next twelve months • Estimated income from overtime, tips, and bonus pay expected during next twelve months • Anticipated unpaid time off Acceptable methods of verification include: • Employment verification form completed by the employer • Check stubs or earning statements, which indicate the employee's gross pay, frequency of pay or year to date earnings • W-2 forms or 1099 forms, plus income tax return forms • Self -certifications or income tax returns signed by the family may be used for verifying self-employment income, or income from tips and other gratuities Applicants and program participants may be requested to sign an authorization for release of information from the Internal Revenue Service (IRS) for verification of income. 38 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B In cases with questions about the validity of information provided by the family, SBCS may require the most recent federal income tax statements. Where doubt regarding income exists, a referral to the IRS will be made on a case - by -case basis. SOCIAL SECURITY, PENSIONS, SUPPLEMENTARY SECURITY INCOME (SSI), DISABILITY INCOME Acceptable methods of verification include: • Benefit verification form completed by agency providing the benefits • Award or benefit notification letters prepared and signed by the providing agency • Computer report electronically obtained or in hard copy • Pay stubs • Bank statements that reflect direct deposits UNEMPLOYMENT COMPENSATION Acceptable methods of verification include: • • • • Unemployment compensation agency verification form Unemployment office computer report e-mailed, faxed, or in hard copy Payment stubs Agency award letter WELFARE PAYMENTS OR GENERAL ASSISTANCE Acceptable methods of verification include: • SBCS verification form completed by payment provider • Written statement from payment provider indicating the amount of grant/payment, start date of payments, and anticipated changes in payment in the next twelve months • Computer -generated, faxed, or hard copy notice of action • Computer -generated list of recipients from welfare department • Direct on-line access to welfare department database 39 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B INCOME CHANGES RESULTING FROM WELFARE PROGRAM REQUIREMENTS SBCS for program participants, will impute (count) welfare income or not increase the rental assistance when determining the family share of rent for families whose welfare assistance is reduced specifically because of: • Fraud by a family member in connection with a welfare program, or • Noncompliance with a welfare agency requirement to participate in an economic self-sufficiency program, or • Noncompliance with a work activities requirement. However, SBCS will not impute (count) the income and will increase the rental assistance benefit if the welfare assistance reduction is a result of: • The expiration of a lifetime time limit on receiving benefits, or • A situation where the family has complied with welfare program requirements but cannot or has not obtained employment, or • A family member has not complied with other welfare agency requirements. DEFINITION OF COVERED FAMILY A household that receives benefits for welfare or public assistance from a state or public agency program which requires, as a condition of eligibility to receive assistance, the participation of a family member in an economic self-sufficiency program. DEFINITION OF "IMPUTED WELFARE INCOME" The amount of annual income, not actually received by a family, as a result of a specified welfare benefit reduction, that is included in the family's income for purposes of determining rent. The amount of imputed welfare income is determined by SBCS, based on written or verbal information supplied to SBCS by the welfare agency, including: • The amount of the benefit reduction • The term of the benefit reduction • The reason for the reduction • Subsequent changes in the term or amount of the benefit reduction The family's annual income will include the imputed welfare income, as determined at the family's annual or interim reexamination, during the term of the welfare benefits reduction (as specified by the welfare agency). 40 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B The amount of imputed welfare income will be offset by the amount of additional income the family receives that commences after the sanction was imposed. When additional income from other sources is at least equal to the imputed welfare income, the imputed welfare income will be reduced to zero. If the family was not an assisted resident when the welfare sanction began, imputed welfare income will not be included in annual income. If the family claims the amount of imputed welfare income has been calculated incorrectly, the housing specialist will review the calculation for accuracy. If the imputed welfare income amount is correct, SBCS will provide a written notice to the family that includes: • A brief explanation of how the amount of imputed welfare income was determined. • A statement that the family may request an informal hearing if it does not agree with SBCS determination. VERIFICATION BEFORE DENYING A REQUEST TO REDUCE RENT SBCS will obtain written or verbal verification from the welfare agency stating that the family's benefits have been reduced due to fraud or noncompliance with welfare agency economic self-sufficiency or work activities requirements before denying the family's request for rent reduction. SBCS will rely on the welfare agency's written or verbal notice regarding welfare sanctions. ALIMONY OR CHILD SUPPORT PAYMENTS Acceptable methods of verification include: • Copy of a separation, or settlement agreement, or a divorce decree, stating amounts and types of support and payment schedules. • A signed and dated letter from the person paying the support. • Copy of latest check and/or payment stubs from court trustee (SBCS must record the date, amount, and number of the check). • Family's self -certification of amount received and of the likelihood of support payments being received in the future, or that support payments are not being received. If payments are irregular, the family must provide: 41 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM • A copy of the separation, or settlement agreement, or divorce decree, stating the amount, type, and payment schedule of the settlement. • A statement from the agency responsible for enforcing payments to show that the family has filed for enforcement. • An affidavit from the family, signed under penalty of perjury, indicating the amount(s) received. • A welfare notice of action showing amounts received by the welfare agency for child support. • A written statement from an attorney certifying that a collection or enforcement action has been filed. NET INCOME FROM A BUSINESS In order to verify the net income from a business, SBCS will view the IRS federal income tax return, and financial documents from prior years, and use this information to anticipate the income for the next twelve months. Acceptable methods of verification include: IRS Form 1040, including: • Schedule C (Small Business) • Schedule E (Rental Property Income) • Schedule F (Farm Income) If accelerated depreciation was used on the tax return or financial statement, an accountant's calculation of depreciation expense is computed using a straight-line depreciation method. • Financial statement(s), either audited or not audited, of the business • Credit report or loan application • Family's self -certification as to net income realized from the business during previous years CHILD CARE BUSINESS If an applicant/participant is operating a licensed day care business, income will be verified the same as for any other type of business. If the applicant/participant is operating a "cash and carry" operation, which may or may not be licensed, SBCS will require that the applicant/participant complete a form for each customer. The form must indicate the name of person(s) whose child 42 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B (children) is/are being cared for, phone number, number of hours the child is being cared for, method of payment (check/cash), amount paid, and signature of person who receives the services. The family must provide a copy of its federal income tax return, if it was filed. If none of the above documents are available, the family may provide a self - certification, signed under penalty of perjury, as to gross income received the previous year, as well as anticipated gross income for the next year. RECURRING GIFTS/CONTRIBUTIONS The family must furnish a self -certification with the following information: • The person who provides the gifts • The value of the gifts • The regularity (dates) of the gifts • The purpose of the gifts Contributions called "loans" from any party other than an institution will be considered income. Repayments back of a loan paid out by the assisted household must be documented as follows in order to not count the payments as regular contributions to the family: • Bank statement withdrawals indicating the assisted household made the loan. • Cancelled checks indicating the amount of the loan and to whom the loan was paid. • Notarized loan repayment agreement executed around the time the loan was made, with the terms and amount of the loan. ZERO OR MINIMAL INCOME Families claiming to have no or little income, may be required to provide documentation to prove that income, such as unemployment benefits, TANF, SSI, etc., are not being received. SBCS may request information from the state employment development department. SBCS may run a credit report on the family. SBCS may require a family's self -certification, signed under penalty of perjury, stating that it has no income, and explaining how it expects to meet its needs. 43 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM SBCS may require the family to provide documentation of its expenses such as, grocery receipts, utility bills, gasoline receipts, or other documentation of expenses. A minimum rent of $50.00 must be paid by the family. EMPLOYER MILEAGE REIMBURSEMENT Employment reimbursement for mileage expenses for use of personal vehicle will not be counted as income as long as the amount is: • Reasonable in comparison with the IRS or other standard reimbursement schedule. • Can be documented with mileage logs. Mileage reimbursement that exceeds the standard rate will be counted as income. EMPLOYER CONTRIBUTION TO MEDICAL/CHILD CARE FLEXIBLE BENEFIT ACCOUNT Employer contribution to a medical or childcare account will not be counted as income as long as the funds are only distributed as payment or reimbursement for medical or childcare expenses/payments. Documentation regarding the requirements of the account may be required. Participants are not eligible for medical or childcare deductions if reimbursement for these expenses is provided by this employer contribution account. FULL-TIME STUDENT STATUS With the exception of the head, co-head, or spouse, the first $480 of earned income of each household member, 18 years of age or older, who is a full-time student, will be counted towards family income. All earned income of a full-time student who is the head, spouse, co-head will be counted as family income unless it is exempt income for some other reason. School financial assistance, scholarships, work-study, and grants received by students, including the head, spouse, or co-head, are not counted as family income. School expenses or, including mileage are not allowable deductions. Verification of full time student status includes: • Written verification from the registrar's office or other school official. • School records indicating enrollment for sufficient number of credits to be considered a full-time student by the educational institution. 44 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM • Copy of student's registration information, indicating the semester, and the number of credits taken. VERIFICATION OF ASSETS VERIFICATION OF THE VALUE OF THE ASSETS Family Assets SBCS will require the information necessary to determine the current cash value of the family's assets, if the total value of those assets exceeds $1,000. "Cash value" is the net amount the family would receive if the assets were converted to cash. Assets totaling $1,000 or less will not be verified because of the negligible impact on the HAP amount. Acceptable verification may include any of the following: • Verification forms, letters, or documents from a financial institution or broker. • Passbooks, bank account statements, certificates of deposit, copies of bonds, or financial statements completed by a financial institution or broker. • Quotes from a stockbroker or realty agent as to net amount family would receive if they liquidated securities or real estate. • Real estate taxes statements, if the approximate current market value can be deduced from assessment. • Financial statements for business assets. • Copies of closing documents showing the selling price, and the distribution of the sales proceeds. • Appraisals of personal property held as an investment. • Family's self -certification describing assets or cash held at the family's home or in safe deposit boxes. SAVINGS ACCOUNT INTEREST INCOME AND DIVIDENDS Acceptable methods of verification include: • Written third -party verification from the institution handling the asset. • Account bank statements, passbooks, certificates of deposit, or SBCS verification forms completed by the financial institution. • Broker's statements showing value of stocks or bonds and the earnings credited the family, or copies of bonds. Earnings can be obtained from current newspaper quotations, bank, or oral broker's verification. 45 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM • IRS Form 1099 from the financial institution provided that SBCS must adjust the information to project earnings expected for the next twelve months. INTEREST INCOME FROM MORTGAGES OR SIMILAR ARRANGEMENTS Acceptable methods of verification include: • A letter from an accountant, attorney, real estate broker, the buyer, or a financial institution stating interest due for next twelve months. (A copy of the check paid by the buyer to the family is not sufficient unless a breakdown of interest and principal is shown.) • Amortization schedule showing interest for the twelve months following the effective date of the certification or recertification. • Copies of the deed of trust and note that indicate the beginning principal, interest rate, term of loan, payment schedule, and principal and interest payment. • Copy of ledger reflecting the posting of payments and application of interest and principal. • Copy of year's end statement to borrower. • Copies of the escrow papers and contract. NET RENTAL INCOME FROM PROPERTY OWNED BY FAMILY Acceptable methods of verification include: • IRS Form 1040 with Schedule E (Rental Income). • Copies of latest rent receipts, leases, or other documentation of rent amounts. • Documentation of allowable operating expenses of the property including: tax statements, insurance invoices, and bills for reasonable maintenance and utilities, and bank statements or amortization schedules showing monthly interest expense. • Lessee's written statement verifying rent payments to the family and family's self -certification as to net income realized. • Copies of ledgers indicating rent payments. ASSETS DISPOSED OF FOR LESS THAN FAIR MARKET VALUE (FMV) DURING TWO YEARS PRECEDING EFFECTIVE DATE OF CERTIFICATION OR RECERTIFICATION 46 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM At certification and recertification, SBCS will obtain the family's self -certification as to whether any member has disposed of assets for less than fair market value during the two years preceding the effective date of the certification or re -certification. If the family certifies it has disposed of assets for less than fair market value, documentation is required that shows: (a) all assets disposed of for less than FMV, (b) the date they were disposed of, (c) the amount the family received, and (d) the FMV of the assets at the time of disposition. Third -party verifications will be obtained wherever possible. VERIFICATION OF ALLOWABLE DEDUCTIONS FROM INCOME PREGNANT APPLICANT/PARTICIPANT No allowances for an unborn child. CHILDCARE EXPENSES Written verification from the recipient of the childcare payments is required. If the childcare provider is an individual, he/she must provide a statement of the amount charged the family for the services. Verifications must specify the childcare provider's name, address, telephone number, social security number or tax identification number, the names of the children cared for, the number of hours the child care occurs, the rate of pay, and the typical yearly amount paid, including adjusted figures for school and vacation periods. The family must certify if any childcare expenses have been, or will be, paid or reimbursed by outside sources. MEDICAL EXPENSES Families, who claim medical expenses, must submit a certification indicating if medical expenses have been, or will be, reimbursed by an outside source. One or more of the methods listed below will verify all medical expense claims: • Written verification by a doctor, hospital, clinic personnel, dentist, pharmacist, of: (a) the anticipated medical costs to be incurred by the family and regular payments due on medical bills, and (b) the expenses to be reimbursed by an insurance or a government agency. 47 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM • Written confirmation by the insurance company, or employer, of health insurance premiums to be paid by the family. • Written confirmation from the Social Security Administration on Medicare premiums to be paid by the family over the next twelve months. A computer printout, or copy of award letter indicating Medicare deductions, will be accepted. For attendant care: • A reliable, knowledgeable, professional's certification that the assistance of an attendant is necessary as a medical expense with a projection of the number of hours the care is needed. • An attendant's written confirmation of the hours of care provided, and the amount and frequency of payments received from the family or agency (or copies of canceled checks the family used to make those payments) or pay stubs or written verification from the agency providing the services. • Receipts, canceled checks, or pay stubs that clearly reflect medical costs and insurance expenses likely to be incurred in the next twelve months will be accepted. • Copies of payment agreements, or most recent invoices that verify payments made on outstanding medical bills that will continue over all or part of the next twelve months. • Receipts or other records of medical expenses incurred during the past twelve months that can be used to anticipate future medical expenses. SBCS may use this approach for "general medical expenses," such as non-prescription drugs, and regular visits to doctors or dentists, but not for one time, nonrecurring expenses from the previous year. • SBCS will allow mileage at the current departmental standard rate, as long as copies of mileage logs are provided. The mileage logs must indicate the date of the trip, beginning and ending odometer readings, and the purpose of the trip. Also allowed, with documentation, are the expenses for bus fare, cab fare, or other public transportation expenses directly related to trips for medical treatment. ASSISTANCE TO PERSONS WITH DISABILITIES In all cases, required documentation includes: • A written certification from a reliable, knowledgeable professional, stating that the person with disabilities requires the services of an attendant and/or the use of auxiliary apparatus, to permit him/her to be employed, or to enable another family member to be employed. 48 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM • The family must certify whether it receives reimbursement for any of the expenses of disability assistance, and the amount of any reimbursement received. Attendant care verifications include: • An attendant's written certification of amount received from the family, frequency of receipt, and hours of care provided. • Certification of family and attendant and/or copies of canceled checks the family used to make payments. Auxiliary apparatus expense verifications include: • Receipts for purchases, or proof of monthly payments, and maintenance expenses for auxiliary apparatus. • In the case where the person with disabilities is employed, required documentation includes a statement from the employer stating that the auxiliary apparatus is necessary for employment. In the case where the auxiliary apparatus allows another adult to work, required documentation includes a statement from the family that the apparatus is necessary to allow an adult family member to work. 49 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Chapter 5 HOME VOUCHER TERM, SUBSIDY STANDARDS, HOUSEHOLD COMPOSITION INTRODUCTION HUD guidelines require agencies to establish a term for issued HOME vouchers. In addition, the agency must establish subsidy standards for the determination of family unit size that provide for a minimum commitment of subsidy while avoiding overcrowding. The standards used for the unit size must be within the minimum unit size requirements of HUD's Housing Quality Standards (HQS). This chapter explains the established term for voucher utilization, subsidy standards that SBCS will use to determine the voucher size (family unit size) for families when they are selected from the waiting list, SBCS' procedures for a family size change, and for family selection of a unit of a different size than the voucher size. TERM OF VOUCHER During the briefing session and upon approval of participant's transfer of unit, a household will be issued a HOME voucher. The voucher represents a contractual agreement between SBCS and the family specifying the rights and responsibilities of each party. It does not by itself constitute admission to the program, which occurs after a family is found eligible, attends a briefing, the initial unit passes inspection, and the initial lease and contract become effective. EXPIRATIONS The voucher is valid for a period of 90 calendar days from the date of issuance. The family must submit a Request for Tenancy Approval (RFTA) within the 90-day period unless SBCS has granted an extension. A 90-day extension may be given if documentation is provided to SBCS stating the reasons why the family was unable to locate a unit with the first 90-days of being issued a voucher. 50 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM If the voucher has expired, the family will be denied assistance. The family will not be entitled to a review or hearing. The family must reapply and be referred to SBCS in order to be reconsidered. SUSPENSIONS When a RFTA is received, SBCS will add the number of days taken to process the RFTA to the term of the voucher. EXTENSIONS A family may request, in writing, an extension to the term of the voucher. All requests for extensions must be received prior to the expiration date of the voucher. The program manager or designee must approve all voucher extensions beyond the initial 90 days. An initial extension will be for a period of no more than 90 days. Extensions are permissible only if funding is available and at the discretion of SBCS, in the following circumstances: • Extenuating circumstances such as hospitalization or a family emergency for an extended period of time, which has affected the family's ability to find a unit within the initial 90-day period, a large hard to house family, or the need for reasonable accommodation for a disabled family member. Verification is required. • SBCS is satisfied that the family has made a reasonable effort to locate a unit, including seeking the assistance of SBCS, throughout the initial 90-day period. A written family search record may be required. • A SBCS supervisor has the discretion to authorize voucher extensions at any time. ASSISTANCE TO VOUCHER HOLDERS SBCS may assist families on lease negotiations with owners, and provide other assistance related to the families' search for housing. After the first 90 days of the search, the family should maintain a search record. The search record may be required for any voucher extension requests. The search record must include a list of the units visited. This list must include the dates the units were examined, the landlords' names and telephone numbers, the unit addresses, the rents, and why the voucher holder was not able to rent the unit. 51 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM VOUCHER ISSUANCE DETERMINATION FOR SPLIT HOUSEHOLDS When an assisted family or a family who has been issued a voucher divides into two otherwise eligible families, and cannot agree as to which new family unit should retain the assistance and/or the voucher, and there is no determination by a court, SBCS, to determine which family will receive the voucher, will consider the following factors, in ranking order of importance, with one (1) of the greatest importance, and six (6) of the least importance: 1. Whether domestic violence was involved in the breakup. 2. Which of the two new family units has custody of dependent children? 3. The composition of the new family units. 4. Recommendations of social service professionals. 5. Which family member was the head of household when the voucher was initially issued, as indicated on the initial application? 6. Which family members are remaining in the assisted unit? Documentation of these factors will be the responsibility of the requesting parties. DETERMINING FAMILY UNIT (VOUCHER) SIZE SBCS does not concern itself with who shares a bedroom/sleeping room, but requires at least one person per bedroom when determining the voucher unit size. SBCS will not approve an additional bedroom for non -living purposes, such as the placement of equipment. SBCS' subsidy standards for determining voucher size shall be applied in a manner consistent with fair housing guidelines. All standards in this section relate to the number of bedrooms on the voucher, not the family's actual living arrangements. A sleeping room will only be considered a bedroom for subsidy standards purposes if it was designed to be used as a bedroom or to be converted to a bedroom, including the requirements that it is private with a door that closes and it has a window that opens to the outside for Tight and ventilation. The room will not be considered a bedroom for subsidy standards purposes if it is used as a corridor to access another room, if it has something installed that indicates it has another use, such as a water heater, washer/dryer hookups, gas line for a stove, etc., or if it is not accessible from inside the main dwelling unit, such as an outbuilding. The voucher unit size remains the same, as long as the family composition remains the same, regardless of the actual unit rented. 52 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM One bedroom is assigned for up to four family members, regardless of sex, age or relationship. Exceptions may occasionally be made for serious medical reasons if the need for a reasonable accommodation is clear, compelling and well documented, or for a live-in aide, if it is verified there is a need that cannot be met another way. SBCS will reexamine the subsidy standards annually, upon transfer, and upon changes in household composition. SBCS SUBSIDY STANDARDS Voucher Size Household Size for Voucher Size Issued 0 Bedrooms 1 Persons 1 Bedrooms 1-2 Persons 2 Bedrooms 1-4 persons 3 Bedrooms 2-8 persons EXCEPTIONS TO SUBSIDY STANDARDS SBCS may grant exceptions to the subsidy standards, upon request, providing SBCS determines the exceptions are clearly justified in a compelling manner as a reasonable accommodation for family members with disabilities. The disability must meet the HUD definition of disability that requires a reasonable accommodation. Refer to the glossary for the HUD definition of a person with disabilities. REQUEST FOR EXCEPTIONS TO SUBSIDY STANDARDS The family must request, in writing, a larger size voucher than indicated by SBCS subsidy standards as a reasonable accommodation for a family member with disabilities. The family request for a larger voucher must be in writing and must clearly explain the compelling need or justification for a larger voucher and describe fully what about the additional bedroom will allow the person with disabilities better access to the program. The additional bedroom must be needed to accommodate the person with disabilities — not the family member without disabilities. Documentation from a health professional verifying the need or justification will be required by SBCS at least annually. 53 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM A state of California licensed doctor, or other licensed medical professional, such as a nurse, psychiatrist, psychologist, or a social service professional must provide a certification of the need for additional bedrooms as a reasonable accommodation for a family member with disabilities, or a live-in aide. In addition, the health professional must explain why the extra bedroom is needed to provide a reasonable accommodation for that family member and/or why the live-in aide is necessary to provide vital care to the elderly or a household member with disabilities that cannot be performed any other way (e.g., by day caregiver, etc). The County will require only that information necessary to determine the need for an additional bedroom and not to determine the nature of the disability. CHANGES IN VOUCHER SIZE CHANGES FOR APPLICANTS The voucher size is determined prior to the briefing by comparing the family composition to SBCS subsidy standards. Once the voucher size is determined, the family will not receive a larger voucher unless the request is due to a live-in aide, a need for reasonable accommodation, or a household addition due to birth, adoption, return of disabled or minor children to the family, foster children, or court -awarded custody. CHANGES FOR PARTICIPANTS SBCS must approve the members of the family residing in the unit. The family must obtain SBCS approval of any additional family member prior to that person moving into the assisted unit, unless the addition is by birth, adoption, return of disabled or minor children to the family, or court -awarded custody, in which case the family must inform SBCS within 14 days, and the previously referenced guidelines will apply. The voucher size will not be increased for household additions unless the additions are due to birth, adoption, return of disabled or minor children to the family, foster children, a live-in aide or court -awarded custody. Participants will only be given one - bedroom HOME vouchers until their family composition violates housing quality standards for overcrowding. UNDERHOUSED AND OVERHOUSED FAMILIES If a unit does not meet HQS space standards or if the owner disapproves an increase in family size due to a birth, adoption, return of disabled or minor children to the family, or court -awarded custody, SBCS will determine if a new voucher of the appropriate size is warranted, and assist the family in locating a suitable unit. Additional members may not be added to the household if the addition violates HQS due to overcrowding or if the owner disapproves of their addition. Participants who require a reduction in subsidy standards due the removal of a household member will receive a minimum of a 60-day notice of a change in their subsidy standards. The 54 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM change is generally effective the next annual recertification, unless it is Tess than 60 days, in which case the change will be effective in 60 days with an interim conducted. DETERMINATION OF HOUSEHOLD STATUS AND COMPOSITION FAMILY COMPOSITION A qualifying family may be a single person or a group of persons. A family may or may not include a child or children. A family may consist of one or more persons living together. SBSC determines if any other group of persons qualifies as a family. A family also includes: • Two or more persons residing together using their combined income and resources to meet their needs Head of Household The head of household is the adult member of the household designated as the person wholly or partly responsible for paying the rent, with the legal capaCounty to enter into a lease under state/local law. Emancipated minors who qualify under state law may be recognized as head of household. Spouse of Head of Household Spouse means the husband or wife of the head of household. For proper application of the non -citizen rule, the definition of spouse is: the marriage partner for whom, in order to dissolve the relationship, must be legally divorced. In addition, the partner in a common law marriage is also considered a "spouse." The term "spouse" does not apply to boyfriends, girlfriends, significant others, or co - heads. Co -Head A co-head is an individual in the household who is equally responsible for the lease with the head of household. A family may have a spouse or co-head, but not both. A co-head never qualifies as a dependent. SBCS may refuse to approve a particular person as a roommate or may withdraw such approval if: 55 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM • The person commits or has committed fraud, bribery, or any other corrupt or criminal act in connection with any federal housing program; or • The person commits or has committed drug -related criminal activity or violent criminal activity; or • The person is subject to the sex offender registration requirement of a state sex offender registration program; or • The person is obviously not capable or not available to fully meet the needs of the person requiring a live -in -aide; or • The person is not approved by the landlord; or • The person has a history of disturbance or other occupancy problems; or • The person is unwilling to provide proof of identification or unwilling to sign the necessary releases of information; or • The person currently owes rent or other amounts to SBCS, the SBCS or to another PHA in connection with Section 8 or public housing assistance under the 1937 Act. Visitors Any visitor, except minors and college students who were once part of the household, and adult caretakers, who have been in the unit more than fourteen consecutive days without SBCD approval, or a total of 30 days in a twelve-month period, will be considered to be living in the unit as an unauthorized household member. Statements from neighbors and/or the landlord will be considered in making the determination. Use of the unit address as the visitor's current residence for any purpose that is not explicitly temporary shall be construed as permanent residence. Absence of evidence of any other permanent address will be considered verification that the visitor is a member of the household. The burden of proof that the individual is a visitor rests on the family. In the absence of such proof, the individual will be considered an unauthorized member of the household and SBCS will terminate assistance. 56 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM TEMPORARILY/PERMANENTLY ABSENT FAMILY MEMBERS SBCS must count all applicable income of every family member who is on the lease, including those who are temporarily absent. In addition, SBCS must count the income of the spouse, or the head of the household, if that person is temporarily absent, even if that person is not on the lease. "Temporarily absent" is defined as away from the unit for 180 consecutive days, or less than six months. Income of persons permanently absent will not be counted. If the spouse is temporarily absent and in the military, all military pay and allowances (except hazardous duty pay when exposed to hostile fire and any other HUD -defined exceptions to military pay) are counted as income. It is the responsibility of the head of household to report changes in family composition. SBCS will evaluate absences from the unit using this policy. Absence of Any Member A member of the household is considered permanently absent if he/she is away from the unit for six consecutive months or more in a twelve-month period, except as otherwise provided in this chapter. If a member of the household is subject to a court order that restricts him/her from the home for more than six months, the person will be considered permanently absent. Absence Due to Medical Reasons/Confined to Nursing Home If a family member leaves the household to enter a facility such as a hospital, nursing home, or rehabilitation center, SBCS will require verification from a reliable, qualified source as to the likelihood of his/her return, and the anticipated length of his/her absence. Sole Family Member If the verification indicates the sole family member is permanently confined to a nursing home, he/she will be considered permanently absent and assistance will be terminated. If the verification indicates the sole family member may return in less than 180 consecutive days, or is unsure when the sole family member will return, the family member may be considered temporarily absent. REMAINING HOUSEHOLD MEMBER If a family member is confined to a hospital or nursing home for an indefinite duration, and there is a family member left in the household, SBCS will calculate the lower family rent by comparing the following methods: 57 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exclude the income of the person permanently confined to the nursing home, give the family no deductions for the medical expenses of the confined family member, and review and reduce the family's subsidy standards, if appropriate. OR Include the income of the person permanently confined to the nursing home and give the family the medical deductions allowable on behalf of the person in the nursing home. Absence Due to Full -Time Student Status Full time students who attend school away from the home will be treated in the following manner: • A student (other than head of household or spouse) who attends school away from home, but lives with the family during school recesses may, at the family's choice, be considered either temporarily or permanently absent. If the family decides that the member is permanently absent, income of that member will not be included in total household income, the member will not be included on the lease, and the member will not be included for determination of voucher size. Absence Due to Incarceration If a household member, including the sole member, is incarcerated for more than 180 consecutive days, he/she will be considered permanently absent. SBCS will request documentation necessary to determine if the reason for incarceration is for prohibited activities, and take the appropriate action. Absence of Children Due to Placement in Foster Care SBCS will verify with the appropriate agency when a child or children, temporarily absent from the home due to placement in foster care, will return. In addition, SBCS will determine why the children were placed in foster care for purposes of determining if a family member had engaged in violent or drug -related criminal activities that may be cause for denial or termination of assistance. If the time period in foster care is to be greater than six months from the date of removal of the children, or the children have been removed permanently, the voucher size will be reviewed and reduced, if appropriate. 58 Exhibit 8 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Absence of Entire Family In cases where the family has moved out of the unit, SBCS will terminate assistance in accordance with appropriate termination procedures contained in this Plan. Families are required to notify SBCS before they move, or are absent more than 30 consecutive days from a unit. If the entire family is absent from the assisted unit for more than 60 consecutive days, the unit will be considered vacated, and the assistance will be terminated. HUD regulations require SBCS to terminate assistance when the entire family is absent from the unit for a period of more than 180 consecutive calendar days. "Absence" means that no family member is residing in the unit. In order to determine if the family is absent from the unit, SBCS may: • Write letters to the family at the unit • Telephone the family at the unit • Interview neighbors • Verify if utilities are in service • Check with the post office 59 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Chapter 6 CALCULATION OF TTP AND FAMILY RENT -MODIFIED VOUCHER METHOD INTRODUCTION HUD requires accurate calculation of the family's total tenant payment and rent amount. This chapter reviews key guidelines for the correct determination of the family's portion of the rent, including the determination of allowances and expenses off of income, countable, imputed and exempt income, assets and their actual and imputed income as well as amount of deposit assistance.. INCOME SBCS will anticipate income as accurately as possible by reviewing all verifications and using the most accurate reflection of income for the next 12 months. Income includes all monetary amounts received on behalf of the family. HUD defines what is calculated and excluded in determining the total tenant payment (TTP). In accordance with this definition, all income meeting the customary definition of income, not specifically excluded in the regulations, is counted. Annual Income is defined as the gross amount of income anticipated to be received by the family during the twelve months after certification or recertification. Gross income is the amount of income prior to any HUD allowable expenses or deductions, and does not include income excluded by HUD. Annual income is used to determine whether or not applicants are within the applicable income limits. Wages for full-time employment are anticipated for a full 52 weeks unless documentation is provided that wages will not be earned for the full year. Annual income may be anticipated using the previous year's income, rather than current income, if that is the most accurate reflection of the next year's income. 60 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM AMOUNTS THE SBCS HAS DETERMINED DO NOT MEET THE DEFINITION OF INCOME Employer reimbursement for mileage expenses is not considered income as long as the reimbursement is reasonable as compared to a large employer or the Internal Revenue Service mileage allowance. Mileage logs may be requested. Loans to a participant/applicant from an institution are not considered income. However, "loans" from private parties are considered income. Repayment of a loan back to the applicant/participant is not considered income if documentation can be presented that the loan was made by the applicant/participant. If no documentation is provided, the "repayments" are considered income. The family as reimbursement for out-of-pocket medical or childcare expenses does not consider employer contributions to a flexible medical or childcare expense account income as long as the money is only accessible. However, childcare or medical expenses will not be allowed as deduction if they are reimbursable through a flexible employer contribution account. AVERAGING INCOME When annual income cannot be anticipated for a full twelve months, SBCS may use one of the following methods to calculate annual income: • Average known sources of income that vary to eliminate interim adjustments. • Annualize current income • Use prior year's income information to anticipate the following year. • Average employer's year-to-date income information. If there are bonuses or overtime, which the employer cannot anticipate for the next twelve months, the previous year's information will be used. The method used depends on the regularity, source and type of income. MINIMAL OR ZERO INCOME Participants must have a legal source of income in order to remain eligible for the HOME Tenant Based Rental Assistance Program. Participants who report loss of employment, loss of full time status or no current income for 15 days or more will receive a warning letter from SBCS notifying them that they are in violation of the requirements for the program. If the issue is not resolved within 30 additional days, a 61 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM recommendation may be made to terminate the participant from the HOME Tenant Based Rental Assistance Program. REGULAR CONTRIBUTIONS AND GIFTS Regular contributions and gifts received from persons outside the household are counted as income. This includes rent and utility payments made on behalf of the family and other cash or non -cash contributions provided on a regular basis. It does not include casual contributions or sporadic gifts. Any contribution or gift received every twelve months or more frequently will be considered a "regular" contribution or gift, unless the amount is less than $200.00 per year. This includes rent and utility payments made on behalf of the family, and other cash or non -cash contributions provided on a regular basis. SBCS does not consider casual contributions or sporadic gifts income. If the family's expenses exceed its known income, SBCS will inquire of the family regarding contributions and gifts. SOCIAL SECURITY INCOME If the social security statement indicates a reduced social security benefit due to rounding, count the rounded amount. If the social security statement indicates a deduction for Medicare, add the Medicare payment amount to the net benefit for the countable income. ALIMONY AND CHILD SUPPORT Regular alimony and child support payments are counted as income. If the amount of child support or alimony received is less than the amount awarded by the court, SBCS will use the amount awarded by the court, unless the family can verify it is not receiving the full amount. SBCS will accept verification that the family is receiving an amount less than the award if: • The family furnishes documentation of a child support or alimony collection action filed through a child support enforcement/collection agency, or has filed an enforcement or collection action through an attorney. 62 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM • SBCS may accept a family certification in writing, under penalty of perjury, that states it is not receiving the full amount of alimony or child support, and explains why it cannot provide the documentation outlined in the previous paragraph. It is the family's responsibility to supply a certified copy of the divorce decree. INCOME CHANGES RESULTING FROM WELFARE PROGRAM REQUIREMENTS SBCS will impute welfare income for the family, if the welfare assistance was reduced specifically because of: • Fraud by a family member in connection with the program. • Failure to participate in an economic self-sufficiency program. • Noncompliance with a work activities requirement. Imputed welfare income is annual income the family would have received, had its benefits not been reduced due to the above circumstances. This imputed income would be counted in determining the TTP. Imputed welfare income is not included in the family's annual income, if the family was not assisted at the time of the welfare sanction. The amount of imputed welfare income is offset by the amount of additional family income received after a sanction was imposed. If the additional family income equals the imputed welfare income, imputed welfare income is not counted. SBCS will not impute welfare income, if the welfare assistance reduction is the result of: • The expiration of a lifetime time limit on receiving benefits. • The family has not complied with other welfare agency requirements not outlined above. • The family member has complied with welfare agency economic self- sufficiency requirements, or work activities requirements, but cannot, or has not, obtained employment. For example, the family member has complied with welfare program requirements, but the family has exceeded the maximum time it is allowed to receive benefits, resulting in a loss of benefits. Verification Before Denying a Request to Reduce Family Rent 63 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM SBCS will obtain a written, faxed, computer, or telephone verification from the welfare agency stating that the family's benefits have been reduced for fraud or noncompliance with economic self-sufficiency/work activities requirements, before denying a family's request for reduction of family rent. The requested written verification from the welfare agency must state the amount, term, and reason for the benefit reduction. The welfare agency must, upon request, also inform SBCS of changes. Family Dispute of Amount of Imputed Welfare Income If the family disputes the amount of imputed income and SBCS denies the family's request to modify the amount, SBCS will provide the tenant with a notice of denial, which will include: • An explanation for SBCS' determination of the amount of imputed welfare income. • Opportunity to request an informal hearing. LUMP SUM RECEIPTS CONSIDERED INCOME UNDER THE REGULATIONS Lump -sum payments caused by delays in processing periodic payments, such as unemployment or welfare assistance, are counted as income; however, SBCS evaluates income increases at annual reexamination, and any lump sum income received prior to the annual reexamination would probably not be counted. The remaining balance would be counted as an asset. Lump sum payments from Social Security or Supplemental Security Income (SSI) are excluded from income, but any amount remaining will be considered an asset. Deferred periodic payments, which have accumulated due to a dispute, will be treated the same as periodic payments, which are deferred due to delays in processing. The policy of SBCS is to not calculate retroactive tenant rent the family owes as a result of the lump sum receipt, as long as the family reported the income in a timely manner. If the family fails to report the income, SBCS may calculate an overpayment, and/or hold a tenant integrity conference to advise the family of possible repercussions if it fails to abide by SBCS program obligations. Attorney Fees The family's attorney fees may be deducted from lump sum payments, when computing annual income, if the attorney's efforts have recovered the compensation, and the recovery paid to the family does not include an additional amount to cover attorney fees. 64 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Applicability to Child Care Expense Deductions The amount deducted for childcare necessary to permit employment shall not exceed the amount of employment income included in annual income. ASSETS LUMP SUM Lump -sum additions to family assets, such as inheritances, insurance payments (including payments under health and accident insurance and worker's compensation), capital gains, and settlement for personal or property losses, are not included in income, but are to be included in assets. Lump sum payments from Social Security or Supplemental Security Income (SSI) are excluded from income, but any amount remaining will be considered an asset. Deferred periodic payments, which have accumulated due to a dispute, will be treated the same as periodic payments, which are deferred due to delays in processing. CONTRIBUTIONS TO RETIREMENT FUNDS Contributions to company retirement/pension funds are handled as follows: • While an individual is employed, count as assets only amounts the family can withdraw without retiring or terminating employment. In addition, count only the amount the family would actually receive after any costs or fees involved with liquidating the asset have been deducted. • After retirement or termination of employment, count any amount the employee elects to receive as a lump sum, after any costs or fees involved with liquidating the asset have been deducted. ASSETS DISPOSED OF FOR LESS THAN FAIR MARKET VALUE SBCS must count assets disposed of for less than fair market value during the two years preceding certification or reexamination. SBCS will count the difference between the market value and the actual payment received in calculating total assets. Assets disposed of as a result of foreclosure or bankruptcy are not considered to be assets disposed of for less than fair market value. Assets disposed of as a result of a divorce or separation are not considered to be assets disposed of for less than fair market value. Assets to be considered include: real property, savings, stocks, bonds, and other forms of capital investments. 65 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Excluded assets are: the value of personal property such as furniture and automobiles, as well as a trust fund not under the control of any member of the family or household, as long as the fund is held in trust, or if the asset disposed of for less than fair market value was less than $10,000. ALLOWANCES Adjusted Income is defined as the annual income minus any HUD allowable expenses and deductions. HUD has five allowable deductions from annual income: Dependent allowance: $480 each for family members (other than the head, spouse, or co-head, foster children, or live in aides) who is a minor under 18 years old, an adult full-time student, or a family member with disabilities. An unborn child is not eligible for this allowance. Elderly/disabled allowance: $400 per family for families whose head or spouse is 62 years old, or over, or disabled. Allowable Medical Expenses: Deducted for all family members, except for foster children or live in aides, of an eligible elderly/disabled family in which the head of household or spouse is 62 years old, or over, or disabled. Allowed only if not reimbursed from another source and only the amount that exceeds three percent of the total gross countable household income. Childcare expenses: Deducted for the care of children under thirteen when childcare is necessary to allow an adult member to work, attend school, or actively seek employment. Allowed only if not reimbursed from another source. Includes childcare expenses for the care of foster children. Allowable disability assistance expenses: Deducted for attendant care or auxiliary apparatus for persons with disabilities, only if needed to enable the individual, or an adult family member to work. EXPENSES DEDUCTED OFF OF ANNUAL INCOME CHILDCARE EXPENSES Childcare expenses for children under thirteen (13) years old may be deducted from annual income, if they enable an adult family member to work, actively seek work, or further his/her education. In the case of child care expenses to allow an adult family member to actively seek employment, the family member must provide documentation in the form of a written log indicating the date, beginning and ending times, and the names and addresses where he/she went to actively seek 66 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM employment. In the case of a child attending private school, only after-hours care will be counted as childcare expenses. Childcare expenses cannot be allowed as a deduction if there is an adult household member capable of caring for the child who can provide the childcare. Examples of those adult members who would be considered unable to care for the child include: • The abuser in a documented child abuse situation (although an abuser is probably not eligible to live in the assisted unit), or • A person with disabilities or older person unable to take care of a small child, as verified by a reliable knowledgeable source. Childcare expense deductions are allowed based on the following guidelines: Childcare to work: The maximum childcare expense allowed cannot exceed the amount earned by the person enabled to work whose income is included in the family's annual income. The "person enabled to work" will be the adult member of the household who earns the least amount of income from working. Childcare for school: The number of hours claimed for childcare may not exceed the number of hours the family member is attending school that includes reasonable travel time to and from school. Childcare to actively seek employment: The number of hours claimed for childcare may not exceed the time taken to actively seek employment as indicated on the family member's written log. Amount of Expense: SBCS may survey local childcare providers in the community for information on average childcare costs. If the childcare expense information submitted by the participant materially exceeds the average childcare cost, SBCS will calculate childcare expenses using the lower average childcare cost, and not the amount submitted by the participant. MEDICAL EXPENSES Medical expenses are allowed only for elderly or disabled families, with a head of household or spouse who is elderly, disabled, or both. The IRS Publication 502 will be used as a guide to assist in determining allowable medical expenses in instances when the regulations are unclear. 67 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM In order for nonprescription medicines to be considered allowable medical expenses, a doctor's written recommendation must be provided, as well as legible receipts that clearly indicate the type of medicine purchased. Acupressure, acupuncture, and chiropractic services are considered allowable medical expenses. Herbal medicines will be allowed, with a medical professional's written recommendation, and legible receipts that clearly indicate the type of medicines purchased. TOTAL TENANT PAYMENT AND TENANT RENT MINIMUM RENT SBCS "minimum rent" is fifty dollars. Minimum rent refers to the total tenant payment and includes the combined minimum amount a family must pay towards rent and/or utilities. ZERO HAP A family determined to be ineligible for assistance because its TTP exceeds the lower of the gross rent or payment standard will continue on the program for 180 days after the determination of zero pay. A notice of intended action will be issued to the family effective the initial date of the zero pay status. If the family moves during the 180 days while in zero pay status, SBCS may not enter into a HAP contract if the family is ineligible for assistance at the new location. However, if the family is eligible for assistance at the new location, SBCS may enter into a HAP contract to provide assistance so long as the family has an active voucher. deposits of Ui,., who have ( 1 £.f , E C1C`.tL I`1111f1(( l,rent1; I c S:i.i.sta i")8 provided direchy t.; Ian Y, and shall i be Ca7{i{C,E(I gtai t ;o the --. ttily to fifli e move -in grid r€ c. ,cte; exposure tC i tail Fitt: ,IIE' '�;. 68 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM 69 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B Chapter 7 INITIAL APPROVAL AND BRIEFING INTRODUCTION SBCS provides families selected with the tools necessary to locate an acceptable housing unit. SBCS provides families the necessary information regarding the program and how they can achieve maximum program benefits, while complying with program requirements. When eligibility has been determined, SBCS conducts a mandatory briefing designed to ensure that families know how the program works. The briefing provides a broad description of owner and family responsibilities, SBCS procedures, and the steps the families must take to lease a unit. In addition, families receive briefing packets, which provide more detailed information about the program, including the benefits of moving outside areas of poverty and minority concentration. This chapter describes how briefings will be conducted, the information that will be provided to families, and the policies for changes in family composition. INITIAL ELIGIBILITY APPROVAL Initial eligibility will not be completed until the applicant has completed the full application process. SBCS will provide interested residents with the application packet. Applicants will be required to: • Complete a full application in his or her own handwriting, unless a disabled person requests assistance, as reasonable accommodation. SBCS staff may interview the applicant to clarify and review the information on the full application. The applicant must complete the full application, and provide all requested documentation and information. 70 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B INTERVIEW SBCS may require a full application interview attended by all adult family members. The purpose of the interview is to discuss the family's circumstances in greater detail, to clarify information that has been provided by the family, and to ensure that the information is true and complete. All adult family members must sign all appropriate areas of the housing application. Reasonable accommodation, such as accessible offices, inclusion of an advocate, or a home visit, will be provided to a disabled family upon request. The disabled family's designee will be allowed to participate in the interview process at the family's request. If an application is denied due to a failure to attend the full application interview, the applicant will be notified in writing and offered an opportunity to request an informal review. All adult members must sign a Release of Information, the application form, all SBCS-required supplemental documents, and allow SBCS to receive and use records in accordance with HUD regulations, as well as any other documents required by SBCS. Applicants may not amend these documents or write notes of disclaimers on them. A family who alters any SBCS documents invalidates the documents and the family's application will be denied. Failure to complete required forms, or provide requested information, will be cause for denial of the application for failure to provide necessary certifications, releases, and documents, as required by HUD or SBCS. SBCS will request additional documents or information in writing, if it determines at or after the interview, that they are needed. If the requested information is not supplied by the due date, SBCS will provide the family a notification of denial for assistance. VERIFICATION Information provided by the applicant is verified using the verification procedures outlined in this Plan. Family composition, income, allowances and deductions, assets, full-time student status, eligibility and rent calculation factors, criminal history, and other pertinent information will be verified. Verifications may not be more than 60 days old at the time of issuance of the voucher. 71 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B PRIOR TO THE BRIEFING Families determined to be ineligible by SBCS will be notified in writing for denial, and given an opportunity to request an informal review. Applicants may exercise other rights if they believe they have been against. Applicants who falsify documents, or make false statements in order to denied assistance. of the reason discriminated qualify will be DETERMINATION OF ELIGIBILITY After the verification process is completed, SBCS will make a final determination of eligibility. This decision is based on information provided by the family, third -party documents, SBCS research, and the current eligibility criteria in effect. If the family is determined to be eligible, SBCS will mail a notification of a scheduled briefing. The purpose of the briefing is to issue the voucher, and orient the family to the program. The household found not eligible to be processed for assistance will be mailed a notice explaining why, and the right to request an informal review within 14 days. THE BRIEFING INITIAL APPLICANT BRIEFING A full briefing will be conducted for applicant families determined to be eligible for assistance. The briefings will be conducted in group meetings. If the family includes a person with disabilities, SBCS will make every reasonable effort to accommodate that person to ensure effective communication. A family needing language services other than in Spanish must make the request to SBCS via telephone and at least seven days in advance of the scheduled briefing. The purpose of the briefing is to explain how the program works, and to explain the briefing documents to families so that they are fully informed about the program. In addition, information on desirable areas of the community, how the family may file a discrimination complaint, and some important legal resources will be provided. The briefing will enable families to utilize the program to their advantage, and it will prepare them to discuss the program with potential owners and property managers. SBCS will not issue a voucher to a family, unless the household representative has attended a briefing, and signed the voucher. 72 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B REQUIREMENT TO ATTEND BRIEFING The head of household or spouse is required to attend a briefing after initial approval of eligibility. At the briefing, the head of household must sign the voucher and other required paperwork. It is the applicant's responsibility to reschedule the briefing if he/she is unable to attend. If the applicant does not reschedule or misses two scheduled briefings, SBCS may deny admission. The briefing may be held in the office, by telephone, or at the applicant's home, upon request by a disabled family, as a reasonable accommodation. Also, reasonable accommodation may include accessible offices, inclusion of an advocate, or a home visit. The disabled family's designee will be allowed to participate in the briefing at the family's request. Applicants who fail to attend the briefing and want to reschedule the briefing must make the request to reschedule no later than seven days after the original briefing date. The request must be made to the staff person who scheduled the briefing. The request may be in writing or by telephone if the staff person answers the telephone. A recorded telephone message is not a valid request. Applicants will be offered no more than two opportunities to attend a briefing unless a request is made for reasonable accommodation or documentation of a serious emergency was submitted. If an application is denied due to a failure to attend the briefing, the applicant will be notified in writing and offered an opportunity to request an informal review. BRIEFING PACKET The documents and information provided in the briefing packet for the voucher program will comply with all HUD requirements. SBCS may include other information and/or materials not required by HUD. The family is provided with the following information and materials: • SBCS' policy for requesting extensions or suspensions of the voucher (referred to as tolling), and the term of the voucher. • A description of the method used to calculate the housing assistance payment for a family, how the family tenant payment is calculated, and information on the payment standard and utility allowance schedule. Also included is information on how the maximum allowable rent for an assisted unit is determined and the rent reasonableness standard. • The HUD required tenancy addendum, to be included in the lease. • The Request for Tenancy Approval (RFTA) form, and a description of the procedure for requesting approval of a unit. 73 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B • A statement of SBCS policy on providing information about families to prospective owners. • The subsidy standards, including when and how exceptions are made, and how the voucher size relates to the unit size selected. • The HUD brochure "A Good Place to Live". • The HUD brochure on lead -based paint entitled, "Protect Your Family from Lead in your Home". • Information on federal, state and local equal opportunity laws and a copy of the housing discrimination complaint form. In addition, the pamphlet "Fair Housing: It's Your Right," other information about fair housing laws and guidelines, and the phone numbers of the local fair housing agency, and the HUD enforcement office. • A list of landlords or other parties willing to lease to assisted families, or agencies that help in the search for units. The list may include, if available, those willing to lease units, or agencies able to help families find units outside areas of poverty or minority concentration. • If available, a current listing of accessible units. • The family obligations under the program. • The reasons a family may have its assistance terminated. • The informal hearing/review procedures including when the family must be offered the opportunity for an informal hearing/review. • An information packet including an explanation of how portability works, a list of the names, addresses, and contact names of neighboring housing agencies. • A copy of HUD Form 903, so family may file a discrimination complaint. • Sample leases for owners who do not use a lease for their unassisted tenants. • Family Handbook. • The family's rights as tenant and program participant. • Requirements for reporting changes between annual recertifications. ENCOURAGING PARTICIPATION IN AREAS WITHOUT LOW INCOME OR MINORITY CONCENTRATION At the briefing families are encouraged to search for housing in non -impacted areas and SBCS will provide assistance to families who wish to do so. The assistance provided to such families includes: • Direct contact with landlords. 74 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B • Counseling with the family. • Formal or informal discussions with landlord groups. AFTER THE BRIEFING AND BEFORE LEASE -UP CHANGE IN TOTAL TENANT PAYMENT (TTP) PRIOR TO HAP EFFECTIVE DATE Income Decrease When the family properly reports changes in factors that will reduce the total family share prior to the effective date of the HAP contract at admission, the information will be verified and the reduction in family share will be recalculated. Income Increase If the family's income increases after it was issued a voucher, the income increase, per SBCS interim policy, will not be processed until the family's next annual re-examination after the family leases into an assisted unit. Family Reporting Requirements Families must report changes in family composition within 30 days. Families, prior to execution of a HAP Contract, discovered to have provided false, misleading, incomplete or untrue information, in order to be found eligible for assistance, will have their vouchers rescinded and will not be eligible for return to the waiting list at original date/time of application. These families will be offered an opportunity to request an informal review. 75 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B Chapter 8 REQUEST FOR TENANCY APPROVAL, OWNER APPROVAL, LEASES AND CONTRACTS INTRODUCTION SBCS' program is designed to utilize available resources efficiently, and maximize HUD funds by quickly providing assistance to as many eligible participants as the budget allows. The family must find an eligible unit, with an owner/landlord willing to enter into a housing assistance payments (HAP) contract with SBCS. This chapter defines eligible housing, and SBCS policies on initial inspections, lease requirements, the HAP Contract, owner disapproval, and the processing of Requests for Tenancy Approval (RFTA). SBCS is committed to maintaining a neutral position in issues between owners and program participants and its policy is to strive to recruit new owners to the program, as well as maintain a good relationship with participating owners. SBCS requires staff to provide owners with prompt and professional service in an effort to maintain an adequate supply of available housing within its jurisdiction. The regulations define when SBCS must disallow owner participation in the program, as well as the circumstances when SBCS may use its discretion to disapprove or otherwise restrict owner participation. REQUEST FOR TENANCY APPROVAL During the term of the voucher, the family must submit the RFTA and a copy of the proposed lease, including the HUD prescribed tenancy addendum. If the owner's lease is not submitted, SBCS may use the HUD model lease. The family must submit the RFTA in the form and manner required by SBCS. The owner and the voucher holder must both sign the RFTA. 76 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM If families are approved to lease properties owned by relatives, the owner's current address will be compared to the subsidized unit's address. Owners must provide an employer identification number or social security number, as well as a validation document supporting the number. Ownership will be verified through assessor's office records or a review of the grant deed. SBCS will request a copy of the management agreement for owners being represented by a management company. SBCS to submit more than one RFTA at a time. SBCS will review the proposed lease and the RFTA documents to determine if they are approvable. The RFTA will be approved if: • The unit is an eligible type of housing. • The unit meets HUD's housing quality standards (HQS), and any additional criteria identified in this Plan. • The rent is reasonable. • The proposed lease complies with HUD requirements. • The owner is approvable, and there is no owner conflict of interest. • There are no shared utilities with the exception of some special housing types. • The family is not leasing a property owned by a parent, child, grandparent, grandchild, sister or brother of any family member. SBCS will waive this restriction as a reasonable accommodation for a family member with disabilities who provides documentation demonstrating a clear and compelling need for accommodation. • The owner's address is not the same as the assisted unit except for some special housing types. In addition to the above, at the time a family initially receives assistance in the unit (new admissions and moves), the family share of rent may not exceed 40 percent of the family monthly -adjusted income. DISAPPROVAL OF THE RFTA If the RFTA cannot be approved for any reason, the landlord and the family are notified by a phone call. The owner and family are advised of the steps necessary for approval of the RFTA, and the family is issued another RFTA to continue to search for an eligible unit. An RFTA should be disapproved if the family would be in zero HAP status. 77 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B The owner may be given the opportunity to, either provide another RFTA, or to verbally change the information on the submitted RFTA to make it acceptable to SBCS. UNIT SIZE SELECTED The family may select a different size dwelling unit than that listed on the voucher. There are three criteria to consider: Subsidy Limitation: The payment standard for a family shall be the lower of: • SBCS payment standard amount for the unit size rented by the family, or • The contract rent and utilities (gross rent). Utility Allowance: The utility allowance used to calculate the gross rent is based on the actual size of the unit the family selects, regardless of the size authorized on the family's voucher. Housing Quality Standards: The standards allow a maximum occupancy of two persons per living/sleeping room as shown in the table below. Sleeping area would include: living room, den, dining room, library, or other rooms used for sleeping. HQS QUID NES FOR MAXIMUM OCCUPANTS Unit Size 0 Bedroom 1 Bedroom 2 Bedrooms 3 Bedrooms 4 Bedrooms 5 Bedrooms 6 Bedrooms Maximum Number Allowed in Household* 2 4 6 8 10 12 14 *These guidelines are for an average unit. If there is a den, library or dining room or other room that may be used for sleeping, in addition to the living room, these standards may be increased. For example, a two -bedroom house with a living room and a den may have room for up to eight persons without violating HQS space limitations. RENT LIMITATIONS SBCS will make a determination as to the reasonableness of the proposed rent in 78 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B relation to comparable unassisted units available for lease. Rent reasonableness will be determined: upon approval of a new lease, prior to an owner rent increase, and if the annual HUD published fair market rents are reduced by five percent or more, 60 days prior to the HAP contract anniversary. All active participant files must contain a copy of the most current rent reasonableness determination. An owner, with a 30- day notice, could be required to reduce the rent, if it is found the unit is no longer rent reasonable. By accepting a monthly housing assistance payment from SBCS, the owner certifies that the rent to owner is not more than rent charged by the owner for comparable unassisted units on the premises. Units in a tax credit property are considered assisted units and are not subject to this requirement. The owner may be required to provide SBCS with information requested on rents charged elsewhere. At all times during the tenancy, the rent to owner may not be more than the most current reasonable rent as determined by SBCS. DISAPPROVAL OF PROPOSED RENT At the family's request, SBCS will negotiate with the owner to reduce the rent or pay for more of the utilities in the following instances: • The rent is not reasonable. • The rent is not affordable because the family share would be more than 40 percent of the family's monthly - adjusted income. If the rent is approved after negotiations with the owner, SBCS will notate, date and initial the RFTA and continue processing. If the revised rent involves a change in the provision of utilities, SBCS may notate, date and initial the changes on the submitted RFTA, or may request the owner to submit another RFTA. If the owner does not agree to the rent reduction after SBCS has attempted to negotiate a revised rent, the family and owner will be notified in writing that the lease is disapproved. ELIGIBLE TYPES OF HOUSING SBCS will approve the following types of housing: • All structure types that meet HQS. 79 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B • Manufactured homes where the tenant leases the mobile home and the pad. • Manufactured homes where the tenant owns the mobile home and leases the pad. • Shared housing that meets HQS. Travel trailers, motor homes, or other structures designed to be mobile are not eligible. A mobile home that is designed to be set-up permanently in one location is eligible for TBRA. A family can own a rental unit but cannot reside in it while being assisted, except in the case of the family owning the mobile home and leasing the pad or the owner of a cooperative. The owner of the assisted unit, except in the case of a mobile home owner leasing the pad or the owner of a cooperative, may never benefit from the assistance. The owner of the assisted unit may never be a live-in aide for the family. In shared housing, the family may never, in any circumstances, reside with a resident owner who is a relative and there are no exceptions for reasonable accommodation in this instance. SBCS may not permit a voucher holder to lease a unit that is receiving project -based Section 8 assistance or any other duplicative rental subsidies. SECURITY DEPOSIT The owner is not required to, but is encouraged to collect a full security deposit from the tenant. Owner will deal directly with the tenant in the event of damages, unpaid rent, vacancy loss, or security deposit refund. SBCS may provide a security deposit grant (up to $600) to households enrolled in the TBRA Program based on the household's need and at SBCS' discretion. The TBRA Program Application will request applicant to inform SBCS of the amount the household can contribute towards the security deposit. Based on the answer, SBCS may provide a security deposit grant of up to $600.00 per household on a one- time basis. Households will be required to provide bank statements to support lack of funds available for a security deposit during the initial interview. The family is responsible for the difference between the security deposit required by the owner and the grant covered by SBCS. Security deposit grants will be paid directly to the owner once HQS Inspection has been completed and approved, and landlord returns necessary contract documents and unit passes inspection. SBCS will reveal amount of the security deposit grant awarded to each applicant in the "Notice of Contract Calculations" given to the Owner and the Participant. 80 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B Security deposit assistance shall be given in the form of a grant on the basis that neither the owner nor the tenant (applicant) will have to repay the amount to SBCS. After the Tenant has moved from the dwelling unit, the owner may, subject to state and local law, use the security deposit, including any interest on the deposit, as reimbursement for rent or any other amounts payable by the Tenant under the Lease. The Owner will give the Tenant a written list of all items charged against the security deposit and the amount of each item. After deducting the amount used as reimbursement to the Owner, the Owner shall promptly refund the full amount of the balance to the Tenant. TENANT SCREENING FOR SUITABILITY SBCS will take into consideration any of the criteria for admission described in the chapter on eligibility factors. SBCS will not screen family behavior or suitability for tenancy. SBCS will not be liable or responsible to the owner or other persons for the family's behavior or the family's conduct in tenancy. The owner is responsible for screening and selection of the family he/she approves for tenancy. At or before SBCS approval of the tenancy, SBCS will inform the owner that screening and selection for tenancy is the responsibility of the owner. The owner is responsible for screening families based on their tenancy histories, including such factors as: • Payment of rent and utility bills. • Caring for a unit and premises. • Respecting the rights of other residents to the peaceful enjoyment of their housing. • Drug -related criminal activity, or other criminal activity that is a threat to the health, safety or property of others. • Compliance with other essential conditions of tenancy. INFORMATION TO OWNERS In accordance with HUD requirements, SBCS will furnish prospective owners upon written or verbal permission from the family, the family's current address as shown in its records and, if known to SBCS, the name and address of the landlords for the family's current and prior addresses. 81 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B SBCS will make an exception to this requirement, if the family's whereabouts must be protected due to domestic abuse or witness protection. SBCS will inform owners that it is the responsibility of the landlord to determine the suitability of prospective tenants. Owners will be encouraged to screen applicants for rent payment history, payment of utility bills, eviction history, respecting the rights of other residents, damage to units, drug -related criminal activity or other criminal activity that is a threat to the health, safety or property of others, and compliance with other essential conditions of tenancy. A statement of SBCS' policy on release of information to prospective landlords is applied uniformly to all families, and will be included in the family's briefing packet. SBCS will not release any criminal information or sex offender information to the owner, but a housing supervisor will review the information, and if no information relevant to application or eviction is found, will notify the owner. If information relevant to the application or eviction is found, the housing supervisor will present his/her findings in writing to the program manager who will authorize the findings and sign the letter issued to the owner. The letter will not specify the criminal or sex offender history, but will merely state that there may be cause for denial or eviction of the tenant. If the owner sends documentation of needing specific information for an eviction, the program manager must approve the release of any information in accordance with the regulations. SBCS will NEVER release specific personal information to owners regarding their former participants. OWNER DISAPPROVAL The owner does not have a right to participate in the program. For purposes of this section, "owner" includes a principal or other interested party. SBCS will disapprove the owner for the following reasons: • HUD, or another agency, has notified SBCS in writing that the owner has been disbarred, suspended, or subject to a limited denial of participation under 24 CFR part 24. • HUD has notified SBCS in writing that the federal government has instituted an administrative or judicial action against the owner for violation of the Fair Housing Act or another federal equal opportunity requirements and such action is pending. • HUD has notified SBCS in writing that a court or administrative agency has determined that the owner has violated the Fair Housing Act or other federal equal opportunity requirements. B2 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM • The owner may not be a parent, child, grandparent, grandchild, sister or brother of any family member. In cases where the owner and tenant bear the same last name, SBCS may, at its discretion, require the family and/or owner to certify whether they are related to each other in any way. SBCS will never issue a payment to the owner at the participant's address with the exception of some special housing types. In cases where the payment is mailed to a post office box, and there is a question regarding the relationship between the owner and the tenant, the SBCS may submit a post office request to confirm the owner's physical address. OWNER RESTRICTIONS AND PENALTIES If an owner has committed fraud or abuse, or is guilty of frequent or serious contract violations, SBCS may restrict the owner from future participation in the program for a period of time commensurate with the seriousness of the offense. SBCS may also terminate some or all contracts with the owner. Before imposing any penalty against an owner, SBCS will review all relevant factors pertaining to the case, and will consider such factors as the owner's record of compliance, and the seriousness and number of violations. Refer to chapter on fraud investigations for further information. LEASE REQUIREMENTS SBCS will review the lease for HUD required lease provisions. The tenant must have legal capacity to enter a lease under state and local law. Responsibility for utilities, appliances and optional services must correspond to those provided on the RFTA. The family may not lease properties owned by a parent, child, grandparent, grandchild, sister or brother of any family member. The family and owner must submit a standard form of lease used in the locality by the owner and that is generally used for other unassisted tenants on the premises. If the owner does not use a standard lease for rental to unassisted tenants, the owner may use another form of lease, such as a SBCS model lease. The terms and conditions of the lease must be consistent with state and local law. The lease must specify: • The names of the owner and tenant, and 83 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B • The address of the unit rented, and • The amount of the security deposit (amount paid by SBCS and amount paid by tenant, if applicable) • The amount of the monthly rent to owner, and • The utilities and appliances to be supplied by the owner, and • The utilities and appliances to be supplied by the family. The HUD prescribed tenancy addendum must be included in the lease. The owner's lease must include the lead warning statement, and disclosure information required by 24 CFR 35.92(b). The lease must state that drug -related criminal activity engaged in by the tenant, any household member, any guest on or near the premises, or any person under the tenant's control on the premises, is grounds for termination of tenancy. The lease must state that the family may be evicted if the owner determines: • Any household member is illegally using a drug. • A pattern of illegal use of drugs by any household member interferes with the health, safety, or right to peaceful enjoyment of the premises by other residents. The lease must state that the following types of criminal activities by a "covered person" are grounds for termination of tenancy: • Any criminal activity that threatens the health, safety, or right to peaceful enjoyment of the premises by other residents (including property management staff residing on the premises). • Any criminal activity that threatens the health, safety, or right to peaceful enjoyment of the residences by people residing in the immediate vicinity of the premises. • Any violent criminal activity on or near the premises by a tenant, household member, or guest. • Any violent criminal activity on the premises by any other person under the tenant's control. The lease must state that the owner may terminate tenancy if a tenant is: • Fleeing to avoid prosecution, custody, or confinement for a felony (high misdemeanor in New Jersey) after conviction for a crime, or attempt to commit a crime. • Violating a condition of probation or parole imposed under state or federal law. 84 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B ACTIONS BEFORE LEASE TERM All of the following must always be completed before the beginning of the initial term of the lease for a unit: • SBCS staff has inspected the unit and has determined that the unit satisfies HQS. • SBCS has determined that the rent charged by the owner is reasonable. • The landlord and the tenant have executed the lease, including the HUD - prescribed tenancy addendum. • SBCS has approved the lease in accordance with program requirements. • For the initial lease for the unit, the family share (total family contribution) is not more than 40% of the family's monthly -adjusted income. • A determination has been made the family is eligible for a HAP payment. SEPARATE AGREEMENTS Separate agreements are not necessarily illegal side agreements. However, SBCS must be informed of all separate agreements. Owners are prohibited from collecting, and tenants are prohibited from paying, additional rent not authorized by SBCS. Owners are prohibited from charging for items normally included in the rent of unassisted units. Owners and families may execute separate agreements for services, appliances, and other items not included in the lease. Any appliances, services or other items, routinely provided to unassisted families as part of the lease (such as, air conditioning, dishwasher or garage) or are permanently installed in the unit, cannot be put under separate agreement and must be included in the lease. In order to have a separate agreement, the family must have the option of not utilizing the service, appliance or other item. CONTRACT EXECUTION PROCESS SBCS cannot enter into a HAP contract if a family is in zero HAP status. If that is the case, SBCS must deny the RFTA. If the family is eligible for assistance during the term of its voucher, an RFTA may be processed. SBCS prepares the HAP contract for execution. The family and the owner will execute the lease agreement, and the owner and SBCS will execute the HAP Contract. Copies of the documents will be furnished to the parties who signed the respective documents. SBCS will retain copies of all signed documents. The terms of the lease and the contract MUST match. 85 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B SBCS may change the amount of its assistance or contract rent with a contract amendment. Changes in lease term and utilities require a new contract. SBCS makes every effort to execute the HAP contract before the commencement of the lease term. The HAP contract may not be executed (signed and dated) more than 60 days after commencement of the lease term, and no payments will be made until the contract is executed. However, regardless of the execution date of the contract, the beginning and ending term of the contract must always match the term of the lease. The following SBCS representatives are authorized to execute a contract on behalf of SBCS: • SBCS Shelter & Support Services staff The owner or owner's representative must provide a telephone number. CHANGE IN OWNERSHIP A change in ownership does not require execution of a new contract and lease. SBCS will process a change of ownership only upon the written request of the new owner, accompanied by a copy of the escrow statement, or other document showing the transfer of title, such as a recorded deed, the employee identification number or social security number of the new owner, and validation documents to verify employee identification or social security number. SBCS, upon approval of assignment of the contract to the new owner, may notify the new owner in writing that the contract assignment was approved, and the new owner assumes the conditions and obligations of the existing contract. The new owner will be mailed a copy of the contract, upon request. If the new owner does not want an assignment of the contract, SBCS will terminate the HAP contract with the old owner, since he/she is no longer the owner. The new owner may offer the family a new assisted lease. The family may elect to enter into the new lease or move to another unit. If the family enters into a new lease, the owner must enter into a new HAP contract with SBCS. 86 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B Chapter 9 HOUSING QUALITY STANDARDS AND INSPECTIONS INTRODUCTION Housing Quality Standards (HQS) are the HUD minimum standards for assisted rental units for tenant -based programs. HQS standards are required both at initial occupancy and during the term of the lease. HQS standards apply to the building and premises, out buildings, as well as the unit. Newly leased units must pass an HQS inspection before the beginning of the housing assistance payment. SBCS staff will inspect each unit under contract at least annually. The QC inspections will ensure program consistency, and that the County of San Diego's required standards are being met. This chapter describes SBCS' procedures for performing HQS and other types of inspections, as well as the standards for the timeliness of repairs. In addition, this chapter explains the responsibilities of the owner and family, and the consequences of non-compliance with HQS requirements. The use of the term "HQS" in this Administrative Guide refers to the combination of both HUD and the County's requirements. INSPECTION TYPES AND GUIDELINES SBCS may adopt local requirements of acceptability in addition to those mandated by the HUD Regulations. Efforts will be made at all times to encourage owners to provide housing above HQS minimum standards. In addition, SBCS will not promote any additional criteria likely to adversely affect the health or safety of participant families, or severely restrict housing choice. All utilities must be in service when the unit is inspected. If the tenant is responsible for supplying the stove and/or the refrigerator, SBCS will allow the stove and refrigerator to be placed in the unit after the unit has passed all other HQS. The family must then certify, by telephone, the date the appliances are in the unit and working. SBCS will not conduct a re -inspection. The term of the lease 87 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B and HAP contract will not begin until the confirmed date of the stove and/or refrigerator in -place and working. There are five types of inspections the County performs: 1. Initial/move-in: Conducted after receipt of the RFTA. 2. Annual: Must be conducted within twelve months of the last annual inspection. 3. Move-out/vacate: May be conducted, upon request, to observe and document reported excessive tenant damage in order to make a determination of tenant violations of the lease. 4. Special/complaint: At request of owner, family, an agency, or another third party. 5. Quality Control (QC): This inspection involves a required minimum random sample of previously completed inspections. INITIAL HQS INSPECTION TIMELY INITIAL HQS INSPECTION Once SBCS receives the RFTA, assigned staff will attempt to make telephone contact within three business days after SBCS has received the RFTA. SBCS will inspect the unit, determine whether the unit satisfies the HQS, and notify the family and owner of the determination within ten calendar days after the family and the owner have submitted a RFTA, and the unit is ready for inspection. The ten-day inspection and notification requirement does not apply in instances when the unit is not available for inspection. The RFTA will include a "date unit available for inspection" section. SBCS will make every reasonable effort to conduct timely initial HQS inspections for the family. The initial inspection will: • Determine if the unit and property meet HQS as defined in this Plan. • Document the information to be used for determination of rent - reasonableness. If the unit fails the initial HQS inspection, the owner and/or the tenant will be advised to notify SBCS once repairs are completed. 88 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit 0 On an initial inspection, the owner will be given a reasonable amount of time to correct the items noted as fail, depending on the amount of fail items, and the complexity of work to be done. The owner will be allowed up to three re -inspections for repair work to be completed. If the time period given by the inspector to correct the repairs has elapsed, or the maximum number of failed re -inspections has occurred, the family must select another unit. SBCS will deny the RFTA with copies to the family and the owner, along with another RFTA packet to the family. ANNUAL HQS INSPECTIONS SBCS conducts an inspection in accordance with HQS at least annually as required by HUD and no more than 120 days prior to the current annual recertification, when applicable. Special inspections may be scheduled, upon request, between anniversary dates. The landlord must correct HQS deficiencies that cause a unit to fail, unless the fail is the tenant's responsibility. The family must allow SBCS to inspect the unit at reasonable times with reasonable advance notice. Inspections and re -inspections will be conducted on business days only, or on weekends as a reasonable accommodation for the disabled. SBCS will notify the family in writing, or by telephone, at least five days prior to the inspection. The County five-day advance notification requirement is not necessary, if the family agrees to an inspection with less than five days notice; however, the family will not be penalized for not being available. If the family does not contact SBCS to reschedule a scheduled inspection, or if the family misses two inspection appointments, SBCS may consider the family to have violated a family obligation, and the family's assistance may be terminated in accordance with the termination procedures in the Plan. TIME STANDARDS FOR REPAIRS Emergency items that endanger the family's health or safety must be corrected by the owner or family within 24 hours of notification. For non -emergency items, repairs must be made within 30 days. For major repairs, the housing specialist may approve an extension beyond 30 days. RENT INCREASES OR EXTENSIONS ON 30-DAY MOVE -OUT NOTICES 89 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B Rent to owner increases or extensions on 30-day move -out notices may not be approved if the unit is in a failed condition. HQS BREACH The inspector will determine if an HQS breach as identified in 24 CFR 982.404 (b) is the responsibility of the family. Families may be given extensions to cure HQS breaches. MOVE OUT/VACATE INSPECTION A move out inspection may be performed, upon landlord request, to observe and document possible tenant lease violations. SPECIAL/COMPLAINT INSPECTION SBCS will conduct a complaint inspection when it receives landlord or tenant notice that the unit does not meet HQS. SBCS may conduct a special inspection based on information from third parties, such as neighbors or public officials. SBCS will inspect only the items that were reported, but if the inspector notices additional deficiencies that would cause the unit to fail HQS, the responsible party will be required to make the necessary repairs. When the annual inspection date is within 120 days of a special inspection, the special inspection may be categorized as an annual inspection, as long as all annual inspection procedures are followed. QUALITY CONTROL INSPECTION Housing supervisors or other qualified personnel will conduct quality control (QC) inspections. The purpose of QC inspections is to ascertain that each inspector is conducting accurate and complete inspections, and to ensure consistency among inspectors in the application of HQS. The sampling of files will include recently completed inspections (within the three prior months) reflecting a representative sample of neighborhoods, types of inspections (initial, transfer and new lease), and inspectors. ADDITONAL SBCS HQS CRITERIA 90 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B SBCS adheres to HUD HQS, as well as the following local standards. LOCAL STANDARDS No interior door double cylinder deadbolt locks or interior door locks that unlock only from the outside of the room. No double cylinder deadbolt locks allowed on exterior door unless the unit has another exterior door without said lock. If bedrooms have security bars, at least one window in each bedroom must have no security bars or security bars with a quick release device usable and accessible to a small child. EMERGENCY REPAIR. ITEMS The following items are considered of an emergency nature and must be corrected by the owner or tenant (whoever is responsible) within 24 hours of notice by the Inspector: • Waterlogged ceiling in imminent danger of falling. • Major plumbing leaks or flooding. • Strong smelling natural gas leak or fumes. • Electrical problem likely to cause shock or fire. • Jagged, broken glass where someone could be injured. • Other immediate observable danger to the health and safety of the family. SBCS may give a short extension of not more than 24 additional hours whenever the responsible party cannot be notified, or it is impossible to complete the repair within the 24-hour period. In those cases where there is leaking gas or potential of fire or other threat to public safety, and the responsible party cannot be notified, or it is impossible to make the repair, the proper authorities will be notified by SBCS. SBCS will take the necessary steps to advise and assist the family on relocation. If the emergency repair item(s) are not corrected in the time period required by SBCS, and the owner is responsible, the housing assistance payment will be abated and the HAP contract may be terminated. If the emergency repair item(s) are not corrected in the time period required by SBCS, and it is an HQS breach that is a family obligation, SBCS will terminate the assistance to the family with a 30-day termination notice. 91 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B NON -EMERGENCY REPAIR ITEMS All repair items not described above are considered non -emergency, 30-day repair items. SMOKE DETECTORS Inoperable smoke detectors will be treated by SBCS as 30-day fail items. The owner must install working batteries in the smoke detectors upon initial lease. After that, the family must replace the batteries, when the need arises. If SBCS determines that the family has purposely disconnected the smoke detector (by removing batteries or other means), the family will be required to repair the smoke detector within 30-days. SBCS will issue a verbal warning to any family determined to have purposely disconnected the unit smoke detector. The warning will state that deliberate disconnection of the unit smoke detector is considered a violation of the HQS. The family's assistance may be terminated for multiple violations of this requirement. DETERMINATION OF RESPONSIBILITY Certain HQS deficiencies are considered the responsibility of the family: • Tenant -paid utilities not in service. • Failure to provide or maintain family -supplied appliances. • Failure to allow the owner access to the premises to make repairs after reasonable notice was given. • Damage to the unit or premises caused by a household member or guest beyond normal wear and tear. "Normal wear and tear" is defined as items that could not be charged against the tenant's security deposit under state law or court practice. SBCS will attempt to make a determination of family or owner responsibility. The owner or tenant may appeal SBCS' determination by phone, or in writing and must provide documentation from an industry expert, such as a plumber or electrician, to substantiate the appeal. The owner is responsible for all other HQS violations. The owner is responsible for vermin infestation even if caused by the family's living habits. However, if such infestation is serious and repeated, it may be considered a 92 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B lease violation and the owner may evict the family for serious or repeated violations of the lease. SBCS may terminate the family's assistance on that basis. If the family is responsible, but the owner carries out the repairs, the owner will be encouraged to bill the family for the cost of the repairs and the family's file will be notated regarding the family violations. CONSEQUENCES IF OWNER IS RESPONSIBLE When it has been determined that a unit on the program fails to meet HQS for items that are the owner's responsibility, the owner must complete the necessary repair(s) in the time period specified by SBCS. If the necessary repairs are not made within the required time period, the assistance payment to the owner will be abated on the first of the following month. ABATEMENT A notice of abatement will be sent to the owner, and the abatement will be effective the first of the month following the deadline for correction. SBCS will inspect abated units within five days of the owner's notification that the work has been completed. If the owner makes repairs during the abatement period, payment will resume on the day the unit passes inspection. No retroactive payments will be made to the owner for the period of time the rent was abated and the unit did not comply with HQS. EXTENSION IN LIEU OF ABATEMENT SBCS will grant an extension in lieu of abatement in the following cases: • The owner has a good history of HQS compliance. • The failed items are minor in nature. • There is an unavoidable delay in completing repairs due to difficulties in obtaining parts or contracting for services. • The owner makes a good faith effort to make the repairs. • The repairs are delayed due to climate conditions. The extension will be made for a period of time not to exceed 30 additional days. At the end of that time, at SBCS' discretion, if the work is not completed, or substantially completed, assistance may be terminated. 93 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B TERMINATION OF CONTRACT If the owner is responsible for repairs, and fails to correct all the deficiencies cited prior to the end of the abatement period, the owner will be sent a contract termination notice. Prior to the effective date of the termination, the abatement will remain in effect. If repairs are completed before the effective termination date, SBCS may rescind the termination if the tenant chooses to remain in the unit. Only one HQS inspection will be conducted after the termination notice is issued. CONSEQUENCES IF FAMILY IS RESPONSIBLE If emergency or non -emergency violations of HQS are determined to be the responsibility of the family, the family will be required to make any repair(s) or corrections within 30 days. The owner's rent will not be abated for items found to be the family's responsibility. If the repair(s) or correction(s) are not made by the deadline, SBCS will issue a notice to terminate assistance to the family, along with an opportunity to request an informal hearing, and an owner notice to terminate the HAP contract on the same date. If the family requests an informal hearing, the housing assistance payments must continue until a decision is rendered. In addition, the owner must be notified that the housing assistance payments will continue until a hearing decision is rendered. 94 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit 8 Chapter 10 OWNER PAYMENTS, RENT LIMITS AND RENT REASONABLENESS INTRODUCTION This chapter discusses SBCS processes and procedures for Tenant Based Rental Assistance rent reasonableness determinations, payments to owners, and rent adjustments. It is SBCS' responsibility to ensure that the rents charged by owners are reasonable based upon unassisted comparables in the rental market, as specified in 24 CFR 982.507(b). RENT LIMITATIONS The rent to owner is limited by rent reasonableness, the maximum rent allowed at initial occupancy (24 CFR 982.508), and the lease. SBCS must demonstrate that the rent to owner is reasonable in comparison to rent for other comparable unassisted units. A unit cannot be approved if the family will be in zero HAP status. At the time a family initially receives tenant -based assistance for occupancy of a dwelling unit, whether it is a new admission or a move to a different unit, the family's rent share may not exceed 40% of the family's monthly -adjusted income. [24 CFR 982.508] During the initial term of the lease, the owner may not raise the rent to the family. After the initial lease term, the owner may request a rent adjustment with a 60-day written notice to the family and SBCS. [24 CFR 982.308(g)] A rent adjustment is subject to the approval of SBCS for rent reasonableness. 95 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B RENT REASONABLENESS DETERMINATIONS SBCS will determine and document, on a case -by -case basis, that the approved rent is reasonable in comparison to rent for other comparable unassisted units in the market. This applies to all programs. SBCS will not approve a lease until reasonable initial rent has been determined. SBCS must determine the reasonable rent before any increase in the rent to the owner, and if there is a five percent decrease in the published fair market rent (FMR) in effect 60 days before the contract anniversary (for the unit size rented by the family), as compared with the FMR in effect one year before the contract anniversary. SBCS active participant files will contain documentation of the last applicable reasonable rent determination. SBCS must redetermine rent reasonableness, if directed by HUD. SBCS may elect to redetermine rent reasonableness at any other time. At all times during the assisted tenancy, the rent to owner may not exceed the reasonable rent as most recently determined or redetermined by SBCS. The owner will be advised that upon acceptance of each monthly payment, he/she is certifying that the rent to the owner is not more than rent charged by the owner for comparable unassisted units in the area. If requested, the owner must give SBCS information on rents charged by the owner for other units on the premises or elsewhere. Units of a density bonus or tax credit property are not considered comparable because they are considered assisted. SBCS may request additional information, such as owner rent rolls, if it appears the owner has a tendency to charge higher rents to program participants, or if needed for rent reasonableness comparables. The data for other unassisted units will be gathered from newspapers, realtors, professional associations, owners, market surveys, and other available sources. The market areas for rent reasonableness determinations are the nearby neighborhoods or communities of the subject unit. Subject units within a defined housing market area will be compared to similar units within the same area. Generally, bedroom size and location of units are the most important rent reasonableness criteria. The following items may be used for rent reasonableness documentation: • Size (number of bedrooms/square footage) • Location • Quality 96 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM • Amenities (bathrooms, dishwasher, air conditioning, etc.) • Housing Services • Unit Age • Unit Type • Maintenance • Utilities provided by the owner RENT REASONABLENESS METHODOLOGY SBCS uses an "appraisal" method to evaluate the subject unit against selected units in the same area with similar characteristics. Adjustments are made for favorable and unfavorable differences between the subject unit and the comparables. OWNER PAYMENTS Once the HAP contract is executed, SBCS begins forwarding payments to the landlord by mail. Each month, around the first working day of the month, SBCS will disburse housing assistance payments to the landlords. Payments not received by the 10th working day of the month, will be replaced upon request from the payee, and a stop payment will be put on the check. EXCESS PAYMENTS The total of rent paid by the tenant, plus the housing assistance payment to the owner may not exceed the contract rent. The owner must immediately return any excess payments to SBCS. SBCS may deduct the monies owed from future payments to the landlord. Owners who do not return excess payments may be subject to penalties, as outlined in the "Owner or Family Debts to SBCS" chapter of this Plan. LATE PAYMENTS TO OWNERS In keeping with generally accepted practices in the local housing market, SBCS must make housing assistance payments to the owner promptly, and in accordance with the HAP contract. 97 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM SBCS will, upon owner request, pay a reasonable late fee for housing assistance payments not mailed to the owner by the first working day of the month. The late fee will conform to the late fee for the tenant on the owner's lease, or a reasonable late fee, as determined by SBCS. Proof of date of mailing is: Date the HAP register was run. Proof of date owner received is: Five calendar days after date of mailing by SBCS. In the case of payments electronically deposited into the owner's designated bank account, the date the bank shows as the deposit date will be the official date of record and will be the determining factor in cases involving late payment penalties. SBCS will not be obligated to pay any late payment penalty if HUD determines that late payment is due to factors beyond SBCS' control, such as a delay in the receipt of program funds from HUD. SBCS will use only administrative fee income or the administrative fee reserve as its source of late payment penalty payments. SBCS will not use any program funds for the payment of late fee penalties to the owner. 98 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Chapter 11 INTERIMS AND OTHER REGULAR ACTIVITIES INTRODUCTION ONLY APPLICABLE FOR ASSISTANCE BEYOND 12 MONTHS: In accordance with HUD requirements, SBCS will reexamine the income household composition of families at least annually. Families will be provided accurate annual an interim rent adjustments, and will be given reasonable notice of rent increases. All annual activities are coordinated in accordance with HUD regulations. It is a HUD requirement that families report all changes in household composition. This chapter defines SBCS' policy for conducting annual recertifications and coordinating annual activities. It also explains the interim reporting requirements for families, and the standards for timely reporting. MISREPRESENTATION OF FAMILY CIRCUMSTANCES If any participant deliberately misrepresents the information on which eligibility or tenant rent is established, SBCS may terminate assistance and may refer the family file/record to the proper authorities for appropriate disposition, including prosecution. ANNUAL ACTIVITIES There are two activities SBCS must conduct every 12 months IF a family's assistance is continued: • Recertification of family income, assets, and composition, and • HQS inspection (conducted by the County of San Diego). SBCS conducts the recertification of the family income, assets, and composition first and the County If San Diego will follow with an HQS inspection. SBCS produces a monthly listing of units under contract scheduled for annual review. This review 99 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM complies with the HUD requirement for an annual review of family income, assets, and composition, and HQS inspections. ANNUAL RECERTIFICATION Families must be recertified at least annually. MOVES BETWEEN REEXAMINATIONS When families move to another dwelling unit, a reexamination will be scheduled unless a recertification has occurred within 120 days of the new HAP contract effective date. The anniversary date will always be changed to the month of the execution of the new HAP contract. Income limits are used only upon initial admission to the program, and are not applicable upon reexamination or transfer. However, the 40% limitation rule does apply, and the family must be eligible for a HAP at the new unit. REEXAMINATION NOTICE TO THE FAMILY SBCS maintains a reexamination tracking system. The household will be notified, in advance of the anniversary date, by mail or telephone, of the date and time for the interview and inspection. If requested as an accommodation for a person with a disability, SBCS will contact the person by telephone, through a relay service for the hearing impaired, or in another appropriate manner. SBCS will also mail the notice to a third party, if requested, as reasonable accommodation for a person with disabilities. These accommodations will be granted upon verification of the need presented by the disability. Procedure SBCS procedure for conducting annual recertifications will be: • Schedule the date and time of appointments, and mail an advance notification to the family. • Contact the family by telephone, but if less than five days advance notice is given, the family will not be penalized for declining the appointment. COMPLETION OF ANNUAL RECERTIFICATION SBCS will start the recertification process at least 90 days prior to the family's anniversary date, unless a delay is caused by a family action or inaction. SBCS will issue, a reasonable time in advance, a family rent change notice, unless the delay in notification was the result of a family action or inaction. The process should be complete by 30 days before anniversary date. 100 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM PERSONS WITH DISABILITIES Persons with disabilities unable to come to SBCS office will be granted an accommodation by conducting the interview at the person's home, upon confirmation that the accommodation is appropriate for the disability. COLLECTION OF INFORMATION SBCS has established recertification procedures that ensure that the income data provided by families is complete and accurate. The family must complete the recertification forms. SBCS may require the family to complete a personal declaration form prior to the recertification interview. SBCS representative may, upon request for reasonable accommodation for a person with a disability, and if appropriate for the disability, interview the family at home, enter the information provided by the family on the recertification forms, review the information with the family, and have the adults sign the forms. Assigned SBCS staff will conduct the HQS inspection. SBCS must request written third -party verification of income, assets, allowances and deductions. REQUIREMENTS TO ATTEND The following family member is required to attend a recertification interview, show picture identification, and sign a certification in the presence of a housing representative: • The head of household, spouse, or co-head If the head, spouse or co-head are unavailable for an interview at the time of the inspection, he/she will be provided an office appointment for an interview. Exceptions may be given as a reasonable accommodation, or in emergency circumstances, such as hospitalization. FAILURE TO RESPOND TO NOTIFICATION TO RECERTIFY Families scheduled for an interview appointment must attend that appointment, or call to reschedule the appointment. The appointment will be rescheduled one final time, upon request of the family. If the family fails to attend a scheduled appointment, and fails to call to reschedule, SBCS will notify the HOME Tenant Based Rental Assistance participant and do one of the following things: • Reschedule the appointment one final time, or • Send a notification of termination of assistance, and opportunity for an informal hearing. 101 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM The family will not be offered a third appointment, unless it can provide documentation of an emergency situation that prevented it from attending the appointment, or if requested as a reasonable accommodation for a person with a disability. DOCUMENTS REQUIRED FROM THE FAMILY In the notification letter to the family, SBCS will include instructions for the family to provide the following: 1. Documentation of income. 2. All forms and releases completed and/or signed and dated by the family. 3. Documentation of assets. 4. Documentation of deductions/allowances. 5. Personal declaration form completed by head of household. 6. Other information, as requested. Releases and certifications altered or amended by the family are unacceptable and would be considered "failure to provide." VERIFICATION OF INFORMATION SBCS will follow the verification procedures and guidelines described in this Plan. Verifications for reexaminations must be less than 120 days old, as of the effective recertification date. TENANT RENT INCREASES A reasonable advance notice of a tenant rent increase is mailed to the family prior to the scheduled effective date of the increase, unless the delay in notification was caused by an action or inaction of the family. If a reasonable advance notice cannot be issued, the tenant rent increase will be effective on the first of the second month after notification, unless the delay in notification was caused by an action or inaction of the family. If there has been a misrepresentation or a material omission by the family, or if the family causes a delay in the reexamination processing, there may be a retroactive increase in rent back to the scheduled effective date of the annual recertification. An approved contract rent increase in which the landlord provided proper notices to both SBCS and the family will be processed the effective date of the rent increase. A contract rent increase will not be approved if the landlord failed to provide proper advance notice to both SBCS and the family. TENANT RENT DECREASES 102 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM A decrease in tenant rent will be processed in a timely manner. If the family causes a delay, so that the processing of the reexamination is not complete by the anniversary date, the rent change will be effective on the first day of the month following completion of the reexamination processed by SBCS. The family must provide a special written request and appropriate documentation for a rent decrease to be processed on a date other than the reexamination date. If SBCS is responsible for a delay in processing the tenant rent decrease, the tenant rent decrease may be processed retroactive to the date the decrease should have been effective, and a supplemental payment would be issued to the owner. INTERIM CHANGES Program participants must report, in writing, all changes in household composition and must be reported to SBSC within fourteen days of the change. The family must obtain prior SBCS approval for all household additions except those due to birth, return of disabled or minor children to the household, adoption or court -awarded custody. Please refer to the chapter on subsidy standards for information on when a family may be allocated a larger voucher size. The owner must approve all additions to the household in writing. PROCEDURES WHEN THE CHANGE IS REPORTED IN A TIMELY MANNER SBCS will notify the family and the owner of any change in the housing assistance payment according to the following guidelines: Increases in the Tenant Rent will be effective on the first of the month following a reasonable advance notice, unless the notification delay was the result of a family action or inaction. Decreases in the Tenant Rent are effective the first of the month following that in which the change is reported, unless the delay was caused by family action or inaction. Also, no rent reductions will be processed until all the facts have been verified, even if a retroactive adjustment results. The change is implemented based on documentation provided by the family. PROCEDURES WHEN CHANGE IS REPORTED IN AN UNTIMELY MANNER If the family does not report the change as described under timely reporting, the family will have caused an unreasonable delay in the interim reexamination processing, and the following guidelines will apply: Increase in Tenant Rent will be effective retroactive to the date it would have been effective, had it been reported in a timely manner. 103 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Decrease in Tenant Rent will be effective on the first of the month following the month that the change was reported. PROCEDURES WHEN THE CHANGE IS PROCESSED BY SBCS IN AN UNTIMELY MANNER "Processed in a timely manner," means that the change goes into effect on the date it should when the family reports the change in a timely manner. If the change cannot be made effective on that date due to a SBCS action or inaction, SBCS has processed the change in an untimely manner. In this case, a family rent increase will be effective after the required reasonable advance notice, and after completion of processing by SBCS. If the change resulted in a family rent decrease, the rent decrease for the family will be calculated retroactively to the date it should have been effective, and the owner will be mailed a supplemental payment for that amount. REPORTING ADDITIONS TO OWNER AND SBCS Reporting changes in household composition to SBCS is both a HUD and a SBCS requirement. SBCS will deny a family's request to add additional family members who are prohibited from program participation for the time period indicated elsewhere in this Plan. Participation is denied to: • Persons who have been evicted from public housing. • Persons who have previously violated a family obligation listed in 24 CFR 982.51 of the HUD regulations. • Persons who were part of a family whose assistance was terminated under the certificate or voucher program for program violations. (Determination will be made on a case -by -case basis depending on the termination reason.) • Persons who commit, or have committed, drug -related criminal activity or violent criminal activity as outlined in this Plan. • Persons who commit, or have committed, fraud, bribery or any other corrupt or criminal act in connection with any federal housing program, or state or local fraud involving public funds. • Persons who currently owe rent or other amounts to SBCS, the County of San Diego, or to another PHA in connection with Section 8 or public housing assistance under the 1937 Act. • Persons who have engaged in, or threatened, abusive or violent behavior toward SBCS or City personnel. 104 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM • Persons who have been involved in any criminal activity which may threaten the health, safety, or right to peaceful enjoyment of the premises by other residents or persons residing in the immediate vicinity. • Persons who have been involved in any criminal activity which may threaten the health or safety of the owner, property management staff, or persons performing a contract administration function or responsibility on behalf of the PHA. • Persons who will overcrowd the unit. • Persons who commit fraud, bribery or any other corrupt or criminal act in connection with any federal housing program. • Persons who have engaged in threatened abusive or violent behavior toward PHA personnel. The income of the additional member will be included in the family income as applicable under the HUD regulations once SBCS and the owner approve the person. SBCS will conduct a reexamination to determine such additional income and will make the appropriate adjustments in the housing assistance payment and family unit size. If the family does not obtain prior written approval from SBCS, with the exceptions noted elsewhere, any person the family has permitted to move in will be considered an unauthorized household member. Families are required to report any additions to the household in writing to SBCS within fourteen days of the move -in date for birth, adoption, minor or disabled children returning to the family, or court awarded custody. A full interim reexamination will be conducted for any additions to the household, except for additions due to birth. In addition, the family must obtain prior written approval from the owner for additions to the household other than by birth, adoption, a minor or disabled child returning to the family, or court awarded custody. However, the owner may disapprove any additions to the household unless to do so would be a violation of law. REPORTING ABSENCES TO SBCS Reporting changes in household composition is both a HUD and a SBCS requirement. If a family member leaves the household, the family must report this change to SBCS in writing, within 30 days of the change, and certify as to whether the member is temporarily absent or permanently absent. SBCS will conduct an interim evaluation for changes that affect the total tenant payment in accordance with the interim policy. 105 Exhibit ES SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM When the family notifies SBCS, it must furnish the following information: • The date the family member moved out. • The new address, if known, of the family member. • A statement as to whether the family member is temporarily or permanently absent. OTHER INTERIM REPORTING ISSUES An interim reexamination does not affect the date of the annual recertification. An interim reexamination will be scheduled for families with zero income every 90 days. However, having zero income is grounds for being terminated as a participant of the HOME TBRA program. Any changes reported by participants, other than those listed in this section, will be noted in the file by the staff person, or will be indicated by documents provided by the family, but will not be processed between regularly scheduled annual recertifications. INTERIM REEXAMINATION POLICY Chanqes in Household Composition SBCS will usually not conduct interim reexaminations when families experience a change in income; however, families are required to report changes in household composition within 14 days. SBCS may, at its discretion, conduct interim reexaminations in the following instance: • When it appears the family is manipulating the program by a pattern of reducing income just prior to the annual recertification and increasing its income right after. • When the participant demonstrates unusual circumstances such as unanticipated job loss that exceeds a two month period, disability, or loss of the head of household. SBCS Errors If SBCS makes a calculation error at admission to the program, an interim reexamination will be conducted, if necessary, to correct the error, but the family will not be charged retroactively. Families will be given decreases, when applicable, retroactive to when the decrease would have been effective if calculated correctly. In this instance, a supplemental payment will be issued to the owner. 106 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM HOUSEHOLD COMPOSITION CHANGES THAT REQUIRE A CHANGE IN THE SUBSIDSY STANDARDS Additions to the household are not allowed if the unit will be overcrowded. If an addition occurs due to birth, addition of disabled or minor children of the assisted family, adoption, or court awarded custody and the unit is overcrowded, the family must give notice to move or the assistance must be terminated within 60 days of notification of the change in household composition. The family must be assisted in transferring to an adequately sized unit. The subsidy standard will not be increased upon return of an adult previously in the household. For a reduction in the subsidy standards, the family must be given notice as of the later of the next annual reexamination or 60 days from the date of the notice. If an error is discovered that resulted in subsidy standards not being reduced at the appropriate time, the subsidy standards will be reduced with a 60-day notice. NOTIFICATION OF RESULTS OF RECERTIFICATIONSI INTERIMS The notice of rent change is mailed to the owner and the tenant. SBCS does not require signatures. If the family disagrees with the rent adjustment, it may request an informal hearing. 107 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Chapter 12 MOVES WITH CONTINUED ASSISTANCE/PORTABILITY INTRODUCTION Regulations permit families to move with continued assistance to another unit within the HOME jurisdiction. The regulations also allow SBCS the discretion to develop policies to define any limitations or restrictions on moves. This chapter describes the procedures for moves within the HOME jurisdiction, and the policies for restrictions and limitations on moves. ALLOWABLE MOVES A family may move continued assistance if: • The assisted lease for the old unit has terminated because SBCS has terminated the HAP contract for owner breach, or the lease was terminated by mutual agreement of the owner and the family. • The owner has given the family a notice to vacate, or has commenced an action to evict the tenant, or has obtained a court judgment or other process allowing the owner to evict the family (unless assistance to the family will be terminated). • The family has given proper notice of lease termination (and if the family has a month -to -month rental agreement a right to terminate the lease on notice to owner). • The owner and tenant agree to early termination of tenancy by executing and returning a SBCS waiver form. RESTRICTIONS ON MOVES Families will not be permitted to move within the City of National City jurisdiction during the initial term of the lease. Families will not be permitted to move more than once in a twelve-month period, 108 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM unless they can demonstrate a compelling reason for the move, such as a medical emergency or the landlord issuing a termination of tenancy notice. Families will not be eligible to move with continued program participation if they are in zero pay status at the new unit. SBCS will deny the family permission to move if there is insufficient funding for continued assistance. SBCS will deny the family permission to move if: • The family has violated a family obligation. The family owes SBCS, the County of San Diego or a Public Housing Authority money. The housing supervisor may make exceptions to these restrictions if there is an emergency reason for the move over which the participant has no control. • The family is ineligible because of criminal history or criminal activities. PROCEDURE FOR TRANSFERS ISSUANCE OF HOME VOUCHER Subject to the restrictions on moves, if the family has not been recertified within the last 120 days as of the date of the new HAP contract, SBCS will issue the voucher to move after conducting the recertification and verifying criminal history*. If the family does not locate a new unit, it may remain in the current unit if the owner allows the family to stay, the unit meets housing quality standards, and the family and owner submit a written confirmation to SBCS. When a family transfers to a new unit, the annual recertification date will be changed to coincide with the new lease date. NOTICE REQUIREMENTS The initial briefing session will emphasize the family's responsibility to give the owner and SBCS proper written notice of any intent to move. The family must give the owner the legally required advance written notice of its intent to vacate, and must forward a copy to SBCS at the same time. TIME OF CONTRACT CHANGE 109 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM A move within the same building or project, or between buildings owned by the same owner, will be processed like any other move, except that there will be no overlapping assistance. TIME OF CONTRACT CHANGE In a move, assistance stops at the old unit on the date the participant has notified SBCS he/she will be vacating the unit, unless the participant and owner request an extension of the lease termination date in writing. Unless SBCS determines extenuating circumstances, assistance on the old and new units may not overlap more than seven days. SBCS may never pay assistance on a unit beyond the end of the month the family moves. PORTABILITY Portability does not apply to families participating in the HOME Tenant Based Rental Assistance Program. Families must find a unit within the City of National City boundaries. 110 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Chapter 13 PROGRAM REVIEW AND PROGRAM INTEGRITY INTRODUCTION The United States Department of Housing and Urban Development (HUD) conservatively estimates that 600 million dollars are paid annually to program participants who falsify, provide, or omit material facts in order to gain more rental assistance than they are entitled to under the law. HUD further estimates that 12% of all HUD -assisted families are either totally ineligible, or are receiving benefits which exceed their legal entitlement. SBCS is committed to assuring that the proper level of benefits is paid to all participating families, and that housing resources reach only income -eligible families. SBCS will take all steps necessary to prevent fraud, waste, and mismanagement, so that program resources are utilized judiciously. This chapter outlines SBCS' policies for the prevention, detection and investigation of program abuse and fraud. In addition, this chapter discusses quality control procedures taken to ensure the program is operated in conformance with the regulations, as well as industry standards. COMPLAINTS TO SBCS SBCS will respond promptly to complaints from families, owners, employees, and members of the public. All complaints will be documented. SBCS may request complaints be submitted in writing. HQS complaints may be reported by telephone. SBCS hearing procedures are provided to families in the family handbook. The Family Handbook is presented to families at briefings, transfers, upon request, and frequently at recertifications. 111 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM CATEGORIES OF COMPLAINTS Complaints from families: A family disagrees with an action or inaction of SBCS, or owner. • An SBCS staff will make every effort to resolve complaints from families. If the complaints are not resolved, they will be referred to the Program Director. The Program Director will make every effort to resolve the complaints. If the complaints are not resolved, they will be referred to the Department Director. Complaints from owners: An owner disagrees with a family, or SBCS action or inaction. • A SBCS staff will make every effort to resolve owner complaints. If the owner complaints are not resolved, they will be referred to the housing supervisor. The Program Director will make every effort to resolve the complaints. If the complaints are not resolved, they will be referred to the Department Director. Complaints from staff: A staff person reports an owner or family either violating or not complying with program rules. • The complaint will be referred to the Program Director. Complaints from the general public: Someone from the public complains about staff, participants, owners, or other matters. • Complaints or referrals from persons in the community in regard to SBCS, a family, or an owner will be referred to the housing supervisor. If the complaints are not resolved, they will be referred to the program coordinator. Complaints from the press, politicians, supervisors or other high profile individuals: • High profile complaints will be referred to a SBCS Department Director. CRITERIA FOR INVESTIGATION OF SUSPECTED PROGRAM ABUSE AND FRAUD SBCS expects participating families to comply with HUD requirements, provisions of the HOME Voucher and other program rules. SBCS staff will make every effort (formally and informally) to orient and educate all families to avoid unintentional 112 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM violations. However, SBCS has a responsibility to HUD, to the community, to the taxpayer, and to eligible families in need of housing assistance to monitor participants and owners for compliance and, when indicators of possible abuse come to SBCS' attention, to vigorously investigate such claims. SBCS will initiate an investigation of a participating family in the event of one or more of the following circumstances: Referrals, Complaints, or Tips: SBCS will follow up on written, telephoned, or in - person referrals from other agencies, companies or persons, which allege that a family is in non-compliance with the program, or otherwise violating family obligations or any other program rules. Such follow-up will be conducted providing the referral contains at least one item of information that is independently verifiable. A copy of the allegation will be retained in the family's file. Internal File Review: A follow-up is made when SBCS staff discovers (as a function of a certification or recertification, an interim redetermination, or a quality control review), information or facts which conflict with previous file data, SBCS' knowledge of the family, or is contrary to statements made by the family. Verification of Documentation: A follow-up is made if SBCS receives independent verification or documentation, which conflicts with representations in the family's file (such as public record information, credit bureau reports, or reports from other agencies). Routine Program Review Activities: SBCS may routinely request a copy of the criminal history of program participants on a regular basis. PREVENTION OF PROGRAM ABUSE AND FRAUD SBCS staff employs various methods and practices (listed below) to prevent program abuse, non-compliance, and willful violations of program rules by applicants and participating families. SBCS policy objective is to minimize family and owner non- compliance by providing clear and concise program education to eliminate violations that occur as a result of a misunderstanding of the program rules and requirements. Participant Orientation Session: All prospective program participants will attend a mandatory orientation session provided by SBCS staff either prior to, or upon issuance of, a HOME voucher. At the conclusion of all program orientation sessions, the family representative will be required to sign a confirmation that all rules and pertinent regulations were explained to them. 113 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Participant Counseling: SBCS will routinely provide information to participants, upon request, to clarify any confusion regarding program rules and requirements. Review and Explanation of Forms: Staff will explain all required forms, upon request, and review the contents of all recertification documents prior to the participant signature to affirm that all information provided is true, complete, and correct. Participant Certification: All adult family representatives are required to complete and sign an eligibility declaration that discloses important eligibility information such as family members, income, assets, criminal history and other eligibility information. OTHER PROGRAM INTEGRITY ACTIVITIES All adults are required to sign an authorization for release of information. All adults are required to sign "An Important Points to Remember" listing of things they should know. Credit report and Department of Motor Vehicles (DMV) inquiries may be conducted. DETECTION OF PROGRAM ABUSE AND FRAUD SBCS staff maintains a high level of awareness to indicators of possible abuse and fraud by assisted families. Quality Control File Reviews Prior to initial certification, files will be reviewed for accuracy. Such reviews shall include, but are not limited to: • Assurance that verification of all income and deductions is present. • Changes in reported dates of birth. • AuthentiCounty of file documents. • Review of signatures for consistency with previously signed file documents. • Forms are correctly dated and signed. • Rent reasonableness documentation, if applicable. • Unit passed HQS inspections prior to execution of HAP contract. 114 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM OBSERVATION SBCS staff will maintain high awareness of circumstances that may indicate program abuse or fraud, such as unauthorized persons residing in the household and unreported income. • Observations will be documented in the family's file. • Management and staff may review public record bulletins. STATE WAGE DATA RECORDS Inquiries to state wage and employment record keeping agencies as authorized under Public Law 100-628, the Stewart B. McKinley Homeless Assistance Amendments Act of 1988, may be made on a case -by -case basis, in order to detect unreported wages or unemployment compensation benefits. ALLEGATIONS OF PROGRAM ABUSE AND FRAUD SBCS staff will encourage all participating families to report suspected abuse to SBCS. All such referrals, as well as referrals from community members and other agencies, will be thoroughly investigated, documented, and placed in the participant's file. All allegations, complaints and tips will be carefully evaluated in order to determine if they warrant follow-up. Program Review will not follow-up on vague or non-specific allegations. It will only review allegations that contain one or more independently verifiable facts. FILE REVIEW An internal file review will be conducted to determine: • A program participant is involved and, if so, if the information reported has been previously disclosed by the family. SBCS will then determine the appropriate authority to follow-up (e.g., police or social services). Any file documentation of past behavior, as well as corroborating complaints, will be evaluated. CONCLUSION OF PRELIMINARY REVIEW If at the conclusion of the preliminary file review there is/are fact(s) contained in the allegation which conflict with file data, and the fact(s) are independently verifiable, the housing specialist will initiate an investigation to determine if the allegation is true or false. 115 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM INVESTIGATION OF ALLEGATIONS OF PROGRAM ABUSE AND FRAUD When SBCS determines that an allegation or referral warrants follow-up, either the staff person who is responsible for the file, or a person designated by the executive director to monitor program compliance, will conduct the investigation. The steps taken will depend upon the nature of the allegation and may include, but are not limited to, the items listed below. In all cases, SBCS will secure the written authorization from the program participant for the release of information. Credit Bureau Inquiries In cases involving previously unreported income sources, a credit bureau inquiry may be made to determine if there is financial activity that conflicts with the reported income of the family. Verification of Credit In cases where the financial activity conflicts with file data, a verification of credit form may be mailed to the creditor in order to determine the unreported income source. Prior to obtaining verification of credit, all SBCS staff must obtain approval from Program Director and client. EMPLOYERS AND EX -EMPLOYERS Employers or ex -employers may be contacted to verify wages that may have not been previously disclosed or previously misreported. NEIGHBORS/WITNESSES Neighbors and/or other witnesses may be interviewed regarding facts pertaining to SBCS' review. OTHER AGENCIES Investigators, caseworkers or representatives of other benefit agencies may be contacted. PUBLIC RECORDS If relevant, SBCS will review public records. Examples of public records which may be checked are: real estate, marriage, divorce, uniform commercial code financing statements, voter registration, judgments, court or police records, state wage records, utility records, postal records, school records, or other types of records. INTERVIEWS WITH HEAD OF HOUSEHOLD OR FAMILY MEMBERS 116 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM SBCS may discuss the allegation (or details thereof) with the head of household or family member by telephone, or by scheduling an appointment for the family to come to SBCS' office. SBCS staff members will conduct interviews with a high standard of courtesy and professionalism. SBCS staff members will, under no circumstances, use inflammatory language, accusations, or any unprofessional conduct or language in the course of doing business. If possible, more than one staff person will attend the interviews. OVERPAYMENTS TO OWNERS When the landlord has been overpaid as a result of fraud, misrepresentation or violation of the HAP contract, SBCS may terminate the HAP contract, and arrange for restitution to SBCS and/or family, as appropriate. SBCS will attempt to recover overpayments resulting from landlord fraud or abuse. Payments due to the owner may be debited in order to repay SBCS or the tenant, as applicable. A more thorough discussion of owner debts is found in Chapter 15. In instances where it is found that the family rented from a relative without the required SBCS permission, an overpayment will be collected from both the owner and the participant — each party responsible for repayment of 50% of the HAPs paid. DOCUMENT AND/OR EVIDENCE HANDLING Documents and other evidence obtained by SBCS during the course of an investigation will be considered "work products" and will be kept in the participant's file. The participant's file shall be kept in a secure location. The cases under review will not be discussed among SBCS staff members, unless they are involved in the process, or have information that may assist in the investigation. CONCLUSION OF THE COUNTY'S INVESTIGATIVE REVIEW At the conclusion of the investigative review, the reviewer will place the findings in the participant's file. The findings in the participant's file will narrate if a violation has or has not occurred, or if the facts are inconclusive. EVALUATION OF THE FINDINGS When it is determined that a program violation has occurred, SBCS will review the facts to determine: • The type of violation (procedural, non-compliance, fraud). • Whether the violation was intentional or unintentional. • The amount of money (if any) owed by the family. 117 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM • The family's eligibility for continued assistance. PROCEDURES FOR DOCUMENTED VIOLATIONS When a program violation has been documented, SBCS will propose the most appropriate remedy based upon the type and severity of the violation. PROCEDURAL NON-COMPLIANCE This category applies to a family "failure" to observe a procedure or requirement of SBCS, but the family did not misrepresent a material fact, and there are no retroactive assistance payments owed by the family. Examples of procedural non-compliance violations are: • Failure to appear at a pre -scheduled appointment. • Failure to return verifications in the time period specified by SBCS. Warning Notice to the family. In such cases, a notice may be sent to the family that contains the following: • A description of the non-compliance and the procedure, policy or obligations violated. • The date by which the violation must be corrected. • The action that will be taken by SBCS, if the violations are not corrected by the deadline. • The consequences of repeated (similar) violations. OVERPAID ASSISTANCE When the family owes money to SBCS for failure to report changes in income or assets, SBCS will issue a notification of overpayment of assistance. This notice will contain the following: • A description of the violation and the date(s). • Any amounts owed to SBCS. • A fourteen -day response period. • The right to disagree and to request an informal hearing with instructions for the request of such hearing. 118 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Participant Fails to Comply with SBCS Notice. If the participant fails to comply with SBCS notice, and a family obligation has been violated, SBCS will initiate termination of assistance. Participant Complies with SBCS Notice. When a participant complies with SBCS notice, the staff person responsible may meet with him/her, or telephone, to discuss and explain the family obligation or program rule that was violated. The staff person will narrate in the tenant record, and may ask the family to write a statement of understanding of the requirement that was violated for the family's file. INTENTIONAL MISREPRESENTATIONS When a participant falsifies, misstates, omits or otherwise misrepresents a material fact, SBCS will evaluate whether or not: • The participant had knowledge that his/her actions were wrong, and • The participant willfully violated the family obligations or the law. Knowledge that the action or inaction was wrong. The facts will be evaluated by determining if the participant was made aware of program requirements and prohibitions. The participant's signature on various certifications, briefing certifications, personal declaration, and other documents that reflect the participant's knowledge of program rules, are adequate to establish knowledge of wrongdoing. The participant willfully violated the law. Any of the following circumstances will be considered adequate to demonstrate willful intent: • An admission by the participant of the misrepresentation. • The act was done repeatedly. • A false name or social security number was used. • There were admissions to others of the illegal action or omission. • The participant omitted material facts, which were known to him/her (e.g., employment of self or other household members). • The participant falsified, forged or altered documents. • The participant uttered and certified to statements at an interim or annual (re) determination which were later independently verified to be false. DISPOSITION OF CASES INVOLVING MISREPRESENTATIONS In all cases of misrepresentations involving efforts to recover monies owed, SBCS may pursue, depending upon its evaluation of the criteria stated above, one or more of the following actions: 119 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B Criminal Prosecution: If SBCS has established criminal intent, and the case meets the criteria for prosecution, SBCS will: Refer the case to the local state or district attorney, notify HUD, and terminate rental SBCS will: • Terminate assistance and demand payment of restitution in full The Case Conference for Serious Violations and Misrepresentations When SBCS has established that material misrepresentation(s) have occurred, a case conference may be scheduled with the family representative and SBCS staff person who is most knowledgeable about the circumstances of the case. This conference may be held if there is some indication of extenuating circumstances, or upon family request. This conference may take place prior to any proposed action by SBCS. The purpose of such conference is to review the information and evidence obtained by SBCS with the participant, and to provide the participant an opportunity to explain any document findings which conflict with representations in the family's file. Any documents or mitigating circumstances presented by the family will be taken into consideration by SBCS. A secondary purpose of the participant conference is to assist SBCS in determining the course of action most appropriate for the case. Prior to the final determination of the proposed action, SBCS may consider: • • • • • • • • • The duration of the violation and number of false statements. An admission by the participant of the misrepresentations. Repetition of the misrepresentation. The family's ability to understand the rules. The family's willingness to cooperate, and to accept responsibility for its actions. The amount of money involved. The family's past history. Whether or not criminal intent has been established. The number of false statements. Notification to Participant of Proposed Action SBCS will notify the family of the proposed action no later than 30 days after the case conference, if one is held. 120 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B Chapter 14 TERMINATIONS, DENIALS, HEARINGS AND REVIEWS INTRODUCTION The HOME Tenant Based Rental Assistance Program operates through a relationship between SBCS, the owner and the participant. These parties enter into agreements with each other in the form of the lease between the owner and the participant, the contract between the owner and SBCS, and the HOME Voucher between SBCS and the participant. Each party to these agreements is obligated to comply with certain requirements of the program and the agreements may be terminated under program guidelines. This chapter describes the process for termination or denial of assistance, as well as the process for termination of the HAP Contract and the policies and procedures for such terminations. SBCS may deny or terminate assistance for a family because of the family's action or failure to act. SBCS will provide families with a written description of the family obligations under the program, the grounds under which SBCS can deny or terminate assistance, and SBCS' informal hearing or informal review procedures. For more information family eligibility, please refer to chapter three. The informal hearing or informal review requirements defined in HUD regulations apply to participant or applicant families who disagree with an action, decision, or inaction of SBCS. This chapter describes the policies, procedures and standards used when families disagree with a SBCS decision. It is the policy of SBCS to ensure that all families have the benefit of all protections due to them under HUD rules and regulations governing the program. DENIAL OR TERMINATION OF PROGRAM PARTICIPATION SBCS REQUIREMENTS FOR PARTICIPATION The following criteria are requirements, by SBCS for participation in the HOME Tenant Based Rental Assistance Program: 121 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B • The participant must agree to be available for monthly in -home visits by SBCS. • The participant agrees to pay their monthly rent on time every month. • The participant agrees to have employment and/or a legal source of income on a continuous basis. If the participant stops working or has not had a legal source of income for 15 or more days or is not complying with any one of the conditions listed above they will receive a waming letter. If the issue is not resolved within an additional 30 days there may be a recommendation by SBCS for termination from the HOME Tenant Based Rental Assistance Program. SBCS must provide participants the opportunity for an informal review when they are being recommended for termination. A SBCS staff member, who was not involved in the denial process, may conduct the review. LEASE VIOLATIONS The following criteria will be used to decide if serious or repeated violations of the lease will result in termination of assistance: • If the owner terminates tenancy through court action for serious or repeated violations of the lease. • If the family violates any family obligation listed in the lease. • If the owner notifies the family of termination of tenancy or assistance for serious or repeated lease violations, the family moves from the unit prior to the completion of court action, and SBCS determines that the cause is a serious or repeated violation of the lease. • If the owner notifies the family of termination of tenancy for serious or repeated lease violations, the family moves from the unit prior to the initiation of court action, and police reports, neighborhood complaints, pictures, an inspection from SBCS, or other verified third -party information confirms serious or repeated lease violations. • Nonpayment of rent is always considered a serious violation of the lease. o The participant cannot withhold rent under the program for uninhabitability without permission of SBCS, as SBCS must be notified along with the owner of the problems in the unit, the owner must be given an opportunity to remedy the problems, and SBCS must be given the opportunity to conduct a special inspection to determine if the unit fails HQS. If the participant fails to pay rent without permission of 122 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B SBCS, the participant's non-payment of rent will be considered a serious lease violation. • If the family moves during the term of the lease without the owner's permission. o The participant cannot move during to term of the lease, even if the participant claims uninhabitability, as SBCS must be notified along with the owner of the problems in the unit, the owner must be given an opportunity to remedy the problems, and SBCS must be given the opportunity to conduct a special inspection to determine if the unit fails HQS. If the participant abandons the unit during the term of the lease without permission of SBCS, the participant's action will be considered a serious lease violation. NOTIFICATION OF EVICTION If the family requests assistance to move, but has not notified SBCS of an eviction within 14 days of receiving the notice of lease termination, the move will be denied. ZERO ($01 ASSISTANCE TENANCIES SBCS has no liability for unpaid rent or damages, and the family may remain in the unit at zero assistance for up to six months after the last HAP payment. If the family is still in the unit after six months, the program participation will end. If, within the six- month timeframe, an owner rent increase or a decrease in the total tenant payment causes the family to be eligible for a housing assistance payment, SBCS will resume assistance payments for the family upon documentation of the change. The family may not move to another unit during the six months and continue program participation, unless the family is eligible for assistance at the new location. If the family moves, and is not eligible for assistance, the family will be issued a termination of participation notice, and the opportunity for an informal review. SBCS may not enter into a HAP Contract for a zero assistance tenancy. OPTION NOT TO TERMINATE FOR MISREPRESENTATON If the family has misrepresented information so that an overpayment of assistance was disbursed, SBCS may choose to allow the family to continue participation, if the family executes a repayment agreement for overpaid assistance, and makes payments in accordance with the agreement. The determination to not terminate family participation depends on the seriousness of the misrepresentation and the family's history of complying with the program and the lease. MISREPRESENTATION IN COLLUSION WITH OWNER 123 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM If the family intentionally, willingly, and knowingly commits fraud, or is involved in an illegal scheme with the owner, SBCS will deny or terminate assistance. SBCS may consider all extenuating circumstances in making its determination. MISSED APPOINTMENTS AND DEADLINES It is a family obligation to supply information, documentation, and certification as needed for SBCS to fulfill its responsibilities. SBCS schedules appointments and sets deadlines in order to obtain the required information. The family obligations require that the families allow SBCS to inspect the unit with a reasonable advance notice. SBCS may issue a notice to deny or terminate assistance, when an applicant or participant fails to keep an appointment, supply information by the deadline, or fails to allow a scheduled inspection. The family will be informed of the requirement to keep appointments. Appointments or deadlines may be required in the following circumstances: • Eligibility for admissions • Verification procedures • Voucher issuance and briefings • Housing quality standards and inspections • Recertifications • Appeals The following documented extenuating circumstances may be considered for missed appointments or deadlines: • Medical emergency • Incarceration • Family emergency Procedure When Appointments Are Missed or Information Not Provided In most instances, the family will be given two opportunities before a notice of termination of assistance or denial of participation is issued. The family must call to reschedule a missed appointment, and if not, a termination of assistance or denial of participation may be issued. SBCS may rescind the notice, if the family then calls to reschedule the appointment. SBCS will not reschedule a missed appointment more than once, unless it determines extenuating circumstances. 124 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B SBCS may rescind a notice, if the family offers to correct a breach in program requirements within the 14-day informal hearing/review request deadline. The notice may not be rescinded, if the family has a history of non-compliance. Notice of Termination of Assistance SBCS termination of assistance to the family, SBCS must give the family a written notice that states: • The reason(s) for the proposed termination, • The effective date of the proposed termination, • The family's right to request an informal hearing to be held before termination of assistance, and • The deadline for the family's informal hearing request. If SBCS proposes to terminate assistance for criminal activity based on a criminal record, SBCS will allow the family to make an appointment to review a copy of the criminal record. SBCS will provide written notice of the contract termination to the owner to coincide with the termination of assistance. The notice to the owner will not include any details regarding the reason for termination of assistance. REASONABLE ACCOMMODATION If denial of admission, or termination of assistance, is based on behavior due to a disability, SBCS will delay the denial or termination in order to determine if the problem could be corrected by reasonable accommodation. For example, a visually impaired person fails to return information because the request for information was in writing. SBCS makes a reasonable accommodation, upon request, to call the person to tell him/her of the information that is needed. FORMAT FOR DENIAL/TERMINATION NOTICES Applicants and participants will be notified of denial or termination of assistance in writing on SBCS approved notices and advised they will have 14 days from the date of the notice to request an informal review or hearing. The notices will contain a full explanation of the reason(s) for termination/denial, including a full description of crimes or actions of the family, and the sections of the Code of Federal Regulations that provide authority for the denial or termination of assistance. A request form will be provided for applicants or participants to request informal reviews or hearings. REQUIRED EVIDENCE 125 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B Preponderance of evidence is defined as evidence which is of greater weight or more convincing than the evidence which is offered in opposition to it; that is, evidence which as a whole shows that the fact sought to be proved is more probable than not. The intent is not to prove criminal liability, but to establish that the act(s) occurred. Preponderance of evidence may not be determined by the number of witnesses, but by the greater weight of all evidence. Credible evidence may be obtained from police and/or court records. Testimony from neighbors, when combined with other factual evidence can be considered credible evidence. Other credible evidence includes documentation of drug raids or arrest warrants. If SBCS determines, based on a preponderance of the evidence, that a household member, or guest, has engaged in prohibited criminal activity, regardless of whether the household member or guest has been arrested or convicted for the activity, SBCS will terminate assistance. SBCS will pursue fact-finding efforts as needed to obtain credible evidence. TERMINATION OF CONTRACT OR LEASE The term of the HAP contract between SBCS and the owner is the same as the term of the lease. SBCS or the owner may terminate the contract, or the contract terminates upon owner or tenant termination of the lease. SBCS will terminate payments, on behalf of the family to the owner, upon contract termination. The owner must reimburse SBCS for any subsidies paid after the contract termination. If the family continues to occupy the unit after the contract is terminated, the family is responsible for the total amount of rent due to the owner. After a contract termination, if the family meets the criteria for a move with continued assistance, the family may lease in another unit. The contract for the new unit may begin during the month in which the family moved from the old unit, as long as the assistance does not overlap more than seven days, unless SBCS determines extenuating circumstances. TERMINATION BY THE FAMILY: MOVES Family termination of the lease must be in accordance with the terms of the lease. TERMINATION OF TENANCY BY THE OWNER: EVICTIONS The owner is required by law, and under the lease, to provide a proper termination notice. 126 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM During the term of the lease, the owner may not terminate the tenancy, except for the grounds stated in the HUD regulations. During the initial term of the lease the owner may terminate the lease for: • Serious or repeated violations of the lease, including but not limited to, failure to pay rent or other amounts due under the lease, or repeated violation of the terms and conditions of the lease. • Violations of federal, state or local law that imposes obligations on the tenant in connection with the occupancy or use of the premises, or criminal activity by the tenant, any member of the household, a guest or another person under the tenant's control that threatens the health, safety or right to peaceful enjoyment of the premises by the other residents, or persons residing in the immediate vicinity of the premises or any drug -related criminal activity on or near the premises. • Other good cause. During the initial term of the lease, the owner may not terminate the tenancy for "other good cause" unless the owner is terminating the tenancy because of something the family did or failed to do (see CFR 982.310). SBCS will not be involved in termination of the lease, nor will advise the landlord or the tenant regarding the legal process. SBCS staff will immediately issue transfer papers to the participant and act to expedite the transfer process. Evidence of Criminal Activity The owner may terminate family tenancy and evict by judicial action for criminal activity by a covered person, if the owner determines he/she has engaged in criminal activity: • Regardless of arrest or conviction. • Without satisfying the standard proof used for criminal conviction. Release of Sex Offender Registration Information or Criminal History Information to the Owner The owner may request that SBCS obtain and review criminal or sex offender registration records for grounds to deny a tenant application, or evict a tenant. SBCS will charge the owner a fee based on the costs incurred by SBCS, including the costs charged by the law enforcement agency, SBCS staff time and administrative costs. The owner may not charge the tenant for this fee. 127 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B SBCS must not release any criminal information or sex offender information to the owner, but a Department Coordinator will review the information, and if no information relevant to application or eviction is found, will notify the owner. If information relevant to the application or eviction is found, the housing supervisor will present his/her findings in writing to the program manager who will authorize the findings and sign the letter issued to the owner. The letter will not specify the criminal or sex offender history, but will merely state that there may be cause for denial or eviction of the tenant. If the owner sends documentation of needing specific information for an eviction, the program manager must approve the release of any information in accordance with the regulations. [24 CFR 5.903, 24 CFR 5.905] Termination of Tenancy Decision The owner can decide whether to take an action against a tenant, if the law and the regulations permit. The circumstances to be considered by the owner include: • The seriousness of the offense. • The effect on the community. • The extent of participation by household members. • The demand for assisted housing by families who will adhere to responsibilities. • The extent the tenant has taken personal responsibility. • The extent the tenant has taken all reasonable steps to mitigate the offending action(s). • The effect on the integrity of the program. Exclusion of Culpable Household Member The owner may require the tenant to remove a household member, in order to continue to reside in the assisted unit. Consideration of Rehabilitation When determining whether to terminate the tenancy for illegal drug use, or alcohol abuse, the owner may consider whether the member: • Is no longer engaged in the offending activities. • Has successfully completed a supervised drug or alcohol rehabilitation program. • Has otherwise been rehabilitated. The owner may require the tenant to submit evidence of rehabilitation. 128 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B Actions of termination must be consistent with fair housing and equal opportunity laws as stated in 24 CFR 5.105. The owner must provide the tenant a written notice specifying the grounds for termination of tenancy, at or before the commencement of the eviction action. The notice may be included in, or may be combined with, any owner eviction notice to the tenant. The owner eviction notice means a notice to vacate, or a complaint, or other initial pleading used under state or local law to commence an eviction action. The owner should specify lease violations and cite some, or all of the ways the tenant has violated the lease, as documentation for SBCS' decision regarding termination of assistance. Housing assistance payments are paid to the owner under the terms of the HAP contract. If the owner has begun eviction and the family continues to reside in the unit, SBCS must continue to make housing assistance payments to the owner until the tenant has moved, the owner has obtained a court judgment, or otherwise evicted the tenant. By endorsing the monthly check from SBCS, the owner certifies that the tenant is still in the unit, the rent is reasonable, and he/she is in compliance with the contract. Rental assistance cannot be paid if the unit has an HQS violation that is the owner's responsibility. If the action is finalized in court, the owner will be asked to provide SBCS with the documentation, including notice of the lockout date. SBCS may issue a new voucher to the family and process its transfer, if the family is found to have been in compliance with the lease, and all program requirements. TERMINATION OF THE CONTRACT BY SBCS The HAP contract terminates when the lease terminates, SBCS terminates program assistance for the family, or when the owner has breached the HAP contract. SBCS may also terminate the contract if: • Funding is no longer available under the ACC. The contract will terminate automatically 180 days after the last housing assistance payment to the owner. 129 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B Notice of Termination In most instances, SBCS will terminate the contract the end of the month following the month the owner is issued a termination notice. However, the contract will terminate the end of the month the family vacates the unit and may terminate the end of the month that serious, life -threatening conditions are noted. SBCS will forward transfer papers to an eligible family with its termination of contract notice. INFORMAL MEETINGS AND REVIEWS INFORMAL REVIEW PROCEDURES Upon SBCS determination of applicant ineligibility, the family must be notified in writing. The notice must contain: • The reason(s) the family is ineligible. • The procedure for requesting a review, if the applicant does not agree with the decision. • The deadline to request a review. When denying admission for criminal activity as shown by a criminal record, SBCS will allow the family to review the criminal record at SBCS office upon family request. Informal reviews for applicants are not required for established policies and procedures such as: • Discretionary administrative determinations by SBCS. • General policy issues or class grievances. • A determination of the family unit size under SBCS subsidy standards. • Refusal to extend or suspend a voucher. • Refusal to grant approval of the tenancy. • Determination that unit is not in compliance with HQS. • Determination that unit is not in accordance with HQS due to family size or composition. NOTIFICATION OF REVIEW SBCS will ensure applicants receive all the rights afforded by laws and regulations. When SBCS receives a request for an informal review, the informal review shall be scheduled within 30 days of receipt. The informal review may be conducted by 130 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B telephone, or in person. The applicants will be advised of the time and date of the informal review, and the right to submit oral or written objections. Procedure for Informal Review SBCS must receive a request for an informal review in writing by the close of the business day, no later than 14 days from the date of the notification of denial of referral. The informal review will be scheduled within 30 days of the date the request is received. The applicant will be given the option of presenting oral or written objections to the decision. SBCS and the family may present evidence and witnesses. The family may be accompanied by an attorney or other representative at their own expense. The review may be conducted by mail and/or telephone if acceptable to both parties. A notice of the review findings will be provided in writing to the applicant within 20 days after the review. It shall include the decision of the review officer, and an explanation of the reasons for the decision. All requests for a review, supporting documentation and a copy of the final decision will be retained in the family's file. INFORMAL HEARINGS SBCS must notify participants, in writing, upon a decision regarding eligibility and/or the amount of assistance. SBCS will give the family prompt notice of such determinations, which will include: • The proposed action or decision of SBCS. • The date the proposed action or decision will take place. • The family right to an explanation of SBCS decision. • The procedures to request a hearing, if the family disputes the action or decision. • The deadline to request the hearing. • Where the hearing request must be submitted. • A copy of SBCS' hearing procedures. When terminating assistance for criminal activity as shown by a criminal record, SBCS will allow the participant to come into the office to view the alleged offender copies of the relevant criminal record(s). In addition, the termination notice will provide specific information on the criminal history discovered. 131 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B SBCS must provide participants the opportunity for an informal hearing for decisions related to any of the following: • Determination of the family's annual or adjusted income. • The computation of the housing assistance payment. • The utility allowance schedule used. • Family unit size determination under SBCS subsidy standards. • Termination of assistance for any reason. Informal hearings are not required for established policies and procedures and SBCS determinations such as: • Discretionary administrative determinations by SBCS. • General policy issues or class grievances. • Establishment of the schedule of utility allowances for families on the program. • Determination not to approve an extension or suspension of a voucher term. • Determination not to approve a unit or lease. • Determination of owner violation of HQS (SBCS must provide a hearing for termination of assistance for a family breach of HQS). • Determination that the unit is not in accordance with HQS because of the family size. • Determination to exercise, or not exercise, any right or remedy against the owner under a HAP contract. NOTIFICATION OF HEARING It is SBCS' objective to resolve disputes at the lowest level possible to avoid the most severe remedies. However, if this is not possible, SBCS will ensure that applicants and participants receive all of the protections and rights afforded by the law and the regulations. When SBCS receives a request for an informal hearing, a hearing will be scheduled within 30 days. The notification of hearing will contain: • The date and time of the hearing. • The location of the hearing. • The family's right to bring evidence, witnesses, legal or other representation at the family's expense. 132 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B • The family's right to view any documents or evidence in the possession of SBCS upon which the proposed action was based. • A notice to the family stating SBCS requires copies of any documents or evidence the family will use at the hearing. PROCEDURE FOR HEARING A request for an informal hearing must be received in writing by the close of the business day, no later than 14 days from the date of the notification of denial or termination of assistance. The informal hearing will be scheduled within 30 days of the date the request is received. After a hearing date is scheduled, the family may request to reschedule only upon showing "good cause," defined as: an unavoidable conflict that seriously affects the health, safety or welfare of the family. Families may, during or before the hearing: • Present written or oral objections to SBCS' determination. • At least seven days from the date of the Notice of Informal Hearing, examine and request copies at the family's expense, any unprivileged documents in the file that are directly relevant, as determined by SBCS, to the issues to be considered at the hearing which form the basis for SBCS' action, and all documents submitted to the hearing officer. • Present any information or witnesses pertinent to the issue of the hearing. • Request that SBCS staff be available to answer questions pertinent to the case. • Be represented by legal counsel, advocate, or other designated representative at his or her own expense. In addition to other rights contained in this chapter, SBCS has a right to: • Present evidence and any information pertinent to the issue of the hearing. • Be notified if the family intends to be represented by legal counsel, advocate, or another party. • Examine and copy any documents to be used by the family at least seven days prior to the hearing. • Have its attorney present. • Have staff persons and other witnesses familiar with the case present. 133 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B The informal hearing shall only concern relevant issues. Evidence presented will be considered without regard to admissibility under the rules of evidence applicable to judicial proceedings. Documents not provided to both parties in advance may not be admitted without permission of the opposing party. "Documents" includes records or regulations. The hearing officer may request additional information, or may reconvene the hearing for a later date before reaching a decision. If the family misses an appointment or deadline ordered by the hearing officer, the action of SBCS shall take effect, and another hearing will not be granted. The hearing officer will determine, based on the evidence and testimony, if the action, inaction, or decision of SBCS is in accordance with HUD regulations and this Plan. Factual determinations will be based on a preponderance of the evidence presented at the hearing. A notice of the hearing findings provided in writing to SBCS and the family within 20 days shall include: • A clear summary of the decision and reasons for the decision. • The effective date of the decision. • A statement that the tenant may se ek judicial review by filing a petition with the San Diego Superior Court pursuant to section 1094.6 of the California Code of Civil Procedure. The petition must be filed within 90 days of the date of this decision. SBCS is not bound by hearing decisions that: • Do not require an informal hearing. • Conflict or contradict HUD requirements or regulations. • Exceed the hearing officer's authority. SBCS shall, within 30 days, send a letter to the participant, if it determines it is not bound by the hearing officer's determination. The letter shall include SBCS decision. All requests for an informal hearing, supporting documentation, and a copy of the final decision will be retained in the family's file. 134 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Exhibit B MITIGATING CIRCUMSTANCES FOR APPLICANTS/ PARTICIPANTS WITH DISABILITIES When applicants are denied placement on the waiting list, or SBCS is terminating assistance, the family will be informed that the presence of a disability may be considered as a mitigating circumstance during the informal review or informal hearing process. However, the presence of a disability is never considered as a mitigating circumstance for violations of the regulations, criminal activities, violations of the lease, or for violations of the requirements of agency. 135 Exhibit 6 SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Chapter 15 OWNER OR FAMILY DEBTS TO SBCS INTRODUCTION This chapter describes SBCS' policies for the recovery of monies overpaid to families and owners. In addition, this chapter outlines the collection methods and guidelines for the handling and collection of different types of debts. SBCS' policy is to communicate program guidelines to owners and families in order to minimize SBCS overpayments. SBCS clearly documents, in the tenant file, the amount and nature of owner or family debts, as well as the method of calculation. Owners and families may receive copies of all relevant documentation regarding their debts, upon request. SBCS will make every effort to collect delinquent family or owner debts. SBCS will use a variety of collection tools to recover debts including, but not limited to: • Request for lump sum payments • Small claim or civil court actions • Payment agreements • Termination of family program participation • Reductions in HAP to owner • Abatements • Collection agencies PAYMENT AGREEMENTS FOR PARTICIPATING FAMILIES A payment agreement or repayment agreement, as used in this Plan, is a document entered into between SBCS and a person who owes a debt to SBCS. It is similar to a promissory note, but contains more details regarding the nature of the debt, the terms of payment, any special provisions of the agreement, and the remedies available to SBCS upon default of the agreement. If SBCS offers a payment agreement, it will determine the terms. SBCS may not offer a payment agreement in all circumstances. 136 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM The maximum length of time SBCS will enter into a payment agreement with a family may be as little as 120 days, but a longer period of up to one year may be approved when family circumstances make it difficult to honor a repayment agreement of a shorter duration. The Program Director may approve a longer period. PAYMENT AGREEMENTS FOR FAMILIES NO LONGER ON THE PROGRAM A family whose program participation has been terminated will be offered a repayment agreement. The repayment agreement will ask the family to repay its debt within 120 days, but a longer period of up to one year may be approved, upon request, when family circumstances make it difficult to honor a repayment agreement of a shorter duration. The Program Director may approve a longer period. A calculation of the estimated participant debt may be included on the notice of termination of assistance, whenever possible. DELINQUENT PAYMENTS A payment will be considered to be in arrears if: • The payment has not been received by the close of the business day on which the payment was due. If the due date is on a weekend or holiday, the due date will be at the close of the next business day. If the family's payment agreement is in arrears, and the family has not contacted or made arrangements with SBCS, SBCS will: • Require the family to pay the balance in full. • Pursue civil collection of the balance due. • Terminate the housing assistance. A transferring family, delinquent on its payment agreement, is required to pay the balance in full prior to the issuance of a voucher. DEBTS DUE TO MISREPRESENTATIONS/NON-REPORTING OF INFORMATION HUD's definition of program fraud and abuse is a single act, or pattern of actions that constitutes false statement, omission, or concealment of a substantive fact, made with intent to deceive or mislead, and that results in payment of Section 8 program funds in violation of Section 8 program requirements. FAMILY ERROR/LATE REPORTING 137 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Families who owe money to SBCS due to the family's failure to report increases in income or fail to report any information which will cause an incorrect HAP to be paid to the owner, will be required to repay in accordance with the guidelines in the payment agreement section of this chapter. PROGRAM FRAUD If a family owes money as a result of program fraud, the case may be referred for prosecution. The family's program participation will be terminated. RENTING FROM A RELATIVE In instances where it is found the family rented from a relative without the required SBCS permission, an overpayment will be collected from both the owner and the participant — each party responsible for repayment of 50% of the HAPs paid. GUIDELINES FOR PAYMENT AGREEMENTS Payment agreements will be executed between SBCS and the head of household and/or spouse. Monthly payments may be decreased in cases of family hardship, and if requested with reasonable notice from the family, upon verification of the hardship, and the approval of the program manager. A family current on its repayments may transfer. No transfer will be approved until a delinquent debt is paid in full. If the family already has a payment agreement in place and incurs an additional debt to SBCS: • SBCS will not enter into more than one payment agreement with the family. The family may be allowed 30 days to pay the second debt in full. OWNER DEBTS TO SBCS If SBCS determines that the owner has retained housing assistance or claim payments the owner is not entitled to, SBCS may reclaim the amounts from future housing assistance or claim payments owed the owner for any units under contract. When the landlord has been overpaid as a result of fraud, misrepresentation or violation of the HAP contract, SBCS may terminate the HAP contract, and arrange for restitution to SBCS and/or family, as appropriate. In instances where it is found the family rented from a relative without the required SBCS permission, an overpayment will be collected from both the owner and the participant — each party responsible for repayment of 50% of the HAPs paid. 138 Exhibit B SOUTH BAY COMMUNITY SERVICES IiDME TENANT BASED RENTAL ASSISTANCE PROGRAM If future housing assistance or claim payments are insufficient to reclaim the amounts owed, SBCS will seek one or more of the following remedies: • Require the owner to pay the amount in full within 30 days. • Pursue collections through collection agencies and/or the local court system. • Restrict the owner from future participation. WRITING OFF DEBTS Department Coordinator may write off uncollectable debts. In determining whether a debt is uncollectable, the lack of success in collecting, along with the following factors will be considered: • The debtor's whereabouts is unknown. • The debt is more than one year old. • The debtor is judgment proof. • The debtor is deceased. • The amount is less than $250. The writing off of a debt does not remove the debtor's responsibility to repay, or SBCS' ability to collect the monies owed. SBCS will still deny program admission to an applicant who has failed to repay monies owed. 139 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM Chapter 16 SPECIAL HOUSING TYPES INTRODUCTION The federal regulations allow assistance to be paid on behalf of special housing types. It is the intent of SBCS to provide as great an opportunity as possible for affordable housing and wherever possible will allow assistance to be paid on behalf of permissible special housing types. This chapter describes the special housing types recognized by SBCS and how these special housing types are handled. SBCS will not set aside any program funding for any special housing type. A family may choose to rent housing that qualifies as a special housing type, or to rent other eligible housing in accordance with requirements of the program. SPECIAL HOUSING TYPES TO EXPAND AFFORDABLE HOUSING OPPORTUNITIES SBCS will consider requests for special housing types on a case -by -case basis. SBCS is open to special housing types for all families, if their use will expand affordable housing opportunities. In all cases, SBCS will authorize the use of special housing types as a reasonable accommodation to those with a disability, so that the program is readily accessible and usable. The requested housing type must be approvable by all other HUD standards and HQS requirements in accordance with 24 CFR 982 Section M - Special Housing Types. SHARED HOUSING OCCUPANCY An assisted family may reside in shared housing. In shared housing, an assisted family may share a unit with another resident or residents of a unit. The unit may be a house or an apartment. SBCS may approve a live-in aide to reside with a family in order to care for a person with a disability. SBCS must approve a live-in aide, if needed as a reasonable 140 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM accommodation so that the program is readily accessible to and usable by persons with disabilities. Other persons who are assisted or not assisted under the tenant -based program may reside in a shared housing unit. The owner of a shared housing unit may reside in the unit, but may never be related to the family by blood or marriage even for reasonable accommodation. A resident owner may enter into a HAP contract with SBCS. However, housing assistance may not be paid on behalf of an owner. There will be a separate housing assistance payment contract and lease for each assisted family residing in a shared housing unit. RENT AND HAP CONTRACT For shared housing, the term "pro-rata portion" means the ratio derived by dividing the number of bedrooms in the private space available for occupancy by a family, by the total number of bedrooms in the unit. For example, for a family entitled to occupy three bedrooms in a five -bedroom unit, the ratio would be 3/5. The rent to owner for the family may not exceed the pro-rata portion of the reasonable rent for the shared housing dwelling unit. The reasonable rent must be in accordance with the standard Section 8 regulations in this Plan. Maximum Subsidy The maximum amount that the HOME TBRA program may pay to assist any given household is the difference between 30 percent of the household's adjusted monthly income and the lower of the contract rent or payment standard amount on SBCS payment standard schedule for the family unit size. If SBCS approves a live-in aide, the live-in aide will be counted in determining the family unit size. The live-in aide may never be the owner of the assisted unit. UTILITY ALLOWANCE The utility allowance for an assisted family living in shared housing is the pro-rata portion of the utility allowance for the shared housing unit. HOUSING QUALITY STANDARDS SBCS will ensure that all shared housing units approved for the program are in compliance with all of the housing quality standards for shared housing as regulated in 24 CFR 982.618. 141 Exhibit B SOUTH BAY COMMUNITY SERVICES ELOME TENANT BASED RENTAL ASSISTANCE PROGRAM MANUFACTURED HOMES SBCS will permit a family to lease a manufactured home and space with assistance under the program just as a house or apartment may be leased. SBCS will provide assistance for a family that owns the manufactured home and leases only the space. SBCS may approve a live-in aide to reside with a family to care for a person with disabilities. SBCS will approve a live-in aide, if needed, as a reasonable accommodation so the program is accessible to and usable by persons with disabilities. If SBCS approves a live-in aide, the live-in aide must be counted when determining the family unit size. A live-in aide may never be an owner of the manufactured home or the park. HOUSING QUALITY STANDARDS A manufactured home must meet all the HQS requirements outlined in the Housing Quality Standards and Inspections section of this Plan and regulated by 24 CFR 982.401. In addition, the manufactured home also must meet the following requirements: • A manufactured home must be placed on the site in a stable manner, and must be free from hazards, such as sliding or wind damage. • SBCS has a HUD waiver of the tie -down requirement for manufactured homes. MANUFACTURED HOME SPACE RENTAL Rent to owner for a manufactured home space will include payment for maintenance services the owner must provide to the tenant under the lease for the space. Rent to owner does not include the cost of utilities and trash collection for the manufactured home. However, the owner may charge the family a separate fee for the cost of utilities or trash collection provided by the owner. REASONABLE RENT During the assisted tenancy, the rent to owner for the manufactured home space may not exceed a reasonable rent as determined by SBCS. SBCS will not approve a lease for a manufactured home space until SBCS has determined that the initial rent to owner for the space is a reasonable rent. At least annually during the assisted tenancy, SBCS will re -determine that the rent is reasonable. SBCS will determine whether the rent to the owner for a manufactured home space is a reasonable rent in comparison to rents for other comparable manufactured home spaces. SBCS will consider the size and location of the space and any services and 142 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM maintenance provided by the owner in accordance with the lease. SBCS will evaluate reasonable rent annually whether the rent has increased or not. By accepting each monthly housing assistance payment from SBCS, the owner of the manufactured home space certifies that the rent to owner for the space is not more than rent charged by the owner for unassisted rental of comparable spaces in the same manufactured home park, or elsewhere. If requested by SBCS, the owner must provide SBCS information on rents for other manufactured home spaces. PAYMENT STANDARD There is a separate fair market rent (FMR) for a family renting a manufactured home space. The payment standard, based on the FMR, is used to calculate the monthly housing assistance payment for a family. While the FMR for a manufactured home space rent is generally 40% of the published two -bedroom FMR, historically, the San Diego County region has been awarded a higher FMR for space rent than the standard formula. SUBSIDY CALCULATION During the term of a voucher tenancy, the amount of the monthly housing assistance payment for a family will equal the lesser of: • The payment standard minus the total tenant payment, or • The gross rent for rental of the real property on which the manufactured home owned by the family is located (the space rent) minus the total tenant payment. The space rent is the sum of the following as determined by SBCS: • Rent to owner for the manufactured home space, • Owner maintenance and management charges for the space, and • The utility allowance for tenant paid utilities. UTILITY ALLOWANCE SCHEDULE FOR MANUFACTURED HOME SPACE RENTAL SBCS will establish utility allowances for manufactured home space rental. For the first twelve months of the initial lease term only, the allowances will include a reasonable amount for utility hook-up charges payable by the family, if the family actually incurs the expenses because of a move. Expenses include: • Principal and interest on mortgage debt. • Mortgage insurance premium. • Taxes and insurance. • SBCS utility allowance used for the voucher program. 143 Exhibit B SOUTH BAY COMMUNITY SERVICES ELOME TENANT BASED RENTAL ASSISTANCE PROGRAM If the home is a cooperative or condominium, expenses also include operating expenses or maintenance fees assessed by the homeowners' association. SBCS will not include allowances for maintenance or major repairs and replacements. MOVE -OUT AND CLOSE-OUT INSPECTIONS The HOME Tenant Based Rental Assistance Program has no damage claim provision. 144 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM GLOSSARY ACRONYMS USED IN SUBSIDIZED HOUSING ACC Annual Contributions Contract BR Bedroom CDBG Community Development Block Grant CFR Code of Federal Regulations. Commonly referred to as "the regulations." The CFR is the compilation of Federal rules first published in the Federal Register to define and implement a statute. CPI Consumer Price Index. CPI is published monthly by the Department of Labor as an inflation indicator. ELI Extremely low income FDIC Federal Deposit Insurance Corporation FHA Federal Housing Administration FICA Federal Insurance Contributions Act - Social Security taxes FmHA Farmers Home Administration FMR Fair Market Rent FY Fiscal Year FYE Fiscal Year End GAO Government Accounting Office GFC Gross Family Contribution. Has been replaced by the term Total Tenant Payment (TTP). GR Gross Rent HAP Housing Assistance Payment HAP Plan Housing Assistance Payment Plan HCDA Housing and Community Development Act HQS Housing Quality Standards HUD The Department of Housing and Urban Development or its designee. HURRA Housing and Urban/Rural Recovery Act of 1983; resulted in most of the 1984 HUD regulation changes to definition of income, allowances, rent calculations 145 Exhibit B SOUTH BAY COMMUNITY SERVICES idOME TENANT BASED RENTAL ASSISTANCE PROGRAM IG Inspector General IGR Independent Group Residence IPA Independent Public Accountant IRA Individual Retirement Account MSA Metropolitan Statistical Area established by the U.S. Census Bureau PHA Public Housing Agency PMSA A Primary Metropolitan Statistical Area established by the U.S. Census Bureau PS Payment Standard QC Quality Control RFTA Request for Tenancy Approval RFP Request for Proposals RRP Rental Rehabilitation Program SRO Single Room Occupancy SSMA Standard Statistical Metropolitan Area. Has been replaced by MSA, Metropolitan Statistical Area. TR Tenant Rent TTP Total Tenant Payment UA Utility Allowance URP Utility Reimbursement Payment 146 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM GLOSSARY OF TERMS IN SUBSIDIZED HOUSING 1937 ACT. The United States Housing Act of 1937 (42 U.S.C. 1437 et seq.) ADMINISTRATIVE PLAN. The HUD required written policy of the PHA governing its administration of the Section 8 tenant -based programs. The Administrative Plan and any revisions must be approved by the PHA's board and a copy submitted to HUD as a supporting document to the PHA Plan. ABSORPTION. In portability, the point at which a receiving PHA stops billing the initial PHA for assistance on behalf of a portability family. The receiving PHA uses funds available under the receiving PHA consolidated ACC. ACC RESERVE ACCOUNT (FORMERLY "PROJECT RESERVE"). Account established by HUD from amounts by which the maximum payment to the PHA under the consolidated ACC (during a PHA fiscal year) exceeds the amount actually approved and paid. This account is used as the source of additional payments for the program. ADA. Americans with Disabilities Act of 1990 (42 U.S.C. 12101 et seq.) ADJUSTED INCOME. Annual income, less allowable HUD deductions. ADMINISTRATIVE FEE. Fee paid by HUD to the PHA for administration of the program. ADMINISTRATIVE FEE RESERVE (Formerly "Operating reserve"). Account established by PHA from excess administrative fee income. The administrative fee reserve must be used for housing purposes. ADMISSION. The effective date of the first HAP contract for a family (first day of initial lease term) in a tenant -based program. This is the point when the family becomes a participant in the program. ANNUAL BUDGET AUTHORITY. The maximum annual payment by HUD to a PHA for a funding increment. ANNUAL CONTRIBUTIONS CONTRACT (ACC). A written contract between HUD and a PHA. Under the contract HUD agrees to provide funding for operation of the program, and the PHA agrees to comply with HUD requirements for the program ANNUAL INCOME. The anticipated total Annual Income of an eligible family from all sources for the 12-month period following the date of determination of income, computed in accordance with the regulations. ANNUAL INCOME AFTER ALLOWANCES. The Annual Income (described above) less the HUD -approved allowances. APPLICANT. (or applicant family). A family that has applied for admission to a program, but is not yet a participant in the program. "AS -PAID" STATES. States where the welfare agency adjusts the shelter and utility component of the welfare grant in accordance with actual housing costs. ASSETS. (See Net Family Assets.) 147 Exhibit B SOUTH BAY COMMUNITY SERVICES }jCME TENANT BASED RENTAL ASSISTANCE PROGRAM ASSISTED TENANT. A tenant who pays less than the market rent as defined in the regulations. Includes tenants receiving rent supplement, Rental Assistance Payments, or Section 8 assistance and all other 236 and 221 (d)(3) BMIR tenants, except those paying the 236 market rent or 120% of the BMIR rent, respectively. AUXILIARY AIDS. Term refers to services or devices that enable persons with impaired sensory, manual, or speaking skills to have an equal opportunity to participate in, and enjoy the benefits of, programs or activities receiving Federal financial assistance. For example, auxiliary aids for persons with impaired vision may include: readers, Brailed materials, audio recordings, and other similar services and devices. Auxiliary aids for persons with impaired hearing may include: telephone handset amplifiers, telephones compatible with hearing aids, telecommunication devices for deaf persons (TDDs), interpreters, note takers, written materials, and other similar services and devices. BUDGET AUTHORITY. An amount authorized and appropriated by the Congress for payment to PHAs under the program. For each funding increment in a PHA program, budget authority is the maximum amount that may be paid by HUD to the PHA over the ACC term of the funding increment. CHILD CARE EXPENSES. Amounts paid by the family for the care of minors under 13 years of age where such care is necessary to enable an adult family member to be employed, actively seek work or to further his/her education. CO-HEAD. An individual in the household who is equally responsible for the lease with the head of household. (A family never has a co-head and a spouse and; a co-head is never a dependent). COMMON SPACE. In shared housing: Space available for use by the assisted family and other occupants of the unit. CONGREGATE HOUSING. Housing for elderly persons or persons with disabilities that meets the HQS for congregate housing. CONSOLIDATED ANNUAL CONTRIBUTIONS CONTRACT. (Consolidated ACC). See 24 CFR 982.151. CONTIGUOUS MSA. In portability, an MSA that shares a common boundary with the MSA in which the jurisdiction of the initial PHA is located. CONTINUOUSLY ASSISTED. An applicant is continuously assisted under the 1937 Housing Act if the family is already receiving assistance under any 1937 Housing Act program when the family is admitted to the voucher program. CONTRACT. (See Housing Assistance Payments Contract.) COOPERATIVE. Term includes mutual housing. Housing owned by a nonprofit corporation or association, and where a member of the corporation or association has the right to reside in a particular apartment, and to participate in management of the housing. A special housing type: See 24 CFR 982.619. A cooperative also is defined as a dwelling unit owned and/or shared by a group of individuals who have individual sleeping quarters and share common facilities such as kitchen, living room and some bathrooms. 148 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM COVERED FAMILIES. Statutory term for families who are required to participate in a welfare agency economic self-sufficiency program and who may be subject to a welfare benefit sanction for noncompliance with this obligation. Includes families who receive welfare assistance or other public assistance under a program for which Federal, State or local law requires that a member of the family must participate in an economic self- sufficiency program as a condition for the assistance. DEPENDENT. A member of the family household (excluding foster children) other than the family head or spouse, or co-head, who is under 18 years of age or is a disabled person or handicapped person, or is a full-time student 18 years of age or over. DISABILITY ASSISTANCE EXPENSE. Anticipated costs for care attendants and auxiliary apparatus for disabled family members to enable a family member (including the disabled family member) to work. DISABLED FAMILY. Means a family whose head, or spouse, or sole member (head), is a person with disabilities. The term "disabled family" may include: two or more persons with disabilities living together, or one or more persons with disabilities living with one or more persons determined to be essential to the care or well-being of the person or persons with disabilities (live-in aides). A disabled family may include persons with disabilities who are elderly. DISABLED PERSON. See Person with Disabilities. DISPLACED PERSON/FAMILY. A person or family displaced by governmental action, or a person whose dwelling has been extensively damaged or destroyed as a result of a disaster declared or otherwise formally recognized under federal disaster relief laws. DOMICILE. The legal residence of the household head or spouse as determined in accordance with state and local law. DRUG -RELATED CRIMINAL ACTIVITY. The illegal manufacture, sale, distribution, use, or the possession with intent to manufacture, sell distribute or use, of a controlled substance (as defined in Section 102 of the Controlled Substance Act (21 U.S.C. 802). DRUG TRAFFICKING. The illegal manufacture, sale, distribution, use, or possession with intent to manufacture, sell, distribute or use, of a controlled substance (as defined in section 102 of the Controlled Substances Act (21 U.S.C. 802)). ECONOMIC SELF-SUFFICIENCY PROGRAM. Any program designed to encourage, assist, train or facilitate the economic independence of assisted families, or to provide work for such families. Can include job training, employment counseling, work placement, basic skills training, education, English proficiency, Workfare, financial or household management, apprenticeship, or any other program necessary to ready a participant to work (such as treatment for drug abuse or mental health treatment). Includes any work activities as defined in the Social Security Act (42 U.S.C. 607(d)). Also see 24 CFR 5.603 (c). ELDERLY FAMILY. A family whose head, spouse, or sole member (head) is a person who is an elderly person (at least 62 years of age). The term "elderly family" includes two or more persons who are at least 62 years of age living together; or one or more persons who are at least 62 years of age living with one or more live-in aides. An 149 Exhibit B SOUTH BAY COMMUNITY SERVICES DME TENANT BASED RENTAL ASSISTANCE PROGRAM elderly family may include elderly persons with disabilities, and non -elderly family members. ELDERLY HOUSEHOLD. A family whose head or spouse or whose sole member is at least 62 years of age. The term "elderly family" may include two or more elderly persons living together or one or more such persons living with another person who is determined to be essential to his/her care and well being. ELDERLY PERSON. A person who is at least 62 years old. ELIGIBILITY INCOME. May 10, 1984, regulations deleted eligibility income, per se, because Annual Income is now for eligibility determination to compare to income limits. ELIGIBLE FAMILY. (Family). A family is defined by the PHA in the Administrative Plan, approved by HUD. EXCEPTIONAL MEDICAL OR OTHER EXPENSES. Prior to the regulation change in 1982, this meant medical and/or unusual expenses as defined in Part 889 which exceeded 25% of the annual income. It is no longer used. EXCEPTION RENT. In the pre -merger certificate program, an initial rent (contract rent plus any utility allowance) in excess of the published FMR. See FMR/Exception rent. EXCESS MEDICAL EXPENSES. Any medical expenses incurred by elderly or disabled families in excess of 3% of annual income which are not reimbursable from any other source. EXTREMELY LOW-INCOME FAMILY. A family whose annual income does not exceed 30 percent of the median income for the area, as determined by HUD, with adjustments for smaller and larger families. HUD may establish income ceilings higher or lower than 30% of median income if HUD finds such variations are necessary due to unusually high or low family incomes. FAIR HOUSING ACT. Title VIII of the Civil Rights Act of 1968, as amended by the Fair Housing Amendments Act of 1988 (42 U.S.C. 3601 et seq.) FAIR MARKET RENT (FMR). The rent including the cost of utilities (except telephone) that would be required to be paid in the housing market area to obtain privately owned existing decent, safe and sanitary rental housing of modest (non -luxury) nature with suitable amenities. Fair market rents for existing housing are established by HUD for housing units of varying sizes (number of bedrooms) and are published in the Federal Register. FAMILY. "Family" includes but is not limited to: A family with or without children (the temporary absence of a child from the home due to placement in foster care shall not be considered in determining family composition and family size); An elderly family; A near -elderly family; A displaced family The remaining member of a tenant family; and 150 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM A single person who is not an elderly or displaced person, or a person with disabilities, or the remaining member of a tenant family. ("Family" can be further defined by the PHA). FAMILY OF VETERAN OR SERVICE PERSON. A family is a "family of veteran or service person" when: The veteran or service person (a) is either the head of household or is related to the head of the household; or (b) is deceased and was related to the head of the household, and was a family member at the time of death. The veteran or service person, unless deceased, is living with the family or is only temporarily absent unless s/he was (a) formerly the head of the household and is permanently absent because of hospitalization, separation, or desertion, or is divorced; provided, the family contains one or more persons for whose support s/he is legally responsible and the spouse has not remarried; or (b) not the head of the household but is permanently hospitalized; provided, that s/he was a family member at the time of hospitalization and there remain in the family at least two related persons. FAMILY RENT TO OWNER. In the voucher program, the portion of the rent to owner paid by the family. FAMILY SELF-SUFFICIENCY PROGRAM (FSS PROGRAM). The program established by a PHA to promote self-sufficiency of assisted families, including the provision of supportive services. FAMILY SHARE. The amount calculated by subtracting the housing assistance payment from the gross rent. FAMILY UNIT SIZE. The appropriate number of bedrooms for a family, as determined by the PHA under the PHA's subsidy standards. FMR/EXCEPTION RENT. The fair market rent published by HUD headquarters. In the pre -merger certificate program the initial contract rent for a dwelling unit plus any utility allowance could not exceed the FMR/exception rent limit (for the dwelling unit or for the family unit size). In the voucher program the PHA adopts a payment standard schedule that is within 90% to 110% of the FMR for each bedroom size. FOSTER CHILD CARE PAYMENT. Payment to eligible households by state, local, or private agencies appointed by the State, to administer payments for the care of foster children. FULL-TIME STUDENT. A person who is attending school or vocational training on a full-time basis (carrying a subject load that is considered full-time for day students under the standards and practices of the educational institution attended). FUNDING INCREMENT. Each commitment of budget authority by HUD to a PHA under the consolidated annual contributions contract for the PHA program. GROSS FAMILY CONTRIBUTION. Changed to Total Tenant Payment. GROSS RENT. The sum of the Rent to Owner and the utility allowance. If there is no utility allowance, Rent to Owner equals Gross Rent. 151 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM GROUP HOME. A dwelling unit that is licensed by a state as a group home for the exclusive residential use of two to twelve persons who are elderly or persons with disabilities (including any live-in aide). HANDICAP. Any condition or characteristic that renders a person an individual with handicaps. HAP CONTRACT. (See Housing Assistance Payments contract.) HEAD OF HOUSEHOLD. The head of household is the person who assumes legal and financial responsibility for the household and is listed on the application as head. HOUSING AGENCY. A state, county, municipality or other governmental entity or public body (or agency or instrumentality thereof) authorized to engage in or assist in the development or operation of low-income housing. ("PHA" and "HA" mean the same thing.) HOUSING AND COMMUNITY DEVELOPMENT ACT OF 1974. Act in which the U.S. Housing Act of 1937 (sometimes referred to as the Act) was recodified, and which added the Section 8 Programs. HOUSING ASSISTANCE PAYMENT. The monthly assistance payment by a PHA. The total assistance payment consists of: A payment to the owner for rent to owner under the family's lease. An additional payment to the family if the total assistance payment exceeds the rent to owner. The additional payment is called a "utility reimbursement" payment. HOUSING ASSISTANCE PAYMENTS CONTRACT. (HAP contract). A written contract between a PHA and an owner in the form prescribed by HUD headquarters, in which the PHA agrees to make housing assistance payments to the owner on behalf of an eligible family. HOUSING ASSISTANCE PLAN. (1) A Housing Assistance Plan submitted by a local government participating in the Community Development Block Program as part of the block grant application, in accordance with the requirements of 570.303(c) submitted by a local government not participating in the Community Development Block Grant Program and approved by HUD. (2) A Housing Assistance Plan meeting the requirements of 570.303(c) submitted by a local government not participating in the Community Development Block Grant Program and approved by HUD. HOUSING QUALITY STANDARDS (HQS). The HUD minimum quality standards for housing assisted under the tenant -based programs. HUD. The Department of Housing and Urban Development. HUD REQUIREMENTS. HUD requirements for the Section 8 programs. HUD requirements are issued by HUD headquarters as regulations, Federal Register notices, or other binding program directives. IMPUTED ASSET. Asset disposed of for less than Fair Market Value during two years preceding examination or reexamination. 152 Exhibit B SOUTH BAY COMMUNITY SERVICES 1:OME TENANT BASED RENTAL ASSISTANCE PROGRAM IMPUTED INCOME. HUD passbook rate x total cash value of assets. Calculation used when assets exceed $5,000. IMPUTED WELFARE INCOME. An amount of annual income that is not actually received by a family as a result of a specified welfare benefit reduction, but is included in the family's annual income and therefore reflected in the family's rental contribution. INCOME. Income from all sources of each member of the household as determined in accordance with criteria established by HUD. INCOME FOR ELIGIBILITY. Annual Income. INDIAN. Any person recognized as an Indian or Alaska native by an Indian tribe, the federal government, or any State. INDIAN HOUSING AUTHORITY (IHA). A housing agency established either by exercise of the power of self-government of an Indian Tribe, independent of State law, or by operation of State law providing specifically for housing authorities for Indians. INDIVIDUAL WITH HANDICAPS. Means any person who has a physical or mental impairment that substantially limits one or more major life activities; has a record of such impairment; or is regarded as having such an impairment. The term does not include any individual who is an alcoholic or drug abuser whose current use prevents the individual from participating in the program or activity in question, or whose participation, by reason of such current alcohol or drug abuse, would constitute a direct threat to property of the safety of others. INITIAL PHA. In portability, the term refers to both: A PHA that originally selected a family that later decides to move out of the jurisdiction of the selecting PHA; and A PHA that absorbed a family that later decides to move out of the jurisdiction of the absorbing PHA. INITIAL PAYMENT STANDARD. The payment standard at the beginning of the HAP contract term. INITIAL RENT TO OWNER. The rent to owner at the beginning of the HAP contract term. INTEREST REDUCTION SUBSIDIES. The monthly payments or discounts made by HUD to reduce the debt service payments and, hence, rents required on Section 236 and 221 (d)(3) BMIR projects. Includes monthly interest reduction payments made to mortgagees of Section 236 projects and front-end loan discounts paid on BMIR projects. JURISDICTION. The area in which the PHA has authority under State and local law to administer the program. LANDLORD. This term means either the owner of the property or his/her representative or the managing agent or his/her representative, as shall be designated by the owner. LARGE VERY LOW INCOME FAMILY. Prior to the 1982 regulations, this meant a very low-income family which included six or more minors. This term is no longer used. 153 Exhibit B SOUTH BAY COMMUNITY SERVICES SOME TENANT BASED RENTAL ASSISTANCE PROGRAM LEASE. A written agreement between an owner and a tenant for the leasing of a dwelling unit to the tenant. The lease establishes the conditions for occupancy of the dwelling unit by a family with housing assistance payments under a HAP contract between the owner and the PHA. In cooperative housing, a written agreement between a cooperative and a member of the cooperative. The agreement establishes the conditions for occupancy of the member's family with housing assistance payments to the cooperative under a HAP contract between the cooperative and the PHA. LEASE ADDENDUM. For pre -merger Certificate, pre -merger OFTO, and pre -merger Voucher tenancies, the lease language required by HUD in the lease between the tenant and the owner. LIVE-IN AIDE. A person who resides with an elderly person or disabled person and who is determined to be essential to the care and well-being of the person, is not obligated for the support of the person, and would not be living in the unit except to provide necessary supportive services. LOCAL PREFERENCE. A preference used by the PHA to select among applicant families. LOW-INCOME FAMILY. A family whose annual income does not exceed 80 percent of the median income for the area, as determined by HUD, with adjustments for smaller and larger families. HUD may establish income ceilings higher or lower than 80% for areas with unusually high or low-income families. MAJOR LIFE ACTIVITIES. The term is related to an individual with handicaps, and refers to functions such as caring for one's self, performing manual tasks, walking, seeing, hearing, speaking, breathing, learning, and working. MANUFACTURED HOME. A manufactured structure that is built on a permanent chassis, is designed for use as a principal place of residence, and meets HQS. A special housing type. See 24 CFR 982.620 and 982.621. MANUFACTURED HOME SPACE. In manufactured home space rental: A space leased by an owner to a family. A manufactured home owned and occupied by the family is located on the space. See 24 CFR 982.622 to 982.624 MARKET RENT. The rent HUD authorizes the owner of FHA insured/subsidized multi- family housing to collect from families ineligible for assistance. For unsubsidized units in an FHA -insured multi -family project in which a portion of the total units receive project - based rental assistance, under the Rental Supplement or Section 202/Section 8 Programs, the Market Rate Rent is that rent approved by HUD and is the Contract Rent for a Section 8 Certificate holder. For BMIR units, Market Rent varies by whether the project is a rental or cooperative. MEDICAL EXPENSES. Those total medical expenses, including medical insurance premiums, that are anticipated during the period for which Annual Income is computed, and that are not covered by insurance. (A deduction for elderly or disabled families only.) These allowances are given when calculating adjusted income for medical expenses in excess of 3% of Annual Income. MERGER DATE. October 1, 1999 was the date the Voucher and Certificate programs began to be converted to the Housing Choice Voucher program. 154 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM MINOR. A member of the family household (excluding foster children) other than the family head or spouse who is under 18 years of age. MIXED FAMILY. A family with citizens and those with eligible immigration status and without citizens and those with eligible immigration status as defined in 24 CFR 5.504(b)(3) MONTHLY ADJUSTED INCOME. 1/12 of the Annual Income after Allowances or Adjusted Income. MONTHLY INCOME. 1/12 of the Annual Income. MUTUAL HOUSING. Included in the definition of COOPERATIVE. NATIONAL. A person who owes permanent allegiance to the United States, for example, as a result of birth in a United States territory or possession. NEAR -ELDERLY FAMILY. A family whose head, spouse, or sole member is a person who is at least 50 years of age but below the age of 62. The family may include: two or more persons who are at least 50 years of age but below the age of 62, living together; or one or more persons who are at least 50 years of age but below the age of 62, living with one or more live-in aides. NEGATIVE RENT. Now called Utility Reimbursement. A negative tenant rent results in a Utility Reimbursement Payment (URP). NET FAMILY ASSETS. Value of equity in savings, checking, IRA and Keogh accounts, real property, stocks, bonds, and other forms of capital investment. The value of necessary items of personal property such as furniture and automobiles is excluded from the definition. NET FAMILY CONTRIBUTION. Former name for Tenant Rent. OCCUPANCY STANDARDS. [Now referred to as Subsidy Standards] Standards established by a PHA to determine the appropriate number of bedrooms for families of different sizes and compositions. OVER-FMR TENANCY (OFTO). In the pre -merger Certificate program: A tenancy for which the initial gross rent exceeds the FMR/exception rent limit. This program no longer exists. OWNER. Any persons or entity having the legal right to lease or sublease a unit to a participant. PARTICIPANT. A family that has been admitted to the PHA's program and is currently assisted in the program. The family becomes a participant on the effective date of the first HAP contract executed by the PHA for the family (First day of initial lease term). PAYMENT STANDARD. The maximum monthly assistance payment for a family assisted in the voucher program (before deducting the total tenant payment by the family. PERSON WITH DISABILITIES. A person who has a disability as defined in 42 U.S.0 423 or a developmental disability as defined in 42 U.S.C. 6001. Also includes a person who is determined, under HUD regulations, to have a physical or mental impairment 155 Exhibit B SOUTH BAY COMMUNITY SERVICES HOME TENANT BASED RENTAL ASSISTANCE PROGRAM that is expected to be of long -continued and indefinite duration, substantially impedes the ability to live independently, and is of such a nature that the ability to live independently could be improved by more suitable housing conditions. For purposes of reasonable accommodation and program accessibility for persons with disabilities, means an "individual with handicaps" as defined in 24 CFR 8.3. Definition does not exclude persons who have AIDS or conditions arising from AIDS, but does not include a person whose disability is based solely on drug or alcohol dependence (for low-income housing eligibility purposes). PHA PLAN. The annual plan and the 5-year plan as adopted by the PHA and approved by HUD in accordance with 24 CFR 903. PORTABILITY. Renting a dwelling unit with Section 8 tenant -based assistance outside the jurisdiction of the initial PHA. PREMISES. The building or complex in which the dwelling unit is located, including common areas and grounds. PRIVATE SPACE. In shared housing: The portion of a contract unit that is for the exclusive use of an assisted family. PROCESSING ENTITY. Entity responsible for making eligibility determinations and for income reexaminations. In the Section 8 Program, the "processing entity" is the "responsible entity." PROGRAM. The Section 8 tenant -based assistance program under 24 CFR Part 982. PROGRAM RECEIPTS. HUD payments to the PHA under the consolidated ACC, and any other amounts received by the PHA in connection with the program. PUBLIC ASSISTANCE. Welfare or other payments to families or individuals, based on need, which are made under programs funded, separately or jointly, by Federal, state, or local governments. PUBLIC HOUSING AGENCY (PHA). PHA includes any State, county, municipality or other governmental entity or public body that is authorized to administer the program (or an agency or instrumentality of such an entity), or any of the following: A consortia of housing agencies, each of which meets the qualifications in paragraph (1) of this definition, that HUD determines has the capaCounty and capability to efficiently administer the program (in which case, HUD may enter into a consolidated ACC with any legal entity authorized to act as the legal representative of the consortia members): Any other public or private non-profit entity that was administering a Section 8 tenant -based assistance program pursuant to a contract with the contract administrator of such program (HUD or a PHA) on October 21, 1998; or For any area outside the jurisdiction of a PHA that is administering a tenant - based program, or where HUD determines that such PHA is not administering the program effectively, a private non-profit entity or a governmental entity or public body that would otherwise lack jurisdiction to administer the program in such area. 156 Exhibit B SOUTH BAY COMMUNITY SERVICES tiDME TENANT BASED RENTAL ASSISTANCE PROGRAM REASONABLE RENT. A rent to owner that is not more than rent charged for comparable units in the private unassisted market, and not more than the rent charged for comparable unassisted units in the premises. RECEIVING PHA. In portability: A PHA that receives a family selected for participation in the tenant -based program of another PHA. The receiving PHA issues a voucher and provides program assistance to the family. RECERTIFICATION. Sometimes called reexamination. The process of securing documentation of total family income used to determine the rent the tenant will pay for the next 12 months if there are no additional changes to be reported. There are annual and interim recertifications. REGULAR TENANCY. In the pre -merger certificate program: A tenancy other than an over-FMR tenancy. This program no longer exists REMAINING MEMBER OF TENANT FAMILY. Person left in assisted housing after other family members have left and become unassisted. RENT TO OWNER. The total monthly rent payable to the owner under the lease for the unit. Rent to owner covers payment for any housing services, maintenance and utilities that the owner is required to provide and pay for. RESIDENCY PREFERENCE. A PHA preference for admission of families that reside anywhere in a specified area, including families with a member who works or has been hired to work in the area ("residency preference area"). RESIDENCY PREFERENCE AREA. The specified area where families must reside to qualify for a residency preference. RESIDENT ASSISTANT. A person who lives in an Independent Group Residence and provides on a daily basis some or all of the necessary services to elderly, handicapped, and disabled individuals receiving Section 8 housing assistance and who is essential to these individuals' care or well being. A Resident Assistant shall not be related by blood, marriage or operation of law to individuals receiving Section 8 assistance nor contribute to a portion of his/her income or resources towards the expenses of these individuals. RESPONSIBLE ENTITY. For the public housing and Section 8 tenant -based assistance, project -based certificate assistance and moderate rehabilitation program, the responsible entity means the PHA administering the program under an ACC with HUD. For all other Section 8 programs, the responsible entity means the Section 8 owner. SECRETARY. The Secretary of Housing and Urban Development. SECTION 8. Section 8 of the United States Housing Act of 1937 (42 U.S.C. 1437f). SECURITY DEPOSIT. A dollar amount to be paid by a tenant to a landlord and to be applied to unpaid rent, damages or other amounts to the owner under the lease. SERVICE PERSON. A person in the active military or naval service (including the active reserve) of the United States. 157 Exhibit B SOUTH BAY COMMUNITY SERVICES 1iOME TENANT BASED RENTAL ASSISTANCE PROGRAM SHARED HOUSING. A unit occupied by two or more families. The unit consists of both common space for shared use by the occupants of the unit and separate private space for each assisted family. A special housing type. SINGLE PERSON. A person living alone or intending to live alone. SPECIAL ADMISSION. Admission of an applicant that is not on the PHA waiting list or without considering the applicant's waiting list position. SPECIAL HOUSING TYPES. See Subpart M of 24 CFR 982, which states the special regulatory requirements for SRO housing, congregate housing, group homes, shared housing, cooperatives (including mutual housing), and manufactured homes (including manufactured home space rental). SPECIFIED WELFARE BENEFIT REDUCTION. Those reductions of welfare benefits (for a covered family) that may not result in a reduction of the family rental contribution. A reduction of welfare benefits because of fraud in connection with the welfare program, or because of welfare sanction due to noncompliance with a welfare agency requirement to participate in an economic self-sufficiency program. SPOUSE. The husband or wife of the head of the household. SUBSIDIZED PROJECT. A multi -family housing project (with the exception of a project owned by a cooperative housing mortgage corporation or association) which receives the benefit of subsidy in the form of: Below -market interest rates pursuant to Section 221(d)(3) and (5) or interest reduction payments pursuant to Section 236 of the National Housing Act; or Rent supplement payments under Section 101 of the Housing and Urban Development Act of 1965; or Direct loans pursuant to Section 202 of the Housing Act of 1959; or Payments under the Section 23 Housing Assistance Payments Program pursuant to Section 23 of the United States Housing Act of 1937 prior to amendment by the Housing and Community Development Act of 1974; Payments under the Section 8 Housing Assistance Payments Program pursuant to Section 8 of the United States Housing Act after amendment by the Housing and Community Development Act unless the project is owned by a Public Housing Agency; A Public Housing Project. SUBSIDY STANDARDS. Standards established by a PHA to determine the appropriate number of bedrooms and amount of subsidy for families of different sizes and compositions. SUBSTANDARD UNIT. Substandard housing is defined by HUD for use as a federal preference. SUSPENSION/TOLLING. Stopping the clock on the term of a family's voucher, for such period as determined by the PHA, from the time when the family submits a request for PHA approval to lease a unit, until the time when the PHA approves or denies the 158 Exhibit B SOUTH BAY COMMUNITY SERVICES ) DME TENANT BASED RENTAL ASSISTANCE PROGRAM request. If the PHA decides to allow extensions or suspensions of the voucher term, the PHA administrative plan must describe how the PHA determines whether to grant extensions or suspensions, and how the PHA determines the length of any extension or suspension. TENANCY ADDENDUM. For the Housing Choice Voucher Program, the lease language required by HUD in the lease between the tenant and the owner. TENANT. The person or persons (other than a live -in -aide) who executes the lease as lessee of the dwelling unit. TENANT RENT. The amount payable monthly by the family as rent to the unit owner (Section 8 owner or PHA in public housing). For a tenancy in the pre -merger certificate program, tenant rent equals the total tenant payment minus any utility allowance. TOTAL TENANT PAYMENT (TTP). The total amount the HUD rent formula requires the tenant to pay toward gross rent and utility allowance. UNIT. Residential space for the private use of a family. UNUSUAL EXPENSES. Prior to the change in the 1982 regulations, this was the term applied to the amounts paid by the family for the care of minors under 13 years of age or for the care of disabled or handicapped family household members, but only where such care was necessary to enable a family member to be gainfully employed. UTILITIES. Utilities means water, electriCounty, gas, other heating, refrigeration, cooking fuels, stove, trash collection and sewage services. Telephone service is not included as a utility. UTILITY ALLOWANCE. If the cost of utilities for water, sewer, gas, and electriCounty and including range and refrigerator, and other housing services for an assisted unit is not included in the Contract Rent but is the responsibility of the family occupying the unit, an amount equal to the estimate made or approved by a PHA or HUD of a reasonable consumption of such utilities and other services for the unit by an energy conservative household of modest circumstances consistent with the requirements of a safe, sanitary, and healthy living environment. UTILITY REIMBURSEMENT. In the voucher program, the portion of the housing assistance payment which exceeds the amount of the rent to owner. UTILITY REIMBURSEMENT PAYMENT. In the pre -merger certificate program, the amount, if any, by which the Utility Allowance for the unit, if applicable, exceeds the Total Tenant Payment for the family occupying the unit. VACANCY LOSS PAYMENTS. (For pre -merger certificate contracts effective prior to 10/2/95) When a family vacates its unit in violation of its lease, the owner is eligible for 80% of the Contract Rent for a vacancy period of up to one additional month, (beyond the month in which the vacancy occurred) if s/he notifies the PHA as soon as s/he learns of the vacancy, makes an effort to advertise the unit, and does not reject any eligible applicant except for good cause. VERY LARGE LOWER -INCOME FAMILY. Prior to the change in the 1982 regulations this was described as a lower -income family which included eight or more minors. This term is no longer used. 159 Exhibit B SOUTH BAY COMMUNITY SERVICES tIDME TENANT BASED RENTAL ASSISTANCE PROGRAM VERY LOW INCOME FAMILY. A Lower -Income Family whose Annual Income does not exceed 50% of the median income for the area, as determined by HUD, with adjustments for smaller and larger families. HUD may establish income limits higher or lower than 50% of the median income for the area on the basis of its finding that such variations are necessary because of unusually high or low family incomes. This is the income limit for the pre -merger certificate and voucher programs. VETERAN. A person who has served in the active military or naval service of the United States at any time and who shall have been discharged or released under conditions other than dishonorable. VIOLENT CRIMINAL ACTIVITY. Violent criminal activity is any criminal activity that has as one of its elements, the use, attempted use, or threatened use of physical force substantial enough to cause, or be likely to cause, serious bodily injury or property damage. VOUCHER (rental voucher). A document issued by a PHA to a family selected for admission to the voucher program. This document describes the program and the procedures for PHA approval of a unit selected by the family. The voucher also states the obligations of the family under the program. VOUCHER HOLDER. A family holding an active voucher that has not yet expired (search time). VOUCHER PROGRAM. The Housing Choice Voucher program. WAITING LIST. A list of families organized according to HUD regulations and PHA policy waiting for a subsidy to become available. WAITING LIST ADMISSION. An admission from the PHA waiting list. WELFARE ASSISTANCE. Income assistance from Federal or State welfare programs, including assistance provided under TANF and general assistance. Does not include assistance directed solely to meeting housing expenses, nor programs that provide health care, child care or other services for working families. For the Family Self Sufficiency Program (984.103(b)), "welfare assistance" includes only cash maintenance payments from Federal or State programs designed to meet a family's ongoing basic needs, but does not include food stamps, emergency rental and utilities assistance, SSI, SSDI, or Social Security. WELFARE RENT. This concept is used ONLY for pre -merger Certificate tenants who receive welfare assistance on an "AS -PAID" basis. It is not used for the Housing Voucher Program. If the agency does NOT apply a ratable reduction, this is the maximum a public assistance agency COULD give a family for shelter and utilities, NOT the amount the family is receiving at the time the certification or recertification is being processed. If the agency applies a ratable reduction, welfare rent is a percentage of the maximum the agency could allow. 160 Exhibit B SOUTH BAY COMMUNITY SERVICES htOME TENANT BASED RENTAL ASSISTANCE PROGRAM WELFARE -TO -WORK (WTW) FAMILIES. Families assisted by a PHA with voucher funding awarded to the PHA under the HUD welfare -to -work voucher program (including any renewal of such WTW funding for the same purpose). 161 SOUT-17 OP ID: AW ACRE- CERTIFICATE OF LIABILITY INSURANCE I DATE(/03/1 m) D9103/14 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the pollcy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endarsement(s). PRODUCER 619-464-6851 Teague Insurance Agency, Inc. License #0525512 619-668-4715 4700 Spring St., 4th Floor La Mesa, CA 91942 Bradley C. Wilson LONjEACT PHONE FAX (Alc tap. E:n: (ac, No): EMAADDRESS: INSURERS) AFFORDING COVERAGE NAIC s INSURER A: Zenith Insurance Company INSURED South Bay Community Services 430 F Street Chula Vista, CA 91910 INSURER B : American States Ins. Co. INsuRERc:General Insurance Co. INSURER D : INSURER E : INSURFR F • COVERAGES CERTIFICATE NUMBER: • THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR I TR TYPE OF INSURANCE MCP wvn POLICY NUMBER POLICYEFF VMMIDDIVY`Y1 POLICYEXP IMMIDOIWYW LIMITS B GENERAL X LIABILITY COMMERCIAL GENERAL LIABILITY X 01C138296950 07108/14 07/08/15 EACH OCCURRENCE $ 1,000,00C pREMisEs ERe oceuDnence) $ 1,000,00C X CLAIMS -MADE OCCUR MED EXP (Any one person) $ 20,00C X Retro Date 7/1/92 PERsoNAL & ADV INJURY $ 1,000,00( X SexualMiscoduct* GENERAL AGGREGA-E $ 3,000,00( GEN'L AGGREGATE LIMIT APPLIES PER. 7 PO_ICY Plin I J[ I LOC PRODUCTS - COMP/OP AGG $ 3,000,00C $ C AUTOMOBILE _ X X LIABILITY ANY AL ITO ALL OWNED ALTOS HIRED AUTOS _ , SCHEDULED A.LITOS NON -OWNED ALTOS, X 24CC28479750 07/08/14 07/08/15 COMBINED SINGLE LIMIT (Ea accident) $ 1,000,OOC BODILY INJURY (Per person) $ BODILY INJURY (Per accident)— $ PROPERTY DAMAGE (Per occident) B X UMBRELLA LIAR EXCESS LIAB X OCCUR CLAIMS -MADE X 01X515986350 08/08/14 07/08/15 EACH OCCURRENCE $ 4,000,00C AGGREGATE $ 4,000,00C DED X I RETENTION $ NIL A WORKERS COMPENSATION AND EMPLOYERS' LIABILITY ANYPROPRIETORJPARTNERIEXECUTIVE Y� OFFICER/MEMBER EXCLUDED? (Mandatory In NH) 'f yes, describe under DESCRIPTION OF OPERATIONS below NIA X 2069607107 01/01/14 01/01/15 X WC STATll- OTH- TORY LIMITS ER EL.EACH ACCIDENT $ 1,000,00( E L. DISEASE - EA EMPLOYEE $ 1,000,00( E L DISEASE - POLICY LIMIT $ 1,000,00C C Professional Llab Retro Date 7/1/92 CM774514ID 07/08/14 07108N5 Incident 1,000,00C Aggregate 3,000,00C DESCRIPTION OF OPERATIONS / LOCATIONS I VEHICLES (Mich ACORD 1St, Additional Remarks Schedule, if more space is required) * Sexual Misconduct $1,000,000 Incident $3,000,000 Aggregate Included The Certificate Holder is added as an Additional Insured per forms CG76350207 & CA71100307 City of National City clo Risk Manager 140 East 12th. Street Suite A National City, CA 91950-4301 i SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE [ ,te„ " r aerr,; ACORD 25 (2010/05) 01988-2010 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD ."" REPRINTED FROM THE ARCHIVE. THE ORIGINAL TRANSACTION MAY INCLUDE ADDITIONAL FORMS "" COMMERCIAL AUTO CA 71 10 03 07 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AUTO PLUS ENDORSEMENT This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by the endorsement. EXTENDED CANCELLATION CONDITION BLANKET ADDITIONAL INSURED Paragraph 2.b. of the CANCELLATION Common Policy Condition is replaced by the following: b. 60 days before the effective date of cancellation if we cancel for any other reason. TEMPORARY SUBSTITUTE AUTO — PHYSICAL DAMAGE COVERAGE Under paragraph C. — CERTAIN TRAILERS, MO- BILE EQUIPMENT AND TEMPORARY SUBSTITUTE AUTOS of SECTION 1 — COVERED AUTOS, the following is added: If Physical Damage coverage is provided by this Cov- erage Form, then you have coverage for: Any "auto" you do not own while used with the per- mission of its owner as a temporary substitute for a covered "auto" you own that is out of service be- cause of its breakdown, repair, servicing, `loss" or destruction. BROAD FORM NAMED INSURED SECTION II — LIABILITY COVERAGE — A.1. WHO IS AN INSURED provision is amended by the addition of the following: d. Any business entity newly acquired or formed by you during the policy period provided you own 50% or more of the business entity and the business entity is not separately insured for Business Auto Coverage. Coverage is extended up 10 a maximum of 180 days following acquisi- tion or formation of the business entity. Coverage under this provision is afforded only until the end of the policy period. SECTION II — LIABILITY COVERAGE — A.1. WHO IS AN INSURED provision is amended by the addition of the following: e. Any person or organization for whom you are re- quired by an `insured contract" to provide insur- ance is an 'Insured", subject to the following additional provisions: (1) The "insured contract" must be in effect during the policy period shown in the Decla- rations, and must have been executed prior to the "bodily injury" or "property damage". (2) This person or organization is an 'Insured" only to the extent you are liable due to your ongoing operations for that insured, whether the work is performed by you or for you, and only to the extent you are held liable for an "accident" occurring while a covered "auto" is being driven by you or one of your em- ployees. There is no coverage provided to this person or organization for "bodily injury" to its em- ployees, nor for "property damage" to its properly. (4) Coverage for this person or organization shall be limited to the extent of your negli- gence or fault according to the applicable principles of comparative negligence or fault. The defense of any claim or "suit" must be tendered by this person or organization as soon as practicable to all other insurers which potentially provide insurance for such claim or "suit". (3) (5) Includes copyrighted material of Insurance Services Office, Inc., with its permission. Copyright, Insurance Services Office, Inc., 1997 CA 71 10 03 07 Page 1 of 6 EP "^ REPRINTED FROM THE ARCHIVE, THE ORIGINAL TRANSACTION MAY INCLUDE ADDITIONAL FORMS ^^ (6) The coverage provided will not exceed the lesser of: (7) (a) The coverage and/or limits of this policy; or (b) The coverage and/or limits required by the "insured contract". A person's or organization's status as an "insured" under this subparagraph d ends when your operations for that "insured" are completed. EMPLOYEE AS INSURED Under Paragraph A. of Section II — LIABILITY COV- ERAGE item f. is added as follows: Your "employee" while using his owned "auto", or an "auto" owned by a member of his or her household, in your business or your personal affairs, provided you do not own, hire or borrow that "auto". This coverage is excess to any other collectible insurance coverage. FELLOW EMPLOYEE COVERAGE Exclusion 5. FELLOW EMPLOYEE of SECTION II — LIABILITY COVERAGE — B. EXCLUSIONS is amended by the addition of the following: However, this exclusion does not apply if the "bodily injury" results from the use of a covered "auto" you own or hire, and provided that any coverage under this provision only applies in excess over any other collectible insurance. BLANKET WAIVER OF SUBROGATION We waive the right of recovery we may have for pay- ments made for "bodily injury" or "property damage" on behalf of the persons or organizations added as Insureds" under Section II — LIABILITY COVERAGE — A.1.D. BROAD FORM NAMED INSURED and A.1.e. BLANKET ADDITIONAL INSURED. PHYSICAL DAMAGE — ADDITIONAL TRANS- PORTATION EXPENSE COVERAGE The first sentence of paragraph A.4. of SECTION III — PHYSICAL DAMAGE COVERAGE is amended as follows: We will pay up to $50 per day to a maximum of $1,500 for temporary transportation expense incurred by you because of the total theft of a covered "auto" of the private passenger type. PERSONAL EFFECTS COVERAGE A. SECTION III — PHYSICAL DAMAGE COVER- AGE, A.4. COVERAGE EXTENSIONS, is amended by adding the following: c. Personal Effects Coverage For any Owned "auto" that is involved in a covered "loss", we will pay up 10 $500 for "personal effects" that are lost or damaged as a result of the covered loss", without applying a deductible. EXTRA EXPENSE — BROADENED COVERAGE Paragraph A. — COVERAGE of SECTION III — PHYSICAL DAMAGE COVERAGE is amended to add: 5. We will pay for the expense of returning a stolen covered "auto" to you. AIRBAG COVERAGE Under paragraph B. — EXCLUSIONS of SECTION III — PHYSICAL DAMAGE COVERAGE, the following is added: The exclusion relating to mechanical breakdown does not apply to the accidental discharge of an airbag. NEW VEHICLE REPLACEMENT COST Under Paragraph C — LIMIT OF INSURANCE of Section III — PHYSICAL DAMAGE COVERAGE sec- tion 2 is amended as follows: 2. An adjustment for depreciation and physical con- dition will be made in determining actual cash value in the event of a total loss. However, in the event of a total loss to your "new vehicle" to which this coverage applies, as shown in the declarations, we will pay at your option: a. The verifiable "new vehicle" purchase price you paid for your damaged vehicle, not in- cluding any insurance or warranties pur- chased; b. The purchase price, as negotiated by us, of a new vehicle of the same make, model and equipment, not including any furnishings, parts or equipment not installed by the manufacturer or manufacturer's dealership. If the same model is not available pay the purchase price of the most similar model available; Page 2 of 6 REPRATEC FROM THE ARCHIVE. THE ORIGINAL TRANSACTION MAY INCLUDE ADDITIONAL FORMS "'^ c. The market value of your damaged vehicle, not including any furnishings, parts or equip- ment not installed by the manufacturer or manufacturer's dealership. This coverage applies only to a covered "auto" of the private passenger, light truck or medium truck type (20,000 Ibs or less gross vehicle weight) and does not apply to initiation or set up costs associated with loans or leases. TWO OR MORE DEDUCTIBLES Under SECTION III — PHYSICAL DAMAGE COV- ERAGE, if two or more "company" policies or cover- age forms apply to the same accident, the following applies to paragraph D. Deductible: a. If the applicable Business Auto deduct- ible is the smaller (or smallest) deduct- ible i1 will be waived; or b. If the applicable Business Auto deduct- ible is not the smaller (or smallest) de- ductible it will be reduced by the amount of the smaller (or smallest) deductible; or c. If the loss involves two or more Busi- ness Auto coverage forms or policies the smaller (or smallest) deductible will be waived. For the purpose of this endorsement "company" means: a. Safeco Insurance Company of America b. American States Insurance Company c. General Insurance Company of America d. American Economy Insurance Company e. First National Insurance Company of America f. American States Insurance Company of Texas g• American States Preferred Insurance Company h. Safeco Insurance Company of Illinois LOAN/LEASE GAP COVERAGE Under paragraph C — LIMIT OF INSURANCE of SECTION III — PHYSICAL DAMAGE COVERAGE, the following is added: 4. The most we will pay for a total "loss" in any one "accident" is the greater of the following, subject to a $1,500 maximum limit: (5) a. Actual cash value of the damaged or stolen property as of the time of the "loss", less an adjustment for depreciation and physical condition; or b. Balance due under the terms of the loan or lease that the damaged covered "auto" is subject to at the time of the "loss", less any one or all of the following adjustments: (1) Overdue payment and financial penalties associated with those payments as of the date of the "loss". (2) Financial penalties imposed under a lease due to high mileage, exces- sive use or abnormal wear and tear. (3) Costs for extended warranties, Cre- dit Life Insurance, Health, Accident or Disability Insurance purchased with the loan or lease. (4) Transfer or rollover balances from previous loans or leases. Final payment due under a "Balloon Loan". (6) The dollar amount of any un-repaired damage that occurred prior to the "total loss" of a covered "auto". (7) Security deposits not refunded by a lessor. (8) (9) All refunds payable or paid to you as a result of the early termination of a lease agreement or any war- ranty or extended service agree- ment on a covered "auto". Any amount representing taxes. (10) Loan or lease termination fees GLASS REPAIR — WAIVER OF DEDUCTIBLE Under paragraph D. — DEDUCTIBLE of SECTION III — PHYSICAL DAMAGE COVERAGE, the following is added: No deductible applies to glass damage if the glass is repaired rather than replaced. AMENDED DUTIES IN THE EVENT OF ACCI- DENT, CLAIM, SUIT OR LOSS The requirement in LOSS CONDITION 2.a. — DUTIES IN THE EVENT OF ACCIDENT, CLAIM, SUIT OR LOSS — of SECTION IV — BUSINESS AUTO CONDITIONS that you must notify us of an CA 71 10 03 07 Page 3 of 6 EP ^" REPRINTED FROM THE ARCHIVE. THE ORIGINAL TRANSACTION MAY INCLUDE ADDITIONAL FORMS ^^ "accident" applies only when the "accident" is known to: (1) You, if you are an individual; (2) A partner, if you are a partnership; or (3) An executive officer or insurance manager, if you are a corporation. UNINTENTIONAL FAILURE TO DISCLOSE HAZARDS SECTION IV — BUSINESS AUTO CONDITIONS — B.2. is amended by the addition of the following: If you unintentionally fail to disclose any hazards ex- isting at the inception date of your policy, we will not deny coverage under this Coverage Form because of such failure. However, this provision does not affect our right to collect additional premium or exercise our right of cancellation or non -renewal. HIRED AUTO — LIMITED WORLD WIDE COVER- AGE Under Section IV — Business Conditions, Paragraph B.7.b.e(1) is replaced by the following: (1) The "accident" or "loss" results from the use of an "auto" hired for 30 days or less. RESULTANT MENTAL ANGUISH COVERAGE SECTION V — DEFINITIONS — C. is replaced by the following: "Bodily injury" means bodily injury, sickness or dis- ease sustained by a person including mental anguish or death resulting from any of these. HIRED AUTO PHYSICAL DAMAGE COVERAGE If hired "autos" are covered "autos" for Liability cov- erage and if Comprehensive, Specified Causes of Loss or Collision coverages are provided under this Coverage Form for any "auto" you own, then the Physical Damage Coverages provided are extended to "autos" you hire or borrow. The most we will pay for loss to any hired "auto" is $50,000 or Actual Cash Value or Cost of Repair, whichever is smallest, minus a deductible. The de- ductible will be equal to the largest deductible appli- cable to any owned "auto" of the private passenger or light truck type for that coverage. Hired Auto Phy- sical Damage coverage is excess over any other col- lectible insurance. Subject to the above limit, deductible and excess provisions; we will provide coverage equal to the broadest coverage applicable to any covered "auto" you own. HIRED AUTO PHYSICAL DAMAGE COVERAGE — LOSS OF USE SECTION III — PHYSICAL DAMAGE A.4.b. Form does not apply. Subject to a maximum of $1,000 per accident, we will cover loss of use of a hired "auto" if it results from an accident, you are legally liable and the lessor in- curs an actual financial loss. RENTAL REIMBURSEMENT COVERAGE A. We will pay for rental reimbursement expenses incurred by you for the rental of an "auto" be- cause of a covered 'loss" to a covered "auto". Payment applies in addition to the otherwise ap- plicable amount of each coverage you have on a covered "auto". No deductibles apply to this coverage. B. We will pay only for those expenses incurred during the policy period beginning 24 hours after the 'loss" and ending, regardless of the policy's expiration, with the lesser of the following number of days: 1. The number of days reasonably required to repair or replace the covered "auto". If "loss" is caused by theft, this number of days is added to the number of days it takes to locate the covered "auto" and return i1 to you. 2. 30 days. C. Our payment is limited to the lesser of the fol- lowing amounts: 1. Necessary and actual expenses incurred. 2. $50 per day. D. This coverage does not apply while there are spare or reserve "autos" available to you for your operations. E. If "loss" results from the total theft of a covered "auto" of the private passenger type, we will pay under this coverage only that amount of your rental reimbursement expenses which is not al- ready provided for under the PHYSICAL DAM- AGE COVERAGE Coverage Extension. F. The Rental Reimbursement Coverage described above does not apply to a covered "auto" that is described or designated as a covered "auto" on Page 4 of 8 "" REPRINTED FROM THE ARCHIVE. THE ORIGINAL. TRANSACTION MAY INCLUDE ADDITIONAL FORMS ."* Rental Reimbursement Coverage Form CA 99 23. AUDIO, VISUAL AND DATA ELECTRONIC EQUIPMENT COVERAGE A. Coverage 1. We will pay with respect to a covered "auto" for "loss" to any electronic equipment that receives or transmits audio, visual or data signals and that is not designed solely for the reproduction of sound. This coverage applies only 11 the equipment is permanently installed in the covered "auto" at the time of the "loss" or the equipment is removable from a housing unit which is permanently installed in the covered "auto" at the time of the "loss", and such equipment is designed to be solely operated by use of the power tram the "auto's" electrical system, in or upon the covered "auto". 2. We will pay with respect to a covered "auto" for "loss" to any accessories used with the electronic equipment described in paragraph A.1. above. However, this does not include tapes, records or discs. 3. If Audio, Visual and Data Electronic Equip- ment Coverage form CA 99 60 or CA 99 94 is attached to this policy, then the Audio, Vi- sual and Data Electronic Equipment Cover- age described above does not apply. B. Exclusions The exclusions that apply to PHYSICAL DAM- AGE COVERAGE, except for the exclusion relat- ing to Audio, Visual and Data Electronic Equipment, also apply to this coverage. In addi- tion, the following exclusions apply: We will not pay for either any electronic equip- ment or accessories used with such electronic equipment that is: 1. Necessary for the normal operation of the covered "auto" for the monitoring of the covered "auto's" operating system; or 2. Both: a. an integral part of the same unit housing any sound reproducing equipment de- signed solely for the reproduction of sound if the sound reproducing equipment is permanently installed in the covered "auto"; and b. permanently installed in the opening of the dash or console normally used by the manufacturer for the installation of a radio. C. Limit of Insurance With respect to this coverage, the LIMIT OF IN- SURANCE provision of PHYSICAL DAMAGE COVERAGE is replaced by the following: 1. The most we will pay for "loss" to audio, vi- sual or data electronic equipment and any accessories used with this equipment as a result of any one "accident" is the lesser of: a. The actual cash value of the damaged or stolen property as of the time of the "loss"; or b. The cost of repairing or replacing the damaged or stolen property with other property of like kind and quality. c. $1,000. 2. An adjustment for depreciation and physical condition will be made in determining actual cash value al the time of the "loss". 3. If a repair or replacement results in better than like kind or quality, we will not pay for the amount of the betterment. D. Deductible 1. If "loss" to the audio, visual or data elec- tronic equipment or accessories used with this equipment is the result of a "loss" to the covered "auto" under the Business Auto Coverage Form's Comprehensive or Colli- sion Coverage, then for each covered "auto" our obligation to pay for, repair, return or re- place damaged or stolen property will be re- duced by the applicable deductible shown in the Declarations. Any Comprehensive Cov- erage deductible shown in the Declarations does not apply to "loss" to audio, visual or data electronic equipment caused by fire or lightning. 2. If "loss" to the audio, visual or data elec- tronic equipment or accessories used with this equipment is the result of a "loss" to the covered "auto" under the Business Auto Coverage Form's Specified Causes of Loss Coverage, then for each covered "auto" our obligation to pay for, repair, return or replace damaged or stolen property will be reduced by a $100 deductible. 3. If "loss" occurs solely to the audio, visual or data electronic equipment or accessories used with this equipment, then for each cov- ered "auto" our obligation to pay for, repair, CA 71 10 03 07 Page 5 of 6 EP REPRINTED FROM THE CHIVE. THE ORIGINAL TRANSACTION MA,' INCLUDE ADDITIONAL FORMS return or replace damaged or stolen property will be reduced by a $100 deductible. 4. In the evens that there is more than one ap- plicable deductible, only the highest deduct- ible will apply. In no event will more than one deductible apply. SECTION V - DEFINITIONS is amended by adding the following: Q. R. "Personal effects" means your tangible property that is worn or carried by you, ex- cept for tools, jewelry, money, or securities. "New vehicle" means any "auto" of which you are the original owner and the "auto" has not been previously Titled and is less than 365 days past the purchase date. Page 6 of 6 WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY TheZenith WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. You must maintain payroll records accurately segregating the remuneration of your employees while engaged in the work described in the Schedule. The additional premium for this endorsement shall be 5% of the California workers compensation premium otherwise due on such remuneration. Minimum Premium: $0 Schedule Person or Organization CITY OF NATIONAL CITY C/O CITY ATTORNEY OFFICE 1243 NATIONAL CITY BLVD NATIONAL CITY, CA 91950 RE: ALL OPERATIONS OF THE NAMED INSURED This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated, Endorsement Effective 01/01/14 Insured SOUTH BAY COMMUNITY SERVICES [OTHER) Policy No. Z069607107 Policy Period 01/01/14 To 01/01/15 Issued On 12/27/13 WC-04-03-06B (Ed. 10-07) At San Diego, CA INSURED COPY ZENITH INSURANCE COMPANY t..?' f PRESIDENT Endorsement No. 14 " REPRIN I w FROM THE ARCHIVE. THE ORIGMAL TRANSACTION MAY INCLUDE ADO ITICNAL FORMS "'" Underwriters. dI M!fAl•Wrp COMMERCIAL GENERAL LIABILITY CG 76 35 02 07 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. LIABILITY PLUS ENDORSEMENT This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name of Person or Organization: Per Written Contract ADDITIONAL INSURED — BY WRITTEN CONTRACT, AGREEMENT OR PERMIT, OR SCHEDULE The following paragraph Is added to WHO IS AN INSURED (Section II): 4. Any person or organization shown In the Sched- ule or for whom you are required by written con- tract, agreement or permit to provide insurance is an insured, subject to the following additional provisions: a. The contract, agreement or permit must be in effect during the policy period shown in the Declarations, and must have been exe- cuted prior to the "body injury", "property damage", or •personal and advertising injury". b. The person or organization added as an in- sured by this endorsement is an insured only to the extent you are held liable due to: (1) The ownership, maintenance or use of that part of premises you own, rent, lease or occupy. subject to the following additional provisions: This Insurance does not apply to any "occurrence" which takes place after you cease to be a tenant in any premises leased to or rented to you; (b) This insurance does not apply to any structural alterations, new con- struction or demolition operations performed by or on behalf of the person or organization added as an insured; (2) Your ongoing operations for that in- sured, whether the work is performed by you or for you; (3) The maintenance, operation or use by you of equipment leased to you by such person or organization, subject to the fnllcwing additional prcwislnns: (a) This Insurance does not apply to any 'occurrence" which takes place after the errlipmard lease pxplraA; (a) Includes Copyrighted Material of Insurance Services Office, Inc., with its permission. Copyright, Insurance Services, 2001 CG 76 65 02 07 Paw 1 of 4 EP AFP•META2413•PRINT001•2277.004&41 "^ REPRINTED FROM THE ARCHIVE. THE ORIGINAL TRANSACTION MAY INCLUDE ADDITIONAL FORMS (b) This insurance does not apply to "bodily Injury" or "property dam- age" arising out of the sole negli- gence of such person or organization; (4) Permits Issued by any state or political subdivision with respect to operations performed by you or on your behalf, subject to the following additional pro- vision: This Insurance does not apply to 'bodily Injury", "property damage'. or "personal and advertising injury" arising out of operations performed for the state or municipality, c. The insurance with respect to any architect, engineer, or surveyor added as an insured by this endorsement does not apply to 'bodily injury", "property damage", or "per- sonal and advertising injury" arising out of the rendering of or the failure to render any professional services by or for you, Includ- ing: (1) The preparing, approving, or failing to prepare or approve maps, drawings, opinions. reports, surveys, change or- ders, designs or specifications; and (2) Supervisory, inspection or engineering services. d. This insurance does not apply to 'bodily injury" or "property damage" included within the "products -completed operations haz- ard". A person's or organizatiorr's status as an insured un- der this endorsement ends when your operations for that Insured are completed. No coverage will be provided if, in the absence of this endorsement, no liability would be Imposed by law on you. Coverage shall be limited to the extent of your negligence or fault according to the applicable princl- ples of comparative fault. NON -OWNED WATERCRAFT AND NON -OWNED AIRCRAFT LIABILITY Exclusion g. of COVERAGE A (Section I) Is replaced by the following: g. "Bodily injury" or "property damage" arising out of the ownership, maintenance, use or entrustment to others of any aircraft, °auto' or watercraft awned or operated by or rented or loaned to any Insured. Use includes oper- ation and 'loading or unloading". This exclusion applies even if the claims against any insured allege negligence or other wrongdoing In the supervision, hiring, employment, training or monitoring of others by that insured, if the "occurrence" which caused the "bodily injury" or `property damage" involved the ownership, mainte- nance, use or entrustment to others of any aircraft, "auto' or watercraft that is owned or operated by or rented or loaned to any in- sured. This exclusion does not apply to: (1) A watercraft while ashore on premises you own or rent; (2) A watercraft you do not own that is: (a) Less than 52 feet long; and (b) Not being used to carry persons or property for a charge; (3) Parking an "auto" on, or on the ways next to, premises you own or rent, pro- vided the "auto" is not owned by or rented or loaned to you or the insured; (4) Liability assumed under any "insured contract" for the ownership, mainte- nance or use of aircraft or watercraft; or (5) "Bodily injury" or "property damage" arising out of: (a) the operation of machinery or equipment that is attached to, or part of, a land v hlela that would qualify under the definition of "mobile equipment" if it were not subject to a compulsory or financial responsibility law or other motor ve- hicle Insurance law In the state where It is licensed or principally garaged; or (b) the operation of any of the machin- ery or equipment listed in Paragraph f.(2) or f.(3) of the definition of "mobile equipment". (6) An aircraft you do not own provided it is not operated by any insured. TENANTS' PROPERTY DAMAGE LIABILITY When a Damage To Premises Rented To You Limit is shown In the Declarations, Exclusion J. of Coverage A, Section I Is replaced by the following: J. Damage To Property "Property damage" to: (1) Property you own, rent, or occupy, Including any costs or expenses Incurred by you, or Peke 2 of 4 AFP•META243FRINTO31•2277.004743 —' REPRINTED FROM THE ARCHIVE THE ORIGINALTRANSACTION MAY INCLUDE ADD IT[CNAL FORM "^ any other person, organization or entity, for repair, replacement, enhancement, restora- tion or maintenance of such property for any reason, including prevention of injury to a person or damage to another's property; (2) Premises you sell, give away or abandon, if the "property damage" arises out of any part of those premises; (3) Property loaned to you; (4) Personal property in the care, custody or control of the insured; (5) That particular part of real property on which you or any contractors or subcontractors working directly or indirectly on your behalf are performing operations, if the "property damage" arises out of those operations, or (6) That particular part of any property that must be restored, repaired or replaced because "your work" was incorrectly performed on it. Paragraphs (1), (3) and (4) of this exclusion do not apply to "property damage" (other than damage by fire) to premises, including the con- tents of such premises, rented to you. A separate limit of insurance applies to Damage To Prern- ises Rented To You as described In Section III — Limits Of Insurance. Paragraph (2) of this exclusion does not apply If the premises are "your work" and were never occupied, rented or held for rental by you. Paragraphs (3), (4), (5) and (b) 01 this exclusion do not apply to liability assumed under a side- track agreement. Paragraph (6) of this exclusion does not apply to 'property damage' included in the "products - completed operations hazard". Paragraph 6. of LIMITS OF INSURANCE (Section III) Is replaced by the following: 6. Subject to 5. above, the Damage To Premises Rented To You Limit is the most we will pay un- der Coverage A for damages because of "property damage" to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner. The Damage To Premises Rented To You limit is the higher of the Each Occurrence Limit shown in the Declarations or the amount shown in the Declarations as Damage To Premises Rented To You Limit. WHO IS AN INSURED — MANAGERS The following is added to Paragraph 2.a. of WHO IS AN INSURED (Section II) Paragraph (1) does not apply to executive officers, or to managers at the supervisory level or above. SUPPLEMENTARY PAYMENTS — COVERAGES A AND B — BAIL BONDS — TIME OFF FROM WORK Paragraph 1.b. of SUPPLEMENTARY PAYMENTS — COVERAGES A AND B is replaced by the following: b. Up to $3,000 for cost of bail bonds required because of accidents or traffic law violations arising out of the use of any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to furnish these bonds. Paragraph 1.d. of SUPPLEMENTARY PAYMENTS — COVERAGES A AND B is replaced by the following: d. All reasonable expenses incurred by the in- sured at our request to assist us in the in- vestigation or defense of the claim or "suit", Including actual loss of earnings up to $500 a day because of time off from work. EMPLOYEES AS INSUREDS — HEALTH CARE SERVICES Provision 2.a.(1)(d) of WHO IS AN INSURED (Section II) Is deleted, unless excluded by separate endorse- ment. EXTENDED COVERAGE FOR NEWLY ACQUIRED ORGANIZATIONS Provision 3.a. of WHO IS AN INSURED (Section II) is replaced by the following: a. Coverage under thls provision Is afforded only until the end of the policy period. EXTENDED "PROPERTY DAMAGE" Exclusion a. of COVERAGE A (Section I) is replaced by the following: a. "Bodily injury" or "property damage' expected or intended from the standpoint of the Insured. This exclusion does not apply to "bodily injury" or "property damage" resulting from the use of reasonable force to protect persons or property. CO 78 35 02 07 Pie 3of4 EP AFP•MErA243RiINT001•227748481 »•• REPRINTED MOM THE ARCHIVE. THE ORIGINAL 7RANSACTIONMAY INCLUDE ADDITICINAL FORMS »•• EXTENDED DEFINITION OF BODILY INJURY Paragraph 3. of DEFINITIONS (Section V) is replaced by the following: 3. "Bodily injury" means bodily injury, sickness or disease sustained by a person, including mental anguish or death resulting from any of these .at any time. TRANSFER OF RIGHTS OF RECOVERY The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of COM- MERCIAL GENERAL LIABILITY CONDITIONS (Sec- tion IV): We waive any rights of recovery we may have against any person or organization because of payments we make for Injury or damage arising out of your ongoing operations or your work" done under a contract with that person or organization and included in the "products -completed operations hazard". This waiver applies only to a person or organization for whom you are required by written contract, agreement or permit to waive these rights of recovery. AGGREGATE LIMITS OF INSURANCE — PER LOCATION For all sums which the Insured becomes legally obli- gated to pay as damages caused by "occurrences" under COVERAGE A (Section I), and for all medical expenses caused by accidents under COVERAGE C (Section I), which can be attributed only to operations at a single "location": Paragraphs 2.a. and 2.b. of Limits of Insurance (Sec- tion III) apply separately to each of your "locations" owned by or rented to you. "Location" means premises involving the same or connecting lots, or premises whose connection is interrupted only by a street, roadway, waterway, or right-of-way of a railroad. INCREASED MEDICAL EXPENSE LIMIT The Medical Expense Limit Is amended to $10,000. KNOWLEDGE OF OCCURRENCE The following is added to Paragraph 2. Duties In The Event Of Occurrence, Offense, Claim Or Suit of COMMERCIAL GENERAL UABILITY CONDITIONS (Section IV): Knowledge of an "occurrence'", claim or "suit" by your agent, servant or employee shall not in itself constitute knowledge of the named insured unless an officer of the named Insured has received such notice from the agent, servant or employee. UNINTENTIONAL FAILURE TO DISCLOSE ALL HAZARDS The following is added to Paragraph B. Representa- tions of COMMERCIAL GENERAL LIABILITY CONDI- TIONS (Section IV): If you unintentionally fall to disclose any hazards ex- isting at the inception date of your policy, we will not deny coverage under this Coverage Form because of such failure. However, this provision does not affect our right to collect additional premium or exercise our right of cancellation or non -renewal. LIBERALIZATION CLAUSE The following paragraph Is added to COMMERCIAL GENERAL LIABILITY CONDITIONS (Section IV); 10. If a revision to this Coverage Part, which would provide more coverage with no additional pre. mlum, becomes effective during the policy period in the state shown In the Declarations, your pol- icy will automatically provide this additional cov- erage on the effective date of the revision. Page 4 of 4 AFP.METAMSPRINTC01.2277.0049 8 CITY OF NATIONAL CITY Office of the City Clerk 1243 National City Blvd., National City, California 91950 619-336-4228 phone / 619-336-4229 fax Michael R. Dalla, CMC - City Clerk October 15, 2014 Ms. Kathryn Lembo South Bay Community Services 1124 Bay Blvd., Suite D Chula Vista, CA 91911 Dear Ms. Lembo, On July l S`, 2014, an Agreement was entered between the City of National City and South Bay Community Services. We are enclosing for your records a fully executed original Agreement. Michael R. Dalla, CMC City Clerk Enclosure cc: Housing & Grants